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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 5.56
BXS's Cash to Debt is ranked higher than
63% of the 972 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.45 vs. BXS: 5.56 )
Ranked among companies with meaningful Cash to Debt only.
BXS' s 10-Year Cash to Debt Range
Min: 0.24   Max: 5.77
Current: 5.56

0.24
5.77
Equity to Asset 0.12
BXS's Equity to Asset is ranked higher than
71% of the 1285 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. BXS: 0.12 )
Ranked among companies with meaningful Equity to Asset only.
BXS' s 10-Year Equity to Asset Range
Min: 0.08   Max: 0.12
Current: 0.12

0.08
0.12
Interest Coverage 4.98
BXS's Interest Coverage is ranked higher than
81% of the 1197 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.68 vs. BXS: 4.98 )
Ranked among companies with meaningful Interest Coverage only.
BXS' s 10-Year Interest Coverage Range
Min: 0.1   Max: 4.98
Current: 4.98

0.1
4.98
F-Score: 5
Z-Score: 0.33
WACC vs ROIC
12.81%
9.21%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 24.89
BXS's Operating margin (%) is ranked lower than
60% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.14 vs. BXS: 24.89 )
Ranked among companies with meaningful Operating margin (%) only.
BXS' s 10-Year Operating margin (%) Range
Min: 2.02   Max: 35.75
Current: 24.89

2.02
35.75
Net-margin (%) 17.29
BXS's Net-margin (%) is ranked lower than
63% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.21 vs. BXS: 17.29 )
Ranked among companies with meaningful Net-margin (%) only.
BXS' s 10-Year Net-margin (%) Range
Min: 3.25   Max: 24.57
Current: 17.29

3.25
24.57
ROE (%) 7.53
BXS's ROE (%) is ranked lower than
54% of the 1345 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.23 vs. BXS: 7.53 )
Ranked among companies with meaningful ROE (%) only.
BXS' s 10-Year ROE (%) Range
Min: 1.84   Max: 20.41
Current: 7.53

1.84
20.41
ROA (%) 0.91
BXS's ROA (%) is ranked higher than
58% of the 1352 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. BXS: 0.91 )
Ranked among companies with meaningful ROA (%) only.
BXS' s 10-Year ROA (%) Range
Min: 0.17   Max: 1.75
Current: 0.91

0.17
1.75
ROC (Joel Greenblatt) (%) 56.24
BXS's ROC (Joel Greenblatt) (%) is ranked lower than
59% of the 1334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 75.42 vs. BXS: 56.24 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
BXS' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 4.21   Max: 141.98
Current: 56.24

4.21
141.98
Revenue Growth (3Y)(%) -5.50
BXS's Revenue Growth (3Y)(%) is ranked lower than
77% of the 1133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. BXS: -5.50 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
BXS' s 10-Year Revenue Growth (3Y)(%) Range
Min: -5.8   Max: 12.4
Current: -5.5

-5.8
12.4
EBITDA Growth (3Y)(%) 32.50
BXS's EBITDA Growth (3Y)(%) is ranked higher than
90% of the 986 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. BXS: 32.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
BXS' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -41.9   Max: 43.7
Current: 32.5

-41.9
43.7
EPS Growth (3Y)(%) 39.10
BXS's EPS Growth (3Y)(%) is ranked higher than
88% of the 1002 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. BXS: 39.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
BXS' s 10-Year EPS Growth (3Y)(%) Range
Min: -45.7   Max: 54.2
Current: 39.1

-45.7
54.2
» BXS's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

BXS Guru Trades in Q2 2014

Richard Pzena Sold Out
Paul Tudor Jones Sold Out
Chuck Royce 373,600 sh (-1.32%)
David Dreman 353,253 sh (-2.23%)
Ken Fisher 3,283,048 sh (-2.57%)
John Keeley 2,152,975 sh (-7.34%)
Jim Simons 185,800 sh (-47.20%)
» More
Q3 2014

BXS Guru Trades in Q3 2014

Chuck Royce 429,100 sh (+14.86%)
John Keeley 2,192,495 sh (+1.84%)
David Dreman 357,856 sh (+1.30%)
Ken Fisher 3,305,028 sh (+0.67%)
Jim Simons 183,000 sh (-1.51%)
» More
Q4 2014

BXS Guru Trades in Q4 2014

Jim Simons 412,100 sh (+125.19%)
Chuck Royce 431,600 sh (+0.58%)
David Dreman Sold Out
John Keeley 2,172,045 sh (-0.93%)
Ken Fisher 3,255,108 sh (-1.51%)
» More
Q1 2015

BXS Guru Trades in Q1 2015

Jim Simons 476,500 sh (+15.63%)
Chuck Royce 434,100 sh (+0.58%)
John Keeley 2,141,439 sh (-1.41%)
Ken Fisher 3,199,033 sh (-1.72%)
» More
» Details

Insider Trades

Latest Guru Trades with BXS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Guru Investment Theses on BancorpSouth Inc.

KEELEY All Cap Value Fund Comments on BancorpSouth Inc - Oct 31, 2014

BancorpSouth (BXS) fell over 18 percent and cost the portfolio 31 basis points of performance. The company announced plans to delay several announced acquisitions as increased scrutiny by the Federal Reserve and the Consumer Financial Protection Bureau (CFPB) concerning BSA/AML (Bank Secrecy Act and anti-money laundering) is ongoing and the reviews will need to be completed before the acquisitions are allowed to proceed. This caused earnings reductions due to delayed deal accretion. We have seen this issue pop up at several other institutions and while it's unfortunate, we feel this is not a specific issue germane to only BXS but rather the result of increased scrutiny from Washington DC regulators concerned with money laundering. Management is complying with all policy and procedural change requests and hopes to have the matter resolved in the near future.

From John Keeley (Trades, Portfolio)’s KEELEY All Cap Value Fund Q3 2014 Commentary.

Check out John Keeley latest stock trades

Top Ranked Articles about BancorpSouth Inc.

KEELEY All Cap Value Fund Comments on BancorpSouth Inc
BancorpSouth (BXS) fell over 18 percent and cost the portfolio 31 basis points of performance. The company announced plans to delay several announced acquisitions as increased scrutiny by the Federal Reserve and the Consumer Financial Protection Bureau (CFPB) concerning BSA/AML (Bank Secrecy Act and anti-money laundering) is ongoing and the reviews will need to be completed before the acquisitions are allowed to proceed. This caused earnings reductions due to delayed deal accretion. We have seen this issue pop up at several other institutions and while it's unfortunate, we feel this is not a specific issue germane to only BXS but rather the result of increased scrutiny from Washington DC regulators concerned with money laundering. Management is complying with all policy and procedural change requests and hopes to have the matter resolved in the near future. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 19.20
BXS's P/E(ttm) is ranked lower than
75% of the 1436 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. BXS: 19.20 )
Ranked among companies with meaningful P/E(ttm) only.
BXS' s 10-Year P/E(ttm) Range
Min: 9.7   Max: 269.81
Current: 19.2

9.7
269.81
Forward P/E 14.31
BXS's Forward P/E is ranked lower than
73% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.14 vs. BXS: 14.31 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 19.40
BXS's PE(NRI) is ranked lower than
76% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. BXS: 19.40 )
Ranked among companies with meaningful PE(NRI) only.
BXS' s 10-Year PE(NRI) Range
Min: 9.67   Max: 291.4
Current: 19.4

9.67
291.4
P/B 1.40
BXS's P/B is ranked lower than
68% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BXS: 1.40 )
Ranked among companies with meaningful P/B only.
BXS' s 10-Year P/B Range
Min: 0.56   Max: 2.2
Current: 1.4

0.56
2.2
P/S 3.35
BXS's P/S is ranked lower than
60% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. BXS: 3.35 )
Ranked among companies with meaningful P/S only.
BXS' s 10-Year P/S Range
Min: 1   Max: 3.81
Current: 3.35

1
3.81
PFCF 36.40
BXS's PFCF is ranked lower than
90% of the 1116 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.80 vs. BXS: 36.40 )
Ranked among companies with meaningful PFCF only.
BXS' s 10-Year PFCF Range
Min: 3.06   Max: 246.9
Current: 36.4

3.06
246.9
POCF 28.94
BXS's POCF is ranked lower than
90% of the 961 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.38 vs. BXS: 28.94 )
Ranked among companies with meaningful POCF only.
BXS' s 10-Year POCF Range
Min: 2.84   Max: 49.94
Current: 28.94

2.84
49.94
EV-to-EBIT 10.88
BXS's EV-to-EBIT is ranked higher than
67% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.34 vs. BXS: 10.88 )
Ranked among companies with meaningful EV-to-EBIT only.
BXS' s 10-Year EV-to-EBIT Range
Min: -495.4   Max: 94
Current: 10.88

-495.4
94
PEG 1.39
BXS's PEG is ranked lower than
59% of the 513 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. BXS: 1.39 )
Ranked among companies with meaningful PEG only.
BXS' s 10-Year PEG Range
Min: 0.42   Max: 12.32
Current: 1.39

0.42
12.32
Shiller P/E 29.50
BXS's Shiller P/E is ranked lower than
82% of the 1029 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.00 vs. BXS: 29.50 )
Ranked among companies with meaningful Shiller P/E only.
BXS' s 10-Year Shiller P/E Range
Min: 7.14   Max: 30.2
Current: 29.5

7.14
30.2
Days Sales Outstanding 22.48
BXS's Days Sales Outstanding is ranked higher than
76% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.67 vs. BXS: 22.48 )
Ranked among companies with meaningful Days Sales Outstanding only.
BXS' s 10-Year Days Sales Outstanding Range
Min: 22.35   Max: 79.24
Current: 22.48

22.35
79.24

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.14
BXS's Dividend Yield is ranked lower than
87% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. BXS: 1.14 )
Ranked among companies with meaningful Dividend Yield only.
BXS' s 10-Year Dividend Yield Range
Min: 0.19   Max: 6.87
Current: 1.14

0.19
6.87
Dividend Payout 0.22
BXS's Dividend Payout is ranked higher than
83% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. BXS: 0.22 )
Ranked among companies with meaningful Dividend Payout only.
BXS' s 10-Year Dividend Payout Range
Min: 0.04   Max: 2.2
Current: 0.22

0.04
2.2
Dividend growth (3y) 21.30
BXS's Dividend growth (3y) is ranked higher than
75% of the 623 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. BXS: 21.30 )
Ranked among companies with meaningful Dividend growth (3y) only.
BXS' s 10-Year Dividend growth (3y) Range
Min: -64.3   Max: 21.3
Current: 21.3

-64.3
21.3
Yield on cost (5-Year) 0.16
BXS's Yield on cost (5-Year) is ranked lower than
102% of the 2099 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. BXS: 0.16 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
BXS' s 10-Year Yield on cost (5-Year) Range
Min: 0.03   Max: 0.99
Current: 0.16

0.03
0.99
Share Buyback Rate -4.90
BXS's Share Buyback Rate is ranked lower than
67% of the 917 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. BXS: -4.90 )
Ranked among companies with meaningful Share Buyback Rate only.
BXS' s 10-Year Share Buyback Rate Range
Min: 2.6   Max: -22.7
Current: -4.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.80
BXS's Price/Tangible Book is ranked lower than
70% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. BXS: 1.80 )
Ranked among companies with meaningful Price/Tangible Book only.
BXS' s 10-Year Price/Tangible Book Range
Min: 0.74   Max: 6.87
Current: 1.8

0.74
6.87
Price/DCF (Projected) 0.80
BXS's Price/DCF (Projected) is ranked lower than
53% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. BXS: 0.80 )
Ranked among companies with meaningful Price/DCF (Projected) only.
BXS' s 10-Year Price/DCF (Projected) Range
Min: 0.31   Max: 1.32
Current: 0.8

0.31
1.32
Price/Median PS Value 1.20
BXS's Price/Median PS Value is ranked lower than
55% of the 1616 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. BXS: 1.20 )
Ranked among companies with meaningful Price/Median PS Value only.
BXS' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 1.8
Current: 1.2

0.35
1.8
Price/Peter Lynch Fair Value 0.80
BXS's Price/Peter Lynch Fair Value is ranked higher than
68% of the 472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. BXS: 0.80 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
BXS' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.67   Max: 3.92
Current: 0.8

0.67
3.92
Price/Graham Number 1.20
BXS's Price/Graham Number is ranked lower than
72% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. BXS: 1.20 )
Ranked among companies with meaningful Price/Graham Number only.
BXS' s 10-Year Price/Graham Number Range
Min: 0.68   Max: 3.61
Current: 1.2

0.68
3.61
Earnings Yield (Greenblatt) 9.20
BXS's Earnings Yield (Greenblatt) is ranked higher than
68% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. BXS: 9.20 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
BXS' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.1   Max: 27.3
Current: 9.2

1.1
27.3
Forward Rate of Return (Yacktman) 50.82
BXS's Forward Rate of Return (Yacktman) is ranked higher than
87% of the 761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.69 vs. BXS: 50.82 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
BXS' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -22.2   Max: 51.4
Current: 50.82

-22.2
51.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:YBA.Germany,
BancorpSouth Inc., is a financial holding company incorporated in 1982. The Company through its subsidiary BancorpSouth Bank, conducts commercial banking and financial services operations in Mississippi, Tennessee, Alabama, Arkansas, Texas, Louisiana, Florida, Missouri & Illinois. The Company provides financial services to individuals and small-to-medium size businesses. It operates investment services and insurance agency subsidiaries which engage in investment brokerage services and sales of other insurance products. Its trust department offers various services including personal trust and estate services, certain employee benefit accounts and plans, including individual retirement accounts, and limited corporate trust functions. All of the Company's assets are located in the United States and all of its revenues generated from external customers originate within the United States. Its lending activities include both commercial and consumer loans. It offers various commercial loan services including term loans, lines of credit, equipment and receivable financing and agricultural loans. A portion its lending activities consists of the origination of fixed and adjustable rate residential mortgage loans secured by owner-occupied property located in its primary market areas. Non-residential consumer loans made by the Bank include loans for automobiles, recreation vehicles, boats, personal (secured and unsecured) and deposit account secured loans.The Company has registered the trademarks 'BancorpSouth' and 'Bank of Mississippi' with the U.S. Patent and Trademark Office. The trademark 'BancorpSouth' will expire in 2024 and 'Bank of Mississippi' will expire in 2020 unless the Company extends these trademarks for additional ten-year periods. The Company competes for available loans and depository accounts with state and national commercial banks, as well as savings and loan associations, insurance companies, credit unions, money market mutual funds, automobile finance companies and financial services companies. The Company is subject to regulation and supervision by the Board of Governors of the Federal Reserve System. It also subject to the applicable provisions of Mississippi banking laws and the laws of the various states in which it operates, as well as federal law.
» More Articles for BXS

Headlines

Articles On GuruFocus.com
Bank And Thrift Mergers To Continue Nov 07 2014 
KEELEY All Cap Value Fund Comments on BancorpSouth Inc Oct 31 2014 
John Keeley's KEELEY All Cap Value Fund Q3 2014 Commentary Oct 31 2014 
Keeley All Cap Value Fund Fourth Quarter 2013 Commentary Feb 05 2014 
Ken Fisher’s Top 5 Stock Buys Oct 23 2013 
5 Biggest Dividend Hikes Of The Past Week Aug 31 2013 
My 4 Favorite Dividend Stocks with the Biggst Dividend Hike from Last Month Aug 30 2013 
Richard Pzena Buys 5 New Stocks May 14 2013 
Weekly CEO Buys Highlight: TRNO, VOCS, BXS, PVR, LOGM Mar 04 2013 
BancorpSouth Inc. Reports Operating Results (10-Q) Nov 05 2010 

More From Other Websites
BancorpSouth Receives America Saves Designation of Savings Excellence for Banks May 28 2015
BancorpSouth Receives America Saves Designation of Savings Excellence for Banks May 28 2015
10-Q for BancorpSouth, Inc. May 06 2015
BANCORPSOUTH INC Files SEC form 10-Q, Quarterly Report May 04 2015
BancorpSouth, Inc. to Present at Financial Conference Apr 27 2015
BANCORPSOUTH INC Files SEC form 8-K, Submission of Matters to a Vote of Security Holders Apr 23 2015
BancorpSouth, Inc. Declares Quarterly Dividend Apr 22 2015
BancorpSouth, Inc. Declares Quarterly Dividend Apr 22 2015
Synovus Financial Gains on Q1 Earnings Beat, Profits Up - Analyst Blog Apr 22 2015
BancorpSouth (BXS) Reports In-Line Earnings, Revenues Up Y/Y - Analyst Blog Apr 21 2015
BANCORPSOUTH INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD... Apr 21 2015
BancorpSouth Announces First Quarter 2015 Financial Results Apr 20 2015
BancorpSouth meets 1Q profit forecasts Apr 20 2015
BancorpSouth meets 1Q profit forecasts Apr 20 2015
BancorpSouth Announces First Quarter 2015 Financial Results Apr 20 2015
Q1 2015 BancorpSouth Inc Earnings Release - After Market Close Apr 20 2015
BancorpSouth Opens Banking Office in Dallas, Texas Apr 13 2015
BancorpSouth Opens Banking Office in Dallas, Texas Apr 13 2015
BANCORPSOUTH INC Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial Statements... Apr 13 2015
BancorpSouth Announces First Quarter Earnings Webcast Schedule Apr 01 2015

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