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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) 4.2  -3.4  -36.1 
EBITDA Growth (%)
Free Cash Flow Growth (%) 3.2  17.2  1.6 
Book Value Growth (%) 6.1  6.1  -24 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
   Trendline:
Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
4.93
6.07
7.03
7.80
8.33
8.26
8.18
9.00
8.80
6.70
5.90
2.57
2.09
1.29
1.27
1.25
EBITDA per Share
2.01
2.46
3.06
3.34
3.34
2.52
1.53
-1.43
-2.01
1.24
1.29
0.33
0.49
0.23
0.26
0.31
Free Cashflow per Share
2.09
1.85
2.34
2.15
2.63
2.35
1.09
2.35
3.37
2.96
3.17
0.44
0.99
0.89
0.61
0.68
Earnings per Share ($)
1.12
1.44
1.84
1.99
1.98
1.45
0.49
-1.53
-4.01
0.48
0.55
0.08
0.16
0.09
0.15
0.15
Dividends Per Share
0.39
0.41
0.45
0.49
0.53
0.56
0.56
0.56
0.20
--
--
--
--
--
--
--
Book Value per Share
7.94
8.94
10.03
11.17
13.04
13.45
18.76
16.50
12.56
11.38
9.29
12.23
14.91
9.15
9.15
9.29
Month End Stock Price
16.75
21.00
27.05
27.00
22.50
16.25
10.00
12.70
6.00
5.25
6.50
5.10
3.85
5.00
5.25
6.50
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
14.00
16.10
18.30
17.80
15.20
10.80
3.90
-7.40
-29.50
6.20
8.80
5.20
6.40
6.00
8.40
8.80
Return on Assets %
1.00
1.00
1.10
1.10
1.10
0.80
0.40
-0.70
-2.00
0.50
0.80
0.40
0.40
0.40
0.80
0.80
Return on Capital - Joel Greenblatt %
849
25.10
228
156
131
55.00
47.10
-135
--
--
--
--
--
--
--
--
Debt to Equity
1.56
2.05
1.99
1.79
1.07
1.40
0.37
0.42
0.52
0.14
--
0.39
0.32
0.14
0.14
--
   
Operating Margin %
32.90
34.60
38.50
37.70
35.10
25.20
12.10
-22.00
-27.40
14.20
20.50
9.10
18.70
13.90
16.30
20.50
Net Margin %
22.60
23.70
26.20
25.50
23.80
17.50
9.00
-13.60
-42.20
10.60
16.10
6.30
11.10
10.80
15.10
16.10
   
Debt to Revenue
2.51
3.02
2.84
2.56
1.68
2.27
0.84
0.76
0.74
0.23
--
1.86
2.25
0.96
0.97
--
Interest Exp. to Revenue %
75.16
75.01
78.78
77.25
74.88
75.28
76.67
77.09
77.69
72.87
75.46
66.90
76.63
74.64
74.55
75.46
   
Asset Turnover
0.04
0.04
0.04
0.04
0.05
0.04
0.04
0.05
0.05
0.05
0.01
0.01
0.01
0.01
0.01
0.01
Dividend Payout Ratio
0.35
0.29
0.25
0.25
0.27
0.39
0.76
--
--
--
--
--
--
--
--
--
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
10.97
13.30
16.23
17.56
18.10
18.12
18.33
20.40
20.20
19.27
18.80
5.08
4.80
4.74
4.65
4.62
Non Interest Income
3.63
4.43
4.37
5.17
6.07
5.95
5.58
6.06
5.80
7.17
6.16
2.51
1.46
1.61
1.59
1.50
Revenue
14.59
17.73
20.60
22.73
24.17
24.07
23.91
26.46
26.00
26.44
24.96
7.59
6.26
6.35
6.24
6.12
   
Selling, General, &Admin. Expense
4.88
5.60
6.67
8.05
8.91
9.00
11.44
11.52
12.24
10.80
11.28
3.01
3.05
3.09
1.66
3.48
Credit Losses Provision
0.71
0.81
0.84
0.38
0.40
1.99
2.30
11.73
12.38
3.56
1.31
2.00
0.65
0.81
0.10
-0.25
Other Expenses
3.05
4.12
4.14
4.57
5.17
5.74
5.68
7.43
7.32
7.21
6.97
1.61
1.10
1.31
3.20
1.38
Earnings Before DDA
5.96
7.20
8.96
9.73
9.70
7.34
4.48
-4.21
-5.94
4.88
5.41
0.97
1.46
1.15
1.29
1.51
   
Depreciation, Depletion and Amortization
1.16
1.06
1.03
1.17
1.22
1.28
1.58
1.60
1.18
1.11
1.08
0.28
0.29
0.27
0.27
0.25
   
Operating Income
4.80
6.14
7.93
8.56
8.49
6.06
2.90
-5.81
-7.13
3.77
4.33
0.69
1.17
0.88
1.02
1.25
Net Income
3.30
4.21
5.39
5.80
5.75
4.22
2.15
-3.60
-10.96
2.80
3.31
0.48
0.69
0.69
0.94
0.98
   
Preferred dividends
--
--
--
--
--
--
0.70
0.89
0.89
0.90
0.91
--
0.23
0.23
0.23
0.23
Earnings per Share ($)
1.12
1.44
1.84
1.99
1.98
1.45
0.49
-1.53
-4.01
0.48
0.55
0.08
0.16
0.09
0.15
0.15
Total Shares Outstanding
2.96
2.92
2.93
2.91
2.90
2.91
2.92
2.94
2.95
3.95
4.90
2.96
3.00
4.90
4.91
4.90
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
10.92
7.77
10.45
12.13
12.91
10.49
14.98
16.00
29.52
31.03
39.54
29.03
37.59
26.22
31.03
39.54
Money Market Investments
--
--
--
8.43
--
--
3.43
10.65
2.78
1.97
1.81
2.78
2.41
1.97
1.97
1.81
Net Loan
246
320
374
423
446
446
436
419
380
371
370
377
370
367
371
370
Securities & Investments
70.90
63.37
71.08
60.34
57.50
58.24
60.13
60.42
91.67
89.46
89.09
84.63
87.27
95.84
89.46
89.09
Accounts Receivable
1.39
1.33
1.67
2.04
2.23
1.76
1.71
1.67
1.62
1.46
1.43
1.52
1.54
1.58
1.46
1.43
Property, Plant and Equipment
11.49
12.18
13.92
17.60
19.41
21.52
21.15
20.30
19.60
18.59
18.13
19.45
19.31
19.18
18.59
18.13
Other Assets
3.16
3.79
3.55
4.15
3.87
9.90
14.94
16.33
14.11
19.17
17.96
13.76
12.99
10.19
19.17
17.96
Total Assets
344
409
475
528
542
548
553
545
539
533
538
528
531
522
533
538
   
Total Deposits
278
321
378
435
445
447
464
464
469
467
470
465
459
457
467
470
Accounts Payable
--
--
--
--
--
4.43
4.52
3.23
4.42
5.54
6.65
--
--
--
5.54
6.65
Current Portion of Long-Term Debt
--
20.02
--
--
--
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
36.56
33.47
58.47
58.12
40.56
54.68
20.19
20.12
19.10
6.08
--
14.09
14.09
6.08
6.08
--
Other liabilities
5.67
8.29
9.47
2.22
18.00
2.46
9.28
9.28
9.28
9.28
15.35
13.41
13.75
13.82
9.28
15.35
Total Liabilities
320
383
446
495
504
509
498
496
502
488
492
492
487
477
488
492
   
Common Stock
3.66
3.66
3.65
3.65
3.65
3.65
3.66
3.69
3.70
6.13
6.13
3.70
6.13
6.13
6.13
6.13
Preferred Stock
--
--
--
--
--
--
14.00
14.13
14.26
14.41
14.45
14.30
14.34
14.37
14.41
14.45
Retained Earnings
17.68
20.69
24.74
29.10
33.31
35.20
35.10
28.97
16.50
18.40
19.16
16.75
17.22
17.68
18.40
19.16
Additional Paid-In Capital
1.47
1.47
1.47
1.47
1.45
1.41
1.42
1.58
1.64
6.81
6.81
1.64
6.81
6.81
6.81
6.81
Total Equity
23.50
26.10
29.39
32.56
37.86
39.18
54.81
48.50
37.10
44.89
45.55
36.14
44.70
44.82
44.89
45.55
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
3.30
4.21
5.39
5.80
5.75
4.22
2.15
-3.60
-10.96
2.80
3.31
0.48
0.69
0.69
0.94
0.98
Depreciation, Depletion and Amortization
1.16
1.06
1.03
1.17
1.22
1.28
1.58
1.60
1.18
1.11
1.08
0.28
0.29
0.27
0.27
0.25
Cash Flow from Others
1.74
0.14
0.43
-0.69
0.68
1.36
0.57
9.31
20.21
8.31
9.76
0.69
2.14
3.56
1.92
2.14
Cash Flow from Operations
6.20
5.41
6.85
6.27
7.64
6.86
4.30
7.30
10.44
12.22
14.14
1.45
3.12
4.51
3.14
3.37
   
Investment for Property, Plant & Equipement
--
--
--
--
--
--
-1.12
-0.38
-0.47
-0.55
-0.44
-0.13
-0.15
-0.14
-0.13
-0.02
Cash Flow from Investing
-54.90
-70.12
-66.43
-51.41
-13.63
-10.74
-0.31
-3.61
-0.26
-2.28
-7.84
7.83
3.93
-5.95
-8.09
2.27
   
Net Issuance of Stock
-2.45
--
-0.03
-0.57
-0.01
-0.04
-0.09
-0.03
--
7.60
7.60
--
7.60
--
--
--
Net Issuance of Preferred Stock
--
--
--
--
--
--
13.90
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
13.46
19.65
6.89
-8.57
-1.78
0.79
-25.21
-0.06
-1.02
-13.02
-8.02
-5.01
-0.01
-8.01
-0.01
-0.01
Cash Flow for Dividends
-1.13
-1.20
-1.32
-1.43
-1.54
-1.63
-2.04
-2.19
-1.30
-0.76
-0.76
-0.19
-0.19
-0.19
-0.19
-0.19
Other Financing
34.82
43.12
56.71
57.39
10.10
2.35
13.94
-0.39
5.67
-2.26
5.39
-4.58
-5.90
-1.74
9.96
3.06
Cash Flow from Financing
44.70
61.57
62.26
46.82
6.77
1.46
0.50
-2.67
3.35
-8.44
4.20
-9.77
1.50
-9.93
9.76
2.87
   
Net Change in Cash
-4.00
-3.15
2.68
1.68
0.78
-2.42
4.49
1.02
13.53
1.50
10.51
-0.49
8.56
-11.37
4.81
8.51
   
Free Cash Flow
6.20
5.41
6.85
6.27
7.64
6.86
3.18
6.92
9.96
11.67
13.70
1.31
2.97
4.38
3.00
3.35
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Enterprise Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Net Cash (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Current Asset Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Peter Lynch Fair Value (per share) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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