Q3 2023 Vienna Insurance Group Wiener Versicherung Gruppe AG Earnings Call Transcript

Nov 30, 2023 / 02:00PM GMT
Operator

Ladies and gentlemen, thank you for standing by. Welcome, and thank you for joining the Vienna Insurance Group Conference Call. (Operator Instructions)

I would now like to turn the conference over to Nina. Please go ahead.

Nina Higatzberger-Schwarz - Vienna Insurance Group AG - Head of IR

Welcome to everyone, and a warm welcome for this afternoon. Today, Liane Hirner, our CFO, will guide you through the presentation, and Harald Riener, Member of the Managing Board, who is in charge for the countries, the Baltics, Poland and Ukraine, will speak about the planned mergers in Poland. The members of the Board, including our Deputy CEO, Peter Hofinger, are ready to take questions after the presentation.

I now hand over to Liane. Please go ahead.

Liane Hirner - Vienna Insurance Group AG - Member of the Managing Board, Chief Finance & Risk Officer

Good afternoon, ladies and gentlemen, and also welcome from my side to our update of the first 9 months of this year. In today's presentation

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