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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.20
AFG's Cash to Debt is ranked lower than
67% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.89 vs. AFG: 1.20 )
Ranked among companies with meaningful Cash to Debt only.
AFG' s Cash to Debt Range Over the Past 10 Years
Min: 0.52  Med: 1.24 Max: N/A
Current: 1.2
Equity to Asset 0.09
AFG's Equity to Asset is ranked lower than
96% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.28 vs. AFG: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
AFG' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.11 Max: 0.14
Current: 0.09
0.08
0.14
Interest Coverage 7.77
AFG's Interest Coverage is ranked lower than
79% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 29.49 vs. AFG: 7.77 )
Ranked among companies with meaningful Interest Coverage only.
AFG' s Interest Coverage Range Over the Past 10 Years
Min: 4.51  Med: 8.74 Max: 12.12
Current: 7.77
4.51
12.12
F-Score: 5
WACC vs ROIC
7.69%
7.99%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 11.83
AFG's Operating margin (%) is ranked lower than
59% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.07 vs. AFG: 11.83 )
Ranked among companies with meaningful Operating margin (%) only.
AFG' s Operating margin (%) Range Over the Past 10 Years
Min: 7.36  Med: 12.78 Max: 18.8
Current: 11.83
7.36
18.8
Net-margin (%) 7.34
AFG's Net-margin (%) is ranked lower than
66% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.58 vs. AFG: 7.34 )
Ranked among companies with meaningful Net-margin (%) only.
AFG' s Net-margin (%) Range Over the Past 10 Years
Min: 4.56  Med: 9.00 Max: 12.01
Current: 7.34
4.56
12.01
ROE (%) 7.36
AFG's ROE (%) is ranked lower than
66% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. AFG: 7.36 )
Ranked among companies with meaningful ROE (%) only.
AFG' s ROE (%) Range Over the Past 10 Years
Min: 7.07  Med: 10.56 Max: 16.83
Current: 7.36
7.07
16.83
ROA (%) 0.72
AFG's ROA (%) is ranked lower than
86% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.44 vs. AFG: 0.72 )
Ranked among companies with meaningful ROA (%) only.
AFG' s ROA (%) Range Over the Past 10 Years
Min: 0.75  Med: 1.23 Max: 1.92
Current: 0.72
0.75
1.92
Revenue Growth (3Y)(%) 11.60
AFG's Revenue Growth (3Y)(%) is ranked higher than
70% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.00 vs. AFG: 11.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AFG' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -10.4  Med: 2.20 Max: 69
Current: 11.6
-10.4
69
EBITDA Growth (3Y)(%) 5.50
AFG's EBITDA Growth (3Y)(%) is ranked lower than
73% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.30 vs. AFG: 5.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AFG' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -15  Med: 5.75 Max: 54.8
Current: 5.5
-15
54.8
EPS Growth (3Y)(%) 14.30
AFG's EPS Growth (3Y)(%) is ranked lower than
57% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.90 vs. AFG: 14.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AFG' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -52.1  Med: 5.80 Max: 181
Current: 14.3
-52.1
181
» AFG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

AFG Guru Trades in Q4 2014

Murray Stahl 14,014 sh (-0.96%)
Paul Tudor Jones 16,200 sh (-4.31%)
Chuck Royce 127,886 sh (-4.69%)
David Dreman 1,521 sh (-5.59%)
» More
Q1 2015

AFG Guru Trades in Q1 2015

Jim Simons 75,800 sh (New)
David Dreman 3,418 sh (+124.72%)
Chuck Royce 121,586 sh (-4.93%)
Murray Stahl 13,167 sh (-6.04%)
Paul Tudor Jones 6,114 sh (-62.26%)
» More
Q2 2015

AFG Guru Trades in Q2 2015

Jim Simons 142,700 sh (+88.26%)
Paul Tudor Jones 7,013 sh (+14.70%)
Murray Stahl 14,034 sh (+6.58%)
David Dreman 3,584 sh (+4.86%)
Chuck Royce 121,586 sh (unchged)
» More
Q3 2015

AFG Guru Trades in Q3 2015

Jeremy Grantham 71,400 sh (New)
David Dreman 4,845 sh (+35.18%)
Chuck Royce 121,586 sh (unchged)
Paul Tudor Jones Sold Out
Murray Stahl 10,239 sh (-27.04%)
Jim Simons 21,300 sh (-85.07%)
» More
» Details

Insider Trades

Latest Guru Trades with AFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 17.10
AFG's P/E(ttm) is ranked lower than
79% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.94 vs. AFG: 17.10 )
Ranked among companies with meaningful P/E(ttm) only.
AFG' s P/E(ttm) Range Over the Past 10 Years
Min: 5.37  Med: 9.57 Max: 19.25
Current: 17.1
5.37
19.25
Forward P/E 12.97
AFG's Forward P/E is ranked lower than
57% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.86 vs. AFG: 12.97 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 17.00
AFG's PE(NRI) is ranked lower than
81% of the 149 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 13.30 vs. AFG: 17.00 )
Ranked among companies with meaningful PE(NRI) only.
AFG' s PE(NRI) Range Over the Past 10 Years
Min: 5.37  Med: 9.91 Max: 19.23
Current: 17
5.37
19.23
P/B 1.29
AFG's P/B is ranked lower than
54% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.11 vs. AFG: 1.29 )
Ranked among companies with meaningful P/B only.
AFG' s P/B Range Over the Past 10 Years
Min: 0.59  Med: 1.02 Max: 1.5
Current: 1.29
0.59
1.5
P/S 0.99
AFG's P/S is ranked higher than
53% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.98 vs. AFG: 0.99 )
Ranked among companies with meaningful P/S only.
AFG' s P/S Range Over the Past 10 Years
Min: 0.36  Med: 0.81 Max: 1.11
Current: 0.99
0.36
1.11
PFCF 4.33
AFG's PFCF is ranked higher than
87% of the 137 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.13 vs. AFG: 4.33 )
Ranked among companies with meaningful PFCF only.
AFG' s PFCF Range Over the Past 10 Years
Min: 1.56  Med: 4.56 Max: 23.18
Current: 4.33
1.56
23.18
POCF 4.10
AFG's POCF is ranked higher than
89% of the 173 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.89 vs. AFG: 4.10 )
Ranked among companies with meaningful POCF only.
AFG' s POCF Range Over the Past 10 Years
Min: 1.49  Med: 4.28 Max: 14.24
Current: 4.1
1.49
14.24
EV-to-EBIT 9.63
AFG's EV-to-EBIT is ranked lower than
63% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.43 vs. AFG: 9.63 )
Ranked among companies with meaningful EV-to-EBIT only.
AFG' s EV-to-EBIT Range Over the Past 10 Years
Min: 3  Med: 5.50 Max: 11.1
Current: 9.63
3
11.1
EV-to-EBITDA 7.59
AFG's EV-to-EBITDA is ranked higher than
54% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.67 vs. AFG: 7.59 )
Ranked among companies with meaningful EV-to-EBITDA only.
AFG' s EV-to-EBITDA Range Over the Past 10 Years
Min: 2  Med: 4.00 Max: 8.7
Current: 7.59
2
8.7
PEG 11.33
AFG's PEG is ranked lower than
96% of the 48 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.83 vs. AFG: 11.33 )
Ranked among companies with meaningful PEG only.
AFG' s PEG Range Over the Past 10 Years
Min: 0.3  Med: 1.37 Max: 19.76
Current: 11.33
0.3
19.76
Shiller P/E 15.87
AFG's Shiller P/E is ranked lower than
53% of the 86 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.20 vs. AFG: 15.87 )
Ranked among companies with meaningful Shiller P/E only.
AFG' s Shiller P/E Range Over the Past 10 Years
Min: 6.7  Med: 13.35 Max: 20.87
Current: 15.87
6.7
20.87

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.59
AFG's Dividend Yield is ranked lower than
99.99% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.92 vs. AFG: 1.59 )
Ranked among companies with meaningful Dividend Yield only.
AFG' s Dividend Yield Range Over the Past 10 Years
Min: 1.01  Med: 1.53 Max: 3.85
Current: 1.59
1.01
3.85
Dividend Payout 0.26
AFG's Dividend Payout is ranked higher than
63% of the 136 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.36 vs. AFG: 0.26 )
Ranked among companies with meaningful Dividend Payout only.
AFG' s Dividend Payout Range Over the Past 10 Years
Min: 0.05  Med: 0.19 Max: 6.19
Current: 0.26
0.05
6.19
Dividend Growth (3y) 11.10
AFG's Dividend Growth (3y) is ranked higher than
63% of the 75 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. AFG: 11.10 )
Ranked among companies with meaningful Dividend Growth (3y) only.
AFG' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -20.7  Med: 8.10 Max: 14.5
Current: 11.1
-20.7
14.5
Forward Dividend Yield 1.68
AFG's Forward Dividend Yield is ranked lower than
94% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.49 vs. AFG: 1.68 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.76
AFG's Yield on cost (5-Year) is ranked lower than
89% of the 178 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.89 vs. AFG: 2.76 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AFG' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.76  Med: 2.67 Max: 6.72
Current: 2.76
1.76
6.72
3-Year Average Share Buyback Ratio 4.00
AFG's 3-Year Average Share Buyback Ratio is ranked higher than
87% of the 84 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.40 vs. AFG: 4.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
AFG' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.5  Med: 0.50 Max: 41.9
Current: 4
-6.5
41.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.35
AFG's Price/Tangible Book is ranked higher than
52% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.38 vs. AFG: 1.35 )
Ranked among companies with meaningful Price/Tangible Book only.
AFG' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.72  Med: 1.16 Max: 1.86
Current: 1.35
0.72
1.86
Price/Projected FCF 0.44
AFG's Price/Projected FCF is ranked higher than
81% of the 148 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.79 vs. AFG: 0.44 )
Ranked among companies with meaningful Price/Projected FCF only.
AFG' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.19  Med: 0.34 Max: 0.49
Current: 0.44
0.19
0.49
Price/DCF (Earnings Based) 1.27
AFG's Price/DCF (Earnings Based) is ranked lower than
84% of the 19 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.87 vs. AFG: 1.27 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.22
AFG's Price/Median PS Value is ranked lower than
79% of the 177 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.98 vs. AFG: 1.22 )
Ranked among companies with meaningful Price/Median PS Value only.
AFG' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.45  Med: 0.85 Max: 1.28
Current: 1.22
0.45
1.28
Price/Graham Number 0.99
AFG's Price/Graham Number is ranked lower than
61% of the 179 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.08 vs. AFG: 0.99 )
Ranked among companies with meaningful Price/Graham Number only.
AFG' s Price/Graham Number Range Over the Past 10 Years
Min: 0.44  Med: 0.79 Max: 2.62
Current: 0.99
0.44
2.62
Earnings Yield (Greenblatt) (%) 10.40
AFG's Earnings Yield (Greenblatt) (%) is ranked lower than
54% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.50 vs. AFG: 10.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AFG' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 9  Med: 18.20 Max: 33.5
Current: 10.4
9
33.5
Forward Rate of Return (Yacktman) (%) 15.41
AFG's Forward Rate of Return (Yacktman) (%) is ranked lower than
54% of the 72 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 14.99 vs. AFG: 15.41 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AFG' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 13.4  Med: 27.00 Max: 58.3
Current: 15.41
13.4
58.3

More Statistics

Revenue(Mil) $4794
EPS $ 3.94
Beta0.77
Short Percentage of Float0.52%
52-Week Range $61.18 - 75.68
Shares Outstanding(Mil)87.35

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:QFI.Germany,
American Financial Group Inc incorporated in the year 1997. The Company is a holding company that, through its subsidiaries is engaged in property and casualty insurance, specialized commercial products for businesses, and sale of fixed and fixed-indexed annuities in the individual, bank and education markets. The Company manages its business in five segments; property and casualty insurance, annuity, run-off long-term care and life, Medicare supplement and critical illness and other, which includes holding company assets and costs, and the assets and operations attributable to the non-controlling interests of the managed investment entities. The Company reports its property and casualty insurance business in the following Specialty sub-segments: Property and transportation, which includes physical damage and liability coverage for buses, trucks and recreational vehicles, inland and ocean marine, agricultural-related products and other property coverages, Specialty casualty, which includes excess and surplus, general liability, executive liability, umbrella and excess liability, customized programs for small to mid-sized businesses and workers' compensation, and Specialty financial, which includes risk management insurance programs for lending and leasing institutions (including collateral and mortgage protection insurance), surety and fidelity products and trade credit insurance. The Company's annuity business markets traditional fixed and fixed-indexed annuities in the individual, bank and education markets. AFG's reportable segments and their components were determined based primarily upon similar economic characteristics, products and services. The Company sells its individual single premium annuities, excluding bank production, mainly through a network of approximately 65 national marketing organizations ('NMOs') and managing general agents ('MGAs') who, in turn, direct over 1,500 actively producing agents. It also sells single premium annuities in banks through direct relationships with certain financial institutions, as well as through independent agents and brokers. The Company's property and casualty insurance businesses compete with other individual insurers, state funds and insurance groups of varying sizes, some of which are mutual insurance companies possessing competitive advantages in that all their profits inure to their policyholders. Its Annuity business competes with other insurers and financial institutions. The Company is subject to comprehensive regulation by government agencies in the states and countries where its insurance company subsidiaries are domiciled and where these subsidiaries issue policies and handle claims.

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