Jan 31, 2020 / 08:00AM GMT
Operator
Ladies and gentlemen, welcome to BPI's Fourth Quarter 2019 Earnings Call.
From the BPI side, we have President and CEO Bong Consing and CFO Tere Marcial. We will start a few words with Mr. Consing on the fourth quarter results, and Ms. Marcial will briefly go through the presentation deck that was sent out earlier. Thereafter, we will have a Q&A.
Mr. Consing, please begin.
Cezar Peralta Consing - Bank of the Philippine Islands - President, CEO & Director
Okay. Good afternoon or good morning for wherever you may be calling from.
Our fourth quarter really represented a continuation of the momentum that we registered early in the year. That momentum was in both the interest-earning side of the business of core intermediation and in the fee and commission side of the business. The year was also marked by reasonably good trading results; and a continued shift between the corporate segment in terms of loan assets and everything else, to include SME, retail, microfinance. The results for the year, we think, were robust. We believe
Q4 2019 Bank of the Philippine Islands Earnings Call Transcript
Feb 12, 2024
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