Norwood Financial Corp (NWFL, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Norwood Financial Corp is the holding company for Wayne Bank. It offers personal and business credit services and trust and investment products and real estate settlement services. Norwood Financial Corp has a market cap of $183.040 million; its shares were traded at around $29.27 with a P/E ratio of 22.35 and P/S ratio of 4.48. The dividend yield of Norwood Financial Corp stocks is 2.96%.
For the last quarter Norwood Financial Corp reported a revenue of $10.6 million, compared with the revenue of $9.94 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $41.8 million, an increase of 23.8% from last year. For the last five years Norwood Financial Corp had an average revenue growth rate of 5.8% a year.
The reported diluted earnings per share was $1.31 for the year, an increase of 13.6% from previous year. Over the last five years Norwood Financial Corp had an average EPS decline of 5.6% a year. The Norwood Financial Corp enjoyed an operating margin of 35.27%, compared with the operating margin of 25.45% a year before. The 10-year historical median operating margin of Norwood Financial Corp is 37.52%. The profitability rank of the company is 5 (out of 10).
At the end of the fiscal year, Norwood Financial Corp has the cash and cash equivalents of $16.7 million, compared with $17.2 million in the previous year. The long term debt was $35.9 million, compared with $32.0 million in the previous year. The interest coverage to the debt is 3.6. Norwood Financial Corp has a financial strength rank of 4 (out of 10).
At the current stock price of $29.27, Norwood Financial Corp is traded at 26% premium to its historical median P/S valuation band of $23.23. The P/S ratio of the stock is 4.48, while the historical median P/S ratio is 3.54. The stock gained 20.19% during the past 12 months.
For the complete 20-year historical financial data of NWFL, click here.
