FSB Bancorp Inc (FSBC) Files 10-K for the Fiscal Year Ended on December 31, 2017

FSB Bancorp Inc (FSBC, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. FSB Bancorp Inc is a bank holding company. The Company through its banking subsidiaries is engaged in providing banking products and services including checking & savings, lending and other mortgage services. FSB Bancorp Inc has a market cap of $33.240 million; its shares were traded at around $17.17 with a P/E ratio of 107.31 and P/S ratio of 2.88. FSB Bancorp Inc had annual average EBITDA growth of 33.40% over the past five years.

For the last quarter FSB Bancorp Inc reported a revenue of $2.94 million, compared with the revenue of $2.83 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $11.5 million, an increase of 6.6% from last year. For the last five years FSB Bancorp Inc had an average revenue growth rate of 18.9% a year.

The reported diluted earnings per share was 15 cents for the year, a decline of 69.4% from the previous year. The FSB Bancorp Inc had an operating margin of 6.4%, compared with the operating margin of 11.7% a year before. The 10-year historical median operating margin of FSB Bancorp Inc is 4.31%. The profitability rank of the company is 5 (out of 10).

At the end of the fiscal year, FSB Bancorp Inc has the cash and cash equivalents of $10.4 million, compared with $7.41 million in the previous year. The long term debt was $64.4 million, compared with $56.8 million in the previous year. The company's operating income of cannot cover its interest payment during the last fiscal year. FSB Bancorp Inc has a financial strength rank of 3 (out of 10).

At the current stock price of $17.17, FSB Bancorp Inc is traded at 26.1% premium to its historical median P/S valuation band of $13.62. The P/S ratio of the stock is 2.88, while the historical median P/S ratio is 2.28. The stock gained 17.63% during the past 12 months.

For the complete 20-year historical financial data of FSBC, click here.