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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | -2.3 | 4.9 | 12.5 |
| EBITDA Growth (%) | 0 | 0 | -52.3 |
| Free Cash Flow Growth (%) | 0 | 0 | 0 |
| Book Value Growth (%) | 1.4 | 1.4 | 1 |
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Revenue per Share ($) | 46.22 |
51.63 |
64.47 |
70.03 |
79.58 |
34.38 |
54.68 |
46.31 |
44.50 |
48.30 |
48.47 |
12.28 |
10.77 |
11.60 |
13.63 |
12.47 |
| EBITDA per Share | 12.67 |
13.67 |
19.07 |
23.93 |
27.13 |
-6.86 |
13.66 |
13.34 |
12.17 |
5.37 |
5.70 |
3.86 |
2.10 |
2.18 |
-2.73 |
4.15 |
| Free Cashflow per Share | -19.16 |
-70.55 |
-161 |
-126 |
43.46 |
94.60 |
-28.13 |
-7.37 |
9.39 |
-33.47 |
0.38 |
-23.55 |
16.15 |
-14.06 |
-11.86 |
10.15 |
| Earnings per Share ($) | 2.97 |
5.82 |
8.87 |
14.79 |
16.78 |
-9.74 |
9.73 |
3.74 |
5.51 |
0.32 |
0.60 |
1.85 |
0.87 |
1.00 |
-3.47 |
2.19 |
| Dividends Per Share | 1.72 |
1.93 |
1.77 |
2.52 |
4.04 |
5.75 |
0.63 |
0.72 |
0.49 |
0.71 |
0.71 |
-- |
0.71 |
-- |
-- |
-- |
| Book Value per Share | 61.29 |
61.02 |
75.27 |
81.08 |
95.88 |
78.26 |
71.69 |
79.18 |
71.50 |
72.13 |
74.11 |
73.41 |
74.87 |
76.08 |
71.52 |
74.11 |
| Month End Stock Price | 82.21 |
89.01 |
96.87 |
133 |
129 |
40.69 |
70.91 |
52.05 |
37.86 |
44.29 |
39.12 |
49.79 |
36.17 |
39.65 |
44.29 |
39.12 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Return on Equity % | 4.80 |
9.50 |
11.80 |
18.20 |
17.50 |
-12.50 |
13.60 |
4.70 |
7.70 |
0.40 |
12.00 |
10.00 |
4.80 |
5.20 |
-18.80 |
12.00 |
| Return on Assets % | 0.20 |
0.30 |
0.40 |
0.50 |
0.30 |
-0.20 |
0.30 |
0.10 |
0.20 |
-- |
0.40 |
0.40 |
-- |
-- |
-0.40 |
0.40 |
| Return on Capital - Joel Greenblatt % | 350 |
-- |
327 |
61.40 |
32.20 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Debt to Equity | 4.25 |
4.90 |
4.48 |
5.35 |
6.55 |
5.74 |
4.77 |
4.80 |
4.29 |
4.21 |
4.01 |
4.06 |
4.01 |
4.01 |
4.21 |
4.01 |
| Operating Margin % | 13.00 |
18.40 |
23.80 |
28.70 |
28.50 |
-42.60 |
18.60 |
13.90 |
16.20 |
2.20 |
25.70 |
20.40 |
12.00 |
13.00 |
-30.90 |
25.70 |
| Net Margin % | 6.40 |
11.30 |
13.80 |
21.10 |
21.10 |
-28.40 |
17.80 |
8.10 |
12.40 |
0.70 |
17.60 |
15.00 |
8.10 |
8.60 |
-24.70 |
17.60 |
| Debt to Revenue | 5.63 |
5.79 |
5.23 |
6.19 |
7.89 |
13.06 |
6.25 |
8.21 |
6.89 |
6.28 |
23.81 |
24.25 |
27.83 |
26.30 |
22.08 |
23.81 |
| Interest Exp. to Revenue % | 27.49 |
23.64 |
23.40 |
24.41 |
28.78 |
92.31 |
44.57 |
54.55 |
52.50 |
43.94 |
38.87 |
45.61 |
48.54 |
42.93 |
39.72 |
38.87 |
| Asset Turnover | 0.03 |
0.03 |
0.03 |
0.03 |
0.02 |
0.01 |
0.02 |
0.02 |
0.02 |
0.02 |
0.01 |
0.00 |
0.00 |
0.00 |
0.01 |
0.01 |
| Buyback Ratio | -- |
-- |
-- |
-- |
-- |
-- |
-285 |
-789 |
-221 |
-3,061 |
-158 |
-296 |
-483 |
-202 |
101 |
-158 |
| Dividend Payout Ratio | 0.45 |
0.26 |
0.16 |
0.13 |
0.19 |
-- |
0.05 |
0.15 |
0.07 |
1.74 |
-- | -- |
0.63 |
-- |
-- |
-- |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Interest Income | 7,483 |
6,639 |
7,688 |
8,871 |
11,363 |
16,003 |
15,973 |
19,978 |
22,365 |
20,373 |
19,677 |
5,376 |
4,992 |
4,765 |
5,240 |
4,679 |
| Non Interest Income | 19,736 |
21,441 |
25,159 |
27,460 |
28,116 |
1,333 |
19,863 |
16,646 |
20,235 |
25,990 |
26,941 |
6,410 |
5,292 |
6,336 |
7,953 |
7,360 |
| Revenue | 27,219 |
28,080 |
32,847 |
36,331 |
39,479 |
17,336 |
35,836 |
36,624 |
42,600 |
46,363 |
46,618 |
11,786 |
10,285 |
11,101 |
13,192 |
12,040 |
| Selling, General, &Admin. Expense | 13,572 |
13,429 |
14,083 |
16,217 |
17,625 |
10,235 |
25,967 |
29,858 |
33,332 |
32,014 |
30,136 |
8,962 |
8,517 |
8,591 |
5,945 |
7,083 |
| Credit Losses Provision | 1,424 |
477 |
480 |
424 |
786 |
1,382 |
3,372 |
1,633 |
2,358 |
2,206 |
2,259 |
403 |
537 |
712 |
556 |
454 |
| Other Expenses | 4,763 |
6,737 |
8,568 |
7,278 |
7,611 |
9,180 |
-2,456 |
-5,418 |
-4,740 |
6,990 |
8,762 |
-1,281 |
-774 |
-291 |
9,336 |
491 |
| Earnings Before DDA | 7,460 |
7,437 |
9,717 |
12,413 |
13,457 |
-3,461 |
8,954 |
10,551 |
11,650 |
5,153 |
5,462 |
3,703 |
2,005 |
2,090 |
-2,645 |
4,012 |
| Depreciation, Depletion and Amortization | 3,931 |
2,275 |
1,888 |
1,996 |
2,223 |
3,916 |
2,285 |
5,455 |
4,740 |
4,147 |
3,771 |
1,294 |
774 |
645 |
1,435 |
917 |
| Operating Income | 3,528 |
5,162 |
7,829 |
10,417 |
11,234 |
-7,377 |
6,669 |
5,096 |
6,910 |
1,005 |
1,691 |
2,409 |
1,231 |
1,445 |
-4,079 |
3,095 |
| Net Income | 1,747 |
3,167 |
4,521 |
7,675 |
8,313 |
-4,928 |
6,376 |
2,962 |
5,297 |
304 |
650 |
1,771 |
833 |
958 |
-3,258 |
2,117 |
| Earnings per Share ($) | 2.97 |
5.82 |
8.87 |
14.79 |
16.78 |
-9.74 |
9.73 |
3.74 |
5.51 |
0.32 |
0.60 |
1.85 |
0.87 |
1.00 |
-3.47 |
2.19 |
| Total Shares Outstanding | 589 |
544 |
510 |
519 |
496 |
504 |
655 |
791 |
957 |
960 |
966 |
960 |
955 |
957 |
968 |
966 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Cash and cash equivalents | 27,241 |
32,884 |
23,744 |
33,947 |
38,839 |
95,823 |
72,537 |
140,428 |
228,113 |
189,017 |
192,719 |
181,390 |
212,064 |
207,200 |
189,017 |
192,719 |
| Money Market Investments | 143,875 |
158,755 |
167,812 |
177,901 |
288,581 |
121,732 |
8,744 |
26,109 |
33,042 |
46,885 |
45,932 |
53,951 |
62,326 |
59,258 |
46,885 |
45,932 |
| Net Loan | 144,693 |
136,244 |
151,240 |
204,857 |
349,185 |
309,950 |
258,105 |
407,729 |
412,514 |
397,279 |
506,468 |
522,437 |
525,922 |
517,026 |
509,332 |
506,468 |
| Securities & Investments | 566,698 |
588,170 |
731,743 |
836,559 |
1,541,153 |
1,959,303 |
24,127 |
417,381 |
366,929 |
617,877 |
637,204 |
387,631 |
638,588 |
650,599 |
617,877 |
637,204 |
| Accounts Receivable | 4,623 |
-- |
-- |
87,250 |
203,792 |
-- |
4,392 |
-- |
-- |
131,923 |
221,251 |
12,615 |
234,960 |
11,914 |
131,923 |
221,251 |
| Property, Plant and Equipment | 7,405 |
6,694 |
6,507 |
5,319 |
3,093 |
4,771 |
3,560 |
7,438 |
7,063 |
6,363 |
6,350 |
6,719 |
6,619 |
6,531 |
6,363 |
6,350 |
| Intangible Assets | 10,056 |
9,541 |
10,560 |
10,783 |
12,048 |
12,693 |
13,037 |
19,992 |
20,259 |
18,229 |
18,387 |
20,145 |
20,853 |
20,881 |
18,229 |
18,387 |
| Other Assets | 123,886 |
143,927 |
179,430 |
87,267 |
157,582 |
326,045 |
1,539,426 |
1,424,038 |
1,706,571 |
1,172,336 |
977,701 |
1,511,644 |
1,171,968 |
1,328,703 |
1,060,283 |
977,701 |
| Total Assets | 1,028,477 |
1,076,215 |
1,271,036 |
1,443,883 |
2,594,273 |
2,830,316 |
1,923,928 |
2,443,115 |
2,774,491 |
2,579,909 |
2,606,013 |
2,696,532 |
2,873,300 |
2,802,110 |
2,579,909 |
2,606,013 |
| Total Deposits | 391,820 |
422,084 |
487,817 |
524,080 |
588,035 |
508,322 |
441,308 |
684,595 |
771,449 |
740,003 |
737,391 |
754,255 |
776,172 |
778,969 |
740,003 |
737,391 |
| Accounts Payable | 4,855 |
-- |
-- |
79,701 |
173,599 |
149,814 |
4,760 |
-- |
3,236 |
2,037 |
241,490 |
5,142 |
4,695 |
3,896 |
2,037 |
241,490 |
| Current Portion of Long-Term Debt | 28,527 |
25,773 |
26,325 |
55,171 |
81,540 |
54,400 |
54,996 |
83,321 |
83,790 |
88,538 |
96,750 |
76,796 |
81,451 |
89,896 |
88,538 |
96,750 |
| Long-Term Debt | 124,756 |
136,912 |
145,471 |
169,865 |
229,888 |
172,017 |
168,951 |
217,513 |
209,508 |
202,688 |
189,950 |
209,053 |
204,814 |
202,008 |
202,688 |
189,950 |
| Other liabilities | 442,424 |
458,259 |
573,072 |
573,005 |
1,473,644 |
1,906,307 |
1,206,929 |
1,395,068 |
1,638,060 |
1,477,408 |
1,268,868 |
1,580,827 |
1,734,700 |
1,654,501 |
1,477,408 |
1,268,868 |
| Total Liabilities | 992,383 |
1,043,028 |
1,232,686 |
1,401,822 |
2,546,707 |
2,790,860 |
1,876,945 |
2,380,496 |
2,706,042 |
2,510,674 |
2,534,449 |
2,626,073 |
2,801,832 |
2,729,271 |
2,510,674 |
2,534,449 |
| Common Stock | 1,907 |
1,784 |
1,820 |
-- |
-- |
-- |
-- |
3,051 |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Retained Earnings | 26,218 |
25,384 |
28,988 |
32,140 |
32,251 |
25,797 |
30,841 |
33,332 |
38,614 |
37,433 |
39,303 |
40,283 |
40,345 |
40,995 |
37,433 |
39,303 |
| Additional Paid-In Capital | 14,266 |
14,281 |
14,953 |
20,214 |
22,043 |
21,104 |
21,050 |
30,147 |
33,429 |
33,536 |
33,153 |
33,097 |
33,299 |
33,292 |
33,536 |
33,153 |
| Treasury Stock | -1,243 |
-2,015 |
-4,315 |
-3,048 |
-3,620 |
-1,206 |
-61.54 |
-577 |
-1,055 |
-76.92 |
-83.33 |
-318 |
-535 |
-213 |
-76.92 |
-83.33 |
| Total Equity | 36,094 |
33,186 |
38,350 |
42,062 |
47,567 |
39,456 |
46,983 |
62,619 |
68,449 |
69,235 |
71,564 |
70,459 |
71,468 |
72,840 |
69,235 |
71,564 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Income | 1,747 |
3,167 |
4,521 |
7,674 |
8,360 |
-5,006 |
6,356 |
2,987 |
5,546 |
373 |
706 |
1,796 |
849 |
968 |
-3,240 |
2,129 |
| Depreciation, Depletion and Amortization | 3,931 |
2,275 |
1,888 |
1,996 |
2,223 |
3,916 |
2,285 |
5,455 |
4,740 |
4,147 |
3,771 |
1,294 |
774 |
645 |
1,435 |
917 |
| Cash Flow from Others | -16,965 |
-43,813 |
-88,347 |
-75,027 |
10,977 |
48,789 |
-26,315 |
-13,155 |
-283 |
-35,863 |
-3,429 |
-25,536 |
13,973 |
-14,913 |
-9,387 |
6,897 |
| Cash Flow from Operations | -11,286 |
-38,371 |
-81,938 |
-65,357 |
21,559 |
47,699 |
-17,674 |
-4,713 |
10,003 |
-31,342 |
1,047 |
-22,446 |
15,596 |
-13,300 |
-11,192 |
9,944 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-- |
-759 |
-1,119 |
-1,018 |
-787 |
-779 |
-153 |
-183 |
-160 |
-291 |
-145 |
| Cash Flow from Acquisitions | -- |
-- |
-- |
-2,493 |
-832 |
-- |
-25.64 |
11,000 |
446 |
123 |
7.69 |
118 |
3.85 |
-7.69 |
8.97 |
2.56 |
| Cash Flow from Investing | 9,558 |
-933 |
-63,592 |
-44,881 |
-5,635 |
-988 |
514 |
9,586 |
15,276 |
-3,391 |
-7,769 |
2,674 |
-226 |
4,406 |
-10,246 |
-1,704 |
| Net Issuance of Stock | -2,655 |
-4,639 |
-2,209 |
-2,517 |
-1,297 |
2,453 |
-1,445 |
10,529 |
-1,990 |
-941 |
-1,172 |
-469 |
-192 |
-149 |
-131 |
-700 |
| Net Issuance of Preferred Stock | -- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-1,205 |
-- |
-- |
-- |
-- |
-1,205 |
| Net Issuance of Debt | 31,065 |
16,671 |
70,640 |
80,982 |
-3,057 |
4,200 |
400 |
1,476 |
-829 |
-829 |
-2,295 |
-237 |
-233 |
-141 |
-218 |
-1,703 |
| Cash Flow for Dividends | -967 |
-1,061 |
-1,112 |
-1,588 |
-2,575 |
-2,922 |
-403 |
-596 |
-891 |
-890 |
-796 |
-93.59 |
-796 |
-- |
-- |
-- |
| Other Financing | -27,466 |
29,925 |
76,295 |
34,420 |
2,602 |
407 |
140 |
247 |
-341 |
-364 |
851 |
-- |
-97.44 |
-20.51 |
-246 |
1,215 |
| Cash Flow from Financing | -23.41 |
40,896 |
143,614 |
111,297 |
-4,326 |
4,138 |
-1,308 |
11,656 |
-4,051 |
-3,024 |
-4,617 |
-800 |
-1,319 |
-310 |
-595 |
-2,392 |
| Net Change in Cash | -1,752 |
1,592 |
-1,915 |
1,060 |
11,599 |
50,848 |
-17,583 |
18,979 |
19,991 |
-37,706 |
-11,035 |
-21,188 |
14,514 |
-8,845 |
-22,187 |
5,483 |
| Free Cash Flow | -11,286 |
-38,371 |
-81,938 |
-65,357 |
21,559 |
47,699 |
-18,433 |
-5,832 |
8,985 |
-32,129 |
268 |
-22,599 |
15,413 |
-13,460 |
-11,483 |
9,799 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| PE Ratio(ttm) | ![]() |
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| Price to Tangible Book | ![]() |
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| Price-to-Free-Cash-Flow ratio | ![]() |
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| PS Ratio | ![]() |
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| EV-to-Revenue | ![]() |
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| EV-to-EBITDA | ![]() |
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| EV-to-EBIT | ![]() |
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| Earnings Yield (Joel Greenblatt) | ![]() |
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| Forward Rate of Return | ![]() |
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| Shiller PE Ratio | ![]() |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Market Cap | ![]() |
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| Enterprise Value | ![]() |
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| Month End Stock Price | ![]() |
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| Net Cash (per share) | ![]() |
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| Net Current Asset Value (per share) | ![]() |
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| DCF (per share) | ![]() |
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| Median PS (per share) | ![]() |
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| Peter Lynch Fair Value (per share) | ![]() |
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| Graham Number (per share) | ![]() |
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| Altman Z-Score | ![]() |
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| Piotroski F-Score | ![]() |
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