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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt No Debt
BKSC's Cash to Debt is ranked higher than
100% of the 1456 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. BKSC: No Debt )
Ranked among companies with meaningful Cash to Debt only.
BKSC' s Cash to Debt Range Over the Past 10 Years
Min: 0.61  Med: 6.96 Max: No Debt
Current: No Debt
Equity to Asset 0.10
BKSC's Equity to Asset is ranked higher than
51% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BKSC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
BKSC' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.11 Max: 0.15
Current: 0.1
0.08
0.15
Interest Coverage 18.05
BKSC's Interest Coverage is ranked higher than
92% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.71 vs. BKSC: 18.05 )
Ranked among companies with meaningful Interest Coverage only.
BKSC' s Interest Coverage Range Over the Past 10 Years
Min: 1.17  Med: 5.03 Max: 18.05
Current: 18.05
1.17
18.05
F-Score: 5
WACC vs ROIC
3.56%
46.67%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 41.59
BKSC's Operating margin (%) is ranked higher than
74% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.90 vs. BKSC: 41.59 )
Ranked among companies with meaningful Operating margin (%) only.
BKSC' s Operating margin (%) Range Over the Past 10 Years
Min: 20.96  Med: 38.51 Max: 46.34
Current: 41.59
20.96
46.34
Net-margin (%) 28.71
BKSC's Net-margin (%) is ranked higher than
69% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.30 vs. BKSC: 28.71 )
Ranked among companies with meaningful Net-margin (%) only.
BKSC' s Net-margin (%) Range Over the Past 10 Years
Min: 14.84  Med: 26.52 Max: 30.35
Current: 28.71
14.84
30.35
ROE (%) 12.46
BKSC's ROE (%) is ranked higher than
74% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.38 vs. BKSC: 12.46 )
Ranked among companies with meaningful ROE (%) only.
BKSC' s ROE (%) Range Over the Past 10 Years
Min: 6.88  Med: 11.54 Max: 17.4
Current: 12.46
6.88
17.4
ROA (%) 1.24
BKSC's ROA (%) is ranked higher than
72% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. BKSC: 1.24 )
Ranked among companies with meaningful ROA (%) only.
BKSC' s ROA (%) Range Over the Past 10 Years
Min: 0.73  Med: 1.23 Max: 1.69
Current: 1.24
0.73
1.69
Revenue Growth (3Y)(%) 4.30
BKSC's Revenue Growth (3Y)(%) is ranked higher than
57% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.20 vs. BKSC: 4.30 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BKSC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -2.8  Med: 4 Max: 13.9
Current: 4.3
-2.8
13.9
EBITDA Growth (3Y)(%) 9.10
BKSC's EBITDA Growth (3Y)(%) is ranked higher than
61% of the 1229 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.10 vs. BKSC: 9.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BKSC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -23.2  Med: 8.5 Max: 24.4
Current: 9.1
-23.2
24.4
EPS Growth (3Y)(%) 8.80
BKSC's EPS Growth (3Y)(%) is ranked higher than
56% of the 1206 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. BKSC: 8.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BKSC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -22.1  Med: 8.8 Max: 26.4
Current: 8.8
-22.1
26.4
» BKSC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

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Business Description

Industry: Banks » Banks - Regional - US
Compare:OTCPK:FNRN, OTCBB:JUVF, OTCPK:FMBM, NAS:SAL, OTCPK:CPKF, OTCPK:FNCB, NAS:HBMD, NAS:FSBW, OTCPK:HLAN, OTCPK:FDBC, OTCPK:EFSI, NAS:CBAN, OTCPK:CHBH, OTCPK:KTYB, OTCPK:BKGMF, ARCA:SMBK, NAS:OVBC, NAS:OVLY, NAS:CBFV, NAS:BOCH » details
Bank of South Carolina Corp through its subsidiary operates as an independent, community oriented, commercial bank providing a range of financial services and products.

Bank of South Carolina Corp was organized on October 22, 1986 and opened for business as a state-chartered financial institution on February 26, 1987, in Charleston, South Carolina. The Bank was reorganized into a wholly-owned subsidiary of Bank of South Carolina Corporation on April 17, 1995. The Bank operates as an independent, community oriented, commercial bank providing a range of financial services and products. It has four banking house locations: 256 Meeting Street, Charleston, SC, 100 North Main Street, Summerville, SC, 1337 Chuck Dawley Boulevard, Mt. Pleasant, SC and 2027 Sam Rittenberg Boulevard, Charleston, SC. The Company offers a range of financial services through its wholly-owned subsidiary, The Bank of South Carolina. The Bank is a state-chartered commercial bank, which operates principally in the Charleston, Dorchester, and Berkeley counties of South Carolina. The Bank's original and current concept is to be a full service financial institution specializing in personal service, responsiveness, attention to detail to foster long standing relationships. Both the Company and the Bank are subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of operations. Direct competition for deposits and loans principally comes from local and national financial institutions as well as consumer and commercial finance companies, insurance companies, brokerage firms. The Bank is subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of operations.

Top Ranked Articles about Bank of South Carolina Corp

Weekly CFO Buys Highlights Insiders acquire shares of Infinera, Bank of South Carolina, Pixelworks
According to GuruFocus Insider Data, the recent CFO buys were: Infinera Corp. (NASDAQ:INFN), Bank of South Carolina Corp. (NASDAQ:BKSC) and Pixelworks Inc. (NASDAQ:PXLW). Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 17.81
BKSC's P/E(ttm) is ranked lower than
72% of the 1491 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.32 vs. BKSC: 17.81 )
Ranked among companies with meaningful P/E(ttm) only.
BKSC' s P/E(ttm) Range Over the Past 10 Years
Min: 13.07  Med: 16.2 Max: 26.52
Current: 17.81
13.07
26.52
PE(NRI) 17.81
BKSC's PE(NRI) is ranked lower than
72% of the 1493 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.36 vs. BKSC: 17.81 )
Ranked among companies with meaningful PE(NRI) only.
BKSC' s PE(NRI) Range Over the Past 10 Years
Min: 13.11  Med: 16.28 Max: 26.24
Current: 17.81
13.11
26.24
Price/Owner Earnings (ttm) 18.74
BKSC's Price/Owner Earnings (ttm) is ranked lower than
75% of the 838 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.83 vs. BKSC: 18.74 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
BKSC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 8.11  Med: 15.74 Max: 100.82
Current: 18.74
8.11
100.82
P/B 2.07
BKSC's P/B is ranked lower than
89% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.05 vs. BKSC: 2.07 )
Ranked among companies with meaningful P/B only.
BKSC' s P/B Range Over the Past 10 Years
Min: 1.33  Med: 1.87 Max: 3.12
Current: 2.07
1.33
3.12
P/S 5.14
BKSC's P/S is ranked lower than
82% of the 1588 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.94 vs. BKSC: 5.14 )
Ranked among companies with meaningful P/S only.
BKSC' s P/S Range Over the Past 10 Years
Min: 3.06  Med: 4.38 Max: 23.03
Current: 5.14
3.06
23.03
PFCF 12.60
BKSC's PFCF is ranked lower than
61% of the 803 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.62 vs. BKSC: 12.60 )
Ranked among companies with meaningful PFCF only.
BKSC' s PFCF Range Over the Past 10 Years
Min: 3.51  Med: 15.43 Max: 154.66
Current: 12.6
3.51
154.66
POCF 18.18
BKSC's POCF is ranked lower than
84% of the 902 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.12 vs. BKSC: 18.18 )
Ranked among companies with meaningful POCF only.
BKSC' s POCF Range Over the Past 10 Years
Min: 3.48  Med: 16.66 Max: 108.56
Current: 18.18
3.48
108.56
EV-to-EBIT 6.23
BKSC's EV-to-EBIT is ranked higher than
78% of the 1278 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.74 vs. BKSC: 6.23 )
Ranked among companies with meaningful EV-to-EBIT only.
BKSC' s EV-to-EBIT Range Over the Past 10 Years
Min: -31.9  Med: 8.7 Max: 48.5
Current: 6.23
-31.9
48.5
EV-to-EBITDA 6.07
BKSC's EV-to-EBITDA is ranked higher than
77% of the 1280 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. BKSC: 6.07 )
Ranked among companies with meaningful EV-to-EBITDA only.
BKSC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.6  Med: 8.3 Max: 45.6
Current: 6.07
-28.6
45.6
PEG 1.98
BKSC's PEG is ranked lower than
70% of the 736 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. BKSC: 1.98 )
Ranked among companies with meaningful PEG only.
BKSC' s PEG Range Over the Past 10 Years
Min: 0.6  Med: 0.96 Max: 40.73
Current: 1.98
0.6
40.73
Shiller P/E 21.98
BKSC's Shiller P/E is ranked lower than
66% of the 486 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.59 vs. BKSC: 21.98 )
Ranked among companies with meaningful Shiller P/E only.
BKSC' s Shiller P/E Range Over the Past 10 Years
Min: 13.3  Med: 17.78 Max: 28.44
Current: 21.98
13.3
28.44

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.98
BKSC's Dividend Yield is ranked higher than
51% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.92 vs. BKSC: 2.98 )
Ranked among companies with meaningful Dividend Yield only.
BKSC' s Dividend Yield Range Over the Past 10 Years
Min: 2.16  Med: 3.49 Max: 6.39
Current: 2.98
2.16
6.39
Dividend Payout 0.54
BKSC's Dividend Payout is ranked lower than
78% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. BKSC: 0.54 )
Ranked among companies with meaningful Dividend Payout only.
BKSC' s Dividend Payout Range Over the Past 10 Years
Min: 0.28  Med: 0.55 Max: 4.4
Current: 0.54
0.28
4.4
Dividend Growth (3y) 6.60
BKSC's Dividend Growth (3y) is ranked lower than
55% of the 733 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.40 vs. BKSC: 6.60 )
Ranked among companies with meaningful Dividend Growth (3y) only.
BKSC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -16  Med: 11.3 Max: 26.2
Current: 6.6
-16
26.2
Forward Dividend Yield 2.99
BKSC's Forward Dividend Yield is ranked lower than
53% of the 2090 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.14 vs. BKSC: 2.99 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 4.28
BKSC's Yield on cost (5-Year) is ranked higher than
59% of the 2524 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.48 vs. BKSC: 4.28 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BKSC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 3.1  Med: 5.01 Max: 9.17
Current: 4.28
3.1
9.17
3-Year Average Share Buyback Ratio -0.20
BKSC's 3-Year Average Share Buyback Ratio is ranked higher than
72% of the 1039 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.90 vs. BKSC: -0.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
BKSC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.9  Med: -0.3 Max: 0.4
Current: -0.2
-0.9
0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.08
BKSC's Price/Tangible Book is ranked lower than
85% of the 1571 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.12 vs. BKSC: 2.08 )
Ranked among companies with meaningful Price/Tangible Book only.
BKSC' s Price/Tangible Book Range Over the Past 10 Years
Min: 1.25  Med: 1.91 Max: 3.44
Current: 2.08
1.25
3.44
Price/Projected FCF 1.03
BKSC's Price/Projected FCF is ranked lower than
79% of the 847 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.68 vs. BKSC: 1.03 )
Ranked among companies with meaningful Price/Projected FCF only.
BKSC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.74  Med: 1.19 Max: 1.9
Current: 1.03
0.74
1.9
Price/Median PS Value 1.17
BKSC's Price/Median PS Value is ranked lower than
70% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. BKSC: 1.17 )
Ranked among companies with meaningful Price/Median PS Value only.
BKSC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.45  Med: 0.98 Max: 4.88
Current: 1.17
0.45
4.88
Price/Peter Lynch Fair Value 0.71
BKSC's Price/Peter Lynch Fair Value is ranked higher than
67% of the 389 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. BKSC: 0.71 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
BKSC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.52  Med: 0.99 Max: 4.6
Current: 0.71
0.52
4.6
Price/Graham Number 1.28
BKSC's Price/Graham Number is ranked lower than
82% of the 1372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. BKSC: 1.28 )
Ranked among companies with meaningful Price/Graham Number only.
BKSC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.84  Med: 1.21 Max: 2.29
Current: 1.28
0.84
2.29
Earnings Yield (Greenblatt) (%) 16.05
BKSC's Earnings Yield (Greenblatt) (%) is ranked higher than
83% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.20 vs. BKSC: 16.05 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
BKSC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 2.1  Med: 11.2 Max: 57.4
Current: 16.05
2.1
57.4
Forward Rate of Return (Yacktman) (%) 31.99
BKSC's Forward Rate of Return (Yacktman) (%) is ranked higher than
83% of the 851 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.00 vs. BKSC: 31.99 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
BKSC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -16.6  Med: 13.5 Max: 32.5
Current: 31.99
-16.6
32.5

More Statistics

Revenue (TTM) (Mil) $17.18
EPS (TTM) $ 0.98
Beta0.24
Short Percentage of Float0.13%
52-Week Range $14.02 - 18.23
Shares Outstanding (Mil)4.94
» More Articles for BKSC

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlights Aug 08 2016 
Three Companies Reporting Group Insider Buying Sep 04 2013 
Weekly CFO Buys Highlight Jul 21 2013 
Weekly CFO Buys Highlight Apr 28 2013 
Bank of South Carolina Reports First Quarter Results and 8 Insider Buys Apr 17 2013 
Significant Insider Clusters Reported in the Technology, Consumer Cyclical and Financial Industries Apr 16 2013 
Weekly CFO Buys Highlight: REED, BKSC, EMMS, ESL, YORW Oct 22 2012 
Weekly CFO Buys Highlight: VVTV, NLS, MCRI, NEON, BKSC Sep 10 2012 
Weekly CFO Buys Highlight: Bank of South Carolina Corp., Pixelworks Inc. Feb 13 2012 
11 Dividend Stocks Delivering What's Important Sep 26 2011 

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