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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.08
CFFN's Cash to Debt is ranked lower than
53% of the 1728 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.88 vs. CFFN: 0.08 )
CFFN' s 10-Year Cash to Debt Range
Min: 0.01   Max: 3.82
Current: 0.08

0.01
3.82
Equity to Asset 0.16
CFFN's Equity to Asset is ranked higher than
93% of the 2245 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.09 vs. CFFN: 0.16 )
CFFN' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.21
Current: 0.16

0.1
0.21
Interest Coverage 1.09
CFFN's Interest Coverage is ranked higher than
65% of the 2154 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.25 vs. CFFN: 1.09 )
CFFN' s 10-Year Interest Coverage Range
Min: 0.17   Max: 1.09
Current: 1.09

0.17
1.09
F-Score: 6
Z-Score: 0.42
WACC vs ROIC
3.94%
2.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 56.34
CFFN's Operating margin (%) is ranked higher than
95% of the 2349 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.23 vs. CFFN: 56.34 )
CFFN' s 10-Year Operating margin (%) Range
Min: -245.89   Max: 68.09
Current: 56.34

-245.89
68.09
Net-margin (%) 38.15
CFFN's Net-margin (%) is ranked higher than
92% of the 2349 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.25 vs. CFFN: 38.15 )
CFFN' s 10-Year Net-margin (%) Range
Min: -76.05   Max: 353.92
Current: 38.15

-76.05
353.92
ROE (%) 5.32
CFFN's ROE (%) is ranked higher than
60% of the 2352 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.98 vs. CFFN: 5.32 )
CFFN' s 10-Year ROE (%) Range
Min: -11.75   Max: 8.8
Current: 5.32

-11.75
8.8
ROA (%) 0.87
CFFN's ROA (%) is ranked higher than
74% of the 2361 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CFFN: 0.87 )
CFFN' s 10-Year ROA (%) Range
Min: -1.24   Max: 1.03
Current: 0.87

-1.24
1.03
ROC (Joel Greenblatt) (%) 168.10
CFFN's ROC (Joel Greenblatt) (%) is ranked higher than
85% of the 2323 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 88.11 vs. CFFN: 168.10 )
CFFN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -426.05   Max: 587.09
Current: 168.1

-426.05
587.09
Revenue Growth (3Y)(%) 7.80
CFFN's Revenue Growth (3Y)(%) is ranked higher than
86% of the 2005 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.00 vs. CFFN: 7.80 )
CFFN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0   Max: 27.3
Current: 7.8

0
27.3
EBITDA Growth (3Y)(%) 31.80
CFFN's EBITDA Growth (3Y)(%) is ranked higher than
94% of the 1815 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. CFFN: 31.80 )
CFFN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0   Max: 45.9
Current: 31.8

0
45.9
EPS Growth (3Y)(%) 32.60
CFFN's EPS Growth (3Y)(%) is ranked higher than
92% of the 1833 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.90 vs. CFFN: 32.60 )
CFFN' s 10-Year EPS Growth (3Y)(%) Range
Min: 0   Max: 47
Current: 32.6

0
47
» CFFN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

CFFN Guru Trades in Q1 2014

Charles Brandes 248,264 sh (+21.50%)
Mario Gabelli 12,500 sh (unchged)
Ken Fisher 2,287,526 sh (-2.01%)
Jim Simons 4,719,697 sh (-3.20%)
John Keeley 3,681,343 sh (-7.37%)
Paul Tudor Jones 10,200 sh (-79.30%)
» More
Q2 2014

CFFN Guru Trades in Q2 2014

Paul Tudor Jones 35,000 sh (+243.14%)
Charles Brandes 250,107 sh (+0.74%)
Mario Gabelli 12,500 sh (unchged)
Jim Simons 4,601,897 sh (-2.50%)
Ken Fisher 2,172,866 sh (-5.01%)
John Keeley 1,269,015 sh (-65.53%)
» More
Q3 2014

CFFN Guru Trades in Q3 2014

Charles Brandes 256,216 sh (+2.44%)
Ken Fisher 2,177,016 sh (+0.19%)
Mario Gabelli 12,500 sh (unchged)
Paul Tudor Jones Sold Out
John Keeley 1,247,735 sh (-1.68%)
Jim Simons 4,510,997 sh (-1.98%)
» More
Q4 2014

CFFN Guru Trades in Q4 2014

Jim Simons 4,915,297 sh (+8.96%)
Mario Gabelli 12,500 sh (unchged)
Charles Brandes 255,608 sh (-0.24%)
Ken Fisher 2,134,026 sh (-1.97%)
John Keeley 1,213,825 sh (-2.72%)
» More
» Details

Insider Trades

Latest Guru Trades with CFFN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 21.20
CFFN's P/E(ttm) is ranked higher than
66% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 19.00 vs. CFFN: 21.20 )
CFFN' s 10-Year P/E(ttm) Range
Min: 21.2   Max: 94.24
Current: 21.2

21.2
94.24
Forward P/E 18.83
CFFN's Forward P/E is ranked higher than
74% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 18.83 )
N/A
PE(NRI) 21.20
CFFN's PE(NRI) is ranked higher than
70% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.80 vs. CFFN: 21.20 )
CFFN' s 10-Year PE(NRI) Range
Min: 21.22   Max: 88.14
Current: 21.2

21.22
88.14
P/B 1.20
CFFN's P/B is ranked higher than
73% of the 3173 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.42 vs. CFFN: 1.20 )
CFFN' s 10-Year P/B Range
Min: 0.86   Max: 4.12
Current: 1.2

0.86
4.12
P/S 8.00
CFFN's P/S is ranked lower than
52% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.80 vs. CFFN: 8.00 )
CFFN' s 10-Year P/S Range
Min: 8   Max: 22.49
Current: 8

8
22.49
PFCF 19.00
CFFN's PFCF is ranked higher than
74% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 19.00 )
CFFN' s 10-Year PFCF Range
Min: 5.23   Max: 64.09
Current: 19

5.23
64.09
POCF 17.84
CFFN's POCF is ranked higher than
75% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 175.50 vs. CFFN: 17.84 )
CFFN' s 10-Year POCF Range
Min: 5.19   Max: 51.04
Current: 17.84

5.19
51.04
EV-to-EBIT 34.49
CFFN's EV-to-EBIT is ranked higher than
64% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.74 vs. CFFN: 34.49 )
CFFN' s 10-Year EV-to-EBIT Range
Min: -48.4   Max: 129.5
Current: 34.49

-48.4
129.5
PEG 2.90
CFFN's PEG is ranked higher than
87% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 2.90 )
CFFN' s 10-Year PEG Range
Min: 1.5   Max: 14.73
Current: 2.9

1.5
14.73
Shiller P/E 27.40
CFFN's Shiller P/E is ranked higher than
76% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 27.40 )
CFFN' s 10-Year Shiller P/E Range
Min: 26.56   Max: 155.19
Current: 27.4

26.56
155.19

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.50
CFFN's Dividend Yield is ranked higher than
53% of the 2208 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.44 vs. CFFN: 2.50 )
CFFN' s 10-Year Dividend Yield Range
Min: 2.28   Max: 8.59
Current: 2.5

2.28
8.59
Dividend Payout 0.52
CFFN's Dividend Payout is ranked higher than
69% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.69 vs. CFFN: 0.52 )
CFFN' s 10-Year Dividend Payout Range
Min: 0.47   Max: 8.19
Current: 0.52

0.47
8.19
Dividend growth (3y) -5.70
CFFN's Dividend growth (3y) is ranked higher than
65% of the 1306 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. CFFN: -5.70 )
CFFN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 51.9
Current: -5.7

0
51.9
Yield on cost (5-Year) 0.71
CFFN's Yield on cost (5-Year) is ranked lower than
88% of the 2215 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.78 vs. CFFN: 0.71 )
CFFN' s 10-Year Yield on cost (5-Year) Range
Min: 0.65   Max: 2.43
Current: 0.71

0.65
2.43
Share Buyback Rate 5.00
CFFN's Share Buyback Rate is ranked higher than
94% of the 1663 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.40 vs. CFFN: 5.00 )
CFFN' s 10-Year Share Buyback Rate Range
Min: 0   Max: -0.7
Current: 5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.20
CFFN's Price/Tangible Book is ranked higher than
80% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. CFFN: 1.20 )
CFFN' s 10-Year Price/Tangible Book Range
Min: 0.81   Max: 3.77
Current: 1.2

0.81
3.77
Price/DCF (Projected) 0.80
CFFN's Price/DCF (Projected) is ranked higher than
84% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 0.80 )
CFFN' s 10-Year Price/DCF (Projected) Range
Min: 0.55   Max: 1.76
Current: 0.8

0.55
1.76
Price/Median PS Value 0.70
CFFN's Price/Median PS Value is ranked higher than
97% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.30 vs. CFFN: 0.70 )
CFFN' s 10-Year Price/Median PS Value Range
Min: 0.39   Max: 1.84
Current: 0.7

0.39
1.84
Price/Peter Lynch Fair Value 1.50
CFFN's Price/Peter Lynch Fair Value is ranked higher than
92% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.00 vs. CFFN: 1.50 )
CFFN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.56   Max: 10.74
Current: 1.5

1.56
10.74
Price/Graham Number 1.10
CFFN's Price/Graham Number is ranked higher than
75% of the 3174 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.22 vs. CFFN: 1.10 )
CFFN' s 10-Year Price/Graham Number Range
Min: 0.63   Max: 3.6
Current: 1.1

0.63
3.6
Earnings Yield (Greenblatt) 2.90
CFFN's Earnings Yield (Greenblatt) is ranked higher than
53% of the 2339 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.40 vs. CFFN: 2.90 )
CFFN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 2.9
Current: 2.9

0.8
2.9
Forward Rate of Return (Yacktman) 18.38
CFFN's Forward Rate of Return (Yacktman) is ranked higher than
77% of the 1383 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.30 vs. CFFN: 18.38 )
CFFN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.4   Max: 18.4
Current: 18.38

3.4
18.4

Analyst Estimate

Sep15 Sep16
Revenue(Mil) 217 224
EPS($) 0.61 0.65
EPS without NRI($) 0.61 0.65

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK » details
Traded in other countries:CFW.Germany,
Capitol Federal Financial Inc is a Maryland corporation that was incorporated in April 2010 to be the successor corporation upon completion of the mutual-to-stock conversion of Capitol Federal Savings Bank MHC. The bank is the only operating subsidiary of the Company. The Bank is a federally chartered and insured savings bank. It attracts retail deposits from the general public and invest those funds mainly in permanent loans secured by first mortgages on owner-occupied, one- to four-family residences. To a lesser extent, it also originates consumer loans mainly secured by first mortgages on one- to four-family residences, multi-family and commercial real estate loans, and construction loans for one- to four-family residences, multi-family dwellings, and commercial properties. The Company purchases whole one- to four-family mortgage loans from correspondent and nationwide lenders, participate in loans with other lenders that are secured by commercial real estate and commercial properties, and invest in certain investment securities and mortgage-backed securities using funding from retail deposits, Federal Home Loan Bank borrowings, and repurchase agreements. The main sources of funds for lending activities include deposits, loan repayments, investment income, borrowings, and funds provided from operations. The Company mainly serves the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and a portion of the metropolitan area of greater Kansas City through 36 traditional and 10 in-store branches. Its main competitors include savings institutions, commercial banks, credit unions, and mortgage bankers. Other savings institutions, commercial banks, credit unions, and finance companies provide vigorous competition in consumer lending. The Company, as a savings and loan holding company, is examined and regulated by the FRB. The Company is subject to extensive regulation, supervision, and examination by the OCC, FRB, and the FDIC.
» More Articles for CFFN

Headlines

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More From Other Websites
CAPITOL FEDERAL FINANCIAL INC Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Apr 17 2015
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CAPITOL FEDERAL FINANCIAL INC Files SEC form 10-K, Annual Report Nov 26 2014
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