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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.07
ACIW's Cash to Debt is ranked lower than
95% of the 1886 Companies
in the Global Software - Application industry.

( Industry Median: 10.32 vs. ACIW: 0.07 )
Ranked among companies with meaningful Cash to Debt only.
ACIW' s Cash to Debt Range Over the Past 10 Years
Min: 0.07  Med: 2.02 Max: 2257.56
Current: 0.07
0.07
2257.56
Equity to Asset 0.39
ACIW's Equity to Asset is ranked lower than
76% of the 1738 Companies
in the Global Software - Application industry.

( Industry Median: 0.60 vs. ACIW: 0.39 )
Ranked among companies with meaningful Equity to Asset only.
ACIW' s Equity to Asset Range Over the Past 10 Years
Min: 0.29  Med: 0.47 Max: 0.71
Current: 0.39
0.29
0.71
Interest Coverage 5.20
ACIW's Interest Coverage is ranked lower than
86% of the 1440 Companies
in the Global Software - Application industry.

( Industry Median: 170.42 vs. ACIW: 5.20 )
Ranked among companies with meaningful Interest Coverage only.
ACIW' s Interest Coverage Range Over the Past 10 Years
Min: 0.36  Med: 5.83 Max: 290.69
Current: 5.2
0.36
290.69
F-Score: 6
Z-Score: 2.40
M-Score: -2.75
WACC vs ROIC
9.38%
11.24%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 20.98
ACIW's Operating margin (%) is ranked higher than
88% of the 1823 Companies
in the Global Software - Application industry.

( Industry Median: 4.77 vs. ACIW: 20.98 )
Ranked among companies with meaningful Operating margin (%) only.
ACIW' s Operating margin (%) Range Over the Past 10 Years
Min: 0.66  Med: 12.53 Max: 20.98
Current: 20.98
0.66
20.98
Net-margin (%) 13.21
ACIW's Net-margin (%) is ranked higher than
82% of the 1823 Companies
in the Global Software - Application industry.

( Industry Median: 3.18 vs. ACIW: 13.21 )
Ranked among companies with meaningful Net-margin (%) only.
ACIW' s Net-margin (%) Range Over the Past 10 Years
Min: -2.49  Med: 6.99 Max: 15.91
Current: 13.21
-2.49
15.91
ROE (%) 20.17
ACIW's ROE (%) is ranked higher than
84% of the 1779 Companies
in the Global Software - Application industry.

( Industry Median: 5.57 vs. ACIW: 20.17 )
Ranked among companies with meaningful ROE (%) only.
ACIW' s ROE (%) Range Over the Past 10 Years
Min: -3.71  Med: 11.66 Max: 22.85
Current: 20.17
-3.71
22.85
ROA (%) 7.17
ACIW's ROA (%) is ranked higher than
72% of the 1887 Companies
in the Global Software - Application industry.

( Industry Median: 2.71 vs. ACIW: 7.17 )
Ranked among companies with meaningful ROA (%) only.
ACIW' s ROA (%) Range Over the Past 10 Years
Min: -1.75  Med: 4.41 Max: 12.26
Current: 7.17
-1.75
12.26
ROC (Joel Greenblatt) (%) 272.35
ACIW's ROC (Joel Greenblatt) (%) is ranked higher than
89% of the 1851 Companies
in the Global Software - Application industry.

( Industry Median: 21.72 vs. ACIW: 272.35 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
ACIW' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: 16.4  Med: 197.35 Max: 521.99
Current: 272.35
16.4
521.99
Revenue Growth (3Y)(%) 16.50
ACIW's Revenue Growth (3Y)(%) is ranked higher than
79% of the 1446 Companies
in the Global Software - Application industry.

( Industry Median: 4.90 vs. ACIW: 16.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
ACIW' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.2  Med: 7.6 Max: 24.3
Current: 16.5
-10.2
24.3
EBITDA Growth (3Y)(%) 26.20
ACIW's EBITDA Growth (3Y)(%) is ranked higher than
77% of the 1178 Companies
in the Global Software - Application industry.

( Industry Median: 8.00 vs. ACIW: 26.20 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ACIW' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -28.1  Med: 21 Max: 52.7
Current: 26.2
-28.1
52.7
EPS Growth (3Y)(%) 20.60
ACIW's EPS Growth (3Y)(%) is ranked higher than
68% of the 1082 Companies
in the Global Software - Application industry.

( Industry Median: 7.40 vs. ACIW: 20.60 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ACIW' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -56.2  Med: 25.7 Max: 78.1
Current: 20.6
-56.2
78.1
» ACIW's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-11-05)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

ACIW Guru Trades in Q3 2015

Jim Simons 276,833 sh (New)
Ron Baron 3,500,000 sh (unchged)
Private Capital 401,420 sh (-0.56%)
Chuck Royce 937,100 sh (-4.01%)
Wallace Weitz 367,000 sh (-17.53%)
» More
Q4 2015

ACIW Guru Trades in Q4 2015

Private Capital Sold Out
Chuck Royce 872,600 sh (-6.88%)
Ron Baron 2,400,000 sh (-31.43%)
Wallace Weitz 92,696 sh (-74.74%)
Jim Simons 21,633 sh (-92.19%)
» More
Q1 2016

ACIW Guru Trades in Q1 2016

Joel Greenblatt 73,861 sh (New)
Jim Simons 77,733 sh (+259.33%)
Wallace Weitz 92,696 sh (unchged)
Chuck Royce 829,000 sh (-5.00%)
Ron Baron 2,000,000 sh (-16.67%)
» More
Q2 2016

ACIW Guru Trades in Q2 2016

Ron Baron 2,000,000 sh (unchged)
Wallace Weitz 92,696 sh (unchged)
Chuck Royce 829,000 sh (unchged)
Joel Greenblatt Sold Out
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with ACIW

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Application Software » Software - Application
Compare:OTCPK:ISMAY, NAS:VRNT, NAS:PCTY, NAS:LOGM, NAS:RP, NAS:SYNA, NYSE:HUBS, NAS:PEGA, NAS:CVLT, NYSE:FLTX, NAS:MSTR, NAS:MDRX, NAS:SNCR, NAS:EBIX, OTCPK:MUSJF, NAS:CSOD, NAS:MENT, NYSE:RNG, NYSE:CMCM, NYSE:LXFT » details
Traded in other countries:TSA.Germany,
ACI Worldwide Inc together with its subsidiaries develops, markets, installs, and supports software products & services to facilitate electronic payments.

ACI Worldwide Inc is a Delaware corporation incorporated in November 1993 under the name ACI Holding, Inc. The Company and its subsidiaries develops, markets, installs and supports software products and services mainly focusing on facilitating electronic payments. In addition to its own products, the Company distributes, or acts as a sales agent for, software developed by third parties. Its integrated suite of software products and hosted services deliver a broad range of solutions for payments processing, card and merchant management, online banking, mobile, branch and voice banking, fraud detection and trade finance. Trusted by 2600 organizations globally, it serves four primary market audiences: Financial institutions, including national, regional and global banks, community banks and credit unions; Processors; Retailers and Billers. Its products cover several different domains within the payments and banking marketplace: Online Banking and Cash Management - the management of payments and cash flows across accounts globally through the online or mobile channel; Branch - the management and processing of monetary, non-monetary, sales and account origination financial transactions; Trade Finance - the management of all trade related transaction types, both traditional trade and open account instruments with the ability for end users to view and track those transactions through the online channel; Community Financial Services - the online and mobile banking and payment systems, and security solutions that service community banks and credit unions; Retail Banking Payments - it provides the software to support in house issuance of payment instruments and the management of a consumer payment from transaction acquiring all through the lifecycle within the banking system to settlement; which it split into Payments Processing, and Card and Merchant Management; Wholesale Banking Payments - the management of primarily corporate payments and messages through their lifecycle including RTGS payments, ACH payments, and SWIFT transactions; Merchant Retail - the management of a consumer payment within a merchant retailer and supporting services such as the management of store and gift card and loyalty programs; Payment Fraud Management - the securing of payments against fraud and money laundering; Payment Infrastructure - the tools and infrastructure to operate and optimize the payments system; Billers - Electronic bill presentment and payment enables the presentment of bills and the collection of payments for these bills from consumers for billers, including, for example, tax authorities, higher education providers, utilities, and health care providers. It's products are sold and supported through distribution networks covering three geographic regions - the Americas, Europe/Middle East/Africa and Asia/Pacific. Its main method of distribution is direct sales by employees assigned to specific regions or specific products. Principal competitors

Ratios

vs
industry
vs
history
P/E(ttm) 17.20
ACIW's P/E(ttm) is ranked higher than
67% of the 1210 Companies
in the Global Software - Application industry.

( Industry Median: 24.16 vs. ACIW: 17.20 )
Ranked among companies with meaningful P/E(ttm) only.
ACIW' s P/E(ttm) Range Over the Past 10 Years
Min: 13.18  Med: 32.02 Max: 95.74
Current: 17.2
13.18
95.74
Forward P/E 27.03
ACIW's Forward P/E is ranked lower than
65% of the 286 Companies
in the Global Software - Application industry.

( Industry Median: 21.14 vs. ACIW: 27.03 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.20
ACIW's PE(NRI) is ranked higher than
68% of the 1209 Companies
in the Global Software - Application industry.

( Industry Median: 24.13 vs. ACIW: 17.20 )
Ranked among companies with meaningful PE(NRI) only.
ACIW' s PE(NRI) Range Over the Past 10 Years
Min: 13.18  Med: 32.01 Max: 86.17
Current: 17.2
13.18
86.17
Price/Owner Earnings (ttm) 7.86
ACIW's Price/Owner Earnings (ttm) is ranked higher than
90% of the 700 Companies
in the Global Software - Application industry.

( Industry Median: 22.97 vs. ACIW: 7.86 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
ACIW' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 7.55  Med: 22.09 Max: 211.56
Current: 7.86
7.55
211.56
P/B 3.14
ACIW's P/B is ranked lower than
55% of the 1688 Companies
in the Global Software - Application industry.

( Industry Median: 2.73 vs. ACIW: 3.14 )
Ranked among companies with meaningful P/B only.
ACIW' s P/B Range Over the Past 10 Years
Min: 1.55  Med: 3.6 Max: 6.49
Current: 3.14
1.55
6.49
P/S 2.25
ACIW's P/S is ranked lower than
51% of the 1763 Companies
in the Global Software - Application industry.

( Industry Median: 2.11 vs. ACIW: 2.25 )
Ranked among companies with meaningful P/S only.
ACIW' s P/S Range Over the Past 10 Years
Min: 0.83  Med: 2.41 Max: 4.92
Current: 2.25
0.83
4.92
PFCF 17.20
ACIW's PFCF is ranked higher than
66% of the 646 Companies
in the Global Software - Application industry.

( Industry Median: 24.51 vs. ACIW: 17.20 )
Ranked among companies with meaningful PFCF only.
ACIW' s PFCF Range Over the Past 10 Years
Min: 7.73  Med: 21.32 Max: 362.38
Current: 17.2
7.73
362.38
POCF 11.73
ACIW's POCF is ranked higher than
70% of the 812 Companies
in the Global Software - Application industry.

( Industry Median: 17.32 vs. ACIW: 11.73 )
Ranked among companies with meaningful POCF only.
ACIW' s POCF Range Over the Past 10 Years
Min: 5.9  Med: 16.31 Max: 81.39
Current: 11.73
5.9
81.39
EV-to-EBIT 13.44
ACIW's EV-to-EBIT is ranked higher than
63% of the 1178 Companies
in the Global Software - Application industry.

( Industry Median: 16.84 vs. ACIW: 13.44 )
Ranked among companies with meaningful EV-to-EBIT only.
ACIW' s EV-to-EBIT Range Over the Past 10 Years
Min: -938.9  Med: 21.5 Max: 215.3
Current: 13.44
-938.9
215.3
EV-to-EBITDA 9.13
ACIW's EV-to-EBITDA is ranked higher than
67% of the 1273 Companies
in the Global Software - Application industry.

( Industry Median: 12.69 vs. ACIW: 9.13 )
Ranked among companies with meaningful EV-to-EBITDA only.
ACIW' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.8  Med: 13.9 Max: 101.1
Current: 9.13
7.8
101.1
PEG 0.67
ACIW's PEG is ranked higher than
83% of the 566 Companies
in the Global Software - Application industry.

( Industry Median: 1.90 vs. ACIW: 0.67 )
Ranked among companies with meaningful PEG only.
ACIW' s PEG Range Over the Past 10 Years
Min: 0.43  Med: 1.2 Max: 7.02
Current: 0.67
0.43
7.02
Shiller P/E 46.26
ACIW's Shiller P/E is ranked lower than
57% of the 290 Companies
in the Global Software - Application industry.

( Industry Median: 37.16 vs. ACIW: 46.26 )
Ranked among companies with meaningful Shiller P/E only.
ACIW' s Shiller P/E Range Over the Past 10 Years
Min: 32.23  Med: 59.42 Max: 148.83
Current: 46.26
32.23
148.83
Current Ratio 0.71
ACIW's Current Ratio is ranked lower than
90% of the 1716 Companies
in the Global Software - Application industry.

( Industry Median: 1.95 vs. ACIW: 0.71 )
Ranked among companies with meaningful Current Ratio only.
ACIW' s Current Ratio Range Over the Past 10 Years
Min: 0.71  Med: 1.5 Max: 2.41
Current: 0.71
0.71
2.41
Quick Ratio 0.71
ACIW's Quick Ratio is ranked lower than
88% of the 1716 Companies
in the Global Software - Application industry.

( Industry Median: 1.82 vs. ACIW: 0.71 )
Ranked among companies with meaningful Quick Ratio only.
ACIW' s Quick Ratio Range Over the Past 10 Years
Min: 0.71  Med: 1.5 Max: 2.41
Current: 0.71
0.71
2.41
Days Sales Outstanding 53.26
ACIW's Days Sales Outstanding is ranked higher than
66% of the 1451 Companies
in the Global Software - Application industry.

( Industry Median: 67.60 vs. ACIW: 53.26 )
Ranked among companies with meaningful Days Sales Outstanding only.
ACIW' s Days Sales Outstanding Range Over the Past 10 Years
Min: 53.26  Med: 72.22 Max: 122.05
Current: 53.26
53.26
122.05
Days Payable 42.26
ACIW's Days Payable is ranked lower than
51% of the 1297 Companies
in the Global Software - Application industry.

( Industry Median: 43.28 vs. ACIW: 42.26 )
Ranked among companies with meaningful Days Payable only.
ACIW' s Days Payable Range Over the Past 10 Years
Min: 31.35  Med: 44.02 Max: 54.88
Current: 42.26
31.35
54.88

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.20
ACIW's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1153 Companies
in the Global Software - Application industry.

( Industry Median: -2.60 vs. ACIW: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ACIW' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.4  Med: -0.9 Max: 2.9
Current: -0.2
-7.4
2.9

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 1.26
ACIW's Price/Projected FCF is ranked higher than
70% of the 806 Companies
in the Global Software - Application industry.

( Industry Median: 1.76 vs. ACIW: 1.26 )
Ranked among companies with meaningful Price/Projected FCF only.
ACIW' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.7  Med: 1.6 Max: 2.69
Current: 1.26
0.7
2.69
Price/DCF (Earnings Based) 1.61
ACIW's Price/DCF (Earnings Based) is ranked lower than
55% of the 116 Companies
in the Global Software - Application industry.

( Industry Median: 1.41 vs. ACIW: 1.61 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 0.93
ACIW's Price/Median PS Value is ranked higher than
68% of the 1599 Companies
in the Global Software - Application industry.

( Industry Median: 1.10 vs. ACIW: 0.93 )
Ranked among companies with meaningful Price/Median PS Value only.
ACIW' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.32  Med: 1.03 Max: 2.86
Current: 0.93
0.32
2.86
Price/Peter Lynch Fair Value 0.69
ACIW's Price/Peter Lynch Fair Value is ranked higher than
85% of the 337 Companies
in the Global Software - Application industry.

( Industry Median: 1.70 vs. ACIW: 0.69 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ACIW' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.23  Med: 1.27 Max: 3.89
Current: 0.69
0.23
3.89
Earnings Yield (Greenblatt) (%) 7.49
ACIW's Earnings Yield (Greenblatt) (%) is ranked higher than
76% of the 1819 Companies
in the Global Software - Application industry.

( Industry Median: 2.40 vs. ACIW: 7.49 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ACIW' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.5  Med: 4.6 Max: 9.4
Current: 7.49
0.5
9.4
Forward Rate of Return (Yacktman) (%) 33.89
ACIW's Forward Rate of Return (Yacktman) (%) is ranked higher than
90% of the 728 Companies
in the Global Software - Application industry.

( Industry Median: 10.00 vs. ACIW: 33.89 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ACIW' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -14.9  Med: 27.5 Max: 50.8
Current: 33.89
-14.9
50.8

More Statistics

Revenue (TTM) (Mil) $993.3
EPS (TTM) $ 1.09
Beta1.40
Short Percentage of Float6.34%
52-Week Range $15.07 - 24.61
Shares Outstanding (Mil)117.17

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 1,028 1,068
EPS ($) 0.85 1.03
EPS w/o NRI ($) 0.85 1.03
EPS Growth Rate
(3Y to 5Y Estimate)
12.00%
Dividends Per Share ($)
» More Articles for NAS:ACIW

Headlines

Articles On GuruFocus.com
Private Capital Invests in Brazilian Steakhouse Chain Mar 21 2016 
Baron Funds Comments on ACI Worldwide Inc. Aug 19 2015 
Baron Funds Comments on ACI Worldwide Inc. Aug 19 2015 
Weekly CEO Sells Highlight: IMAX Corp, Hain Celestial Group Inc, ACI Worldwide Inc, and Allison Tran Nov 23 2014 
Wally Weitz Q3 2014 Shareholder Letter Oct 16 2014 
Weekly CEO Sells Highlight: Atmel Corp, Wisconsin Energy Corp, ACI Worldwide Inc, and Avago Technolo Sep 08 2014 
The Electronic Payments Market Can Take ACI Higher May 07 2014 
Wallace Weitz's 3 New Q2 Buys Aug 09 2013 
Baron Funds Comments on ACI Worldwide Inc. May 24 2012 
ACI Worldwide Inc. Reports Operating Results (10-Q) Oct 29 2010 

More From Other Websites
ACI Worldwide to Participate in the 2016 Avondale Technology Conference Aug 23 2016
CSI Enhances its Fraud Protection Platform with ACI Worldwide Aug 22 2016
CSI Enhances its Fraud Protection Platform with ACI Worldwide Aug 22 2016
Wargaming Selects ACI Worldwide for Global Payments Fraud Management Aug 17 2016
Wargaming Selects ACI Worldwide for Global Payments Fraud Management Aug 17 2016
Wargaming Selects ACI Worldwide for Global Payments Fraud Management Aug 17 2016
ACI Worldwide Integrates Ethoca Alerts into Global eCommerce Payments Gateway Aug 16 2016
ACI Worldwide Integrates Ethoca Alerts into Global eCommerce Payments Gateway Aug 16 2016
ETF’s with exposure to ACI Worldwide, Inc. : August 15, 2016 Aug 15 2016
City of Tallahassee Partners with ACI Worldwide for Streamlined Utility Bill Payment Solution Aug 15 2016
City of Tallahassee Partners with ACI Worldwide for Streamlined Utility Bill Payment Solution Aug 15 2016
ACI Worldwide, Inc. :ACIW-US: Earnings Analysis: Q2, 2016 By the Numbers : August 10, 2016 Aug 10 2016
allpago Achieves 150 Percent Growth with ACI Worldwide UP eCommerce Payments Aug 08 2016
allpago Achieves 150 Percent Growth with ACI Worldwide UP eCommerce Payments Aug 08 2016
ACI WORLDWIDE, INC. Financials Aug 03 2016
How to Combat Consumer Fraud During Summer Travel Season Aug 02 2016
ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended June 30, 2016 Aug 02 2016
How to Combat Consumer Fraud During Summer Travel Season Aug 02 2016
ACI Worldwide Inc Earnings Call scheduled for 8:30 am ET today Jul 28 2016
Q2 2016 ACI Worldwide Inc Earnings Release - Before Market Open Jul 28 2016

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