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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 9.1  9.2  13.7 
EBITDA Growth (%) 7.8  22.9  30.9 
Free Cash Flow Growth (%) 6.4  16.1  -1.8 
Book Value Growth (%) 11.9  13.1 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
41,602
48,363
53,028
63,903
76,484
69,584
72,529
83,243
87,084
98,403
101,968
23,105
23,333
24,849
27,087
26,699
EBITDA per Share
8,197
8,018
6,605
9,728
12,245
6,704
9,464
14,260
12,119
16,585
18,088
3,746
3,559
4,378
4,898
5,254
Free Cashflow per Share
5,379
4,034
4,708
3,647
4,642
3,301
7,034
7,283
7,445
6,769
7,600
1,508
1,477
2,444
1,337
2,342
Earnings per Share ($)
5,309
4,753
5,538
7,144
8,548
3,224
5,193
7,928
6,215
8,977
9,989
1,966
1,882
2,373
2,757
2,977
Book Value per Share
50,551
55,852
59,405
70,311
78,094
70,540
84,527
96,160
99,909
113,657
120,554
106,600
107,372
111,745
113,657
120,554
Month End Stock Price
84,250
87,900
88,620
109,990
141,600
96,600
99,200
120,450
114,755
134,060
156,280
121,900
124,945
132,700
134,060
156,280
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
10.50
8.50
9.30
10.20
10.90
4.60
6.10
8.20
6.20
7.90
10.00
7.20
7.20
8.40
9.60
10.00
Return on Assets %
4.50
3.90
4.30
4.40
4.80
1.90
2.70
3.50
2.60
3.50
4.40
3.20
3.20
3.60
4.40
4.40
Return on Capital - Joel Greenblatt %
--
--
--
--
--
38.60
71.80
34.70
24.30
37.10
50.00
30.80
29.60
41.60
45.20
50.00
Debt to Equity
0.12
0.10
0.16
0.30
0.28
0.34
0.29
0.37
0.37
0.33
0.32
0.35
0.35
0.34
0.33
0.32
   
Gross Margin %
59.70
51.80
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Operating Margin %
18.90
15.40
11.30
13.10
14.00
7.00
10.30
14.00
10.70
13.70
16.60
12.90
12.00
14.50
15.10
16.60
Net Margin %
12.80
9.80
10.40
11.20
11.20
4.60
7.20
9.50
7.10
9.10
11.20
8.50
8.10
9.50
10.20
11.20
   
Debt to Revenue
0.14
0.12
0.18
0.33
0.29
0.34
0.34
0.43
0.42
0.39
1.44
1.62
1.59
1.52
1.40
1.44
Interest Exp. to Revenue %
5.82
4.43
5.29
4.33
4.05
4.45
4.57
3.19
2.61
2.07
1.52
1.97
2.84
1.63
1.89
1.52
   
Asset Turnover
0.35
0.39
0.41
0.40
0.43
0.40
0.38
0.37
0.37
0.38
0.10
0.09
0.09
0.10
0.11
0.10
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Total Premiums Earned
21,493
21,085
21,997
23,964
31,783
25,525
27,884
30,749
32,075
34,545
35,857
8,065
8,428
8,851
9,201
9,377
Net Investment Income
3,098
2,816
-788
824
-89.00
-6,821
3,624
261
-2,104
1,963
2,167
1,002
-1,068
-118
2,147
1,206
Fees and Other Income
39,268
50,481
60,454
73,751
86,551
89,082
80,985
105,175
113,717
125,955
130,159
29,080
31,186
32,317
33,372
33,284
Revenue
63,859
74,382
81,663
98,539
118,245
107,786
112,493
136,185
143,688
162,463
168,183
38,147
38,546
41,050
44,720
43,867
   
Selling, General, &Admin. Expense
4,228
4,989
5,328
5,932
7,098
8,052
8,117
7,704
8,670
10,503
10,929
2,428
2,476
2,573
3,026
2,854
Policyholder Benefits & Claims
39,550
39,068
17,116
14,686
22,796
18,099
20,089
22,540
25,708
25,227
25,769
5,863
5,937
6,300
7,127
6,405
Policy Acquisition Expense
--
4,711
--
--
--
4,634
52,647
55,585
59,839
67,536
70,224
15,596
16,821
16,992
18,127
18,284
Earnings Before DDA
12,583
12,331
10,171
15,000
18,930
10,384
14,679
23,330
19,997
27,382
29,830
6,184
5,880
7,232
8,086
8,632
   
Depreciation, Depletion and Amortization
520
911
982
2,066
2,407
2,810
3,127
4,279
4,683
5,146
5,230
1,253
1,265
1,296
1,332
1,337
   
Operating Income
12,063
11,420
9,189
12,934
16,523
7,574
11,552
19,051
15,314
22,236
24,600
4,931
4,615
5,936
6,754
7,295
Net Income
8,151
7,308
8,528
11,015
13,213
4,994
8,055
12,967
10,254
14,824
16,471
3,245
3,108
3,920
4,551
4,892
   
Earnings per Share ($)
5,309
4,753
5,538
7,144
8,548
3,224
5,193
7,928
6,215
8,977
9,989
1,966
1,882
2,373
2,757
2,977
Total Shares Outstanding
1.54
1.54
1.54
1.54
1.55
1.55
1.55
1.64
1.65
1.65
1.64
1.65
1.65
1.65
1.65
1.64
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Fixed Maturity Investment
35,919
31,305
30,855
28,312
31,571
31,632
37,131
34,883
32,188
32,291
31,383
31,698
31,435
31,889
32,291
31,383
Equity Investments
35,287
37,717
46,721
61,533
74,999
49,073
56,562
59,819
76,063
86,467
95,878
87,993
85,270
87,088
86,467
95,878
Net Loan
--
--
11,087
11,498
12,359
13,942
13,989
15,226
13,934
12,809
12,751
13,799
13,664
13,230
12,809
12,751
Cash and cash equivalents
35,957
43,427
44,660
43,743
44,329
25,539
30,558
38,227
37,299
46,992
49,089
37,826
40,661
47,776
46,992
49,089
Accounts Receivable
12,314
11,291
12,397
12,881
13,157
14,925
14,792
20,917
16,059
18,828
20,498
18,467
18,298
18,621
18,828
20,498
Property, Plant and Equipment
6,260
6,516
7,500
33,342
36,190
45,157
46,656
93,126
100,391
106,872
107,267
101,727
102,831
104,847
106,872
107,267
Intangible Assets
22,948
23,012
23,644
32,238
32,862
33,781
33,972
49,006
53,213
54,523
54,407
53,166
53,145
54,143
54,523
54,407
Total Assets
180,559
188,874
198,325
248,437
273,160
267,399
297,119
372,229
392,647
427,452
442,302
411,362
411,356
424,115
427,452
442,302
   
Unpaid Loss & Loss Reserve
51,900
52,328
48,034
47,612
56,002
56,620
59,416
60,075
63,819
64,160
64,345
63,712
63,049
63,382
64,160
64,345
Unearned Premiums
6,308
6,283
6,206
7,058
6,680
7,861
7,925
7,997
8,910
10,237
11,504
11,010
10,603
11,042
10,237
11,504
Future Policy Benefits
--
--
3,202
3,600
3,804
3,619
3,802
8,565
9,924
10,943
10,393
9,962
10,158
10,394
10,943
10,393
Current Portion of Long-Term Debt
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Other liabilities
29,250
28,026
26,249
28,543
32,469
32,447
33,177
50,339
52,054
56,368
60,355
56,565
57,194
59,076
56,368
60,355
Long-Term Debt
9,119
8,837
14,451
32,605
33,826
36,882
37,909
58,574
60,384
62,736
63,249
61,835
61,132
62,509
62,736
63,249
Total Liabilities
102,963
102,974
106,841
140,018
152,427
158,132
166,017
214,911
227,797
239,805
244,231
235,365
233,977
239,513
239,805
244,231
   
Common Stock
8.00
8.00
8.00
8.00
8.00
8.00
8.00
--
8.00
8.00
8.00
8.00
8.00
8.00
8.00
8.00
Retained Earnings
31,881
39,189
47,717
58,912
72,153
78,172
86,227
99,194
109,448
124,272
129,164
112,693
115,801
119,721
124,272
129,164
Additional Paid-In Capital
26,151
26,268
26,399
26,522
26,952
27,133
27,074
37,533
37,807
37,230
37,270
37,846
37,856
37,890
37,230
37,270
Treasury Stock
--
--
--
--
--
--
--
--
-67.00
-1,363
-1,363
-67.00
-67.00
-67.00
-1,363
-1,363
Total Equity
77,596
85,900
91,484
108,419
120,733
109,267
131,102
157,318
164,850
187,647
198,071
175,997
177,379
184,602
187,647
198,071
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
8,151
7,308
8,528
11,015
13,213
4,994
8,441
13,494
10,746
15,312
16,963
3,366
3,231
4,054
4,661
5,017
Depreciation, Depletion and Amortization
520
911
982
2,066
2,407
2,810
3,127
4,279
4,683
5,146
5,230
1,253
1,265
1,296
1,332
1,337
Cash Flow from Others
-414
-814
-64.00
-2,886
-3,070
3,448
4,278
122
5,047
492
162
31.00
363
1,301
-1,203
-299
Cash Flow from Operations
8,257
7,405
9,446
10,195
12,550
11,252
15,846
17,895
20,476
20,950
22,355
4,650
4,859
6,651
4,790
6,055
   
Investment for Property, Plant & Equipement
--
-1,201
-2,195
-4,571
-5,373
-6,138
-4,937
-5,980
-8,191
-9,775
-9,822
-2,160
-2,419
-2,614
-2,582
-2,207
Cash Flow from Acquisitions
-3,213
-414
-2,387
-10,132
-1,602
-6,050
-108
-15,924
-8,685
-3,188
-2,941
-339
-130
-1,362
-1,357
-92.00
Cash Flow from Investing
16,113
221
-13,841
-14,077
-13,428
-32,066
-11,161
-18,277
-19,189
-10,574
-8,989
-5,541
-1,272
-653
-3,108
-3,956
   
Net Issuance of Stock
--
--
--
--
--
--
--
--
--
-1,296
-1,296
--
--
--
-1,296
--
Net Issuance of Debt
-447
-322
5,202
2,406
979
2,418
643
8,220
-357
1,242
498
1,398
-720
1,077
-513
654
Other Financing
-714
166
426
201
387
-132
-410
-95.00
-1,860
-752
-1,294
-55.00
36.00
-57.00
-676
-597
Cash Flow from Financing
-1,161
-156
5,628
2,607
1,366
2,286
233
8,125
-2,217
-806
-2,092
1,343
-684
1,020
-2,485
57.00
   
Net Change in Cash
23,209
7,470
1,233
-1,275
586
-18,790
5,019
7,669
-928
9,693
11,263
527
2,835
7,115
-784
2,097
   
Free Cash Flow
8,257
6,204
7,251
5,624
7,177
5,114
10,909
11,915
12,285
11,175
12,533
2,490
2,440
4,037
2,208
3,848
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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