Howard Bancorp Inc (HBMD, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Howard Bancorp Inc is a bank holding company. The Company, through its wholly-owned subsidiary, provides commercial banking, mortgage banking, and consumer finance through banking branches, the internet and other distribution channels. Howard Bancorp Inc has a market cap of $368.480 million; its shares were traded at around $19.43 with a P/E ratio of 25.88 and P/S ratio of 3.19. Howard Bancorp Inc had annual average EBITDA growth of 3.80% over the past five years.
For the last quarter Howard Bancorp Inc reported a revenue of $14.5 million, compared with the revenue of $11.49 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $57.4 million, an increase of 17.2% from last year. For the last five years Howard Bancorp Inc had an average revenue growth rate of 33.3% a year.
The reported diluted earnings per share was 75 cents for the year, an increase of 2.7% from previous year. Over the last five years Howard Bancorp Inc had an EPS growth rate of 9.6% a year. The Howard Bancorp Inc had a decent operating margin of 18.04%, compared with the operating margin of 16.83% a year before. The 10-year historical median operating margin of Howard Bancorp Inc is 15.65%. The profitability rank of the company is 5 (out of 10).
At the end of the fiscal year, Howard Bancorp Inc has the cash and cash equivalents of $28.9 million, compared with $49.2 million in the previous year. The long term debt was $148.9 million, compared with $20.5 million in the previous year. The interest coverage to the debt is 2, which is not a favorable level. Howard Bancorp Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $19.43, Howard Bancorp Inc is traded at 71.8% premium to its historical median P/S valuation band of $11.31. The P/S ratio of the stock is 3.19, while the historical median P/S ratio is 1.84. The stock gained 7.14% during the past 12 months.
Directors and Officers Recent Trades:
- Director Robert W. Jr. Smith bought 1,300 shares of HBMD stock on 02/14/2018 at the average price of $18.43. The price of the stock has increased by 5.43% since.
For the complete 20-year historical financial data of HBMD, click here.
