Feb 13, 2019 / 04:45PM GMT
Moshe Ari Orenbuch - Crédit Suisse AG - Research Division - MD and Equity Research Analyst
Pleased to have Enova with us this morning. Enova's a leading online nonprime lender, separated from Cash America about 4 years ago, I guess. And Steve Cunningham, the Chief Financial Officer, joined them in 2016 from Discover where he was the Chief Risk Officer of their credit businesses. And it's a very interesting story. I think it's been one of the best performing of those nonprime lenders. And I think we look forward to an interesting discussion about the company and the state of that business.
Questions and Answers:
Moshe Ari Orenbuch - Crédit Suisse AG - Research Division - MD and Equity Research AnalystSo maybe kick it off. There are different business models out there and Enova has kind of divided itself into a number of business lines but is exclusively online. So when you think about the different models there, completely branch-based, there are some that are kind of mixtures of both. But you've gone -
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