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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 1.14
AFG's Cash to Debt is ranked lower than
64% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.21 vs. AFG: 1.14 )
Ranked among companies with meaningful Cash to Debt only.
AFG' s 10-Year Cash to Debt Range
Min: 0.52  Med: 1.25 Max: N/A
Current: 1.14
Equity to Asset 0.10
AFG's Equity to Asset is ranked lower than
93% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. AFG: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
AFG' s 10-Year Equity to Asset Range
Min: 0.08  Med: 0.11 Max: 0.14
Current: 0.1
0.08
0.14
Interest Coverage 8.58
AFG's Interest Coverage is ranked lower than
76% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 36.81 vs. AFG: 8.58 )
Ranked among companies with meaningful Interest Coverage only.
AFG' s 10-Year Interest Coverage Range
Min: 4.51  Med: 8.58 Max: 9999.99
Current: 8.58
4.51
9999.99
F-Score: 5
WACC vs ROIC
9.24%
7.49%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 8.54
AFG's Operating margin (%) is ranked lower than
62% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.19 vs. AFG: 8.54 )
Ranked among companies with meaningful Operating margin (%) only.
AFG' s 10-Year Operating margin (%) Range
Min: 7.36  Med: 11.36 Max: 18.8
Current: 8.54
7.36
18.8
Net-margin (%) 6.35
AFG's Net-margin (%) is ranked lower than
64% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.51 vs. AFG: 6.35 )
Ranked among companies with meaningful Net-margin (%) only.
AFG' s 10-Year Net-margin (%) Range
Min: -1.47  Med: 6.44 Max: 12.01
Current: 6.35
-1.47
12.01
ROE (%) 7.51
AFG's ROE (%) is ranked lower than
70% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.91 vs. AFG: 7.51 )
Ranked among companies with meaningful ROE (%) only.
AFG' s 10-Year ROE (%) Range
Min: -3.88  Med: 10.26 Max: 16.83
Current: 7.51
-3.88
16.83
ROA (%) 0.80
AFG's ROA (%) is ranked lower than
81% of the 127 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.88 vs. AFG: 0.80 )
Ranked among companies with meaningful ROA (%) only.
AFG' s 10-Year ROA (%) Range
Min: -0.34  Med: 1.16 Max: 1.92
Current: 0.8
-0.34
1.92
Revenue Growth (3Y)(%) 10.80
AFG's Revenue Growth (3Y)(%) is ranked higher than
68% of the 112 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.20 vs. AFG: 10.80 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
AFG' s 10-Year Revenue Growth (3Y)(%) Range
Min: -10.4  Med: 1.60 Max: 69
Current: 10.8
-10.4
69
EBITDA Growth (3Y)(%) 5.00
AFG's EBITDA Growth (3Y)(%) is ranked lower than
71% of the 84 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.30 vs. AFG: 5.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
AFG' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0  Med: -0.60 Max: 37.5
Current: 5
0
37.5
EPS Growth (3Y)(%) 14.40
AFG's EPS Growth (3Y)(%) is ranked lower than
57% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.60 vs. AFG: 14.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
AFG' s 10-Year EPS Growth (3Y)(%) Range
Min: -51.8  Med: 5.80 Max: 179.1
Current: 14.4
-51.8
179.1
» AFG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

AFG Guru Trades in Q2 2014

Jim Simons 26,700 sh (+10.30%)
Jeremy Grantham Sold Out
Murray Stahl 13,236 sh (-3.51%)
Chuck Royce 155,186 sh (-7.07%)
Paul Tudor Jones 12,910 sh (-20.44%)
» More
Q3 2014

AFG Guru Trades in Q3 2014

David Dreman 1,611 sh (New)
Paul Tudor Jones 16,929 sh (+31.13%)
Murray Stahl 14,150 sh (+6.91%)
Jim Simons Sold Out
Chuck Royce 134,186 sh (-13.53%)
» More
Q4 2014

AFG Guru Trades in Q4 2014

Murray Stahl 14,014 sh (-0.96%)
Paul Tudor Jones 16,200 sh (-4.31%)
Chuck Royce 127,886 sh (-4.69%)
David Dreman 1,521 sh (-5.59%)
» More
Q1 2015

AFG Guru Trades in Q1 2015

Jim Simons 75,800 sh (New)
David Dreman 3,418 sh (+124.72%)
Chuck Royce 121,586 sh (-4.93%)
Murray Stahl 13,167 sh (-6.04%)
Paul Tudor Jones 6,114 sh (-62.26%)
» More
» Details

Insider Trades

Latest Guru Trades with AFG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 16.49
AFG's P/E(ttm) is ranked lower than
76% of the 110 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.30 vs. AFG: 16.49 )
Ranked among companies with meaningful P/E(ttm) only.
AFG' s 10-Year P/E(ttm) Range
Min: 4.5  Med: 9.34 Max: 16.49
Current: 16.49
4.5
16.49
Forward P/E 12.97
AFG's Forward P/E is ranked higher than
50% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.97 vs. AFG: 12.97 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 16.30
AFG's PE(NRI) is ranked lower than
77% of the 109 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 12.10 vs. AFG: 16.30 )
Ranked among companies with meaningful PE(NRI) only.
AFG' s 10-Year PE(NRI) Range
Min: 4.14  Med: 9.52 Max: 16.32
Current: 16.3
4.14
16.32
P/B 1.18
AFG's P/B is ranked higher than
56% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.27 vs. AFG: 1.18 )
Ranked among companies with meaningful P/B only.
AFG' s 10-Year P/B Range
Min: 0.59  Med: 1.01 Max: 1.5
Current: 1.18
0.59
1.5
P/S 1.04
AFG's P/S is ranked higher than
58% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.12 vs. AFG: 1.04 )
Ranked among companies with meaningful P/S only.
AFG' s 10-Year P/S Range
Min: 0.36  Med: 0.80 Max: 1.06
Current: 1.04
0.36
1.06
PFCF 4.43
AFG's PFCF is ranked higher than
87% of the 85 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.98 vs. AFG: 4.43 )
Ranked among companies with meaningful PFCF only.
AFG' s 10-Year PFCF Range
Min: 1.56  Med: 4.34 Max: 23.18
Current: 4.43
1.56
23.18
POCF 4.26
AFG's POCF is ranked higher than
90% of the 104 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.36 vs. AFG: 4.26 )
Ranked among companies with meaningful POCF only.
AFG' s 10-Year POCF Range
Min: 1.49  Med: 4.12 Max: 14.24
Current: 4.26
1.49
14.24
EV-to-EBIT 10.26
AFG's EV-to-EBIT is ranked lower than
65% of the 111 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.42 vs. AFG: 10.26 )
Ranked among companies with meaningful EV-to-EBIT only.
AFG' s 10-Year EV-to-EBIT Range
Min: -18.9  Med: 6.00 Max: 12.5
Current: 10.26
-18.9
12.5
PEG 11.64
AFG's PEG is ranked lower than
96% of the 53 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.77 vs. AFG: 11.64 )
Ranked among companies with meaningful PEG only.
AFG' s 10-Year PEG Range
Min: 0.17  Med: 1.03 Max: 16.61
Current: 11.64
0.17
16.61
Shiller P/E 14.48
AFG's Shiller P/E is ranked higher than
72% of the 94 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.54 vs. AFG: 14.48 )
Ranked among companies with meaningful Shiller P/E only.
AFG' s 10-Year Shiller P/E Range
Min: 4.36  Med: 11.24 Max: 21.28
Current: 14.48
4.36
21.28
Days Sales Outstanding 94.78
AFG's Days Sales Outstanding is ranked lower than
63% of the 78 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 86.93 vs. AFG: 94.78 )
Ranked among companies with meaningful Days Sales Outstanding only.
AFG' s 10-Year Days Sales Outstanding Range
Min: 43.42  Med: 54.62 Max: 114.94
Current: 94.78
43.42
114.94

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.46
AFG's Dividend Yield is ranked lower than
102% of the 176 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 3.97 vs. AFG: 1.46 )
Ranked among companies with meaningful Dividend Yield only.
AFG' s 10-Year Dividend Yield Range
Min: 1.01  Med: 1.58 Max: 3.85
Current: 1.46
1.01
3.85
Dividend Payout 0.23
AFG's Dividend Payout is ranked higher than
68% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.33 vs. AFG: 0.23 )
Ranked among companies with meaningful Dividend Payout only.
AFG' s 10-Year Dividend Payout Range
Min: 0.05  Med: 0.19 Max: 6.19
Current: 0.23
0.05
6.19
Dividend growth (3y) 11.10
AFG's Dividend growth (3y) is ranked higher than
62% of the 76 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.10 vs. AFG: 11.10 )
Ranked among companies with meaningful Dividend growth (3y) only.
AFG' s 10-Year Dividend growth (3y) Range
Min: -20.7  Med: 6.30 Max: 14.5
Current: 11.1
-20.7
14.5
Yield on cost (5-Year) 2.55
AFG's Yield on cost (5-Year) is ranked lower than
91% of the 174 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 4.51 vs. AFG: 2.55 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
AFG' s 10-Year Yield on cost (5-Year) Range
Min: 1.76  Med: 2.76 Max: 6.72
Current: 2.55
1.76
6.72
Share Buyback Rate 4.00
AFG's Share Buyback Rate is ranked higher than
79% of the 89 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -0.20 vs. AFG: 4.00 )
Ranked among companies with meaningful Share Buyback Rate only.
AFG' s 10-Year Share Buyback Rate Range
Min: 41.9  Med: 0.30 Max: -9
Current: 4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.25
AFG's Price/Tangible Book is ranked higher than
60% of the 121 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.40 vs. AFG: 1.25 )
Ranked among companies with meaningful Price/Tangible Book only.
AFG' s 10-Year Price/Tangible Book Range
Min: 0.72  Med: 1.17 Max: 2.09
Current: 1.25
0.72
2.09
Price/Projected FCF 0.46
AFG's Price/Projected FCF is ranked higher than
86% of the 90 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.77 vs. AFG: 0.46 )
Ranked among companies with meaningful Price/Projected FCF only.
AFG' s 10-Year Price/Projected FCF Range
Min: 0.19  Med: 0.34 Max: 0.49
Current: 0.46
0.19
0.49
Price/DCF (Earnings Based) 1.23
AFG's Price/DCF (Earnings Based) is ranked lower than
78% of the 9 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.93 vs. AFG: 1.23 )
Ranked among companies with meaningful Price/DCF (Earnings Based) only.
N/A
Price/Median PS Value 1.31
AFG's Price/Median PS Value is ranked lower than
73% of the 124 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.08 vs. AFG: 1.31 )
Ranked among companies with meaningful Price/Median PS Value only.
AFG' s 10-Year Price/Median PS Value Range
Min: 0.46  Med: 0.84 Max: 1.29
Current: 1.31
0.46
1.29
Price/Graham Number 1.00
AFG's Price/Graham Number is ranked lower than
59% of the 108 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.88 vs. AFG: 1.00 )
Ranked among companies with meaningful Price/Graham Number only.
AFG' s 10-Year Price/Graham Number Range
Min: 0.43  Med: 0.76 Max: 5.91
Current: 1
0.43
5.91
Earnings Yield (Greenblatt) (%) 9.57
AFG's Earnings Yield (Greenblatt) (%) is ranked lower than
57% of the 126 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.10 vs. AFG: 9.57 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
AFG' s 10-Year Earnings Yield (Greenblatt) (%) Range
Min: 8  Med: 16.40 Max: 30.9
Current: 9.57
8
30.9
Forward Rate of Return (Yacktman) (%) 14.93
AFG's Forward Rate of Return (Yacktman) (%) is ranked lower than
52% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 17.09 vs. AFG: 14.93 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
AFG' s 10-Year Forward Rate of Return (Yacktman) (%) Range
Min: 14.5  Med: 29.90 Max: 74.5
Current: 14.93
14.5
74.5

Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty
Compare:RLI, TRV, MBI, QBIEY, TKOMY » details
Traded in other countries:QFI.Germany,
American Financial Group Inc incorporated in the year 1997. The Company is a holding company that, through its subsidiaries is engaged in property and casualty insurance, specialized commercial products for businesses, and sale of fixed and fixed-indexed annuities in the individual, bank and education markets. The Company manages its business in five segments; property and casualty insurance, annuity, run-off long-term care and life, Medicare supplement and critical illness and other, which includes holding company assets and costs, and the assets and operations attributable to the non-controlling interests of the managed investment entities. The Company reports its property and casualty insurance business in the following Specialty sub-segments: Property and transportation, which includes physical damage and liability coverage for buses, trucks and recreational vehicles, inland and ocean marine, agricultural-related products and other property coverages, Specialty casualty, which includes excess and surplus, general liability, executive liability, umbrella and excess liability, customized programs for small to mid-sized businesses and workers' compensation, and Specialty financial, which includes risk management insurance programs for lending and leasing institutions (including collateral and mortgage protection insurance), surety and fidelity products and trade credit insurance. The Company's annuity business markets traditional fixed and fixed-indexed annuities in the individual, bank and education markets. AFG's reportable segments and their components were determined based primarily upon similar economic characteristics, products and services. The Company sells its individual single premium annuities, excluding bank production, mainly through a network of approximately 65 national marketing organizations ('NMOs') and managing general agents ('MGAs') who, in turn, direct over 1,500 actively producing agents. It also sells single premium annuities in banks through direct relationships with certain financial institutions, as well as through independent agents and brokers. The Company's property and casualty insurance businesses compete with other individual insurers, state funds and insurance groups of varying sizes, some of which are mutual insurance companies possessing competitive advantages in that all their profits inure to their policyholders. Its Annuity business competes with other insurers and financial institutions. The Company is subject to comprehensive regulation by government agencies in the states and countries where its insurance company subsidiaries are domiciled and where these subsidiaries issue policies and handle claims.
» More Articles for AFG

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