Q3 2023 UMB Financial Corp Earnings Call Transcript

Feb 09, 2024

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Oct 25, 2023 / 01:30PM GMT
Operator

Hello, and welcome to today's UMB Financial Third Quarter 2023 Financial Results Conference Call. My name is Elliot, and I'll be coordinating your call today. (Operator Instructions)

I would now like to hand over to Kay Gregory, Investor Relations. The floor is yours. Please go ahead.

Kay Gregory - UMB Financial Corporation - Director of IR & Senior VP

Good morning, and welcome to our third quarter 2023 call. Mariner Kemper, President and CEO; and Ram Shankar, CFO, will share a few comments about our results. Jim Rine, CEO of UMB Bank; and Tom Terry, Chief Credit Officer, will also be available for the question-and-answer session.

Today's presentation contains forward-looking statements, which are subject to assumptions, risks and uncertainty. These risks are included in our SEC filings and are summarized on Slide 46 of our presentation. Actual results may differ from those set forth in forward-looking statements, which speak only as of today. We undertake no obligation to update them, except to the extent required by securities laws. All

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