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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.10
ACIW's Cash-to-Debt is ranked lower than
94% of the 1687 Companies
in the Global Software - Application industry.

( Industry Median: 10.14 vs. ACIW: 0.10 )
Ranked among companies with meaningful Cash-to-Debt only.
ACIW' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09  Med: 1.67 Max: 67.49
Current: 0.1
0.09
67.49
Equity-to-Asset 0.40
ACIW's Equity-to-Asset is ranked lower than
74% of the 1591 Companies
in the Global Software - Application industry.

( Industry Median: 0.60 vs. ACIW: 0.40 )
Ranked among companies with meaningful Equity-to-Asset only.
ACIW' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.31  Med: 0.44 Max: 0.7
Current: 0.4
0.31
0.7
Interest Coverage 5.51
ACIW's Interest Coverage is ranked lower than
87% of the 1515 Companies
in the Global Software - Application industry.

( Industry Median: 177.64 vs. ACIW: 5.51 )
Ranked among companies with meaningful Interest Coverage only.
ACIW' s Interest Coverage Range Over the Past 10 Years
Min: 0.36  Med: 5.01 Max: 27.24
Current: 5.51
0.36
27.24
Piotroski F-Score: 7
Altman Z-Score: 2.68
Beneish M-Score: -2.19
WACC vs ROIC
10.65%
10.77%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 9/10

vs
industry
vs
history
Operating Margin % 22.03
ACIW's Operating Margin % is ranked higher than
89% of the 1627 Companies
in the Global Software - Application industry.

( Industry Median: 4.30 vs. ACIW: 22.03 )
Ranked among companies with meaningful Operating Margin % only.
ACIW' s Operating Margin % Range Over the Past 10 Years
Min: 0.66  Med: 12.53 Max: 22.03
Current: 22.03
0.66
22.03
Net Margin % 12.88
ACIW's Net Margin % is ranked higher than
81% of the 1628 Companies
in the Global Software - Application industry.

( Industry Median: 2.79 vs. ACIW: 12.88 )
Ranked among companies with meaningful Net Margin % only.
ACIW' s Net Margin % Range Over the Past 10 Years
Min: -2.49  Med: 6.99 Max: 12.88
Current: 12.88
-2.49
12.88
ROE % 18.48
ACIW's ROE % is ranked higher than
80% of the 1573 Companies
in the Global Software - Application industry.

( Industry Median: 5.51 vs. ACIW: 18.48 )
Ranked among companies with meaningful ROE % only.
ACIW' s ROE % Range Over the Past 10 Years
Min: -3.71  Med: 11.66 Max: 18.48
Current: 18.48
-3.71
18.48
ROA % 6.95
ACIW's ROA % is ranked higher than
70% of the 1692 Companies
in the Global Software - Application industry.

( Industry Median: 2.52 vs. ACIW: 6.95 )
Ranked among companies with meaningful ROA % only.
ACIW' s ROA % Range Over the Past 10 Years
Min: -1.75  Med: 4.42 Max: 7.24
Current: 6.95
-1.75
7.24
ROC (Joel Greenblatt) % 285.36
ACIW's ROC (Joel Greenblatt) % is ranked higher than
89% of the 1648 Companies
in the Global Software - Application industry.

( Industry Median: 21.15 vs. ACIW: 285.36 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
ACIW' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 16.4  Med: 197.35 Max: 342.12
Current: 285.36
16.4
342.12
3-Year Revenue Growth Rate 5.50
ACIW's 3-Year Revenue Growth Rate is ranked higher than
51% of the 1425 Companies
in the Global Software - Application industry.

( Industry Median: 5.20 vs. ACIW: 5.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ACIW' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -10.2  Med: 5.5 Max: 24.3
Current: 5.5
-10.2
24.3
3-Year EBITDA Growth Rate 20.40
ACIW's 3-Year EBITDA Growth Rate is ranked higher than
71% of the 1193 Companies
in the Global Software - Application industry.

( Industry Median: 7.70 vs. ACIW: 20.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ACIW' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -28.1  Med: 20.4 Max: 52.7
Current: 20.4
-28.1
52.7
3-Year EPS without NRI Growth Rate 27.20
ACIW's 3-Year EPS without NRI Growth Rate is ranked higher than
74% of the 1077 Companies
in the Global Software - Application industry.

( Industry Median: 7.70 vs. ACIW: 27.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ACIW' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -56.2  Med: 25.7 Max: 78.1
Current: 27.2
-56.2
78.1
GuruFocus has detected 5 Warning Signs with ACI Worldwide Inc $ACIW.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» ACIW's 10-Y Financials

Financials (Next Earnings Date: 2017-06-02 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

ACIW Guru Trades in Q1 2016

Joel Greenblatt 73,861 sh (New)
Jim Simons 77,733 sh (+259.33%)
Wallace Weitz 92,696 sh (unchged)
Chuck Royce 829,000 sh (-5.00%)
Ron Baron 2,000,000 sh (-16.67%)
» More
Q2 2016

ACIW Guru Trades in Q2 2016

Ron Baron 2,000,000 sh (unchged)
Chuck Royce 829,000 sh (unchged)
Wallace Weitz 92,696 sh (unchged)
Jim Simons Sold Out
Joel Greenblatt Sold Out
» More
Q3 2016

ACIW Guru Trades in Q3 2016

Wallace Weitz 113,696 sh (+22.65%)
Ron Baron 2,000,000 sh (unchged)
Chuck Royce 829,000 sh (unchged)
» More
Q4 2016

ACIW Guru Trades in Q4 2016

Wallace Weitz 167,000 sh (+46.88%)
Chuck Royce 688,983 sh (-16.89%)
Ron Baron 1,466,300 sh (-26.69%)
» More
» Details

Insider Trades

Latest Guru Trades with ACIW

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Application Software » Software - Application    NAICS: 511210    SIC: 7372
Compare:NYSE:TWLO, NAS:VRNT, NYSE:ZEN, NAS:RP, NAS:CVLT, NAS:CSOD, OTCPK:SICRF, NYSE:HUBS, NAS:TIVO, NAS:FEYE, NAS:MDRX, NAS:MSTR, OTCPK:ISMAY, NYSE:RNG, NYSE:LXFT, NAS:STMP, NAS:PFPT, NAS:PEGA, NAS:EBIX, NYSE:PAYC » details
Traded in other countries:TSA.Germany,
ACI Worldwide Inc together with its subsidiaries develops, markets, installs, and supports software products & services to facilitate electronic payments.

ACI Worldwide develops, markets, and installs a portfolio of software products primarily focused on facilitating electronic payments. The firm also leverages its distribution network in the Americas; Europe, the Middle East, and Africa, or EMEA; and Asia-Pacific regions to sell software developed by third parties. ACI software products process payment transactions for retail banking clients, billers such as utilities and healthcare providers, and community banks and credit unions. ACI's customers are financial institutions all over the world, but most of the revenue is generated in the United States and EMEA regions.

Guru Investment Theses on ACI Worldwide Inc

Baron Funds Comments on ACI Worldwide Inc. - Aug 19, 2015

ACI Worldwide, Inc. (NASDAQ:ACIW) provides electronic payment systems to financial institutions, retailers and electronic payment processors. The company is transforming from a licensed-based revenue model to a SaaS-based revenue model and over 50% of revenues are now recurring. Recent results were encouraging as revenues beat expectations, in spite of currency headwinds, and important contract wins were announced. The company’s solution to provide an integrated omni-channel payments platform is gaining traction.





From Baron Funds’ second quarter 2015 commentary.



Check out Ron Baron latest stock trades

Baron Funds Comments on ACI Worldwide Inc. - Aug 19, 2015

ACI Worldwide, Inc. (NASDAQ:ACIW) provides electronic payment systems to financial institutions, retailers and electronic payment processors. The company is transforming from a licensed-based revenue model to a SaaS-based revenue model and over 50% of revenues are now recurring. Recent results were encouraging as revenues beat expectations, in spite of currency headwinds, and important contract wins were announced. The company’s solution to provide an integrated omni-channel payments platform is gaining traction.



From Baron Funds’ second quarter 2015 commentary.



Check out Ron Baron latest stock trades

Ratios

vs
industry
vs
history
PE Ratio 20.26
ACIW's PE Ratio is ranked higher than
61% of the 1417 Companies
in the Global Software - Application industry.

( Industry Median: 26.00 vs. ACIW: 20.26 )
Ranked among companies with meaningful PE Ratio only.
ACIW' s PE Ratio Range Over the Past 10 Years
Min: 13.18  Med: 32 Max: 95.74
Current: 20.26
13.18
95.74
Forward PE Ratio 48.54
ACIW's Forward PE Ratio is ranked lower than
83% of the 355 Companies
in the Global Software - Application industry.

( Industry Median: 21.41 vs. ACIW: 48.54 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 20.26
ACIW's PE Ratio without NRI is ranked higher than
61% of the 1363 Companies
in the Global Software - Application industry.

( Industry Median: 26.18 vs. ACIW: 20.26 )
Ranked among companies with meaningful PE Ratio without NRI only.
ACIW' s PE Ratio without NRI Range Over the Past 10 Years
Min: 13.18  Med: 32 Max: 86.17
Current: 20.26
13.18
86.17
Price-to-Owner-Earnings 15.62
ACIW's Price-to-Owner-Earnings is ranked higher than
69% of the 742 Companies
in the Global Software - Application industry.

( Industry Median: 24.46 vs. ACIW: 15.62 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
ACIW' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 7.6  Med: 20.85 Max: 211.56
Current: 15.62
7.6
211.56
PB Ratio 3.40
ACIW's PB Ratio is ranked lower than
56% of the 1779 Companies
in the Global Software - Application industry.

( Industry Median: 3.00 vs. ACIW: 3.40 )
Ranked among companies with meaningful PB Ratio only.
ACIW' s PB Ratio Range Over the Past 10 Years
Min: 1.55  Med: 3.51 Max: 6.49
Current: 3.4
1.55
6.49
PS Ratio 2.56
ACIW's PS Ratio is ranked lower than
54% of the 1786 Companies
in the Global Software - Application industry.

( Industry Median: 2.38 vs. ACIW: 2.56 )
Ranked among companies with meaningful PS Ratio only.
ACIW' s PS Ratio Range Over the Past 10 Years
Min: 0.83  Med: 2.34 Max: 4.92
Current: 2.56
0.83
4.92
Price-to-Free-Cash-Flow 71.27
ACIW's Price-to-Free-Cash-Flow is ranked lower than
85% of the 750 Companies
in the Global Software - Application industry.

( Industry Median: 26.35 vs. ACIW: 71.27 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ACIW' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.73  Med: 21.51 Max: 362.38
Current: 71.27
7.73
362.38
Price-to-Operating-Cash-Flow 25.92
ACIW's Price-to-Operating-Cash-Flow is ranked lower than
67% of the 923 Companies
in the Global Software - Application industry.

( Industry Median: 18.94 vs. ACIW: 25.92 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ACIW' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 5.9  Med: 16.07 Max: 81.39
Current: 25.92
5.9
81.39
EV-to-EBIT 14.30
ACIW's EV-to-EBIT is ranked higher than
57% of the 1205 Companies
in the Global Software - Application industry.

( Industry Median: 17.49 vs. ACIW: 14.30 )
Ranked among companies with meaningful EV-to-EBIT only.
ACIW' s EV-to-EBIT Range Over the Past 10 Years
Min: -938.9  Med: 21.5 Max: 215.3
Current: 14.3
-938.9
215.3
EV-to-EBITDA 9.81
ACIW's EV-to-EBITDA is ranked higher than
65% of the 1321 Companies
in the Global Software - Application industry.

( Industry Median: 13.39 vs. ACIW: 9.81 )
Ranked among companies with meaningful EV-to-EBITDA only.
ACIW' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.8  Med: 13.8 Max: 101.1
Current: 9.81
7.8
101.1
PEG Ratio 0.82
ACIW's PEG Ratio is ranked higher than
79% of the 554 Companies
in the Global Software - Application industry.

( Industry Median: 2.03 vs. ACIW: 0.82 )
Ranked among companies with meaningful PEG Ratio only.
ACIW' s PEG Ratio Range Over the Past 10 Years
Min: 0.42  Med: 1.18 Max: 6.31
Current: 0.82
0.42
6.31
Shiller PE Ratio 48.61
ACIW's Shiller PE Ratio is ranked lower than
61% of the 291 Companies
in the Global Software - Application industry.

( Industry Median: 39.55 vs. ACIW: 48.61 )
Ranked among companies with meaningful Shiller PE Ratio only.
ACIW' s Shiller PE Ratio Range Over the Past 10 Years
Min: 33.61  Med: 58.35 Max: 148.83
Current: 48.61
33.61
148.83
Current Ratio 1.08
ACIW's Current Ratio is ranked lower than
79% of the 1510 Companies
in the Global Software - Application industry.

( Industry Median: 1.84 vs. ACIW: 1.08 )
Ranked among companies with meaningful Current Ratio only.
ACIW' s Current Ratio Range Over the Past 10 Years
Min: 0.99  Med: 1.43 Max: 2.11
Current: 1.08
0.99
2.11
Quick Ratio 1.08
ACIW's Quick Ratio is ranked lower than
75% of the 1510 Companies
in the Global Software - Application industry.

( Industry Median: 1.72 vs. ACIW: 1.08 )
Ranked among companies with meaningful Quick Ratio only.
ACIW' s Quick Ratio Range Over the Past 10 Years
Min: 0.99  Med: 1.43 Max: 2.11
Current: 1.08
0.99
2.11
Days Sales Outstanding 97.32
ACIW's Days Sales Outstanding is ranked lower than
74% of the 1288 Companies
in the Global Software - Application industry.

( Industry Median: 67.53 vs. ACIW: 97.32 )
Ranked among companies with meaningful Days Sales Outstanding only.
ACIW' s Days Sales Outstanding Range Over the Past 10 Years
Min: 67.84  Med: 74.86 Max: 122.05
Current: 97.32
67.84
122.05
Days Payable 35.17
ACIW's Days Payable is ranked lower than
56% of the 1159 Companies
in the Global Software - Application industry.

( Industry Median: 40.56 vs. ACIW: 35.17 )
Ranked among companies with meaningful Days Payable only.
ACIW' s Days Payable Range Over the Past 10 Years
Min: 31.35  Med: 42.89 Max: 54.88
Current: 35.17
31.35
54.88

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.20
ACIW's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1126 Companies
in the Global Software - Application industry.

( Industry Median: -2.40 vs. ACIW: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ACIW' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.6  Med: -0.8 Max: 2.9
Current: -0.2
-6.6
2.9

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 1.52
ACIW's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
63% of the 865 Companies
in the Global Software - Application industry.

( Industry Median: 1.98 vs. ACIW: 1.52 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ACIW' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.7  Med: 1.48 Max: 2.38
Current: 1.52
0.7
2.38
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.89
ACIW's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
65% of the 117 Companies
in the Global Software - Application industry.

( Industry Median: 1.44 vs. ACIW: 1.89 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.10
ACIW's Price-to-Median-PS-Value is ranked higher than
51% of the 1553 Companies
in the Global Software - Application industry.

( Industry Median: 1.15 vs. ACIW: 1.10 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ACIW' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.31  Med: 0.98 Max: 2.14
Current: 1.1
0.31
2.14
Price-to-Peter-Lynch-Fair-Value 0.81
ACIW's Price-to-Peter-Lynch-Fair-Value is ranked higher than
77% of the 358 Companies
in the Global Software - Application industry.

( Industry Median: 1.66 vs. ACIW: 0.81 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
ACIW' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.26  Med: 1.03 Max: 1.87
Current: 0.81
0.26
1.87
Earnings Yield (Greenblatt) % 6.99
ACIW's Earnings Yield (Greenblatt) % is ranked higher than
74% of the 1899 Companies
in the Global Software - Application industry.

( Industry Median: 2.09 vs. ACIW: 6.99 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ACIW' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.5  Med: 4.6 Max: 9.4
Current: 6.99
0.5
9.4
Forward Rate of Return (Yacktman) % 33.93
ACIW's Forward Rate of Return (Yacktman) % is ranked higher than
90% of the 766 Companies
in the Global Software - Application industry.

( Industry Median: 10.46 vs. ACIW: 33.93 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ACIW' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -14.9  Med: 28.7 Max: 51
Current: 33.93
-14.9
51

More Statistics

Revenue (TTM) (Mil) $1,006
EPS (TTM) $ 1.08
Beta1.41
Short Percentage of Float9.46%
52-Week Range $15.11 - 22.96
Shares Outstanding (Mil)117.31

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 0.45 0.55
EPS without NRI ($) 0.45 0.55
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for ACIW

Headlines

Articles On GuruFocus.com
Private Capital Invests in Brazilian Steakhouse Chain Mar 21 2016 
Baron Funds Comments on ACI Worldwide Inc. Aug 19 2015 
Baron Funds Comments on ACI Worldwide Inc. Aug 19 2015 
Weekly CEO Sells Highlight: IMAX Corp, Hain Celestial Group Inc, ACI Worldwide Inc, and Allison Tran Nov 23 2014 
Wally Weitz Q3 2014 Shareholder Letter Oct 16 2014 
Weekly CEO Sells Highlight: Atmel Corp, Wisconsin Energy Corp, ACI Worldwide Inc, and Avago Technolo Sep 08 2014 
The Electronic Payments Market Can Take ACI Higher May 07 2014 
Wallace Weitz's 3 New Q2 Buys Aug 09 2013 
Baron Funds Comments on ACI Worldwide Inc. May 24 2012 
ACI Worldwide Inc. Reports Operating Results (10-Q) Oct 29 2010 

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