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Annual Rates (per share) 10 yrs* 5 yrs* 12 months*
Revenue Growth (%) -13.8  1.7  -18 
EBITDA Growth (%) 17 
Free Cash Flow Growth (%) 309.1 
Book Value Growth (%) -6.1  6.6  -17.4 

*12-month growth rate is calculated with the per share revenue (EBITDA, FCF, earnings) of the last 12 months over the per share revenue (EBITDA, FCF, earnings) over the previous 12 months. 5-year and 10-year growth rates are calculated with least-square regression based on the 5-year and 10-year numbers.
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Export: Download financial data to Excel Download financial data to CSV  Print This Table Print helpSee this page for the explanation of the data and charts * All numbers are in millions except for per share data
Per Share DataAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Revenue per Share ($)
36.73
33.97
3.18
3.66
4.36
5.12
6.15
5.51
6.17
5.57
5.19
1.52
1.79
1.25
1.09
1.06
EBITDA per Share
-13.47
0.27
-1.88
0.66
1.06
1.17
1.63
-0.65
1.35
1.80
1.72
0.41
0.66
0.40
0.36
0.30
Free Cashflow per Share
-0.35
3.99
-1.72
0.50
1.15
1.97
-2.68
5.42
0.24
2.33
1.35
0.38
-0.83
1.44
0.48
0.26
Earnings per Share ($)
-27.40
-3.23
-2.15
0.50
2.96
0.55
0.56
-0.34
0.41
1.51
1.64
0.14
1.17
0.18
0.17
0.12
Dividends Per Share
--
--
--
--
--
--
--
--
--
0.04
0.08
--
--
--
0.04
0.04
Book Value per Share
30.57
70.30
7.76
8.39
11.45
12.14
16.17
15.48
15.79
16.91
13.14
15.91
17.05
15.02
13.01
13.14
Month End Stock Price
35.00
18.48
9.10
11.50
8.98
4.40
4.64
4.58
5.42
7.09
9.21
7.00
5.99
7.60
7.09
9.21
RatiosAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Return on Equity %
-89.60
-4.60
-27.70
6.00
25.80
4.50
4.40
-0.80
4.00
9.80
4.40
4.80
28.40
5.60
6.00
4.40
Return on Assets %
-2.30
-0.50
-2.50
0.40
2.50
0.40
0.50
-0.10
0.40
1.30
0.80
0.40
3.20
0.80
0.80
0.80
Return on Capital - Joel Greenblatt %
-2,729
--
-120
18.10
52.60
537
--
--
--
--
--
--
--
--
--
--
Debt to Equity
9.30
2.45
1.37
1.33
0.97
0.87
0.63
0.67
0.65
--
--
0.64
0.60
0.49
--
--
   
Operating Margin %
-56.50
-8.60
-67.60
9.70
19.50
15.20
16.80
-20.40
15.40
25.80
20.80
19.40
31.10
25.70
26.20
20.80
Net Margin %
-74.60
-9.50
-67.60
13.60
68.00
10.70
11.50
-2.20
10.30
29.70
13.70
12.90
68.00
17.00
17.40
13.70
   
Debt to Revenue
7.74
5.07
3.34
3.05
2.56
2.07
1.66
1.88
1.67
--
--
6.71
5.69
5.91
--
--
Interest Exp. to Revenue %
74.87
49.09
89.80
92.18
89.73
73.44
77.42
85.43
83.06
83.06
87.18
88.71
79.36
81.10
83.87
87.18
   
Asset Turnover
0.03
0.05
0.04
0.03
0.04
0.04
0.04
0.04
0.04
0.04
0.01
0.01
0.01
0.01
0.01
0.01
Buyback Ratio
--
--
--
--
--
--
--
--
--
-162
--
--
--
-1,113
--
--
Dividend Payout Ratio
--
--
--
--
--
--
--
--
--
0.02
0.27
--
--
--
0.21
0.27
Income StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Interest Income
9.63
8.24
9.78
11.59
13.42
12.86
16.29
16.39
17.93
19.82
20.22
4.76
5.02
4.93
5.11
5.16
Non Interest Income
3.23
8.54
1.11
0.98
1.54
4.65
4.75
2.80
3.66
4.04
4.20
0.61
1.31
1.15
0.98
0.76
Revenue
12.86
16.78
10.89
12.58
14.95
17.52
21.04
19.18
21.59
23.87
24.41
5.37
6.32
6.08
6.10
5.91
   
Selling, General, &Admin. Expense
6.16
8.15
6.90
6.41
7.13
8.21
8.28
8.62
9.45
10.35
10.69
2.52
2.58
2.50
2.75
2.86
Credit Losses Provision
--
--
--
-0.86
0.40
2.30
3.70
6.50
2.30
0.95
0.83
0.50
0.15
0.15
0.15
0.38
Other Expenses
11.42
8.50
10.43
4.76
3.77
3.00
3.49
6.34
5.10
4.86
4.97
0.92
1.25
1.49
1.20
1.03
Earnings Before DDA
-4.71
0.13
-6.45
2.27
3.66
4.01
5.56
-2.28
4.74
7.71
7.92
1.44
2.35
1.94
1.99
1.64
   
Depreciation, Depletion and Amortization
2.55
1.58
0.92
1.05
0.73
1.36
2.03
1.64
1.42
1.55
1.57
0.40
0.38
0.38
0.40
0.42
   
Operating Income
-7.26
-1.45
-7.36
1.22
2.92
2.66
3.54
-3.92
3.32
6.17
6.35
1.04
1.97
1.56
1.60
1.23
Net Income
-9.59
-1.60
-7.36
1.72
10.16
1.87
2.42
-0.42
2.22
7.09
7.21
0.69
4.30
1.03
1.06
0.81
   
Preferred dividends
--
--
--
--
--
--
0.51
0.74
0.77
0.63
0.57
0.19
0.16
0.14
0.14
0.14
Earnings per Share ($)
-27.40
-3.23
-2.15
0.50
2.96
0.55
0.56
-0.34
0.41
1.51
1.64
0.14
1.17
0.18
0.17
0.12
Total Shares Outstanding
0.35
0.49
3.43
3.43
3.43
3.42
3.42
3.48
3.50
4.29
5.56
3.53
3.54
4.86
5.57
5.56
Balance SheetAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Cash and cash equivalents
13.48
22.77
5.86
5.72
8.01
10.69
19.11
23.43
20.08
26.97
12.61
16.92
33.26
31.41
26.97
12.61
Money Market Investments
20.14
44.60
7.97
9.64
3.96
--
27.00
12.00
14.00
0.00
0.00
14.00
-0.01
16.00
0.00
0.00
Net Loan
276
197
234
318
351
366
379
376
396
444
449
409
414
429
444
449
Securities & Investments
84.77
57.08
34.21
32.77
21.60
47.49
46.51
33.86
38.73
43.80
48.56
36.79
39.05
42.48
43.80
48.56
Property, Plant and Equipment
13.75
10.74
11.99
12.45
11.61
11.19
10.17
9.66
9.63
10.63
10.59
9.77
10.13
10.74
10.63
10.59
Other Assets
14.55
7.45
5.04
4.64
12.78
16.06
33.50
23.27
19.88
20.62
21.13
19.99
27.56
21.71
20.62
21.13
Total Assets
423
339
299
383
409
451
515
479
498
546
542
506
524
551
546
542
   
Total Deposits
306
216
233
312
321
371
421
387
405
435
425
412
425
439
435
425
Current Portion of Long-Term Debt
--
--
--
--
1.96
--
--
--
--
--
--
--
--
--
--
--
Long-Term Debt
99.48
85.04
36.42
38.31
36.28
36.21
35.00
36.07
36.00
--
--
36.00
36.00
35.93
--
--
Other liabilities
6.57
4.08
3.09
3.27
10.49
2.57
3.69
1.97
2.26
38.98
43.62
2.32
2.64
2.88
38.98
43.62
Total Liabilities
412
305
272
354
370
410
460
425
443
474
469
450
464
478
474
469
   
Common Stock
16.18
42.34
42.41
--
--
--
--
--
--
53.80
--
--
--
--
--
--
Preferred Stock
--
--
--
--
--
--
10.51
10.71
10.92
11.00
11.00
10.98
11.00
11.00
11.00
11.00
Retained Earnings
-6.50
-8.10
-15.46
-13.75
-3.58
-1.71
0.20
-0.96
0.49
6.73
7.18
0.99
5.13
6.03
6.73
7.18
Additional Paid-In Capital
--
--
--
42.72
42.84
42.82
43.49
43.53
43.53
53.80
53.89
43.53
43.53
55.05
53.80
53.89
Total Equity
10.70
34.73
26.59
28.79
39.32
41.55
55.30
53.88
55.26
72.45
73.04
56.10
60.35
72.94
72.45
73.04
Cashflow StatementAnnuals (USD $) View: Quarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 TTM Mar12 Jun12 Sep12 Dec12 Mar13
   
Net Income
-9.59
-1.60
-7.36
1.72
10.16
1.87
2.42
-0.42
2.22
7.09
7.21
0.69
4.30
1.03
1.06
0.81
Depreciation, Depletion and Amortization
2.55
1.58
0.92
1.05
0.73
1.36
2.03
1.64
1.42
1.55
1.57
0.40
0.38
0.38
0.40
0.42
Cash Flow from Others
6.92
1.99
0.56
-1.07
-6.97
4.15
-12.94
18.25
-1.76
1.34
0.92
0.67
-7.00
6.47
1.20
0.24
Cash Flow from Operations
-0.12
1.97
-5.88
1.70
3.93
7.38
-8.50
19.48
1.88
9.98
9.69
1.76
-2.32
7.88
2.65
1.47
   
Investment for Property, Plant & Equipement
--
--
--
--
--
-0.62
-0.68
-0.61
-1.03
--
-1.52
-0.41
-0.63
-0.89
--
--
Cash Flow from Acquisitions
--
--
--
--
--
--
-28.58
--
--
--
--
--
--
--
--
--
Cash Flow from Investing
112
72.27
1.39
-80.62
-33.57
-44.05
-47.36
5.04
-19.91
-56.22
-55.28
-12.08
-8.51
-19.01
-16.63
-11.14
   
Net Issuance of Stock
--
26.16
--
--
--
-0.11
--
--
--
11.51
11.49
--
--
11.51
--
-0.02
Net Issuance of Preferred Stock
--
--
--
--
--
--
10.49
--
--
--
--
--
--
--
--
--
Net Issuance of Debt
-0.79
-14.44
-48.62
1.89
7.64
-2.03
-0.07
-0.07
-0.07
-0.07
-0.07
--
--
-0.07
--
--
Cash Flow for Dividends
--
--
--
--
--
--
--
-0.55
-0.55
-0.77
-0.99
-0.14
-0.14
-0.14
-0.36
-0.36
Other Financing
-132
-64.92
16.98
79.79
17.66
42.56
80.76
-34.61
18.01
28.47
16.85
7.30
13.29
13.98
-6.11
-4.32
Cash Flow from Financing
-132
-53.20
-31.64
81.68
25.30
40.42
91.18
-35.23
17.39
39.13
27.27
7.16
13.16
25.28
-6.47
-4.70
   
Net Change in Cash
-20.76
21.05
-36.14
2.76
-4.34
3.75
35.32
-10.71
-0.65
-7.11
-18.31
-3.16
2.34
14.16
-20.44
-14.36
   
Free Cash Flow
-0.12
1.97
-5.88
1.70
3.93
6.76
-9.18
18.87
0.84
9.98
8.18
1.34
-2.95
7.00
2.65
1.47
Valuation Ratios (Daily)AnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
PE Ratio(ttm) Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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Valuation and QualityAnnualsQuarterly
Fiscal Period
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Latest Q. Mar12 Jun12 Sep12 Dec12 Mar13
   
Market Cap Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
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