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| Annual Rates (per share) | 10 yrs* | 5 yrs* | 12 months* |
|---|---|---|---|
| Revenue Growth (%) | 0 | 0 | 26.3 |
| EBITDA Growth (%) | 0 | 0 | 13.8 |
| Free Cash Flow Growth (%) | 0 | 0 | 0 |
| Book Value Growth (%) | 0 | 0 | 27.4 |
See this page for the explanation of the data and charts
* All numbers are in millions except for per share data
| Per Share Data | Annuals | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | TTM | Mar12 | Mar13 |
| Revenue per Share ($) | 4.30 |
5.43 |
|||
| EBITDA per Share | 2.25 |
2.56 |
|||
| Free Cashflow per Share | -2.06 |
4.52 |
|||
| Earnings per Share ($) | 1.84 |
2.02 |
3.86 |
-- |
-- |
| Book Value per Share | 7.38 |
9.40 |
|||
| Ratios | Annuals | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | Latest Q. | Mar12 | Mar13 |
| Return on Equity % | 25.00 |
21.70 |
-- | -- |
20.80 |
| Return on Assets % | 2.90 |
2.30 |
-- | -- |
2.40 |
| Return on Capital - Joel Greenblatt % | 114 |
113 |
-- | -- |
112 |
| Debt to Equity | 0.43 |
0.53 |
-- | -- |
0.54 |
| Operating Margin % | 52.30 |
47.10 |
-- | 53.70 |
42.30 |
| Net Margin % | 42.90 |
37.50 |
-- | 45.50 |
34.30 |
| Debt to Revenue | 0.74 |
0.92 |
-- | -- |
3.55 |
| Interest Exp. to Revenue % | 76.08 |
75.81 |
-- | -- |
77.75 |
| Asset Turnover | 0.07 |
0.06 |
-- | -- |
0.02 |
| Income Statement | Annuals (USD $) View: | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | TTM | Mar12 | Mar13 |
| Net Interest Income | 17,680 |
22,212 |
51,128 |
4,926 |
6,309 |
| Non Interest Income | 5,559 |
7,088 |
15,912 |
1,459 |
1,806 |
| Revenue | 23,240 |
29,300 |
67,041 |
6,385 |
8,115 |
| Selling, General, &Admin. Expense | 7,992 |
10,378 |
23,104 |
2,121 |
2,613 |
| Credit Losses Provision | -37.82 |
678 |
1,541 |
-101 |
1,002 |
| Other Expenses | 3,133 |
4,444 |
9,584 |
939 |
1,068 |
| Earnings Before DDA | 12,153 |
13,801 |
32,811 |
3,426 |
3,432 |
| Operating Income | 12,153 |
13,801 |
32,811 |
3,426 |
3,432 |
| Net Income | 9,965 |
10,993 |
26,650 |
2,906 |
2,786 |
| Preferred dividends | 34.67 |
81.94 |
117 |
-- |
-- |
| Earnings per Share ($) | 1.84 |
2.02 |
3.86 |
-- |
-- |
| Total Shares Outstanding | 5,400 |
5,400 |
-- | -- |
-- |
| Balance Sheet | Annuals (USD $) View: | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | Latest Q. | Mar12 | Mar13 |
| Cash and cash equivalents | 22,906 |
47,337 |
-- | -- |
45,802 |
| Money Market Investments | 9,480 |
29,931 |
-- | -- |
18,011 |
| Net Loan | 7,719,700 |
10,499,300 |
-- | -- |
335,027 |
| Securities & Investments | 41,759 |
32,146 |
-- | -- |
41,491 |
| Accounts Receivable | 1,106 |
3,618 |
-- | -- |
4,693 |
| Property, Plant and Equipment | 11,343 |
13,741 |
-- | -- |
13,650 |
| Other Assets | -7,464,815 |
-10,150,264 |
-- | -- |
17,709 |
| Total Assets | 341,478 |
475,808 |
-- | -- |
476,382 |
| Total Deposits | 266,766 |
366,584 |
-- | -- |
358,367 |
| Current Portion of Long-Term Debt | -- |
-- |
-- | -- |
-- |
| Long-Term Debt | 17,255 |
26,911 |
-- | -- |
28,831 |
| Other liabilities | 17,605 |
31,541 |
-- | -- |
35,812 |
| Total Liabilities | 301,626 |
425,036 |
-- | -- |
423,010 |
| Retained Earnings | 27,825 |
37,400 |
-- | -- |
40,211 |
| Additional Paid-In Capital | 7,331 |
7,331 |
-- | -- |
7,331 |
| Treasury Stock | -221 |
-240 |
-- | -- |
-240 |
| Total Equity | 39,852 |
50,772 |
-- | -- |
53,372 |
| Cashflow Statement | Annuals (USD $) View: | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | TTM | Mar12 | Mar13 |
| Cash Flow from Others | -7,699 |
28,963 |
22,717 |
7,151 |
-5,698 |
| Cash Flow from Operations | -7,699 |
28,963 |
22,717 |
7,151 |
-5,698 |
| Investment for Property, Plant & Equipement | -3,448 |
-4,551 |
-8,865 |
-407 |
-460 |
| Cash Flow from Acquisitions | 882 |
-2,666 |
-1,664 |
120 |
-- |
| Cash Flow from Investing | 4,548 |
-12,893 |
-7,580 |
173 |
592 |
| Net Issuance of Stock | -- |
-18.91 |
-126 |
-107 |
-- |
| Net Issuance of Debt | 1,081 |
2,638 |
5,525 |
514 |
1,292 |
| Cash Flow for Dividends | -659 |
-1,491 |
-2,168 |
-15.76 |
-3.15 |
| Other Financing | -123 |
3,921 |
6,896 |
1,989 |
1,109 |
| Cash Flow from Financing | 299 |
5,049 |
10,126 |
2,379 |
2,398 |
| Net Change in Cash | -2,962 |
20,964 |
24,759 |
9,348 |
-2,591 |
| Free Cash Flow | -11,147 |
24,412 |
13,851 |
6,744 |
-6,158 |
| Valuation Ratios (Daily) | Annuals | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | Latest Q. | Mar12 | Mar13 |
| Valuation and Quality | Annuals | Semi-Annual | |||
Fiscal Period |
Dec11 | Dec12 | Latest Q. | Mar12 | Mar13 |
| Net Cash (per share) | ![]() |
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| Net Current Asset Value (per share) | ![]() |
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| Graham Number (per share) | ![]() |
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