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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash-to-Debt No Debt
NAS:BKSC's Cash-to-Debt is ranked higher than
99% of the 1495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.97 vs. NAS:BKSC: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:BKSC' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.61  Med: 6.17 Max: No Debt
Current: No Debt
Equity-to-Asset 0.10
NAS:BKSC's Equity-to-Asset is ranked higher than
53% of the 1496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:BKSC: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:BKSC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.1 Max: 0.12
Current: 0.1
0.1
0.12
Interest Coverage 18.35
NAS:BKSC's Interest Coverage is ranked higher than
92% of the 1758 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.61 vs. NAS:BKSC: 18.35 )
Ranked among companies with meaningful Interest Coverage only.
NAS:BKSC' s Interest Coverage Range Over the Past 10 Years
Min: 1.17  Med: 8.7 Max: 18.35
Current: 18.35
1.17
18.35
WACC vs ROIC
2.56%
56.26%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 39.01
NAS:BKSC's Operating Margin % is ranked higher than
71% of the 1511 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.68 vs. NAS:BKSC: 39.01 )
Ranked among companies with meaningful Operating Margin % only.
NAS:BKSC' s Operating Margin % Range Over the Past 10 Years
Min: 20.96  Med: 38.1 Max: 45.2
Current: 39.01
20.96
45.2
Net Margin % 29.51
NAS:BKSC's Net Margin % is ranked higher than
73% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.91 vs. NAS:BKSC: 29.51 )
Ranked among companies with meaningful Net Margin % only.
NAS:BKSC' s Net Margin % Range Over the Past 10 Years
Min: 14.84  Med: 26.52 Max: 29.51
Current: 29.51
14.84
29.51
ROE % 12.88
NAS:BKSC's ROE % is ranked higher than
79% of the 1509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.30 vs. NAS:BKSC: 12.88 )
Ranked among companies with meaningful ROE % only.
NAS:BKSC' s ROE % Range Over the Past 10 Years
Min: 6.88  Med: 11.54 Max: 15.53
Current: 12.88
6.88
15.53
ROA % 1.28
NAS:BKSC's ROA % is ranked higher than
77% of the 1518 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.87 vs. NAS:BKSC: 1.28 )
Ranked among companies with meaningful ROA % only.
NAS:BKSC' s ROA % Range Over the Past 10 Years
Min: 0.73  Med: 1.23 Max: 1.63
Current: 1.28
0.73
1.63
3-Year Revenue Growth Rate 5.20
NAS:BKSC's 3-Year Revenue Growth Rate is ranked higher than
57% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.90 vs. NAS:BKSC: 5.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:BKSC' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -2.8  Med: 4 Max: 14.1
Current: 5.2
-2.8
14.1
3-Year EBITDA Growth Rate 4.30
NAS:BKSC's 3-Year EBITDA Growth Rate is ranked lower than
56% of the 1228 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. NAS:BKSC: 4.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:BKSC' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -23.2  Med: 4.3 Max: 24.4
Current: 4.3
-23.2
24.4
3-Year EPS without NRI Growth Rate 7.80
NAS:BKSC's 3-Year EPS without NRI Growth Rate is ranked higher than
52% of the 1184 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:BKSC: 7.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:BKSC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -22.1  Med: 7.8 Max: 26.4
Current: 7.8
-22.1
26.4
GuruFocus has detected 5 Warning Signs with Bank of South Carolina Corp $NAS:BKSC.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:BKSC's 10-Y Financials

Financials (Next Earnings Date: 2017-04-12 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:SAL, NAS:FUNC, OTCPK:CHBH, OTCPK:KTYB, NAS:FSFG, OTCPK:EMYB, NAS:FSBW, OTCPK:CABC, OTCPK:FDBC, NAS:AMRB, NAS:MPB, OTCPK:CCFN, OTCPK:FOFND, NAS:CIZN, OTCPK:ENBP, NAS:OVLY, OTCPK:EFSI, OTCPK:FNCB, NAS:SBBX, NAS:CBAN » details
Bank of South Carolina Corp through its subsidiary operates as an independent, community oriented, commercial bank providing a range of financial services and products.

Bank of South Carolina Corp was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly-owned subsidiary of Bank of South Carolina Corporation on April 17, 1995. The Bank operates as an independent, community oriented, commercial bank providing a range of financial services and products. It has four banking house locations: 256 Meeting Street, Charleston, SC, 100 North Main Street, Summerville, SC, 1337 Chuck Dawley Boulevard, Mt. Pleasant, SC and 2027 Sam Rittenberg Boulevard, Charleston, SC. The Company offers a range of financial services through its wholly-owned subsidiary, The Bank of South Carolina. The Bank is a state-chartered commercial bank, which operates principally in the Charleston, Dorchester, and Berkeley counties of South Carolina. The Bank's original and current concept is to be a full service financial institution specializing in personal service, responsiveness, attention to detail to foster long standing relationships. Both the Company and the Bank are subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of operations. Direct competition for deposits and loans principally comes from local and national financial institutions as well as consumer and commercial finance companies, insurance companies, brokerage firms. The Bank is subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of operations.

Top Ranked Articles about Bank of South Carolina Corp

Weekly CFO Buys Highlights Insiders acquire shares of Infinera, Bank of South Carolina, Pixelworks
According to GuruFocus Insider Data, the recent CFO buys were: Infinera Corp. (NASDAQ:INFN), Bank of South Carolina Corp. (NASDAQ:BKSC) and Pixelworks Inc. (NASDAQ:PXLW). Read more...

Ratios

vs
industry
vs
history
PE Ratio 20.30
BKSC's PE Ratio is ranked lower than
79% of the 1941 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.56 vs. BKSC: 20.30 )
Ranked among companies with meaningful PE Ratio only.
BKSC' s PE Ratio Range Over the Past 10 Years
Min: 13.07  Med: 16.2 Max: 26.52
Current: 20.3
13.07
26.52
PE Ratio without NRI 20.30
BKSC's PE Ratio without NRI is ranked lower than
76% of the 1635 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.25 vs. BKSC: 20.30 )
Ranked among companies with meaningful PE Ratio without NRI only.
BKSC' s PE Ratio without NRI Range Over the Past 10 Years
Min: 13.11  Med: 16.28 Max: 26.24
Current: 20.3
13.11
26.24
Price-to-Owner-Earnings 22.63
BKSC's Price-to-Owner-Earnings is ranked lower than
81% of the 905 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.04 vs. BKSC: 22.63 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
BKSC' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 8.11  Med: 15.76 Max: 100.82
Current: 22.63
8.11
100.82
PB Ratio 2.58
BKSC's PB Ratio is ranked lower than
93% of the 1810 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. BKSC: 2.58 )
Ranked among companies with meaningful PB Ratio only.
BKSC' s PB Ratio Range Over the Past 10 Years
Min: 1.33  Med: 1.87 Max: 3.12
Current: 2.58
1.33
3.12
PS Ratio 5.98
BKSC's PS Ratio is ranked lower than
87% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.32 vs. BKSC: 5.98 )
Ranked among companies with meaningful PS Ratio only.
BKSC' s PS Ratio Range Over the Past 10 Years
Min: 3.06  Med: 4.38 Max: 11.89
Current: 5.98
3.06
11.89
Price-to-Free-Cash-Flow 18.25
BKSC's Price-to-Free-Cash-Flow is ranked lower than
75% of the 1008 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. BKSC: 18.25 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
BKSC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.51  Med: 16.85 Max: 154.66
Current: 18.25
3.51
154.66
Price-to-Operating-Cash-Flow 17.66
BKSC's Price-to-Operating-Cash-Flow is ranked lower than
78% of the 1096 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. BKSC: 17.66 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
BKSC' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.48  Med: 16.39 Max: 108.56
Current: 17.66
3.48
108.56
EV-to-EBIT 11.33
BKSC's EV-to-EBIT is ranked lower than
53% of the 1558 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.64 vs. BKSC: 11.33 )
Ranked among companies with meaningful EV-to-EBIT only.
BKSC' s EV-to-EBIT Range Over the Past 10 Years
Min: -31.9  Med: 8.7 Max: 24.4
Current: 11.33
-31.9
24.4
EV-to-EBITDA 11.02
BKSC's EV-to-EBITDA is ranked lower than
57% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.00 vs. BKSC: 11.02 )
Ranked among companies with meaningful EV-to-EBITDA only.
BKSC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.6  Med: 8.3 Max: 23.2
Current: 11.02
-28.6
23.2
PEG Ratio 2.58
BKSC's PEG Ratio is ranked lower than
70% of the 780 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. BKSC: 2.58 )
Ranked among companies with meaningful PEG Ratio only.
BKSC' s PEG Ratio Range Over the Past 10 Years
Min: 0.6  Med: 0.96 Max: 40.73
Current: 2.58
0.6
40.73
Shiller PE Ratio 26.39
BKSC's Shiller PE Ratio is ranked lower than
70% of the 496 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.63 vs. BKSC: 26.39 )
Ranked among companies with meaningful Shiller PE Ratio only.
BKSC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.36  Med: 17.82 Max: 28.9
Current: 26.39
13.36
28.9

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.56
BKSC's Dividend Yield % is ranked lower than
53% of the 2303 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. BKSC: 2.56 )
Ranked among companies with meaningful Dividend Yield % only.
BKSC' s Dividend Yield % Range Over the Past 10 Years
Min: 2.16  Med: 3.49 Max: 6.39
Current: 2.56
2.16
6.39
Dividend Payout Ratio 0.52
BKSC's Dividend Payout Ratio is ranked lower than
77% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BKSC: 0.52 )
Ranked among companies with meaningful Dividend Payout Ratio only.
BKSC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.52  Med: 0.55 Max: 0.86
Current: 0.52
0.52
0.86
3-Year Dividend Growth Rate 5.90
BKSC's 3-Year Dividend Growth Rate is ranked lower than
56% of the 772 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. BKSC: 5.90 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
BKSC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -16  Med: 9.5 Max: 26.2
Current: 5.9
-16
26.2
Forward Dividend Yield % 2.64
BKSC's Forward Dividend Yield % is ranked lower than
56% of the 2274 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.95 vs. BKSC: 2.64 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.57
BKSC's 5-Year Yield-on-Cost % is ranked higher than
53% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.27 vs. BKSC: 3.57 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
BKSC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.02  Med: 4.87 Max: 8.92
Current: 3.57
3.02
8.92
3-Year Average Share Buyback Ratio -0.40
BKSC's 3-Year Average Share Buyback Ratio is ranked higher than
65% of the 1010 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.60 vs. BKSC: -0.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BKSC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.9  Med: -0.3 Max: 0.4
Current: -0.4
-0.9
0.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.58
BKSC's Price-to-Tangible-Book is ranked lower than
90% of the 1798 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. BKSC: 2.58 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
BKSC' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.41  Med: 1.91 Max: 2.83
Current: 2.58
1.41
2.83
Price-to-Intrinsic-Value-Projected-FCF 1.16
BKSC's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
76% of the 1104 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. BKSC: 1.16 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
BKSC' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.83  Med: 1.12 Max: 1.67
Current: 1.16
0.83
1.67
Price-to-Median-PS-Value 1.37
BKSC's Price-to-Median-PS-Value is ranked lower than
73% of the 1693 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BKSC: 1.37 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
BKSC' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.68  Med: 0.99 Max: 4.88
Current: 1.37
0.68
4.88
Price-to-Peter-Lynch-Fair-Value 1.19
BKSC's Price-to-Peter-Lynch-Fair-Value is ranked lower than
53% of the 533 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. BKSC: 1.19 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
BKSC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.52  Med: 1.04 Max: 2.1
Current: 1.19
0.52
2.1
Price-to-Graham-Number 1.52
BKSC's Price-to-Graham-Number is ranked lower than
88% of the 1556 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.93 vs. BKSC: 1.52 )
Ranked among companies with meaningful Price-to-Graham-Number only.
BKSC' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.9  Med: 1.23 Max: 1.86
Current: 1.52
0.9
1.86
Earnings Yield (Greenblatt) % 8.84
BKSC's Earnings Yield (Greenblatt) % is ranked higher than
60% of the 2086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.41 vs. BKSC: 8.84 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
BKSC' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.1  Med: 11.2 Max: 57.4
Current: 8.84
4.1
57.4
Forward Rate of Return (Yacktman) % 21.70
BKSC's Forward Rate of Return (Yacktman) % is ranked higher than
74% of the 891 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. BKSC: 21.70 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
BKSC' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -15.8  Med: 17.3 Max: 31.7
Current: 21.7
-15.8
31.7

More Statistics

Revenue (TTM) (Mil) $17.78
EPS (TTM) $ 1.04
Beta0.02
Short Percentage of Float0.10%
52-Week Range $15.45 - 23.97
Shares Outstanding (Mil)4.96
» More Articles for BKSC

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlights Aug 08 2016 
Three Companies Reporting Group Insider Buying Sep 04 2013 
Weekly CFO Buys Highlight Jul 21 2013 
Weekly CFO Buys Highlight Apr 28 2013 
Bank of South Carolina Reports First Quarter Results and 8 Insider Buys Apr 17 2013 
Significant Insider Clusters Reported in the Technology, Consumer Cyclical and Financial Industries Apr 16 2013 
Weekly CFO Buys Highlight: REED, BKSC, EMMS, ESL, YORW Oct 22 2012 
Weekly CFO Buys Highlight: VVTV, NLS, MCRI, NEON, BKSC Sep 10 2012 
Weekly CFO Buys Highlight: Bank of South Carolina Corp., Pixelworks Inc. Feb 13 2012 
11 Dividend Stocks Delivering What's Important Sep 26 2011 

More From Other Websites
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Mar 23 2017
Bank of South Carolina Corporation Declares Dividend Mar 23 2017
Bank of South Carolina Corp. :BKSC-US: Earnings Analysis: Q4, 2016 By the Numbers : March 22, 2017 Mar 22 2017
Bank of South Carolina Corp. :BKSC-US: Earnings Analysis: 2016 By the Numbers : March 22, 2017 Mar 22 2017
BANK OF SOUTH CAROLINA CORP Financials Mar 09 2017
BANK OF SOUTH CAROLINA CORP Files SEC form 10-K, Annual Report Mar 03 2017
Bank of South Carolina Corp. : BKSC-US: Dividend Analysis : December 30th, 2016 (record date) : By... Feb 16 2017
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Jan 12 2017
Bank of South Carolina posts 4Q profit Jan 12 2017
Bank of South Carolina posts 4Q profit Jan 12 2017
Bank of South Carolina Corporation Announces Fourth Quarter and Annual Earnings Jan 12 2017
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Dec 15 2016
Bank of South Carolina Corporation Declares Dividend Dec 15 2016
Bank of South Carolina Corp. :BKSC-US: Earnings Analysis: Q3, 2016 By the Numbers : November 8, 2016 Nov 08 2016
BANK OF SOUTH CAROLINA CORP Files SEC form 10-Q, Quarterly Report Nov 02 2016
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Results of Operations and Financial Condition,... Oct 13 2016
Bank of South Carolina Corporation Announces Third Quarter Earnings Oct 13 2016
Bank of South Carolina Corporation Announces Third Quarter Earnings Oct 13 2016
Bank of South Carolina Corp. : BKSC-US: Dividend Analysis : October 03rd, 2016 (record date) : By... Oct 04 2016
BANK OF SOUTH CAROLINA CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Sep 22 2016

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