Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.15
ACC's Cash to Debt is ranked higher than
73% of the 622 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.06 vs. ACC: 0.15 )
Ranked among companies with meaningful Cash to Debt only.
ACC' s Cash to Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.02 Max: 0.18
Current: 0.15
0.01
0.18
Equity to Asset 0.54
ACC's Equity to Asset is ranked higher than
61% of the 656 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.50 vs. ACC: 0.54 )
Ranked among companies with meaningful Equity to Asset only.
ACC' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.41 Max: 0.52
Current: 0.54
0.08
0.52
Interest Coverage 1.81
ACC's Interest Coverage is ranked lower than
72% of the 609 Companies
in the Global REIT - Residential industry.

( Industry Median: 3.23 vs. ACC: 1.81 )
Ranked among companies with meaningful Interest Coverage only.
ACC' s Interest Coverage Range Over the Past 10 Years
Min: 0.8  Med: 1.56 Max: 2.05
Current: 1.81
0.8
2.05
F-Score: 7
Z-Score: 1.18
M-Score: -1.94
WACC vs ROIC
3.44%
2.76%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 21.00
ACC's Operating margin (%) is ranked lower than
73% of the 662 Companies
in the Global REIT - Residential industry.

( Industry Median: 47.66 vs. ACC: 21.00 )
Ranked among companies with meaningful Operating margin (%) only.
ACC' s Operating margin (%) Range Over the Past 10 Years
Min: 17.09  Med: 21.21 Max: 25.59
Current: 21
17.09
25.59
Net-margin (%) 12.01
ACC's Net-margin (%) is ranked lower than
75% of the 663 Companies
in the Global REIT - Residential industry.

( Industry Median: 39.13 vs. ACC: 12.01 )
Ranked among companies with meaningful Net-margin (%) only.
ACC' s Net-margin (%) Range Over the Past 10 Years
Min: -5.55  Med: 10.05 Max: 19
Current: 12.01
-5.55
19
ROE (%) 3.11
ACC's ROE (%) is ranked lower than
75% of the 666 Companies
in the Global REIT - Residential industry.

( Industry Median: 7.18 vs. ACC: 3.11 )
Ranked among companies with meaningful ROE (%) only.
ACC' s ROE (%) Range Over the Past 10 Years
Min: -2.12  Med: 2.61 Max: 7.63
Current: 3.11
-2.12
7.63
ROA (%) 1.52
ACC's ROA (%) is ranked lower than
73% of the 670 Companies
in the Global REIT - Residential industry.

( Industry Median: 3.48 vs. ACC: 1.52 )
Ranked among companies with meaningful ROA (%) only.
ACC' s ROA (%) Range Over the Past 10 Years
Min: -0.8  Med: 1.25 Max: 3.15
Current: 1.52
-0.8
3.15
ROC (Joel Greenblatt) (%) 3.33
ACC's ROC (Joel Greenblatt) (%) is ranked lower than
77% of the 556 Companies
in the Global REIT - Residential industry.

( Industry Median: 11.03 vs. ACC: 3.33 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
ACC' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: 2.44  Med: 3.02 Max: 4.68
Current: 3.33
2.44
4.68
Revenue Growth (3Y)(%) 4.70
ACC's Revenue Growth (3Y)(%) is ranked higher than
64% of the 466 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.70 vs. ACC: 4.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ACC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.70 Max: 7.5
Current: 4.7
0
7.5
EBITDA Growth (3Y)(%) 10.50
ACC's EBITDA Growth (3Y)(%) is ranked higher than
65% of the 422 Companies
in the Global REIT - Residential industry.

( Industry Median: 4.80 vs. ACC: 10.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ACC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 1.70 Max: 10.5
Current: 10.5
0
10.5
EPS Growth (3Y)(%) 25.20
ACC's EPS Growth (3Y)(%) is ranked higher than
71% of the 338 Companies
in the Global REIT - Residential industry.

( Industry Median: 7.70 vs. ACC: 25.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ACC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -3.20 Max: 25.2
Current: 25.2
0
25.2
» ACC's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-27)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2015

ACC Guru Trades in Q2 2015

Chris Davis 429,466 sh (+21.71%)
Ron Baron 1,344,404 sh (-2.43%)
RS Investment Management 513,919 sh (-7.79%)
Manning & Napier Advisors, Inc 103,130 sh (-13.15%)
Jim Simons 534,600 sh (-14.42%)
Ken Fisher 25,755 sh (-24.36%)
Pioneer Investments 69,700 sh (-50.92%)
» More
Q3 2015

ACC Guru Trades in Q3 2015

Paul Tudor Jones 10,656 sh (New)
Manning & Napier Advisors, Inc 161,481 sh (+56.58%)
Chris Davis 469,222 sh (+9.26%)
Ron Baron Sold Out
Jim Simons 533,600 sh (-0.19%)
Ken Fisher 24,983 sh (-3.00%)
Pioneer Investments 64,900 sh (-6.89%)
RS Investment Management 261,384 sh (-49.14%)
» More
Q4 2015

ACC Guru Trades in Q4 2015

Chris Davis 512,567 sh (+9.24%)
Pioneer Investments 68,300 sh (+5.24%)
Ken Fisher 26,011 sh (+4.11%)
Jim Simons 539,900 sh (+1.18%)
Paul Tudor Jones Sold Out
Manning & Napier Advisors, Inc 148,173 sh (-8.24%)
RS Investment Management 124,794 sh (-52.26%)
» More
Q1 2016

ACC Guru Trades in Q1 2016

Manning & Napier Advisors, Inc 147,297 sh (-0.59%)
Ken Fisher 22,725 sh (-12.63%)
» More
» Details

Insider Trades

Latest Guru Trades with ACC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 60.03
ACC's P/E(ttm) is ranked lower than
92% of the 567 Companies
in the Global REIT - Residential industry.

( Industry Median: 15.29 vs. ACC: 60.03 )
Ranked among companies with meaningful P/E(ttm) only.
ACC' s P/E(ttm) Range Over the Past 10 Years
Min: 26.3  Med: 52.76 Max: 725.56
Current: 60.03
26.3
725.56
Forward P/E 50.76
ACC's Forward P/E is ranked lower than
90% of the 206 Companies
in the Global REIT - Residential industry.

( Industry Median: 17.15 vs. ACC: 50.76 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 59.26
ACC's PE(NRI) is ranked lower than
91% of the 567 Companies
in the Global REIT - Residential industry.

( Industry Median: 15.87 vs. ACC: 59.26 )
Ranked among companies with meaningful PE(NRI) only.
ACC' s PE(NRI) Range Over the Past 10 Years
Min: 31.96  Med: 91.30 Max: 1088.33
Current: 59.26
31.96
1088.33
P/B 1.71
ACC's P/B is ranked lower than
76% of the 657 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.12 vs. ACC: 1.71 )
Ranked among companies with meaningful P/B only.
ACC' s P/B Range Over the Past 10 Years
Min: 0.86  Med: 1.73 Max: 2.49
Current: 1.71
0.86
2.49
P/S 6.87
ACC's P/S is ranked higher than
55% of the 648 Companies
in the Global REIT - Residential industry.

( Industry Median: 7.28 vs. ACC: 6.87 )
Ranked among companies with meaningful P/S only.
ACC' s P/S Range Over the Past 10 Years
Min: 2.34  Med: 5.31 Max: 9.04
Current: 6.87
2.34
9.04
POCF 19.82
ACC's POCF is ranked lower than
71% of the 533 Companies
in the Global REIT - Residential industry.

( Industry Median: 14.44 vs. ACC: 19.82 )
Ranked among companies with meaningful POCF only.
ACC' s POCF Range Over the Past 10 Years
Min: 12.83  Med: 18.32 Max: 27.62
Current: 19.82
12.83
27.62
EV-to-EBIT 43.00
ACC's EV-to-EBIT is ranked lower than
81% of the 566 Companies
in the Global REIT - Residential industry.

( Industry Median: 20.64 vs. ACC: 43.00 )
Ranked among companies with meaningful EV-to-EBIT only.
ACC' s EV-to-EBIT Range Over the Past 10 Years
Min: 30.8  Med: 45.80 Max: 71.6
Current: 43
30.8
71.6
EV-to-EBITDA 21.40
ACC's EV-to-EBITDA is ranked lower than
70% of the 590 Companies
in the Global REIT - Residential industry.

( Industry Median: 16.14 vs. ACC: 21.40 )
Ranked among companies with meaningful EV-to-EBITDA only.
ACC' s EV-to-EBITDA Range Over the Past 10 Years
Min: 16  Med: 20.50 Max: 32.3
Current: 21.4
16
32.3
PEG 6.86
ACC's PEG is ranked lower than
77% of the 205 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.83 vs. ACC: 6.86 )
Ranked among companies with meaningful PEG only.
ACC' s PEG Range Over the Past 10 Years
Min: 4.97  Med: 30.34 Max: 529.65
Current: 6.86
4.97
529.65
Shiller P/E 92.06
ACC's Shiller P/E is ranked lower than
93% of the 179 Companies
in the Global REIT - Residential industry.

( Industry Median: 22.99 vs. ACC: 92.06 )
Ranked among companies with meaningful Shiller P/E only.
ACC' s Shiller P/E Range Over the Past 10 Years
Min: 65.2  Med: 81.39 Max: 180.58
Current: 92.06
65.2
180.58
Current Ratio 0.96
ACC's Current Ratio is ranked higher than
52% of the 618 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.89 vs. ACC: 0.96 )
Ranked among companies with meaningful Current Ratio only.
ACC' s Current Ratio Range Over the Past 10 Years
Min: 0.95  Med: 1.29 Max: 2.14
Current: 0.96
0.95
2.14
Quick Ratio 0.96
ACC's Quick Ratio is ranked higher than
55% of the 618 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.84 vs. ACC: 0.96 )
Ranked among companies with meaningful Quick Ratio only.
ACC' s Quick Ratio Range Over the Past 10 Years
Min: 0.95  Med: 1.29 Max: 2.14
Current: 0.96
0.95
2.14
Days Sales Outstanding 3.37
ACC's Days Sales Outstanding is ranked higher than
87% of the 484 Companies
in the Global REIT - Residential industry.

( Industry Median: 18.65 vs. ACC: 3.37 )
Ranked among companies with meaningful Days Sales Outstanding only.
ACC' s Days Sales Outstanding Range Over the Past 10 Years
Min: 4.98  Med: 7.19 Max: 10.49
Current: 3.37
4.98
10.49

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.51
ACC's Dividend Yield is ranked lower than
83% of the 835 Companies
in the Global REIT - Residential industry.

( Industry Median: 5.27 vs. ACC: 3.51 )
Ranked among companies with meaningful Dividend Yield only.
ACC' s Dividend Yield Range Over the Past 10 Years
Min: 2.83  Med: 4.26 Max: 8.66
Current: 3.51
2.83
8.66
Dividend Payout 1.55
ACC's Dividend Payout is ranked lower than
80% of the 642 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.83 vs. ACC: 1.55 )
Ranked among companies with meaningful Dividend Payout only.
ACC' s Dividend Payout Range Over the Past 10 Years
Min: 1.55  Med: 3.16 Max: 16.88
Current: 1.55
1.55
16.88
Dividend Growth (3y) 5.40
ACC's Dividend Growth (3y) is ranked higher than
60% of the 351 Companies
in the Global REIT - Residential industry.

( Industry Median: 3.60 vs. ACC: 5.40 )
Ranked among companies with meaningful Dividend Growth (3y) only.
ACC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 101.5
Current: 5.4
0
101.5
Forward Dividend Yield 3.51
ACC's Forward Dividend Yield is ranked lower than
81% of the 835 Companies
in the Global REIT - Residential industry.

( Industry Median: 5.52 vs. ACC: 3.51 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.15
ACC's Yield on cost (5-Year) is ranked lower than
86% of the 834 Companies
in the Global REIT - Residential industry.

( Industry Median: 6.24 vs. ACC: 4.15 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ACC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.34  Med: 5.04 Max: 10.24
Current: 4.15
3.34
10.24
3-Year Average Share Buyback Ratio -10.20
ACC's 3-Year Average Share Buyback Ratio is ranked lower than
63% of the 412 Companies
in the Global REIT - Residential industry.

( Industry Median: -7.10 vs. ACC: -10.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ACC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -181.1  Med: -22.35 Max: 0
Current: -10.2
-181.1
0

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.72
ACC's Price/Tangible Book is ranked lower than
74% of the 649 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.15 vs. ACC: 1.72 )
Ranked among companies with meaningful Price/Tangible Book only.
ACC' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.1  Med: 1.73 Max: 2.22
Current: 1.72
1.1
2.22
Price/DCF (Earnings Based) 5.54
ACC's Price/DCF (Earnings Based) is ranked lower than
95% of the 20 Companies
in the Global REIT - Residential industry.

( Industry Median: 2.52 vs. ACC: 5.54 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.29
ACC's Price/Median PS Value is ranked lower than
73% of the 518 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.07 vs. ACC: 1.29 )
Ranked among companies with meaningful Price/Median PS Value only.
ACC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.22  Med: 0.94 Max: 1.51
Current: 1.29
0.22
1.51
Price/Peter Lynch Fair Value 5.98
ACC's Price/Peter Lynch Fair Value is ranked lower than
88% of the 121 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.45 vs. ACC: 5.98 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ACC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 5.42  Med: 12.95 Max: 26.47
Current: 5.98
5.42
26.47
Price/Graham Number 2.13
ACC's Price/Graham Number is ranked lower than
82% of the 504 Companies
in the Global REIT - Residential industry.

( Industry Median: 0.91 vs. ACC: 2.13 )
Ranked among companies with meaningful Price/Graham Number only.
ACC' s Price/Graham Number Range Over the Past 10 Years
Min: 1.74  Med: 2.69 Max: 5.28
Current: 2.13
1.74
5.28
Earnings Yield (Greenblatt) (%) 2.38
ACC's Earnings Yield (Greenblatt) (%) is ranked lower than
72% of the 626 Companies
in the Global REIT - Residential industry.

( Industry Median: 4.30 vs. ACC: 2.38 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ACC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.4  Med: 2.20 Max: 3.2
Current: 2.38
1.4
3.2
Forward Rate of Return (Yacktman) (%) 0.88
ACC's Forward Rate of Return (Yacktman) (%) is ranked lower than
52% of the 344 Companies
in the Global REIT - Residential industry.

( Industry Median: 1.36 vs. ACC: 0.88 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ACC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -62.1  Med: -4.70 Max: 2.9
Current: 0.88
-62.1
2.9

More Statistics

Revenue(Mil) $761
EPS $ 0.76
Beta0.25
Short Percentage of Float1.85%
52-Week Range $32.12 - 47.18
Shares Outstanding(Mil)130.30

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 605 641
EPS($) 1.51 0.90
EPS without NRI($) 1.51 0.90

Business Description

Industry: REITs » REIT - Residential
Compare:NYSE:EQR, NYSE:AVB, NYSE:ESS, NYSE:UDR, NYSE:MAA, NYSE:CPT » details
Traded in other countries:FGA.Germany,
American Campus Communities Inc was incorporated in 2004 and commenced operations effective with the completion of its initial public offering on August 17, 2004. The Company is a real estate investment trust (REIT). The Company is the owner, manager and developer of high quality student housing properties in the United States in terms of beds owned, developed, and under management. Its an integrated, self-managed and self-administered equity REIT with expertise in the acquisition, design, financing, development, construction management, leasing and management of student housing properties. The Company operates in four reportable segments: Wholly-Owned Properties, On-Campus Participating Properties, Development Services and Property Management Services. Wholly-Owned Properties includes Off-campus properties which are generally located in close proximity to the school campus, generally with pedestrian, bicycle, or university shuttle access. Off-campus housing tends to offer more relaxed rules and regulations than on-campus housing, resulting in off-campus housing being generally more appealing to upper-classmen. Its On-Campus Participating Properties segment includes four on-campus properties owned by one of its taxable REIT subsidiaries (TRSs) that are operated under long-term ground/facility leases with two university systems. Its Development Services segment consists of development and construction management services that it provides through one of its TRSs for third-party owners. These services range from short-term consulting projects to long-term full-scale development and construction projects. Its Property Management Services segment, conducted by its TRSs, includes management contracts in which it is typically responsible for all aspects of operations, including marketing, leasing administration, facilities maintenance, business administration, accounts payable, accounts receivable, financial reporting, capital projects, and residence life student development. The property portfolio contained 167 properties with approximately 102,400 beds in 33,400 apartment units. The property portfolio consisted of approximately 144 owned off-campus student housing properties that are in close proximity to colleges and universities, 18 American Campus Equity (ACE) properties operated under ground/facility leases with eight university systems and five on-campus participating properties operated under ground/facility leases with the related university systems. It faces significant competition from university-owned on-campus student housing, from other off-campus student housing properties and from traditional multifamily housing located within close proximity to universities. The Companys properties in its portfolio are subject to various federal, state and local regulatory requirements, such as state and local fire and life safety requirements.
» More Articles for ACC

Headlines

Articles On GuruFocus.com
Ron Baron Cuts Brookdale, Buys Royal Caribbean in 3rd Quarter Nov 20 2015 
Baron Funds Comments on American Campus Communities Inc. Feb 21 2014 
Baron Funds Comments on American Campus Communities Inc. Nov 25 2013 
Top Five Guru-Held REITs as of Q2 Sep 16 2013 
Weekend Fishing in A Virtual Sea of 52-Week Lows Aug 31 2013 
Insider Buys at 52-Week Lows Aug 24 2013 
CEO and CFO Buys at 52-Week Lows May 01 2013 
American Campus Communities Inc. Reports Operating Results (10-Q) Nov 08 2010 
American Campus Communities Inc. Reports Operating Results (10-Q) Aug 04 2010 
American Campus Communities Inc. (ACC) President and CEO William C Jr Bayless sells 13,255 Shares Jun 15 2010 

More From Other Websites
American Campus Communities, Inc. breached its 50 day moving average in a Bullish Manner : ACC-US :... May 03 2016
ETF’s with exposure to American Campus Communities, Inc. : April 28, 2016 Apr 28 2016
American Campus Communities, Inc. :ACC-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 27 2016
Edited Transcript of ACC earnings conference call or presentation 26-Apr-16 2:00pm GMT Apr 26 2016
AMERICAN CAMPUS COMMUNITIES INC Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 26 2016
American Campus Communities reports 1Q results Apr 25 2016
American Campus Communities reports 1Q results Apr 25 2016
American Campus Communities, Inc. Reports First Quarter 2016 Financial Results Apr 25 2016
Q1 2016 American Campus Communities Inc Earnings Release - After Market Close Apr 25 2016
Student Housing Provides Security for More than Just Millennials Apr 23 2016
American Campus Communities Wins Five INNOVATOR Awards Apr 21 2016
American Campus Communities, Inc. breached its 50 day moving average in a Bearish Manner : ACC-US :... Apr 21 2016
AMERICAN CAMPUS COMMUNITIES INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements... Apr 12 2016
American Campus Communities Interim Leasing Update for Fall 2016 Apr 12 2016
Apple Inc (AAPL) Supplier Among 3 Companies With Notable Insider Selling Reported Yesterday Apr 08 2016
Goldman: These Are The REITs To Avoid In A Recession Apr 02 2016
Northern Arizona University and American Campus Communities Break Ground on Fourth Phase of... Mar 30 2016
American Campus Communities Announces First Quarter 2016 Earnings Release and Conference Call Mar 09 2016
New Strong Sell Stocks for March 9th Mar 09 2016
AMERICAN CAMPUS COMMUNITIES INC Financials Mar 05 2016

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK