Q4 2021 UMB Financial Corp Earnings Call Transcript

Feb 09, 2024

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Jan 26, 2022 / 02:30PM GMT
Operator

Good morning, and welcome to the UMB Financial Fourth Quarter 2021 Financial Results Conference Call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference over to Kay Gregory of Investor Relations. Please go ahead.

Kay Gregory - UMB Financial Corporation - Director of IR & Senior VP

Good morning, and welcome to our fourth quarter and full year 2021 call. Mariner Kemper, President and CEO; and Ram Shankar, CFO, will share a few comments about our results. And Jim Rine, CEO of UMB Bank; and Tom Terry, Chief Credit Officer, will be available for the question-and-answer session.

Before we begin, let me remind you that today's presentation contains forward-looking statements, which are subject to assumptions, risks and uncertainties. These risks are included in our SEC filings and are summarized on Slide 42 of our presentation. Actual results may differ from those set forth in forward-looking statements, which speak only as of today. We undertake no obligation to update them, except to the

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