MutualFirst Financial Inc (MFSF, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. MutualFirst Financial Inc business consists of attracting retail deposits from the general public, including some brokered deposits, and investing those funds in loans secured by first mortgages on owner-occupied, among others. MutualFirst Financial Inc has a market cap of $310.850 million; its shares were traded at around $36.25 with a P/E ratio of 22.11 and P/S ratio of 4.15. The dividend yield of MutualFirst Financial Inc stocks is 1.88%. MutualFirst Financial Inc had annual average EBITDA growth of 12.90% over the past five years.
For the last quarter MutualFirst Financial Inc reported a revenue of $17.0 million, compared with the revenue of $16.04 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $66.3 million, an increase of 3.7% from last year. For the last five years MutualFirst Financial Inc had an average revenue growth rate of 4% a year.
The reported diluted earnings per share was $1.64 for the year, a decline of 6.8% from the previous year. Over the last five years MutualFirst Financial Inc had an EPS growth rate of 15% a year. The MutualFirst Financial Inc enjoyed an operating margin of 28.81%, compared with the operating margin of 27.55% a year before. The 10-year historical median operating margin of MutualFirst Financial Inc is 16.24%. The profitability rank of the company is 5 (out of 10).
At the end of the fiscal year, MutualFirst Financial Inc has the cash and cash equivalents of $29.2 million, compared with $27.9 million in the previous year. The long term debt was $221.4 million, compared with $244.8 million in the previous year. The interest coverage to the debt is 1.8, which is not a favorable level. MutualFirst Financial Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $36.25, MutualFirst Financial Inc is traded at 118.1% premium to its historical median P/S valuation band of $16.62. The P/S ratio of the stock is 4.15, while the historical median P/S ratio is 1.91. The stock gained 19.23% during the past 12 months.
Directors and Officers Recent Trades:
- Director Michael J Marien sold 100 shares of MFSF stock on 02/23/2018 at the average price of $35.9. The price of the stock has increased by 0.97% since.
- Director Michael J Marien sold 300 shares of MFSF stock on 02/16/2018 at the average price of $35.97. The price of the stock has increased by 0.78% since.
For the complete 20-year historical financial data of MFSF, click here.
