Q2 2019 Civista Bancshares Inc Earnings Call Transcript

Feb 06, 2024

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Jul 26, 2019 / 05:00PM GMT
Operator

Good afternoon, and welcome to the Civista Bancshares, Inc. 2019 Second Quarter Earnings Call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference over to President and CEO, Dennis Shaffer. Please go ahead.

Dennis G. Shaffer - Civista Bancshares, Inc. - President, CEO & Director

Good afternoon. This is Dennis Shaffer, President and CEO of Civista Bancshares. And I would like to thank you for joining us for our second quarter 2019 earnings call. I am joined today by Rich Dutton, SVP of the company and Chief Operating Officer of the bank; Chuck Parcher, SVP of the company and Chief Lending Officer of the bank; and other members of our executive team.

Before we begin, I would like to remind you that during today's call, including the question-and-answer period, you may hear forward-looking statements related to the future financial results and business operations for Civista Bancshares, Inc. Our actual results may differ materially from current management forecast and projections as a

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