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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 0.8  -8.1  -21.6 
EBITDA Growth (%) -13.7  -35.1  -39 
Free Cash Flow Growth (%) -11.9 
Book Value Growth (%) 7.4  7.4  93.5 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Jun10 Sep10 Dec10 Mar11 Jun11
   
Revenue per Share ($)
11.65
13.30
15.49
21.60
22.54
19.70
15.94
15.80
15.97
12.94
14.97
4.21
2.72
4.68
3.94
3.63
EBITDA per Share
4.12
4.92
5.07
7.16
7.12
5.59
3.05
3.61
3.38
0.59
3.00
0.97
0.07
1.62
1.01
0.30
Free Cashflow per Share
-3.57
4.49
-8.69
9.29
-9.87
26.13
21.36
8.13
13.37
-6.88
10.84
5.98
--
-3.73
--
14.57
Earnings per Share ($)
2.57
3.09
3.18
4.23
4.06
3.42
4.95
1.73
1.45
-0.52
1.29
0.63
0.02
0.53
0.52
0.22
Dividends Per Share
1.18
1.28
1.48
1.68
1.96
2.08
0.06
0.27
0.33
0.36
0.33
0.06
0.06
0.06
0.15
0.06
Book Value per Share
15.69
16.49
14.43
18.30
21.40
29.11
24.95
24.75
26.90
25.75
23.55
12.18
--
24.81
--
23.55
Month End Stock Price
36.35
45.68
42.08
58.14
40.37
9.80
17.60
16.52
10.99
17.32
16.43
15.89
18.85
16.52
18.14
16.43
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Jun10 Sep10 Dec10 Mar11 Jun11
   
Return on Equity %
16.40
18.80
22.00
23.10
19.00
12.00
19.90
7.00
5.40
-1.90
3.60
19.60
--
8.40
--
3.60
Return on Assets %
0.60
0.60
0.40
0.50
0.40
0.20
0.70
0.20
0.20
-0.10
--
0.80
--
0.40
--
--
Debt to Equity
3.70
4.60
5.93
0.70
0.78
0.82
3.46
0.56
0.45
0.45
0.52
0.52
--
0.56
--
0.52
   
Operating Margin %
30.90
32.80
30.30
30.50
28.80
24.50
15.20
18.70
17.80
0.40
8.30
23.00
2.60
20.50
25.60
8.30
Net Margin %
22.10
23.30
20.50
19.60
18.00
17.70
31.10
11.00
9.10
-3.90
6.10
14.20
0.90
11.30
13.10
6.10
   
Debt to Revenue
4.98
5.70
5.53
0.59
0.74
1.21
5.41
0.88
0.75
0.89
3.37
1.51
--
2.97
--
3.37
Interest Exp. to Revenue %
53.07
48.70
43.18
39.13
39.17
46.29
39.46
38.57
36.97
43.23
35.18
57.27
--
-29.55
--
35.18
   
Asset Turnover
0.03
0.03
0.02
0.02
0.02
0.01
0.02
0.02
0.02
0.02
0.01
0.01
--
0.01
--
0.01
Dividend Payout Ratio
0.30
0.27
0.31
0.26
0.32
0.39
0.01
0.10
0.15
--
0.18
0.07
1.71
0.08
0.19
0.18
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Jun10 Sep10 Dec10 Mar11 Jun11
   
Net Interest Income
9,993
10,362
12,232
13,848
14,575
17,272
18,058
18,974
18,486
17,635
19,308
9,044
25,611
-15,680
11,211
-1,833
Non Interest Income
8,837
10,915
16,098
21,545
22,632
20,039
27,703
30,226
31,512
23,161
27,674
16,959
-16,959
30,226
529
13,879
Revenue
18,830
21,276
28,330
35,393
37,207
37,312
45,761
49,200
49,998
40,795
46,982
26,003
8,652
14,545
11,739
12,045
   
Selling, General, &Admin. Expense
6,499
7,569
977
12,374
12,748
11,715
23,498
28,032
28,036
26,803
--
--
--
--
--
--
Credit Losses Provision
2,038
1,655
2,380
3,263
4,239
8,161
--
--
--
--
-1,897
4,667
1,845
-6,512
1,395
1,374
Other Expenses
3,637
4,181
15,695
8,021
8,474
6,851
13,503
9,939
11,382
12,136
39,624
15,356
6,577
16,038
7,336
9,673
Earnings Before DDA
6,656
7,871
9,277
11,736
11,747
10,583
8,759
11,229
10,580
1,856
9,255
5,980
229
5,020
3,008
998
   
Depreciation, Depletion and Amortization
838
900
682
927
1,015
1,432
1,812
2,039
1,673
1,695
2,039
--
--
2,039
--
--
   
Operating Income
5,817
6,971
8,596
10,808
10,732
9,151
6,947
9,189
8,908
161
7,215
5,980
229
2,980
3,008
998
Net Income
4,152
4,949
5,819
6,924
6,699
6,599
14,232
5,400
4,556
-1,577
3,986
3,683
74.24
1,642
1,533
736
   
Earnings per Share ($)
2.57
3.09
3.18
4.23
4.06
3.42
4.95
1.73
1.45
-0.52
1.29
0.63
0.02
0.53
0.52
0.22
Total Shares Outstanding
1,616
1,600
1,829
1,638
1,651
1,894
2,871
3,113
3,132
3,154
3,318
6,170
3,177
3,106
2,976
3,318
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Jun10 Sep10 Dec10 Mar11 Jun11
   
Cash and cash equivalents
5,648
5,338
8,796
14,773
11,583
47,763
123,459
147,924
164,706
132,774
131,691
157,467
--
147,924
--
131,691
Money Market Investments
10,860
10,084
235,889
263,691
277,660
196,318
217,320
311,776
232,826
268,115
298,283
298,561
--
311,776
--
298,283
Net Loan
288,369
329,929
299,932
313,128
385,898
506,457
461,359
465,741
479,380
466,218
758,688
748,773
--
705,668
--
758,688
Securities & Investments
159,266
211,411
242,972
730,863
959,022
2,043,113
314,889
354,511
390,338
403,333
399,448
332,883
--
354,511
--
399,448
Accounts Receivable
--
--
--
--
--
--
2,414
2,394
567
382
1,995
1,456
--
2,394
--
1,995
Property, Plant and Equipment
2,708
2,909
4,172
3,775
4,544
7,039
8,524
9,303
10,858
6,164
9,388
8,694
--
9,303
--
9,388
Intangible Assets
6,667
6,504
11,045
11,067
12,582
15,666
13,326
13,177
11,888
11,992
12,941
13,370
--
13,177
--
12,941
Other Assets
197,371
224,513
597,412
172,517
210,183
275,513
947,996
952,212
1,078,418
969,084
649,568
843,564
--
712,285
--
649,568
Total Assets
670,888
790,689
1,400,218
1,509,814
1,861,472
3,091,868
2,089,286
2,257,038
2,368,980
2,258,062
2,262,003
2,404,767
--
2,257,038
--
2,262,003
   
Total Deposits
422,119
497,870
478,908
123,875
140,044
175,521
604,356
644,067
694,117
703,470
565,718
546,939
--
644,067
--
565,718
Accounts Payable
--
--
--
--
--
--
--
--
19,061
18,533
--
--
--
--
--
--
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
93,679
121,283
156,521
20,881
27,527
44,943
247,571
43,180
37,682
36,391
40,585
39,286
--
43,180
--
40,585
Other liabilities
129,736
145,158
738,392
1,335,069
1,658,577
2,816,255
1,165,727
1,492,733
1,533,895
1,418,477
1,577,561
1,743,403
--
1,492,733
--
1,577,561
Total Liabilities
645,533
764,311
1,373,821
1,479,825
1,826,148
3,036,720
2,017,655
2,179,980
2,284,755
2,176,871
2,183,864
2,329,629
--
2,179,980
--
2,183,864
   
Common Stock
2,484
2,444
2,458
2,475
2,504
3,153
--
4,614
4,621
4,638
--
--
--
4,614
--
--
Retained Earnings
12,860
14,129
13,568
18,432
31,804
36,458
51,280
55,705
59,655
56,765
57,455
54,626
--
55,705
--
57,455
Additional Paid-In Capital
8,197
8,366
8,559
8,812
84.81
6,092
12,047
14,082
14,136
14,267
18,729
13,717
--
14,082
--
18,729
Treasury Stock
--
--
-274
-321
-394
-261
-212
-1,498
-250
-1,483
-197
-1,118
--
-1,498
--
-197
Total Equity
25,355
26,378
26,397
29,989
35,324
55,148
71,632
77,058
84,226
81,191
78,139
75,138
--
77,058
--
78,139
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Jun10 Sep10 Dec10 Mar11 Jun11
   
Net Income
5,768
6,818
7,921
10,809
10,732
9,089
--
--
--
--
--
--
--
--
--
--
Depreciation, Depletion and Amortization
838
900
682
927
1,015
1,432
1,812
2,039
1,673
1,695
2,039
--
--
2,039
--
--
Cash Flow from Discontinued Operations
--
--
--
--
--
--
-570
--
--
--
--
--
--
--
--
--
Cash Flow from Others
-12,376
-535
-24,505
3,482
-28,046
38,983
62,158
26,273
42,386
-22,477
37,724
36,902
--
-10,629
--
48,353
Cash Flow from Operations
-5,770
7,183
-15,903
15,218
-16,300
49,504
63,400
28,312
44,059
-20,782
39,764
36,902
--
-8,589
--
48,353
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-2,085
-3,006
-2,203
-915
-3,006
--
--
-3,006
--
--
Cash Flow from Acquisitions
-1,491
-352
-3,470
-376
-410
-1,088
453
1,465
--
--
1,465
--
--
1,465
--
--
Cash Flow from Investing
759
-10,524
-7,848
-1,748
15,263
-13,186
18,012
-8,526
-2,897
-10,756
-37,747
5,789
--
-14,315
--
-23,432
   
Net Issuance of Stock
-39.88
153
-212
1,181
977
2,016
1,221
827
-2,198
-1,505
827
--
--
827
--
--
Net Issuance of Debt
1,441
83.73
1,083
3,222
5,978
12,708
-1,264
1,394
-4,732
-639
1,394
--
--
1,394
--
--
Cash Flow for Dividends
-1,890
-2,130
-2,869
-3,355
-3,881
-2,705
-959
-1,980
-2,102
-2,162
-1,980
--
--
-1,980
--
--
Other Financing
4,936
6,457
24,900
0.00
2,019
7,736
-0.00
0.00
--
--
-2,168
-2,148
--
2,148
--
-4,317
Cash Flow from Financing
4,447
4,564
22,902
1,048
5,093
19,755
-1,002
241
-9,032
-4,306
-1,927
-2,148
--
2,389
--
-4,317
   
Net Change in Cash
-563
1,224
-848
14,518
4,057
56,073
75,502
25,848
27,686
-42,070
-650
44,705
--
-18,856
--
18,206
   
Free Cash Flow
-5,770
7,183
-15,903
15,218
-16,300
49,504
61,315
25,306
41,856
-21,697
36,758
36,902
--
-11,595
--
48,353
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Jun10 Sep10 Dec10 Mar11 Jun11
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Jun10 Sep10 Dec10 Mar11 Jun11
   
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