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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 1.34
ANAT's Cash to Debt is ranked lower than
76% of the 163 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ANAT: 1.34 )
Ranked among companies with meaningful Cash to Debt only.
ANAT' s Cash to Debt Range Over the Past 10 Years
Min: 0.26  Med: 1.76 Max: N/A
Current: 1.34
Equity to Asset 0.19
ANAT's Equity to Asset is ranked lower than
60% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.23 vs. ANAT: 0.19 )
Ranked among companies with meaningful Equity to Asset only.
ANAT' s Equity to Asset Range Over the Past 10 Years
Min: 0.16  Med: 0.20 Max: 0.34
Current: 0.19
0.16
0.34
F-Score: 4
WACC vs ROIC
11.07%
5.03%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 9.52
ANAT's Operating margin (%) is ranked lower than
51% of the 158 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.58 vs. ANAT: 9.52 )
Ranked among companies with meaningful Operating margin (%) only.
ANAT' s Operating margin (%) Range Over the Past 10 Years
Min: -11.9  Med: 9.94 Max: 12.77
Current: 9.52
-11.9
12.77
Net-margin (%) 8.50
ANAT's Net-margin (%) is ranked higher than
53% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.74 vs. ANAT: 8.50 )
Ranked among companies with meaningful Net-margin (%) only.
ANAT' s Net-margin (%) Range Over the Past 10 Years
Min: -6.11  Med: 7.08 Max: 8.77
Current: 8.5
-6.11
8.77
ROE (%) 5.63
ANAT's ROE (%) is ranked lower than
70% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.15 vs. ANAT: 5.63 )
Ranked among companies with meaningful ROE (%) only.
ANAT' s ROE (%) Range Over the Past 10 Years
Min: -4.48  Med: 5.49 Max: 7.86
Current: 5.63
-4.48
7.86
ROA (%) 1.07
ANAT's ROA (%) is ranked lower than
60% of the 161 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.97 vs. ANAT: 1.07 )
Ranked among companies with meaningful ROA (%) only.
ANAT' s ROA (%) Range Over the Past 10 Years
Min: -0.84  Med: 0.96 Max: 1.54
Current: 1.07
-0.84
1.54
EBITDA Growth (3Y)(%) 7.10
ANAT's EBITDA Growth (3Y)(%) is ranked lower than
57% of the 92 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.40 vs. ANAT: 7.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
ANAT' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: -48.00 Max: 81.8
Current: 7.1
0
81.8
EPS Growth (3Y)(%) 8.70
ANAT's EPS Growth (3Y)(%) is ranked lower than
56% of the 95 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 13.60 vs. ANAT: 8.70 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
ANAT' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -60.4  Med: 8.00 Max: 141.1
Current: 8.7
-60.4
141.1
» ANAT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

ANAT Guru Trades in Q1 2015

Jim Simons 79,700 sh (+220.09%)
Donald Smith 1,684,739 sh (+11.24%)
Tweedy Browne Global Value 75,700 sh (unchged)
Tweedy Browne 380,345 sh (-0.79%)
Chuck Royce 154,793 sh (-3.01%)
» More
Q2 2015

ANAT Guru Trades in Q2 2015

Jim Simons 92,747 sh (+16.37%)
Donald Smith 1,727,856 sh (+2.56%)
Tweedy Browne Global Value 75,700 sh (unchged)
Tweedy Browne 378,230 sh (-0.56%)
Chuck Royce 148,593 sh (-4.01%)
» More
Q3 2015

ANAT Guru Trades in Q3 2015

Tweedy Browne Global Value 75,700 sh (unchged)
Jim Simons 90,493 sh (-2.43%)
Tweedy Browne 356,417 sh (-5.77%)
Donald Smith 1,402,952 sh (-18.80%)
Chuck Royce 25,688 sh (-82.71%)
» More
Q4 2015

ANAT Guru Trades in Q4 2015

Tweedy Browne Global Value 75,700 sh (unchged)
Donald Smith 1,363,157 sh (-2.84%)
» More
» Details

Insider Trades

Latest Guru Trades with ANAT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Top Ranked Articles about American National Insurance Company

Donald Smith Cuts Stakes in AerCap Holdings and American National Insurance Guru also reduces American International Group and JetBlue Airways
Donald G. Smith is the CIO of Donald Smith (Trades, Portfolio) & Co. In 1980, Smith became the CIO of Home Insurance Company and president of Home Portfolio Advisors Inc., which he bought in 1983 and changed the name to Donald Smith (Trades, Portfolio) & Co. Inc. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 10.18
ANAT's P/E(ttm) is ranked higher than
58% of the 214 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.18 vs. ANAT: 10.18 )
Ranked among companies with meaningful P/E(ttm) only.
ANAT' s P/E(ttm) Range Over the Past 10 Years
Min: 8.71  Med: 12.31 Max: 208.45
Current: 10.18
8.71
208.45
Forward P/E 8.75
ANAT's Forward P/E is ranked higher than
57% of the 127 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.03 vs. ANAT: 8.75 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 10.18
ANAT's PE(NRI) is ranked higher than
61% of the 152 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.30 vs. ANAT: 10.18 )
Ranked among companies with meaningful PE(NRI) only.
ANAT' s PE(NRI) Range Over the Past 10 Years
Min: 8.71  Med: 12.25 Max: 205.93
Current: 10.18
8.71
205.93
P/B 0.58
ANAT's P/B is ranked higher than
88% of the 242 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.09 vs. ANAT: 0.58 )
Ranked among companies with meaningful P/B only.
ANAT' s P/B Range Over the Past 10 Years
Min: 0.31  Med: 0.69 Max: 1.16
Current: 0.58
0.31
1.16
P/S 0.87
ANAT's P/S is ranked higher than
54% of the 251 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.96 vs. ANAT: 0.87 )
Ranked among companies with meaningful P/S only.
ANAT' s P/S Range Over the Past 10 Years
Min: 0.38  Med: 0.93 Max: 1.81
Current: 0.87
0.38
1.81
PFCF 6.48
ANAT's PFCF is ranked higher than
56% of the 174 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.77 vs. ANAT: 6.48 )
Ranked among companies with meaningful PFCF only.
ANAT' s PFCF Range Over the Past 10 Years
Min: 3.18  Med: 5.73 Max: 26.09
Current: 6.48
3.18
26.09
POCF 5.74
ANAT's POCF is ranked higher than
57% of the 204 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.65 vs. ANAT: 5.74 )
Ranked among companies with meaningful POCF only.
ANAT' s POCF Range Over the Past 10 Years
Min: 2.92  Med: 5.45 Max: 24.58
Current: 5.74
2.92
24.58
EV-to-EBIT 7.22
ANAT's EV-to-EBIT is ranked higher than
56% of the 213 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.90 vs. ANAT: 7.22 )
Ranked among companies with meaningful EV-to-EBIT only.
ANAT' s EV-to-EBIT Range Over the Past 10 Years
Min: -201.9  Med: 7.00 Max: 32.3
Current: 7.22
-201.9
32.3
EV-to-EBITDA 6.25
ANAT's EV-to-EBITDA is ranked higher than
61% of the 213 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.59 vs. ANAT: 6.25 )
Ranked among companies with meaningful EV-to-EBITDA only.
ANAT' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2488.4  Med: 6.40 Max: 51.3
Current: 6.25
-2488.4
51.3
PEG 0.27
ANAT's PEG is ranked higher than
87% of the 53 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.99 vs. ANAT: 0.27 )
Ranked among companies with meaningful PEG only.
ANAT' s PEG Range Over the Past 10 Years
Min: 0.48  Med: 0.69 Max: 1.35
Current: 0.27
0.48
1.35
Shiller P/E 15.41
ANAT's Shiller P/E is ranked lower than
74% of the 46 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.30 vs. ANAT: 15.41 )
Ranked among companies with meaningful Shiller P/E only.
ANAT' s Shiller P/E Range Over the Past 10 Years
Min: 6.33  Med: 15.63 Max: 24.16
Current: 15.41
6.33
24.16

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.29
ANAT's Dividend Yield is ranked lower than
74% of the 252 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.21 vs. ANAT: 3.29 )
Ranked among companies with meaningful Dividend Yield only.
ANAT' s Dividend Yield Range Over the Past 10 Years
Min: 1.43  Med: 2.95 Max: 8.71
Current: 3.29
1.43
8.71
Dividend Payout 0.33
ANAT's Dividend Payout is ranked higher than
72% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.46 vs. ANAT: 0.33 )
Ranked among companies with meaningful Dividend Payout only.
ANAT' s Dividend Payout Range Over the Past 10 Years
Min: 0.16  Med: 0.38 Max: 3.22
Current: 0.33
0.16
3.22
Forward Dividend Yield 3.36
ANAT's Forward Dividend Yield is ranked lower than
69% of the 246 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.36 vs. ANAT: 3.36 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 3.29
ANAT's Yield on cost (5-Year) is ranked lower than
75% of the 252 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.63 vs. ANAT: 3.29 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
ANAT' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 1.43  Med: 2.95 Max: 8.71
Current: 3.29
1.43
8.71
3-Year Average Share Buyback Ratio -0.30
ANAT's 3-Year Average Share Buyback Ratio is ranked higher than
57% of the 67 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.60 vs. ANAT: -0.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ANAT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.3  Med: -0.10 Max: 0.2
Current: -0.3
-0.3
0.2

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 0.58
ANAT's Price/Tangible Book is ranked higher than
88% of the 233 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.26 vs. ANAT: 0.58 )
Ranked among companies with meaningful Price/Tangible Book only.
ANAT' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.44  Med: 0.72 Max: 1.12
Current: 0.58
0.44
1.12
Price/Projected FCF 0.33
ANAT's Price/Projected FCF is ranked higher than
72% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.57 vs. ANAT: 0.33 )
Ranked among companies with meaningful Price/Projected FCF only.
ANAT' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.3  Med: 0.72 Max: 1.4
Current: 0.33
0.3
1.4
Price/Median PS Value 0.93
ANAT's Price/Median PS Value is ranked higher than
56% of the 227 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.09 vs. ANAT: 0.93 )
Ranked among companies with meaningful Price/Median PS Value only.
ANAT' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.61  Med: 1.04 Max: 1.89
Current: 0.93
0.61
1.89
Price/Peter Lynch Fair Value 1.20
ANAT's Price/Peter Lynch Fair Value is ranked lower than
69% of the 68 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. ANAT: 1.20 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
ANAT' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.36  Med: 0.67 Max: 13.65
Current: 1.2
0.36
13.65
Price/Graham Number 0.51
ANAT's Price/Graham Number is ranked higher than
87% of the 213 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.79 vs. ANAT: 0.51 )
Ranked among companies with meaningful Price/Graham Number only.
ANAT' s Price/Graham Number Range Over the Past 10 Years
Min: 0.35  Med: 0.63 Max: 2.91
Current: 0.51
0.35
2.91
Earnings Yield (Greenblatt) (%) 13.86
ANAT's Earnings Yield (Greenblatt) (%) is ranked higher than
62% of the 149 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.40 vs. ANAT: 13.86 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
ANAT' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 3.1  Med: 13.60 Max: 20
Current: 13.86
3.1
20
Forward Rate of Return (Yacktman) (%) 26.09
ANAT's Forward Rate of Return (Yacktman) (%) is ranked higher than
70% of the 53 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 14.47 vs. ANAT: 26.09 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
ANAT' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 6.2  Med: 16.70 Max: 40.3
Current: 26.09
6.2
40.3

More Statistics

Revenue(Mil) $2951
EPS $ 9.31
Beta1.29
Short Percentage of Float0.48%
52-Week Range $92.04 - 109.81
Shares Outstanding(Mil)26.89

Business Description

Industry: Insurance » Insurance - Diversified
Compare:BRK.A, AZSEY, AXAHF, ZFSVF, AIZ » details
American National Insurance Company was founded in 1905. The Company's core businesses are life insurance, annuities and property and casualty insurance. It also offers limited health insurance. The Company provides personalized service to approximately six million policyholders throughout the United States, Puerto Rico, Guam, and American Samoa. The Company organizes business into following operating segments; Life, Annuity, Health, Property and Casualty. Life segment markets whole, term, universal, indexed and variable life insurance on a national basis mainly through career and multiple-line agents, as well as independent agents and direct marketing channels. Annuity segment offers fixed, indexed, and variable annuity products. These products are mainly sold through independent agents, brokers, and financial institutions, along with multiple-line and career agents. In Health segment, primary lines of business are Medicare supplement, stop loss, other supplemental health products and credit disability insurance. Health products are distributed through independent agents and managing general underwriters. Property and Casualty segment writes personal, agricultural and commercial coverages and credit-related property insurance. These products are mainly sold through multiple-line and independent agents. The Company competes with various domestic and foreign insurance companies, many of which offer one or more similar products. It also competes with domestic and foreign securities firms, investment advisors, mutual funds, banks and other financial institutions. The Company's insurance operations are subject to extensive regulation, mainly at the state level.
» More Articles for ANAT

Headlines

Articles On GuruFocus.com
Donald Smith Cuts Stakes in AerCap Holdings and American National Insurance Dec 08 2015 
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HCC Insurance Dividend Analysis: Strength in Its Financials Oct 07 2010 
American National Insurance Company (ANAT) President and COO George Richard Ferdinandtsen buys 3,000 Aug 04 2010 
IRWIN MICHAEL: VOLATILITY WILL CONTINUE: Updates on American National Insurance Co. and Fortress Pap Jul 04 2010 
American National Insurance Company Reports Operating Results (10-Q) Nov 06 2009 
Tweedy Browne Buys Sysco Corp., Johnson & Johnson, Philip Morris International, Sells Urstadt Biddle Aug 10 2009 
American National Insurance Company Reports Operating Results (10-Q) Aug 07 2009 
Weekly Guru Bargains Highlights: Newell Rubbermaid Inc., StanCorp Financial Group Inc., Wabtec, Amer Mar 28 2009 
Tweedy Browne Buys Emerson Electric Co., Union Pacific Corp., 3M Company, Sells Wells Fargo & Compan Feb 05 2009 

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