Ottawa Bancorp Inc (OTTW) Files 10-K for the Fiscal Year Ended on December 31, 2017

Ottawa Bancorp Inc (OTTW, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Ottawa Bancorp Inc is a bank holding company. The Company through its holding provides financial services to individual and corporate customers in the United States. Ottawa Bancorp Inc has a market cap of $47.530 million; its shares were traded at around $13.77 with a P/E ratio of 55.08 and P/S ratio of 4.33. The dividend yield of Ottawa Bancorp Inc stocks is 1.23%.

For the last quarter Ottawa Bancorp Inc reported a revenue of $2.79 million, compared with the revenue of $2.42 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $10.8 million, an increase of 15.9% from last year. For the last five years Ottawa Bancorp Inc had an average revenue growth rate of 12.6% a year.

The reported diluted earnings per share was 25 cents for the year, a decline of 40.5% from the previous year. Over the last five years Ottawa Bancorp Inc had an average EPS decline of 5% a year. The Ottawa Bancorp Inc enjoyed an operating margin of 21.48%, compared with the operating margin of 19.98% a year before. The 10-year historical median operating margin of Ottawa Bancorp Inc is 14.29%. The profitability rank of the company is 3 (out of 10).

At the end of the fiscal year, Ottawa Bancorp Inc has the cash and cash equivalents of $4.10 million, compared with $6.20 million in the previous year. The long term debt was $15.1 million, compared with $1.12 million in the previous year. The interest coverage to the debt is 2.2, which is not a favorable level. Ottawa Bancorp Inc has a financial strength rank of 4 (out of 10).

At the current stock price of $13.77, Ottawa Bancorp Inc is traded at 33% premium to its historical median P/S valuation band of $10.35. The P/S ratio of the stock is 4.33, while the historical median P/S ratio is 3.26. The stock gained 6.26% during the past 12 months.

For the complete 20-year historical financial data of OTTW, click here.