Q4 2019 Berkshire Hills Bancorp Inc Earnings Call Transcript

Jan 28, 2020 / 03:00PM GMT
Operator

Good morning, and welcome to the Berkshire Hills Bancorp Fourth Quarter Earnings Release Conference call. (Operator Instructions) Please note, this event is being recorded. I would now like to turn the conference over to Dave Gonci, Capital Markets Director. Please go ahead.

David H. Gonci - Berkshire Hills Bancorp, Inc. - Capital Markets Director

Thank you. Good morning, and thank you for joining this discussion of fourth quarter results. Our news release is available on the Investor Relations section of our website, berkshirebank.com, and will be furnished to the SEC. Our remarks will include forward-looking statements, and actual results could differ materially from those statements. For detail on related factors, please see our earnings release and our most recent SEC reports on Forms 10-K and 10-Q. In addition, certain non-GAAP financial measures will be discussed on this conference call. References to non-GAAP measures are only provided to assist you in understanding our results and performance trends and should not be relied on as financial measures of

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