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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -2.3  4.9  12.5 
EBITDA Growth (%) -52.3 
Free Cash Flow Growth (%)
Book Value Growth (%) 1.4  1.4 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
46.22
51.63
64.47
70.03
79.58
34.38
54.68
46.31
44.50
48.30
48.47
12.28
10.77
11.60
13.63
12.47
EBITDA per Share
12.67
13.67
19.07
23.93
27.13
-6.86
13.66
13.34
12.17
5.37
5.70
3.86
2.10
2.18
-2.73
4.15
Free Cashflow per Share
-19.16
-70.55
-161
-126
43.46
94.60
-28.13
-7.37
9.39
-33.47
0.38
-23.55
16.15
-14.06
-11.86
10.15
Earnings per Share ($)
2.97
5.82
8.87
14.79
16.78
-9.74
9.73
3.74
5.51
0.32
0.60
1.85
0.87
1.00
-3.47
2.19
Dividends Per Share
1.72
1.93
1.77
2.52
4.04
5.75
0.63
0.72
0.49
0.71
0.71
--
0.71
--
--
--
Book Value per Share
61.29
61.02
75.27
81.08
95.88
78.26
71.69
79.18
71.50
72.13
74.11
73.41
74.87
76.08
71.52
74.11
Month End Stock Price
82.21
89.01
96.87
133
129
40.69
70.91
52.05
37.86
44.29
39.12
49.79
36.17
39.65
44.29
39.12
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
4.80
9.50
11.80
18.20
17.50
-12.50
13.60
4.70
7.70
0.40
12.00
10.00
4.80
5.20
-18.80
12.00
Return on Assets %
0.20
0.30
0.40
0.50
0.30
-0.20
0.30
0.10
0.20
--
0.40
0.40
--
--
-0.40
0.40
Return on Capital - Joel Greenblatt %
350
--
327
61.40
32.20
--
--
--
--
--
--
--
--
--
--
--
Debt to Equity
4.25
4.90
4.48
5.35
6.55
5.74
4.77
4.80
4.29
4.21
4.01
4.06
4.01
4.01
4.21
4.01
   
Operating Margin %
13.00
18.40
23.80
28.70
28.50
-42.60
18.60
13.90
16.20
2.20
25.70
20.40
12.00
13.00
-30.90
25.70
Net Margin %
6.40
11.30
13.80
21.10
21.10
-28.40
17.80
8.10
12.40
0.70
17.60
15.00
8.10
8.60
-24.70
17.60
   
Debt to Revenue
5.63
5.79
5.23
6.19
7.89
13.06
6.25
8.21
6.89
6.28
23.81
24.25
27.83
26.30
22.08
23.81
Interest Exp. to Revenue %
27.49
23.64
23.40
24.41
28.78
92.31
44.57
54.55
52.50
43.94
38.87
45.61
48.54
42.93
39.72
38.87
   
Asset Turnover
0.03
0.03
0.03
0.03
0.02
0.01
0.02
0.02
0.02
0.02
0.01
0.00
0.00
0.00
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
-285
-789
-221
-3,061
-158
-296
-483
-202
101
-158
Dividend Payout Ratio
0.45
0.26
0.16
0.13
0.19
--
0.05
0.15
0.07
1.74
--
--
0.63
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
7,483
6,639
7,688
8,871
11,363
16,003
15,973
19,978
22,365
20,373
19,677
5,376
4,992
4,765
5,240
4,679
Non Interest Income
19,736
21,441
25,159
27,460
28,116
1,333
19,863
16,646
20,235
25,990
26,941
6,410
5,292
6,336
7,953
7,360
Revenue
27,219
28,080
32,847
36,331
39,479
17,336
35,836
36,624
42,600
46,363
46,618
11,786
10,285
11,101
13,192
12,040
   
Selling, General, &Admin. Expense
13,572
13,429
14,083
16,217
17,625
10,235
25,967
29,858
33,332
32,014
30,136
8,962
8,517
8,591
5,945
7,083
Credit Losses Provision
1,424
477
480
424
786
1,382
3,372
1,633
2,358
2,206
2,259
403
537
712
556
454
Other Expenses
4,763
6,737
8,568
7,278
7,611
9,180
-2,456
-5,418
-4,740
6,990
8,762
-1,281
-774
-291
9,336
491
Earnings Before DDA
7,460
7,437
9,717
12,413
13,457
-3,461
8,954
10,551
11,650
5,153
5,462
3,703
2,005
2,090
-2,645
4,012
   
Depreciation, Depletion and Amortization
3,931
2,275
1,888
1,996
2,223
3,916
2,285
5,455
4,740
4,147
3,771
1,294
774
645
1,435
917
   
Operating Income
3,528
5,162
7,829
10,417
11,234
-7,377
6,669
5,096
6,910
1,005
1,691
2,409
1,231
1,445
-4,079
3,095
Net Income
1,747
3,167
4,521
7,675
8,313
-4,928
6,376
2,962
5,297
304
650
1,771
833
958
-3,258
2,117
   
Earnings per Share ($)
2.97
5.82
8.87
14.79
16.78
-9.74
9.73
3.74
5.51
0.32
0.60
1.85
0.87
1.00
-3.47
2.19
Total Shares Outstanding
589
544
510
519
496
504
655
791
957
960
966
960
955
957
968
966
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
27,241
32,884
23,744
33,947
38,839
95,823
72,537
140,428
228,113
189,017
192,719
181,390
212,064
207,200
189,017
192,719
Money Market Investments
143,875
158,755
167,812
177,901
288,581
121,732
8,744
26,109
33,042
46,885
45,932
53,951
62,326
59,258
46,885
45,932
Net Loan
144,693
136,244
151,240
204,857
349,185
309,950
258,105
407,729
412,514
397,279
506,468
522,437
525,922
517,026
509,332
506,468
Securities & Investments
566,698
588,170
731,743
836,559
1,541,153
1,959,303
24,127
417,381
366,929
617,877
637,204
387,631
638,588
650,599
617,877
637,204
Accounts Receivable
4,623
--
--
87,250
203,792
--
4,392
--
--
131,923
221,251
12,615
234,960
11,914
131,923
221,251
Property, Plant and Equipment
7,405
6,694
6,507
5,319
3,093
4,771
3,560
7,438
7,063
6,363
6,350
6,719
6,619
6,531
6,363
6,350
Intangible Assets
10,056
9,541
10,560
10,783
12,048
12,693
13,037
19,992
20,259
18,229
18,387
20,145
20,853
20,881
18,229
18,387
Other Assets
123,886
143,927
179,430
87,267
157,582
326,045
1,539,426
1,424,038
1,706,571
1,172,336
977,701
1,511,644
1,171,968
1,328,703
1,060,283
977,701
Total Assets
1,028,477
1,076,215
1,271,036
1,443,883
2,594,273
2,830,316
1,923,928
2,443,115
2,774,491
2,579,909
2,606,013
2,696,532
2,873,300
2,802,110
2,579,909
2,606,013
   
Total Deposits
391,820
422,084
487,817
524,080
588,035
508,322
441,308
684,595
771,449
740,003
737,391
754,255
776,172
778,969
740,003
737,391
Accounts Payable
4,855
--
--
79,701
173,599
149,814
4,760
--
3,236
2,037
241,490
5,142
4,695
3,896
2,037
241,490
Current Portion of Long-Term Debt
28,527
25,773
26,325
55,171
81,540
54,400
54,996
83,321
83,790
88,538
96,750
76,796
81,451
89,896
88,538
96,750
Long-Term Debt
124,756
136,912
145,471
169,865
229,888
172,017
168,951
217,513
209,508
202,688
189,950
209,053
204,814
202,008
202,688
189,950
Other liabilities
442,424
458,259
573,072
573,005
1,473,644
1,906,307
1,206,929
1,395,068
1,638,060
1,477,408
1,268,868
1,580,827
1,734,700
1,654,501
1,477,408
1,268,868
Total Liabilities
992,383
1,043,028
1,232,686
1,401,822
2,546,707
2,790,860
1,876,945
2,380,496
2,706,042
2,510,674
2,534,449
2,626,073
2,801,832
2,729,271
2,510,674
2,534,449
   
Common Stock
1,907
1,784
1,820
--
--
--
--
3,051
--
--
--
--
--
--
--
--
Retained Earnings
26,218
25,384
28,988
32,140
32,251
25,797
30,841
33,332
38,614
37,433
39,303
40,283
40,345
40,995
37,433
39,303
Additional Paid-In Capital
14,266
14,281
14,953
20,214
22,043
21,104
21,050
30,147
33,429
33,536
33,153
33,097
33,299
33,292
33,536
33,153
Treasury Stock
-1,243
-2,015
-4,315
-3,048
-3,620
-1,206
-61.54
-577
-1,055
-76.92
-83.33
-318
-535
-213
-76.92
-83.33
Total Equity
36,094
33,186
38,350
42,062
47,567
39,456
46,983
62,619
68,449
69,235
71,564
70,459
71,468
72,840
69,235
71,564
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
1,747
3,167
4,521
7,674
8,360
-5,006
6,356
2,987
5,546
373
706
1,796
849
968
-3,240
2,129
Depreciation, Depletion and Amortization
3,931
2,275
1,888
1,996
2,223
3,916
2,285
5,455
4,740
4,147
3,771
1,294
774
645
1,435
917
Cash Flow from Others
-16,965
-43,813
-88,347
-75,027
10,977
48,789
-26,315
-13,155
-283
-35,863
-3,429
-25,536
13,973
-14,913
-9,387
6,897
Cash Flow from Operations
-11,286
-38,371
-81,938
-65,357
21,559
47,699
-17,674
-4,713
10,003
-31,342
1,047
-22,446
15,596
-13,300
-11,192
9,944
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-759
-1,119
-1,018
-787
-779
-153
-183
-160
-291
-145
Cash Flow from Acquisitions
--
--
--
-2,493
-832
--
-25.64
11,000
446
123
7.69
118
3.85
-7.69
8.97
2.56
Cash Flow from Investing
9,558
-933
-63,592
-44,881
-5,635
-988
514
9,586
15,276
-3,391
-7,769
2,674
-226
4,406
-10,246
-1,704
   
Net Issuance of Stock
-2,655
-4,639
-2,209
-2,517
-1,297
2,453
-1,445
10,529
-1,990
-941
-1,172
-469
-192
-149
-131
-700
Net Issuance of Preferred Stock
--
--
--
--
--
--
--
--
--
--
-1,205
--
--
--
--
-1,205
Net Issuance of Debt
31,065
16,671
70,640
80,982
-3,057
4,200
400
1,476
-829
-829
-2,295
-237
-233
-141
-218
-1,703
Cash Flow for Dividends
-967
-1,061
-1,112
-1,588
-2,575
-2,922
-403
-596
-891
-890
-796
-93.59
-796
--
--
--
Other Financing
-27,466
29,925
76,295
34,420
2,602
407
140
247
-341
-364
851
--
-97.44
-20.51
-246
1,215
Cash Flow from Financing
-23.41
40,896
143,614
111,297
-4,326
4,138
-1,308
11,656
-4,051
-3,024
-4,617
-800
-1,319
-310
-595
-2,392
   
Net Change in Cash
-1,752
1,592
-1,915
1,060
11,599
50,848
-17,583
18,979
19,991
-37,706
-11,035
-21,188
14,514
-8,845
-22,187
5,483
   
Free Cash Flow
-11,286
-38,371
-81,938
-65,357
21,559
47,699
-18,433
-5,832
8,985
-32,129
268
-22,599
15,413
-13,460
-11,483
9,799
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
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