Q3 2019 Vienna Insurance Group AG Wiener Versicherung Gruppe Earnings Call Transcript

Nov 27, 2019 / 02:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by. I am your Chorus Call operator. Welcome, and thank you for joining the Vienna Insurance Group Conference Call. (Operator Instructions)

I would now like to turn the conference over to Nina. Please go ahead.

Nina Higatzberger - Vienna Insurance Group AG - Head of IR

Thank you, Hailey. Ladies and gentlemen, hello from Vienna, and thank you for your interest in today's results call for the first to third quarter. I immediately hand over to our CFO, Liane Hirner, who will guide you through the presentation. Liane, please.

Liane Hirner - Vienna Insurance Group AG - Member of the Managing Board & CFO

Thank you, Nina, and a very warm welcome from Vienna. It's my pleasure to present to you the results of the first 9 months of 2019. My Board member colleague, Peter Höfinger, is also participating in today's call, who will join me in the Q&A session following my short introduction and our presentation.

Starting with the highlights on Slide 4. Our key

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