European Shorting
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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | -23.3 | -48.7 | -16.4 |
| EBITDA Growth (%) | 0 | 0 | 0 |
| Free Cash Flow Growth (%) | 0 | -25.6 | 0 |
| Book Value Growth (%) | -19 | -19 | -7.5 |
Print This Table 
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Revenue per Share ($) | 5.92 |
5.74 |
6.57 |
6.09 |
5.51 |
5.70 |
4.53 |
2.07 |
0.61 |
0.55 |
0.51 |
0.15 |
0.13 |
0.15 |
0.12 |
0.11 |
| EBITDA per Share | 1.32 |
1.04 |
1.08 |
1.25 |
1.20 |
-1.80 |
-4.20 |
-1.15 |
-0.37 |
0.02 |
-0.04 |
0.02 |
0.02 |
0.01 |
-0.03 |
-0.04 |
| Free Cashflow per Share | 1.29 |
0.85 |
1.09 |
1.16 |
0.93 |
-0.06 |
-2.13 |
-0.26 |
-0.04 |
-0.10 |
-0.30 |
-0.02 |
-0.01 |
-0.43 |
0.36 |
-0.22 |
| Earnings per Share ($) | 0.55 |
0.37 |
0.51 |
0.66 |
0.56 |
-1.50 |
-5.02 |
-1.30 |
-0.40 |
-0.01 |
-0.08 |
0.01 |
0.01 |
-- |
-0.04 |
-0.05 |
| Dividends Per Share | 0.12 |
0.14 |
0.16 |
0.18 |
0.18 |
0.18 |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Book Value per Share | 7.70 |
7.89 |
11.38 |
17.57 |
13.98 |
12.38 |
7.54 |
5.67 |
1.32 |
1.29 |
1.24 |
1.34 |
1.35 |
1.33 |
1.29 |
1.24 |
| Month End Stock Price | 12.50 |
18.40 |
20.75 |
26.45 |
15.97 |
6.85 |
1.55 |
2.10 |
1.75 |
1.25 |
1.59 |
1.85 |
1.61 |
1.60 |
1.25 |
1.59 |
| Ratios | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Return on Equity % | 7.10 |
4.70 |
4.50 |
3.80 |
4.00 |
-12.10 |
-66.60 |
-22.90 |
-30.60 |
-1.10 |
-16.40 |
4.40 |
2.80 |
-- |
-11.60 |
-16.40 |
| Return on Assets % | 0.40 |
0.20 |
0.30 |
0.40 |
0.30 |
-0.80 |
-2.80 |
-2.00 |
-2.30 |
-0.10 |
-1.20 |
0.40 |
0.40 |
-- |
-0.80 |
-1.20 |
| Return on Capital - Joel Greenblatt % | -- |
-- |
189 |
-- |
35.00 |
-95.40 |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Debt to Equity | 1.36 |
0.82 |
0.55 |
0.25 |
0.94 |
1.11 |
1.82 |
0.87 |
1.15 |
1.18 |
1.22 |
1.47 |
1.26 |
1.47 |
1.18 |
1.22 |
| Operating Margin % | 15.40 |
10.80 |
13.10 |
16.50 |
16.00 |
-37.60 |
-101 |
-62.00 |
-66.50 |
-2.50 |
-45.30 |
9.20 |
7.10 |
0.30 |
-31.20 |
-45.30 |
| Net Margin % | 9.30 |
6.40 |
7.80 |
10.80 |
10.20 |
-26.30 |
-111 |
-62.90 |
-66.50 |
-2.50 |
-44.90 |
9.20 |
7.10 |
0.30 |
-31.20 |
-44.90 |
| Debt to Revenue | 1.77 |
1.13 |
0.95 |
0.73 |
2.38 |
2.41 |
3.03 |
2.38 |
2.51 |
2.76 |
13.35 |
12.73 |
13.49 |
13.23 |
12.57 |
13.35 |
| Interest Exp. to Revenue % | 66.67 |
81.19 |
82.17 |
89.42 |
91.52 |
101 |
86.33 |
90.38 |
85.32 |
84.47 |
88.84 |
87.32 |
90.60 |
74.39 |
86.79 |
88.84 |
| Asset Turnover | 0.04 |
0.04 |
0.04 |
0.04 |
0.03 |
0.03 |
0.03 |
0.03 |
0.04 |
0.03 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
0.01 |
| Buyback Ratio | -- |
-- |
-- |
-- |
-- |
0.70 |
-- |
300 |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Dividend Payout Ratio | 0.21 |
0.37 |
0.30 |
0.27 |
0.32 |
-- |
-- |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Income Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Interest Income | 9.63 |
11.67 |
14.88 |
19.94 |
24.10 |
27.21 |
18.61 |
22.13 |
19.82 |
17.80 |
16.51 |
5.16 |
4.38 |
4.23 |
4.02 |
3.87 |
| Non Interest Income | 4.81 |
2.70 |
3.23 |
2.36 |
2.23 |
-0.15 |
2.95 |
2.35 |
3.41 |
3.27 |
3.01 |
0.75 |
0.46 |
1.46 |
0.61 |
0.49 |
| Revenue | 14.44 |
14.37 |
18.11 |
22.30 |
26.33 |
27.06 |
21.56 |
24.49 |
23.23 |
21.07 |
19.52 |
5.91 |
4.84 |
5.69 |
4.63 |
4.36 |
| Selling, General, &Admin. Expense | 7.91 |
7.91 |
9.42 |
11.14 |
12.57 |
15.09 |
12.16 |
19.97 |
18.07 |
7.32 |
7.40 |
3.97 |
3.83 |
3.70 |
-4.19 |
4.06 |
| Credit Losses Provision | 0.56 |
0.56 |
1.11 |
1.04 |
0.08 |
11.29 |
13.09 |
7.71 |
7.46 |
-2.38 |
-1.56 |
-0.85 |
-1.71 |
-- |
0.18 |
-0.03 |
| Other Expenses | 2.74 |
3.31 |
4.61 |
5.56 |
7.97 |
9.21 |
16.29 |
10.47 |
11.87 |
15.45 |
15.54 |
1.93 |
2.07 |
1.66 |
9.79 |
2.03 |
| Earnings Before DDA | 3.23 |
2.60 |
2.97 |
4.56 |
5.72 |
-8.53 |
-19.99 |
-13.66 |
-14.17 |
0.69 |
-1.85 |
0.85 |
0.65 |
0.33 |
-1.14 |
-1.69 |
| Depreciation, Depletion and Amortization | 1.01 |
1.04 |
0.60 |
0.88 |
1.51 |
1.65 |
1.68 |
1.51 |
1.29 |
1.22 |
1.21 |
0.31 |
0.31 |
0.31 |
0.30 |
0.29 |
| Operating Income | 2.22 |
1.56 |
2.36 |
3.68 |
4.22 |
-10.18 |
-21.67 |
-15.17 |
-15.46 |
-0.54 |
-3.06 |
0.55 |
0.35 |
0.02 |
-1.45 |
-1.98 |
| Net Income | 1.34 |
0.93 |
1.41 |
2.42 |
2.68 |
-7.11 |
-23.88 |
-15.40 |
-15.46 |
-0.54 |
-3.04 |
0.55 |
0.35 |
0.02 |
-1.45 |
-1.96 |
| Earnings per Share ($) | 0.55 |
0.37 |
0.51 |
0.66 |
0.56 |
-1.50 |
-5.02 |
-1.30 |
-0.40 |
-0.01 |
-0.08 |
0.01 |
0.01 |
-- |
-0.04 |
-0.05 |
| Total Shares Outstanding | 2.44 |
2.50 |
2.76 |
3.66 |
4.78 |
4.75 |
4.75 |
11.85 |
38.36 |
38.40 |
38.44 |
38.37 |
38.38 |
38.39 |
38.46 |
38.44 |
| Balance Sheet | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Cash and cash equivalents | 4.02 |
6.67 |
7.22 |
3.87 |
2.76 |
4.29 |
97.54 |
137 |
55.43 |
71.01 |
61.76 |
103 |
62.18 |
43.83 |
71.01 |
61.76 |
| Money Market Investments | 16.77 |
39.49 |
8.82 |
30.13 |
15.57 |
20.00 |
10.00 |
10.00 |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Net Loan | 214 |
264 |
364 |
507 |
686 |
789 |
645 |
535 |
501 |
460 |
462 |
466 |
484 |
495 |
460 |
462 |
| Securities & Investments | 101 |
87.73 |
80.92 |
91.70 |
67.54 |
52.30 |
49.09 |
44.07 |
69.97 |
45.22 |
44.61 |
62.80 |
60.55 |
22.53 |
45.22 |
44.61 |
| Accounts Receivable | 1.47 |
1.76 |
2.45 |
3.54 |
4.58 |
4.56 |
3.24 |
2.51 |
2.45 |
1.89 |
1.89 |
2.24 |
2.29 |
1.98 |
1.89 |
1.89 |
| Property, Plant and Equipment | 1.42 |
2.13 |
2.47 |
3.69 |
7.81 |
7.95 |
6.60 |
5.27 |
4.11 |
4.29 |
4.25 |
4.88 |
4.71 |
4.66 |
4.29 |
4.25 |
| Intangible Assets | 0.93 |
0.93 |
0.93 |
1.49 |
1.47 |
0.09 |
0.07 |
0.05 |
0.04 |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Other Assets | 2.44 |
2.46 |
3.59 |
4.68 |
21.92 |
35.62 |
54.68 |
51.12 |
32.35 |
35.34 |
33.85 |
31.67 |
30.68 |
47.30 |
35.34 |
33.85 |
| Total Assets | 342 |
405 |
471 |
646 |
808 |
913 |
866 |
784 |
666 |
618 |
609 |
671 |
644 |
615 |
618 |
609 |
| Total Deposits | 290 |
367 |
419 |
561 |
672 |
785 |
761 |
647 |
545 |
497 |
492 |
540 |
522 |
484 |
497 |
492 |
| Accounts Payable | -- |
-- |
-- |
-- |
-- |
-- |
3.97 |
5.10 |
5.11 |
5.76 |
4.24 |
-- |
-- |
-- |
5.76 |
4.24 |
| Current Portion of Long-Term Debt | -- |
4.00 |
6.00 |
-- |
7.00 |
7.00 |
7.00 |
-- |
-- |
-- |
-- | 7.00 |
7.00 |
7.00 |
-- |
-- |
| Long-Term Debt | 25.60 |
12.25 |
11.25 |
16.25 |
55.75 |
58.25 |
58.25 |
58.25 |
58.25 |
58.25 |
58.25 |
68.25 |
58.25 |
68.25 |
58.25 |
58.25 |
| Other liabilities | 8.10 |
2.04 |
2.94 |
4.00 |
5.55 |
4.52 |
0.00 |
7.00 |
7.00 |
7.00 |
7.00 |
5.05 |
5.16 |
5.02 |
7.00 |
7.00 |
| Total Liabilities | 324 |
385 |
439 |
582 |
741 |
855 |
831 |
717 |
615 |
568 |
561 |
620 |
593 |
564 |
568 |
561 |
| Common Stock | 4.82 |
4.97 |
6.46 |
9.48 |
9.49 |
9.51 |
9.55 |
0.38 |
0.38 |
0.39 |
0.39 |
0.39 |
0.39 |
0.39 |
0.39 |
0.39 |
| Retained Earnings | 2.75 |
3.35 |
4.31 |
6.02 |
7.85 |
-0.12 |
-24.00 |
-39.40 |
-54.86 |
-55.40 |
-57.35 |
-54.31 |
-53.97 |
-53.95 |
-55.40 |
-57.35 |
| Additional Paid-In Capital | 11.52 |
11.83 |
21.71 |
49.46 |
49.55 |
49.63 |
49.65 |
105 |
105 |
105 |
105 |
105 |
105 |
105 |
105 |
105 |
| Treasury Stock | -- |
-- |
-- |
-- |
-- |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
-0.16 |
| Total Equity | 18.78 |
19.76 |
31.37 |
64.28 |
66.83 |
58.77 |
35.86 |
67.17 |
50.55 |
49.57 |
47.67 |
51.24 |
51.76 |
51.13 |
49.57 |
47.67 |
| Cashflow Statement | Annuals (USD $) View: | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | TTM | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Net Income | 1.34 |
0.93 |
1.41 |
2.42 |
2.68 |
-7.11 |
-23.88 |
-15.40 |
-15.46 |
-0.54 |
-3.04 |
0.55 |
0.35 |
0.02 |
-1.45 |
-1.96 |
| Depreciation, Depletion and Amortization | 1.01 |
1.04 |
0.60 |
0.88 |
1.51 |
1.65 |
1.68 |
1.51 |
1.29 |
1.22 |
1.21 |
0.31 |
0.31 |
0.31 |
0.30 |
0.29 |
| Cash Flow from Others | 0.81 |
0.17 |
1.01 |
0.94 |
0.25 |
6.93 |
12.40 |
10.99 |
13.20 |
-3.84 |
-9.26 |
-1.45 |
-0.78 |
-16.95 |
15.33 |
-6.86 |
| Cash Flow from Operations | 3.16 |
2.13 |
3.02 |
4.23 |
4.44 |
1.47 |
-9.80 |
-2.89 |
-0.98 |
-3.15 |
-11.09 |
-0.60 |
-0.12 |
-16.62 |
14.19 |
-8.53 |
| Investment for Property, Plant & Equipement | -- |
-- |
-- |
-- |
-- |
-1.78 |
-0.31 |
-0.17 |
-0.69 |
-0.62 |
-0.62 |
-- |
-0.25 |
-- |
-0.36 |
-- |
| Cash Flow from Investing | -78.07 |
-38.06 |
-107 |
-133 |
-203 |
-105 |
117 |
110 |
11.52 |
66.37 |
26.78 |
44.47 |
-13.47 |
26.42 |
8.95 |
4.88 |
| Net Issuance of Stock | 0.05 |
0.47 |
11.37 |
30.77 |
0.05 |
-0.11 |
-- |
46.23 |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Net Issuance of Debt | 21.01 |
-15.05 |
1.00 |
-1.00 |
46.50 |
2.50 |
-- |
-- |
-- |
-- |
-- | 10.00 |
-- |
-- |
-- |
-- |
| Cash Flow for Dividends | -0.26 |
-0.32 |
-0.40 |
-0.62 |
-0.85 |
-0.85 |
-0.21 |
-- |
-- |
-- |
-- | -- |
-- |
-- |
-- |
-- |
| Other Financing | 71.84 |
77.01 |
52.07 |
139 |
111 |
112 |
-23.49 |
-115 |
-102 |
-47.63 |
-57.90 |
-5.32 |
-27.50 |
-28.14 |
3.33 |
-5.60 |
| Cash Flow from Financing | 92.64 |
62.11 |
64.04 |
168 |
157 |
114 |
-23.70 |
-68.29 |
-102 |
-47.63 |
-57.90 |
4.68 |
-27.50 |
-28.14 |
3.33 |
-5.60 |
| Net Change in Cash | 17.72 |
26.18 |
-39.66 |
39.51 |
-41.46 |
10.59 |
83.20 |
38.98 |
-91.35 |
15.59 |
-42.21 |
48.55 |
-41.09 |
-18.35 |
26.47 |
-9.25 |
| Free Cash Flow | 3.16 |
2.13 |
3.02 |
4.23 |
4.44 |
-0.31 |
-10.11 |
-3.07 |
-1.66 |
-3.77 |
-11.70 |
-0.60 |
-0.38 |
-16.62 |
13.83 |
-8.53 |
| Valuation Ratios (Daily) | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| PE Ratio(ttm) |  |
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| PS Ratio | |
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| EV-to-Revenue | |
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| EV-to-EBITDA | |
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| EV-to-EBIT | |
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| Earnings Yield (Joel Greenblatt) | |
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| Forward Rate of Return | |
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| Valuation and Quality | Annuals | Quarterly | ||||||||||||||
Fiscal Period |
Dec03 | Dec04 | Dec05 | Dec06 | Dec07 | Dec08 | Dec09 | Dec10 | Dec11 | Dec12 | Latest Q. | Mar12 | Jun12 | Sep12 | Dec12 | Mar13 |
| Market Cap | |
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| Enterprise Value | |
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| Net Cash (per share) | |
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| Net Current Asset Value (per share) | |
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| DCF (per share) | |
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| Median PS (per share) | |
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| Peter Lynch Fair Value (per share) | |
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| Graham Number (per share) | |
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