Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt No Debt
BKSC's Cash to Debt is ranked higher than
90% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. BKSC: No Debt )
BKSC' s 10-Year Cash to Debt Range
Min: 0.61   Max: No Debt
Current: No Debt

Equity to Asset 0.11
BKSC's Equity to Asset is ranked higher than
76% of the 1643 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. BKSC: 0.11 )
BKSC' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.17
Current: 0.11

0.08
0.17
Interest Coverage 14.20
BKSC's Interest Coverage is ranked higher than
98% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. BKSC: 14.20 )
BKSC' s 10-Year Interest Coverage Range
Min: 0.7   Max: 9999.99
Current: 14.2

0.7
9999.99
F-Score: 5
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 39.83
BKSC's Operating margin (%) is ranked higher than
86% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. BKSC: 39.83 )
BKSC' s 10-Year Operating margin (%) Range
Min: 20.96   Max: 46.34
Current: 39.83

20.96
46.34
Net-margin (%) 27.49
BKSC's Net-margin (%) is ranked higher than
85% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. BKSC: 27.49 )
BKSC' s 10-Year Net-margin (%) Range
Min: 14.84   Max: 30.35
Current: 27.49

14.84
30.35
ROE (%) 11.74
BKSC's ROE (%) is ranked higher than
88% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. BKSC: 11.74 )
BKSC' s 10-Year ROE (%) Range
Min: 6.78   Max: 16.62
Current: 11.74

6.78
16.62
ROA (%) 1.20
BKSC's ROA (%) is ranked higher than
89% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. BKSC: 1.20 )
BKSC' s 10-Year ROA (%) Range
Min: 0.7   Max: 1.7
Current: 1.2

0.7
1.7
ROC (Joel Greenblatt) (%) 240.61
BKSC's ROC (Joel Greenblatt) (%) is ranked higher than
92% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.99 vs. BKSC: 240.61 )
BKSC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 35.7   Max: 320
Current: 240.61

35.7
320
Revenue Growth (%) 3.70
BKSC's Revenue Growth (%) is ranked higher than
82% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. BKSC: 3.70 )
BKSC' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 13.9
Current: 3.7

0
13.9
EBITDA Growth (%) 8.60
BKSC's EBITDA Growth (%) is ranked higher than
76% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. BKSC: 8.60 )
BKSC' s 10-Year EBITDA Growth (%) Range
Min: 0   Max: 23.7
Current: 8.6

0
23.7
EPS Growth (%) 9.10
BKSC's EPS Growth (%) is ranked higher than
74% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.80 vs. BKSC: 9.10 )
BKSC' s 10-Year EPS Growth (%) Range
Min: -22.1   Max: 27
Current: 9.1

-22.1
27
» BKSC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Insider Trades

Latest Guru Trades with BKSC



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Bank of South Carolina Corp

Three Companies Reporting Group Insider Buying
Over the past seven days there have been several companies reporting group insider buying. It is interesting to note because this can sometimes signify a collective belief that the share price will rise. As Peter Lynch famously said: “Insiders might sell their shares for any number of reasons, but they buy them for only one: They think the price will rise.” So when a group of insiders buy back into the company, it is a good time to give the stock another look. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 16.40
BKSC's P/E(ttm) is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. BKSC: 16.40 )
BKSC' s 10-Year P/E(ttm) Range
Min: 13.03   Max: 28.05
Current: 16.4

13.03
28.05
P/B 1.90
BKSC's P/B is ranked higher than
57% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BKSC: 1.90 )
BKSC' s 10-Year P/B Range
Min: 1.33   Max: 3.51
Current: 1.9

1.33
3.51
P/S 4.47
BKSC's P/S is ranked higher than
59% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. BKSC: 4.47 )
BKSC' s 10-Year P/S Range
Min: 3.06   Max: 13
Current: 4.47

3.06
13
PFCF 7.80
BKSC's PFCF is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.86 vs. BKSC: 7.80 )
BKSC' s 10-Year PFCF Range
Min: 3.5   Max: 155.25
Current: 7.8

3.5
155.25
EV-to-EBIT 9.48
BKSC's EV-to-EBIT is ranked higher than
89% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.41 vs. BKSC: 9.48 )
BKSC' s 10-Year EV-to-EBIT Range
Min: 1.7   Max: 30.7
Current: 9.48

1.7
30.7
PEG 0.90
BKSC's PEG is ranked higher than
86% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.10 vs. BKSC: 0.90 )
BKSC' s 10-Year PEG Range
Min: 0.61   Max: 25.18
Current: 0.9

0.61
25.18
Shiller P/E 19.70
BKSC's Shiller P/E is ranked higher than
84% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 140.07 vs. BKSC: 19.70 )
BKSC' s 10-Year Shiller P/E Range
Min: 12.06   Max: 29.32
Current: 19.7

12.06
29.32

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 3.51
BKSC's Dividend Yield is ranked higher than
72% of the 1402 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.45 vs. BKSC: 3.51 )
BKSC' s 10-Year Dividend Yield Range
Min: 2.15   Max: 6.38
Current: 3.51

2.15
6.38
Dividend Payout 0.56
BKSC's Dividend Payout is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BKSC: 0.56 )
BKSC' s 10-Year Dividend Payout Range
Min: 0.14   Max: 4.83
Current: 0.56

0.14
4.83
Dividend growth (3y) 9.40
BKSC's Dividend growth (3y) is ranked higher than
81% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.60 vs. BKSC: 9.40 )
BKSC' s 10-Year Dividend growth (3y) Range
Min: -16   Max: 26
Current: 9.4

-16
26
Yield on cost (5-Year) 6.53
BKSC's Yield on cost (5-Year) is ranked higher than
86% of the 1356 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. BKSC: 6.53 )
BKSC' s 10-Year Yield on cost (5-Year) Range
Min: 4.01   Max: 11.91
Current: 6.53

4.01
11.91
Share Buyback Rate -0.30
BKSC's Share Buyback Rate is ranked higher than
83% of the 1237 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. BKSC: -0.30 )
BKSC' s 10-Year Share Buyback Rate Range
Min: 0.6   Max: -4.6
Current: -0.3

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.90
BKSC's Price/Tangible Book is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. BKSC: 1.90 )
BKSC' s 10-Year Price/Tangible Book Range
Min: 0.63   Max: 3.42
Current: 1.9

0.63
3.42
Price/DCF (Projected) 1.20
BKSC's Price/DCF (Projected) is ranked higher than
73% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.56 vs. BKSC: 1.20 )
BKSC' s 10-Year Price/DCF (Projected) Range
Min: 0.76   Max: 1.82
Current: 1.2

0.76
1.82
Price/Median PS Value 1.10
BKSC's Price/Median PS Value is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. BKSC: 1.10 )
BKSC' s 10-Year Price/Median PS Value Range
Min: 0.43   Max: 2.6
Current: 1.1

0.43
2.6
Price/Peter Lynch Fair Value 1.10
BKSC's Price/Peter Lynch Fair Value is ranked higher than
90% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. BKSC: 1.10 )
BKSC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.56   Max: 4.22
Current: 1.1

0.56
4.22
Price/Graham Number 1.20
BKSC's Price/Graham Number is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. BKSC: 1.20 )
BKSC' s 10-Year Price/Graham Number Range
Min: 0.75   Max: 2.28
Current: 1.2

0.75
2.28
Earnings Yield (Greenblatt) 10.50
BKSC's Earnings Yield (Greenblatt) is ranked higher than
85% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. BKSC: 10.50 )
BKSC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 3.3   Max: 57.2
Current: 10.5

3.3
57.2
Forward Rate of Return (Yacktman) 18.61
BKSC's Forward Rate of Return (Yacktman) is ranked higher than
77% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.45 vs. BKSC: 18.61 )
BKSC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -15.9   Max: 26.9
Current: 18.61

-15.9
26.9

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Bank of South Carolina Corporation is a bank holding Company for The Bank of South Carolina in Charleston, South Carolina. The Bank offers a full range of deposit services, including checking accounts, NOW Accounts, savings accounts and other time deposits of various types, ranging from daily Money Market Accounts to longer-term Certificates of Deposit. In addition the Bank offers certain retirement account services, such as Individual Retirement Accounts ("IRAs"). All deposit accounts are insured by the Federal Deposit Insurance Corporation ("FDIC") up to the maximum amount allowed by law, $250,000, subject to aggregate rules and limits. The Bank also offers a full range of commercial and personal loans. Commercial loans include both secured and unsecured loans for working capital (including inventory and receivables), business expansion (including acquisition of real estate and improvements) and purchase of machinery and equipment. The Bank originates, processes and closes mortgage loans and sells (each individually) to investors on a list preapproved by the Board. The Bank's lending activities are subject to a variety of lending limits imposed by Federal law. Other services offered by the Bank include internet banking (for individuals and businesses) including online bill pay, and remote deposit capture, allowing businesses to make deposits from its place of business. Credit cards are offered through a correspondent banking service, including MasterCard and Visa . The Bank offers a courier service and ACH origination service as part of its deposit services for commercial customers. A full portfolio of Wealth Management/Trust, Investment and Retirement services are available to Bank customers through an arrangement with Reliance Trust Company. The Bank encounters strong competition from local and national financial institutions as well as consumer and commercial finance companies, insurance companies, brokerage firms. Both the Company and the Bank are subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of operations.
» More Articles for BKSC

Headlines

Articles On GuruFocus.com
Three Companies Reporting Group Insider Buying Sep 04 2013 
Weekly CFO Buys Highlight Jul 21 2013 
Weekly CFO Buys Highlight Apr 28 2013 
comment on BKSC Apr 22 2013 
Bank of South Carolina Reports First Quarter Results and 8 Insider Buys Apr 17 2013 
Significant Insider Clusters Reported in the Technology, Consumer Cyclical and Financial Industries Apr 16 2013 
NEW LOWS IN VALUE ST Dec 17 2012 
Weekly CFO Buys Highlight: REED, BKSC, EMMS, ESL, YORW Oct 22 2012 
Weekly CFO Buys Highlight: VVTV, NLS, MCRI, NEON, BKSC Sep 09 2012 
Weekly CFO Buys Highlight: VVTV, NLS, MCRI, NEON, BKSC Sep 10 2012 

More From Other Websites
Bank of South Carolina Corporation Announces Second Quarter Earnings Jul 10 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jul 10 2014
Bank of South Carolina Corporation Announces Second Quarter Earnings Jul 10 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jun 26 2014
Bank of South Carolina Corporation Declares Dividend Jun 26 2014
BANK OF SOUTH CAROLINA CORP Financials May 20 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 10-Q, Quarterly Report May 09 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Apr 09 2014
Bank of South Carolina Corporation Announces First Quarter Earnings Apr 08 2014
Bank of South Carolina Corporation Announces First Quarter Earnings Apr 08 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Mar 27 2014
Bank of South Carolina Corporation Declares Dividend Mar 27 2014
Bank of South Carolina Corporation Declares Dividend Mar 27 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 10-K, Annual Report Mar 11 2014
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 09 2014
Bank of South Carolina Corporation Announces Earnings for 2013 Jan 09 2014
Bank of South Carolina Corporation Announces Earnings for 2013 Jan 09 2014
Bank of South Carolina Corporation Declares Dividend Dec 19 2013
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events Dec 19 2013
Bank of South Carolina Corporation Declares Dividend Dec 19 2013

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK
Email Hide