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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» BERK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

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Latest Guru Trades with BERK

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Top Ranked Articles about Berkshire Bancorp Inc

Billionaire Backers on a Shifting Sea of 52-Week Lows
In two months, the number of U.S. stocks on a 52-week low has dropped from over a thousand companies to today’s 573 stocks. But the virtual sea of 52-week lows is by no means overfished. Check out the GuruFocus 52-week low screener to find not only U.S. stocks with possible deep value but also thousands of others around the world. Read more...

Ratios

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Dividend & Buy Back

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Dividend Yield 1.00
BERK's Dividend Yield is ranked lower than
83% of the 1484 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.38 vs. BERK: 1.00 )
BERK' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 1

Yield on cost (5-Year) 1.00
BERK's Yield on cost (5-Year) is ranked lower than
81% of the 1497 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.67 vs. BERK: 1.00 )
BERK' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 1

Valuation & Return

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Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Berkshire Bancorp, Inc. is a Delaware corporation. It is a bank holding company registered under the Bank Holding Company Act of 1956. The Company's principal activity is the ownership and management of its indirect wholly-owned subsidiary, The Berkshire Bank , a New York State chartered commercial bank. The Bank's principal business consists of gathering deposits from the general public and investing those deposits primarily in loans, debt obligations issued by the U.S. Government and its agencies, debt obligations of business corporations, and mortgage-backed securities. The Bank currently operates from seven deposit-taking offices in New York City, four deposit-taking offices in Orange and Sullivan Counties, New York and one deposit taking office in Teaneck, NJ. The Bank draws its customers principally from the New York City metropolitan area and the Villages of Goshen and Harriman, New York and their surrounding communities, representing most of Orange County, New York. The Bank's principal competitors for deposits are other commercial banks, savings banks, savings and loan associations and credit unions in the Bank's market areas, as well as money market mutual funds, insurance companies, securities brokerage firms and other financial institutions, many of which are substantially larger in size than the Bank. The Company is a bank holding company under federal law and registered as such with the Federal Reserve.
» More Articles for BERK

Headlines

Articles On GuruFocus.com
Billionaire Backers on a Shifting Sea of 52-Week Lows Oct 28 2013 
comment on BERK Mar 02 2013 
Re: Berkshire Bank Vs. the World and Investing in Small Banks Feb 08 2013 
Comment for Berkshire Bancorp, News, Research and Articles --GuruFocus.com Jan 16 2013 
Berkshire Bank Vs. the World and Investing in Small Banks Aug 07 2012 
Investment Evaluation: A Recap of 2011 Positions Jun 30 2012 
Berkshire Bancorp: Undervalued and Overcapitalized Aug 31 2011 
Berkshire Bancorp: Undervalued and Over Capitalized Aug 30 2011 
Berkshire Bancorp Inc. Reports Operating Results (10-K) Jun 10 2010 
Berkshire Bancorp Inc. Reports Operating Results (10-Q) May 11 2009 

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BERKSHIRE BANCORP INC /DE/ Financials Dec 05 2013
BERKSHIRE BANCORP INC /DE/ Files SEC form 8-K, Other Events, Financial Statements and Exhibits Nov 26 2013
Berkshire Bancorp Inc. Declares Cash Dividend in Respect of Its Common Stock Nov 26 2013
BERKSHIRE BANCORP INC /DE/ Files SEC form 10-Q, Quarterly Report Nov 13 2013
BERKSHIRE BANCORP INC /DE/ Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a Continued... Nov 08 2013
Berkshire Bancorp Inc. Announces Intent to Delist and Deregister Its Common Stock Nov 08 2013
Buffett: Hard time finding things to buy Sep 19 2013
[video] Buffett: Hard time finding things to buy Sep 19 2013
[video] Buffett: Economy continues to just creep along Sep 19 2013
BERKSHIRE BANCORP INC /DE/ Files SEC form 10-Q, Quarterly Report Aug 14 2013

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