Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash to Debt 0.50
ALTE's Cash to Debt is ranked lower than
70% of the 153 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.26 vs. ALTE: 0.50 )
ALTE' s 10-Year Cash to Debt Range
Min: 0.5   Max: No Debt
Current: 0.5

Equity to Asset 0.26
ALTE's Equity to Asset is ranked lower than
71% of the 151 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.09 vs. ALTE: 0.26 )
ALTE' s 10-Year Equity to Asset Range
Min: 0.18   Max: 0.43
Current: 0.26

0.18
0.43
Interest Coverage 4.40
ALTE's Interest Coverage is ranked lower than
85% of the 126 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.97 vs. ALTE: 4.40 )
ALTE' s 10-Year Interest Coverage Range
Min: 1   Max: 1000
Current: 4.4

1
1000
F-Score: 5
Z-Score: 0.53
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 9.40
ALTE's Operating margin (%) is ranked lower than
72% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.85 vs. ALTE: 9.40 )
ALTE' s 10-Year Operating margin (%) Range
Min: -23.3   Max: 29
Current: 9.4

-23.3
29
Net-margin (%) 8.70
ALTE's Net-margin (%) is ranked lower than
72% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.40 vs. ALTE: 8.70 )
ALTE' s 10-Year Net-margin (%) Range
Min: -23.5   Max: 25.5
Current: 8.7

-23.5
25.5
ROE (%) 5.10
ALTE's ROE (%) is ranked lower than
72% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.12 vs. ALTE: 5.10 )
ALTE' s 10-Year ROE (%) Range
Min: -13.7   Max: 19.1
Current: 5.1

-13.7
19.1
ROA (%) 1.30
ALTE's ROA (%) is ranked lower than
72% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.83 vs. ALTE: 1.30 )
ALTE' s 10-Year ROA (%) Range
Min: -2.4   Max: 4.6
Current: 1.3

-2.4
4.6
ROC (Joel Greenblatt) (%) 66534.60
ALTE's ROC (Joel Greenblatt) (%) is ranked lower than
83% of the 129 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 169.57 vs. ALTE: 66534.60 )
ALTE' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 66534.6   Max: 66534.6
Current: 66534.6

Revenue Growth (%) -2.90
ALTE's Revenue Growth (%) is ranked lower than
79% of the 136 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.50 vs. ALTE: -2.90 )
ALTE' s 10-Year Revenue Growth (%) Range
Min: -14.7   Max: 6.1
Current: -2.9

-14.7
6.1
EBITDA Growth (%) -19.00
ALTE's EBITDA Growth (%) is ranked lower than
86% of the 125 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.00 vs. ALTE: -19.00 )
ALTE' s 10-Year EBITDA Growth (%) Range
Min: -19   Max: 9.8
Current: -19

-19
9.8
EPS Growth (%) -23.90
ALTE's EPS Growth (%) is ranked lower than
93% of the 115 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.90 vs. ALTE: -23.90 )
ALTE' s 10-Year EPS Growth (%) Range
Min: -23.9   Max: 14.6
Current: -23.9

-23.9
14.6
» ALTE's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2012

ALTE Guru Trades in Q3 2012

Steven Cohen 81,934 sh (New)
NWQ Managers 675,970 sh (+23.14%)
Chuck Royce 2,057,261 sh (-15.36%)
Louis Moore Bacon 780,451 sh (-38.34%)
» More
Q4 2012

ALTE Guru Trades in Q4 2012

Jean-Marie Eveillard 85,411 sh (New)
NWQ Managers 1,099,504 sh (+62.66%)
Jeremy Grantham 171,514 sh (unchged)
Louis Moore Bacon Sold Out
Steven Cohen Sold Out
Chuck Royce 155,944 sh (-92.42%)
» More
Q1 2013

ALTE Guru Trades in Q1 2013

Mario Gabelli 12,100 sh (New)
Jim Simons 257,600 sh (New)
Jeremy Grantham 419,228 sh (+144.43%)
Jean-Marie Eveillard 183,003 sh (+114.26%)
Chuck Royce Sold Out
NWQ Managers 209,060 sh (-80.99%)
» More
Q2 2013

ALTE Guru Trades in Q2 2013

Jean-Marie Eveillard Sold Out
Jeremy Grantham Sold Out
Mario Gabelli Sold Out
NWQ Managers Sold Out
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with ALTE

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Jean-Marie Eveillard 2013-03-31 Add 114.26%0.01%$28.19 - $31.81 $ 32.556%183003
Jean-Marie Eveillard 2012-12-31 New Buy0.01%$22.11 - $28.18 $ 32.5536%85411
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 22.90
ALTE's P/E(ttm) is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.90 vs. ALTE: 22.90 )
ALTE' s 10-Year P/E(ttm) Range
Min: 3.85   Max: 732.5
Current: 22.9

3.85
732.5
P/B 1.10
ALTE's P/B is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.04 vs. ALTE: 1.10 )
ALTE' s 10-Year P/B Range
Min: 0.44   Max: 1.37
Current: 1.1

0.44
1.37
P/S 1.94
ALTE's P/S is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.58 vs. ALTE: 1.94 )
ALTE' s 10-Year P/S Range
Min: 0.61   Max: 2
Current: 1.94

0.61
2
PFCF 10.20
ALTE's PFCF is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.10 vs. ALTE: 10.20 )
ALTE' s 10-Year PFCF Range
Min: 0.65   Max: 17.48
Current: 10.2

0.65
17.48
EV-to-EBIT 22.70
ALTE's EV-to-EBIT is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.18 vs. ALTE: 22.70 )
ALTE' s 10-Year EV-to-EBIT Range
Min: 1.8   Max: 262.4
Current: 22.7

1.8
262.4
Shiller P/E 15.40
ALTE's Shiller P/E is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 22.91 vs. ALTE: 15.40 )
ALTE' s 10-Year Shiller P/E Range
Min: 3.98   Max: 15.55
Current: 15.4

3.98
15.55
Current Ratio 0.44
ALTE's Current Ratio is ranked lower than
1783% of the 6 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 244.53 vs. ALTE: 0.44 )
ALTE' s 10-Year Current Ratio Range
Min: 0   Max: 0
Current: 0.44

Quick Ratio 0.45
ALTE's Quick Ratio is ranked lower than
1783% of the 6 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 244.53 vs. ALTE: 0.45 )
ALTE' s 10-Year Quick Ratio Range
Min: 0   Max: 0
Current: 0.45

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.90
ALTE's Dividend Yield is ranked lower than
82% of the 130 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.86 vs. ALTE: 1.90 )
ALTE' s 10-Year Dividend Yield Range
Min: 0.37   Max: 3.61
Current: 1.9

0.37
3.61
Dividend Payout 0.38
ALTE's Dividend Payout is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ALTE: 0.38 )
ALTE' s 10-Year Dividend Payout Range
Min: 0.03   Max: 1.29
Current: 0.38

0.03
1.29
Dividend growth (3y) 12.10
ALTE's Dividend growth (3y) is ranked lower than
123% of the 87 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.10 vs. ALTE: 12.10 )
ALTE' s 10-Year Dividend growth (3y) Range
Min: 8.3   Max: 27.8
Current: 12.1

8.3
27.8
Yield on cost (5-Year) 3.56
ALTE's Yield on cost (5-Year) is ranked lower than
83% of the 129 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.95 vs. ALTE: 3.56 )
ALTE' s 10-Year Yield on cost (5-Year) Range
Min: 0.69   Max: 6.77
Current: 3.56

0.69
6.77
Share Buyback Rate -14.50
ALTE's Share Buyback Rate is ranked lower than
103% of the 104 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.50 vs. ALTE: -14.50 )
ALTE' s 10-Year Share Buyback Rate Range
Min: 1.1   Max: -16.8
Current: -14.5

Valuation & Return

vs
industry
vs
history
Price/Net Current Asset Value 5.80
ALTE's Price/Net Current Asset Value is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ALTE: 5.80 )
ALTE' s 10-Year Price/Net Current Asset Value Range
Min: 1   Max: 20.6
Current: 5.8

1
20.6
Price/Tangible Book 1.10
ALTE's Price/Tangible Book is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.59 vs. ALTE: 1.10 )
ALTE' s 10-Year Price/Tangible Book Range
Min: 0.7   Max: 1.2
Current: 1.1

0.7
1.2
Price/DCF (Projected) 0.60
ALTE's Price/DCF (Projected) is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.81 vs. ALTE: 0.60 )
ALTE' s 10-Year Price/DCF (Projected) Range
Min: 0.2   Max: 0.5
Current: 0.6

0.2
0.5
Price/Median PS Value 1.60
ALTE's Price/Median PS Value is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.16 vs. ALTE: 1.60 )
ALTE' s 10-Year Price/Median PS Value Range
Min: 0.7   Max: 1.4
Current: 1.6

0.7
1.4
Price/Graham Number 1.10
ALTE's Price/Graham Number is ranked lower than
66% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.90 vs. ALTE: 1.10 )
ALTE' s 10-Year Price/Graham Number Range
Min: 0.4   Max: 2.9
Current: 1.1

0.4
2.9
Earnings Yield (Greenblatt) 4.40
ALTE's Earnings Yield (Greenblatt) is ranked lower than
70% of the 153 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.60 vs. ALTE: 4.40 )
ALTE' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 54.3
Current: 4.4

0.4
54.3
Forward Rate of Return (Yacktman) 12.48
ALTE's Forward Rate of Return (Yacktman) is ranked lower than
99% of the 108 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 16.77 vs. ALTE: 12.48 )
ALTE' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 14.8   Max: 85.7
Current: 12.48

14.8
85.7

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, ALIZF, AXAHY, ZFSVF, AIZ » details

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide