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ESAF Small Finance Bank (BOM:544020) PEG Ratio : 2.83 (As of May. 31, 2024)


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What is ESAF Small Finance Bank PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, ESAF Small Finance Bank's PE Ratio without NRI is 58.32. ESAF Small Finance Bank's 5-Year Book Value growth rate is 20.60%. Therefore, ESAF Small Finance Bank's PEG Ratio for today is 2.83.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for ESAF Small Finance Bank's PEG Ratio or its related term are showing as below:

BOM:544020' s PEG Ratio Range Over the Past 10 Years
Min: 0.76   Med: 0.97   Max: 3.4
Current: 2.86


During the past 8 years, ESAF Small Finance Bank's highest PEG Ratio was 3.40. The lowest was 0.76. And the median was 0.97.


BOM:544020's PEG Ratio is ranked worse than
72.28% of 1147 companies
in the Banks industry
Industry Median: 1.43 vs BOM:544020: 2.86

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


ESAF Small Finance Bank PEG Ratio Historical Data

The historical data trend for ESAF Small Finance Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ESAF Small Finance Bank PEG Ratio Chart

ESAF Small Finance Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PEG Ratio
Get a 7-Day Free Trial - - - - 2.90

ESAF Small Finance Bank Semi-Annual Data
Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
PEG Ratio Get a 7-Day Free Trial - - - - 2.90

Competitive Comparison of ESAF Small Finance Bank's PEG Ratio

For the Banks - Regional subindustry, ESAF Small Finance Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ESAF Small Finance Bank's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ESAF Small Finance Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where ESAF Small Finance Bank's PEG Ratio falls into.



ESAF Small Finance Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

ESAF Small Finance Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=58.318681318681/20.60
=2.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


ESAF Small Finance Bank  (BOM:544020) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


ESAF Small Finance Bank PEG Ratio Related Terms

Thank you for viewing the detailed overview of ESAF Small Finance Bank's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


ESAF Small Finance Bank (BOM:544020) Business Description

Comparable Companies
Traded in Other Exchanges
Address
Thrissur-Palakkad National Highway, Building No.VII/83/8, ESAF Bhavan, Mannuthy, Thrissur, KL, IND, 680681
ESAF Small Finance Bank Ltd is one of the leading small finance banks in India in terms of client base size, the yield on advances, Net Interest Margin, assets under management CAGR, total deposit CAGR, loan portfolio concentration in rural and semi-urban areas, and the ratio of microloan advances to gross advances. It delivers its products and services through its business correspondents, customer service centers (which are operated by its business correspondents), Branches, banking agents, ATMs, ATM cum debit cards, mobile banking platforms, SMS alerts, internet banking portals and unified payment interface facilities. They have business segments, segregating them into Treasury, Wholesale Banking, Retail Banking and Other Banking Operations. Majority of revenue comes from Retail Banking.

ESAF Small Finance Bank (BOM:544020) Headlines

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