Q4 2022 United Community Banks Inc Earnings Call Transcript

Feb 09, 2024

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Jan 18, 2023 / 04:00PM GMT
Operator

Good morning, and welcome to the United Community Bank Fourth Quarter Financial Results Conference Call. (Operator Instructions) Please note, this event is being recorded. I would like to now turn the conference over to your hosts. Please go ahead.

Unidentified Company Representative -

Good morning, and welcome to United Community Bank's Fourth Quarter 2022 Earnings Call. Hosting our call today are our Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson; President and Chief Banking Officer, Rich Bradshaw; and Chief Risk Officer, Rob Edwards.

United's presentation today includes references to operating earnings, pretax, pre-credit earnings and other non-GAAP financial information. For these non-GAAP financial measures, United has provided a reconciliation to the corresponding GAAP financial measure in the financial highlights section of the earnings release as well as at the end of the investor presentation. Both are included on the website at ucbi.com. Copies of the fourth quarter's earnings release and investor

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