United Community Financial Corp (UCFC, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. United Community Financial Corporation is a US-based financial services company which provides consumer banking, business banking, and investment services in Ohio and western Pennsylvania. United Community Financial Corp has a market cap of $492.510 million; its shares were traded at around $9.89 with a P/E ratio of 23.00 and P/S ratio of 4.86. The dividend yield of United Community Financial Corp stocks is 1.71%.
For the last quarter United Community Financial Corp reported a revenue of $27.6 million, compared with the revenue of $21.97 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $106.5 million, an increase of 26.2% from last year. For the last five years United Community Financial Corp had an average revenue growth rate of 5.6% a year.
The reported diluted earnings per share was 43.7 cents for the year, an increase of 9.3% from previous year. The United Community Financial Corp had a decent operating margin of 31.92%, compared with the operating margin of 31.96% a year before. The 10-year historical median operating margin of United Community Financial Corp is 2.76%. The profitability rank of the company is 2 (out of 10).
At the end of the fiscal year, United Community Financial Corp has the cash and cash equivalents of $34.4 million, compared with $27.7 million in the previous year. The long term debt was $48.5 million, compared with $48.3 million in the previous year. The interest coverage to the debt is 2.6, which is not a favorable level. United Community Financial Corp has a financial strength rank of 3 (out of 10).
At the current stock price of $9.89, United Community Financial Corp is traded at 178.6% premium to its historical median P/S valuation band of $3.55. The P/S ratio of the stock is 4.86, while the historical median P/S ratio is 1.74. The stock gained 18.36% during the past 12 months.
For the complete 20-year historical financial data of UCFC, click here.
