HopFed Bancorp Inc. (HFBC, Financial) filed Quarterly Report for the period ended 2012-03-31.
Hopfed Bancorp has a market cap of $70.2 million; its shares were traded at around $7.5 with a P/E ratio of 32.5 and P/S ratio of 1.2. The dividend yield of Hopfed Bancorp stocks is 0.9%. Hopfed Bancorp had an annual average earning growth of 1.6% over the past 10 years.
Interest Income. For the three month periods ended March 31, 2012, and March 31, 2011, the Companys total interest income was $10.8 million and $11.8 million, respectively. As the Companys loan demand has slowed down, we continue to have a greater dependency on investment income. The average balance of loans receivable declined from $592.5 million for the three months ended March 31, 2011, to $551.6 million for the three month period ended March 31, 2012. The ratio of average interest-earning assets to average interest-bearing liabilities increased from 107.42% for the three months ended March 31, 2011, to 113.03% for the three months ended March 31, 2012.
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Hopfed Bancorp has a market cap of $70.2 million; its shares were traded at around $7.5 with a P/E ratio of 32.5 and P/S ratio of 1.2. The dividend yield of Hopfed Bancorp stocks is 0.9%. Hopfed Bancorp had an annual average earning growth of 1.6% over the past 10 years.
Highlight of Business Operations:
Average Balances, Yields and Interest Expenses. The table below summarizes the overall effect of changes in both interest rates and the average balances of interest earning assets and liabilities for the three-month periods ended March 31, 2012, and March 31, 2011. Yields on assets and cost of liabilities are derived by dividing income or expense by the average daily balances of interest earning assets and liabilities for the appropriate three-month periods.Interest Income. For the three month periods ended March 31, 2012, and March 31, 2011, the Companys total interest income was $10.8 million and $11.8 million, respectively. As the Companys loan demand has slowed down, we continue to have a greater dependency on investment income. The average balance of loans receivable declined from $592.5 million for the three months ended March 31, 2011, to $551.6 million for the three month period ended March 31, 2012. The ratio of average interest-earning assets to average interest-bearing liabilities increased from 107.42% for the three months ended March 31, 2011, to 113.03% for the three months ended March 31, 2012.
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