Q4 2020 Caixabank SA Earnings Call Transcript

Jan 29, 2021 / 11:00AM GMT
Edward O'Loghlen - CaixaBank, S.A. - Director of IR

Sorry, let me start again. I hadn't pressed the microphone button on. Good morning. I hope you're all well, and welcome to CaixaBank's results presentation for the fourth quarter of 2020.

With us today is the usual management team of Mr. Gonzalo Gortázar, the CEO; and Javier Pano, the CFO.

If you are a first-time viewer, please follow instructions on your screen to participate in the subsequent Q&A. We should spend around 30, 35 minutes on presentation and 45 minutes after that for live Q&A.

Let me just end by saying that my team and I are available at the end of the call to take any remaining questions.

And without further ado, let me hand it over to CEO.

Gonzalo Gortázar Rotaeche - CaixaBank, S.A. - CEO & Executive Director

Thank you, Eddie. Good morning or good afternoon, depending where you are. I guess, good morning for most of us.

I'll start with the highlights. We've seen the results now for a few hours. And

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