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19.4 (1y: +3%)
Market Cap 4.51 B P/E(ttm) 10.90
Enterprise Value 10.35 B P/B 1.80
BCA- NYSE (USA)
Corpbanca SA
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$19.40
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GuruFocus Financial Strength Rank measures how strong a companyÂ’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry		 vs
history
Cash to Debt No Debt
BCA's Cash to Debt is ranked higher than
98% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.85 vs. BCA: No Debt )
BCA' s 10-Year Cash to Debt Range
Min: 0.07   Max: No Debt
Current: No Debt
Equity to Asset 0.034
BCA's Equity to Asset is ranked lower than
72% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.09 vs. BCA: 0.034 )
BCA' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.14
Current: 0.03
0.03
0.14
Interest Coverage No Debt
BCA's Interest Coverage is ranked lower than
100% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 10000.00 vs. BCA: No Debt )
BCA' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 2
Z-Score: 0.33
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyÂ’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry		 vs
history
Operating margin (%) 30.60
BCA's Operating margin (%) is ranked higher than
83% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 25.80 vs. BCA: 30.60 )
BCA' s 10-Year Operating margin (%) Range
Min: 23   Max: 46.6
Current: 30.6
23
46.6
Net-margin (%) 25.8
BCA's Net-margin (%) is ranked higher than
90% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 18.10 vs. BCA: 25.8 )
BCA' s 10-Year Net-margin (%) Range
Min: 17.7   Max: 52.4
Current: 25.8
17.7
52.4
ROE (%) 12.7
BCA's ROE (%) is ranked higher than
99% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 6.80 vs. BCA: 12.7 )
BCA' s 10-Year ROE (%) Range
Min: 9   Max: 22.3
Current: 12.7
9
22.3
ROA (%) 0.9
BCA's ROA (%) is ranked higher than
96% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.80 vs. BCA: 0.9 )
BCA' s 10-Year ROA (%) Range
Min: 0.9   Max: 1.8
Current: 0.9
0.9
1.8
ROC (Joel Greenblatt) (%) 223.80
BCA's ROC (Joel Greenblatt) (%) is ranked lower than
61% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 45.20 vs. BCA: 223.80 )
BCA' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 13.9   Max: 223.8
Current: 223.8
13.9
223.8
Revenue Growth (%) 5.8
BCA's Revenue Growth (%) is ranked higher than
68% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.70 vs. BCA: 5.8 )
BCA' s 10-Year Revenue Growth (%) Range
Min: -2   Max: 15.4
Current: 5.8
-2
15.4
EBITDA Growth (%) 4.1
BCA's EBITDA Growth (%) is ranked higher than
68% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.10 vs. BCA: 4.1 )
BCA' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 22
Current: 4.1
0
22
EPS Growth (%) 2.6
BCA's EPS Growth (%) is ranked higher than
52% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.40 vs. BCA: 2.6 )
BCA' s 10-Year EPS Growth (%) Range
Min: -10.1   Max: 30.4
Current: 2.6
-10.1
30.4
» BCA's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q1 2012

BCA Guru Trades in Q1 2012

Jim Simons 21,432 sh (-18.81%)
» More
Q2 2012

BCA Guru Trades in Q2 2012

Jim Simons 19,332 sh (-9.8%)
» More
Q3 2012

BCA Guru Trades in Q3 2012

Jim Simons 15,232 sh (-21.21%)
» More
Q4 2012

BCA Guru Trades in Q4 2012

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with BCA



No Insider Trades Found!

Ratios

vs
industry		 vs
history
P/E(ttm) 10.90
BCA's P/E(ttm) is ranked lower than
120% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 13.43 vs. BCA: 10.90 )
BCA' s 10-Year P/E(ttm) Range
Min: 5.66   Max: 832.33
Current: 10.9
5.66
832.33
P/B 1.80
BCA's P/B is ranked lower than
129% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.90 vs. BCA: 1.80 )
BCA' s 10-Year P/B Range
Min: 0.64   Max: 3.92
Current: 1.8
0.64
3.92
P/S 3.83
BCA's P/S is ranked lower than
126% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.20 vs. BCA: 3.83 )
BCA' s 10-Year P/S Range
Min: 0.98   Max: 7.95
Current: 3.83
0.98
7.95
EV-to-EBIT 34.5
BCA's EV-to-EBIT is ranked higher than
65% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 16.90 vs. BCA: 34.5 )
BCA' s 10-Year EV-to-EBIT Range
Min: 14.3   Max: 30.4
Current: 34.5
14.3
30.4
PEG 1.5
BCA's PEG is ranked lower than
95% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.29 vs. BCA: 1.5 )
BCA' s 10-Year PEG Range
Min: 0.43   Max: 1.5
Current: 1.5
0.43
1.5
Shiller P/E 19.6
BCA's Shiller P/E is ranked lower than
96% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 14.60 vs. BCA: 19.6 )
BCA' s 10-Year Shiller P/E Range
Min: 17.51   Max: 22.85
Current: 19.6
17.51
22.85

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.29
BCA's Dividend Yield is ranked lower than
123% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 2.20 vs. BCA: 2.29 )
BCA' s 10-Year Dividend Yield Range
Min: 3.3   Max: 11.39
Current: 2.29
3.3
11.39
Dividend Payout 0.9316
BCA's Dividend Payout is ranked lower than
122% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.42 vs. BCA: 0.9316 )
BCA' s 10-Year Dividend Payout Range
Min: 235.51   Max: 447.37
Current: 0.93
235.51
447.37
Dividend growth (3y) 20.2
BCA's Dividend growth (3y) is ranked higher than
98% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -21.50 vs. BCA: 20.2 )
BCA' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 26.1
Current: 20.2
0
26.1
Yield on cost (5-Year) 7.47
BCA's Yield on cost (5-Year) is ranked higher than
99% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.92 vs. BCA: 7.47 )
BCA' s 10-Year Yield on cost (5-Year) Range
Min: 11.21   Max: 38.68
Current: 7.47
11.21
38.68
Share Buyback Rate -5.9
BCA's Share Buyback Rate is ranked higher than
56% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: -1.75 vs. BCA: -5.9 )
BCA' s 10-Year Share Buyback Rate Range
Min: 0.6   Max: -7.4
Current: -5.9

Valuation & Return

vs
industry		 vs
history
Price/Net Cash 2.8
BCA's Price/Net Cash is ranked lower than
109% of the 837 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.45 vs. BCA: 2.8 )
BCA' s 10-Year Price/Net Cash Range
Min: 2.9   Max: 10.6
Current: 2.8
2.9
10.6
Price/Net Current Asset Value 485
BCA's Price/Net Current Asset Value is ranked lower than
112% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 11.70 vs. BCA: 485 )
BCA' s 10-Year Price/Net Current Asset Value Range
Min: 506.3   Max: 1387.8
Current: 485
506.3
1387.8
Price/Tangible Book 3.7
BCA's Price/Tangible Book is ranked higher than
94% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BCA: 3.7 )
BCA' s 10-Year Price/Tangible Book Range
Min: 0.9   Max: 3.9
Current: 3.7
0.9
3.9
Price/DCF (Projected) 0.5
BCA's Price/DCF (Projected) is ranked lower than
92% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.50 vs. BCA: 0.5 )
BCA' s 10-Year Price/DCF (Projected) Range
Min: 0   Max: 0
Current: 0.5
Price/Median PS Value 1
BCA's Price/Median PS Value is ranked higher than
100% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.80 vs. BCA: 1 )
BCA' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 2
Current: 1
0.3
2
Price/Peter Lynch Fair Value 0.5
BCA's Price/Peter Lynch Fair Value is ranked higher than
93% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 1.00 vs. BCA: 0.5 )
BCA' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0   Max: 0
Current: 0.5
Price/Graham Number 0.1
BCA's Price/Graham Number is ranked higher than
68% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 0.80 vs. BCA: 0.1 )
BCA' s 10-Year Price/Graham Number Range
Min: 0.1   Max: 0.1
Current: 0.1
Earnings Yield (Greenblatt) 2.90
BCA's Earnings Yield (Greenblatt) is ranked lower than
98% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 5.80 vs. BCA: 2.90 )
BCA' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.8   Max: 7
Current: 2.9
2.8
7
Forward Rate of Return (Yacktman) 27.52
BCA's Forward Rate of Return (Yacktman) is ranked higher than
62% of the 811 Companies
in the Global Banks - Regional - Latin America industry.

( Industry Median: 15.01 vs. BCA: 27.52 )
BCA' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 19.5   Max: 29.4
Current: 27.52
19.5
29.4

Business Description

CorpBanca was organized under the laws of the Republic of Chile. The Company provides a range of commercial and retail banking services to its customers. In addition, it provides financial advisory services, mutual fund management, insurance brokerage and securities brokerage services through its subsidiaries. The Company's business is mainly situated in the domestic market and has strategically aligned its operations into four divisions composed of six reporting segments based on its market segmentation and the needs of its clients and trading partners. The six reporting business segments are Large Companies and Corporate, Companies, Traditional and Private Banking, Lower Income Retail Banking, Treasury and International, and Non-banking Financial Services. Large Companies and Corporate, includes a range of financial products and services for companies with annual sales in excess of US$10 million. Financial products include commercial loans, working capital lines of credit, trade financing, payment services and short-term and other deposits. Companies, includes a range of financial products and services to companies with annual sales of less than US$10 million. Leasing and factoring have been included in this business segment. Traditional and Private Banking offers, among others, checking accounts, consumer loans, credit cards and mortgage loans to middle and upper income segments. Lower Income Retail Banking offers, among others, consumer loans, credit cards and mortgage loans to the traditionally underserved low-to-middle income segments. Treasury and International Division includes the Company's treasury activities such as financial management, funding and liquidity as well as its international business. Non-Banking Financial Services are services performed by its subsidiaries which include insurance brokerage, financial advisory services, asset management and securities brokerage. The Company provides time deposits and savings accounts in pesos, Euros, UF and U.S. dollars, with a minimum term of 7 days and no minimum amount for foreign-currency accounts. It also offers traditional savings accounts with funds available for immediate withdrawal, including certain specialized accounts such as a home savings account. Its main checking account product is its 'Integral' checking account, through which customers are provided with a package of services including ATM cards, a credit line, Visa, MasterCard, American Express credit card with credit levels established pursuant to the creditworthiness of the individual, fraud insurance and access to internet and telephone banking. It issues Visa, MasterCard and American Express credit cards to its individual clients. It also offers debit cards, which could be used for banking transactions at ATMs operating on the Redbanc network, as well as at retailers associated with the Redcompra program. The Company offers two types of mortgages: residential mortgages for the purchase of new and exis
Company Website
Industry: Banks - Regional - Latin America
Compare:ITUB, BBD, BDORY, BSBR, GPFOY

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