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11.99 (1y: +3%)
Market Cap 1.8 B P/E(ttm) 25.10
Enterprise Value 4.44 B P/B
CFFN- NAS (USA)
Capitol Federal Financial, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$11.99
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt No Debt
CFFN's Cash to Debt is ranked higher than
88% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. CFFN: No Debt )
CFFN' s 10-Year Cash to Debt Range
Min: 0.01   Max: No Debt
Current: No Debt
Interest Coverage No Debt
CFFN's Interest Coverage is ranked lower than
62% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10000.00 vs. CFFN: No Debt )
CFFN' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 6
Z-Score: 0.33
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 54.30
CFFN's Operating margin (%) is ranked higher than
93% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 25.80 vs. CFFN: 54.30 )
CFFN' s 10-Year Operating margin (%) Range
Min: -121.1   Max: 68.1
Current: 54.3
-121.1
68.1
Net-margin (%) 35.1
CFFN's Net-margin (%) is ranked higher than
90% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 18.10 vs. CFFN: 35.1 )
CFFN' s 10-Year Net-margin (%) Range
Min: -76   Max: 41.7
Current: 35.1
-76
41.7
Revenue Growth (%) 2.4
CFFN's Revenue Growth (%) is ranked higher than
63% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. CFFN: 2.4 )
CFFN' s 10-Year Revenue Growth (%) Range
Min: -4.9   Max: 12.1
Current: 2.4
-4.9
12.1
EBITDA Growth (%) 3.9
CFFN's EBITDA Growth (%) is ranked higher than
72% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.10 vs. CFFN: 3.9 )
CFFN' s 10-Year EBITDA Growth (%) Range
Min: -8.1   Max: 18
Current: 3.9
-8.1
18
EPS Growth (%) 3.7
CFFN's EPS Growth (%) is ranked higher than
71% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.40 vs. CFFN: 3.7 )
CFFN' s 10-Year EPS Growth (%) Range
Min: -7.6   Max: 20.6
Current: 3.7
-7.6
20.6
ยป CFFN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

CFFN Guru Trades in Q2 2012

Steven Cohen 59,070 sh (+58.98%)
Jim Simons 1,941,758 sh (+44.67%)
John Keeley 2,686,196 sh (+8.98%)
Chuck Royce 27,000 sh (unchged)
First Pacific Advisors 19,000 sh (unchged)
Mario Gabelli 12,500 sh (unchged)
Paul Tudor Jones Sold Out
Jeremy Grantham Sold Out
Charles Brandes 240,471 sh (-3.98%)
Michael Price 195,000 sh (-9.3%)
» More
Q3 2012

CFFN Guru Trades in Q3 2012

Jeremy Grantham 20,200 sh (New)
Jim Simons 2,581,897 sh (+32.97%)
John Keeley 2,724,564 sh (+1.43%)
Chuck Royce 27,000 sh (unchged)
Mario Gabelli 12,500 sh (unchged)
First Pacific Advisors Sold Out
Steven Cohen Sold Out
Charles Brandes 230,545 sh (-4.13%)
Michael Price 23,149 sh (-88.13%)
» More
Q4 2012

CFFN Guru Trades in Q4 2012

Third Avenue Management 22,615 sh (New)
Steven Cohen 28,373 sh (New)
Paul Tudor Jones 22,700 sh (New)
Ken Fisher 1,401,623 sh (New)
Jim Simons 4,122,297 sh (+59.66%)
John Keeley 2,745,283 sh (+0.76%)
Mario Gabelli 12,500 sh (unchged)
Chuck Royce 27,000 sh (unchged)
Michael Price Sold Out
Charles Brandes 218,300 sh (-5.31%)
» More
Q1 2013

CFFN Guru Trades in Q1 2013

Ken Fisher 2,414,071 sh (+72.23%)
Chuck Royce 27,000 sh (unchged)
Mario Gabelli 12,500 sh (unchged)
Third Avenue Management 22,615 sh (unchged)
Jim Simons 3,915,597 sh (-5.01%)
Charles Brandes 156,162 sh (-28.46%)
Paul Tudor Jones 13,800 sh (-39.21%)
John Keeley 1,459,982 sh (-46.82%)
Steven Cohen 11,383 sh (-59.88%)
» More
» Details

Insider Trades

Latest Guru Trades with CFFN

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2013-03-31 Reduce -46.82%0.34%$11.69 - $12.09 $ 11.991%1459982
Charles Brandes 2013-03-31 Reduce -28.46%0.01%$11.69 - $12.09 $ 11.991%156162
Michael Price 2012-12-31 Sold Out 0.03%$11.57 - $12.21 $ 11.991%0
Michael Price 2012-09-30 Reduce -88.13%0.29%$11.54 - $12 $ 11.991%23149
Michael Price 2012-03-31 Reduce -28.33%0.16%$11.52 - $12 $ 11.9911%215000
Charles Brandes 2011-12-31 Reduce -30.82%0.01%$10.36 - $11.6 $ 11.998%265516
George Soros 2011-09-30 Sold Out 0.0024%$10.39 - $11.88 $ 11.998%0
Daniel Loeb 2011-06-30 Sold Out 0.37%$10.98 - $12.05 $ 11.994%0
George Soros 2011-06-30 Reduce -35.68%$10.98 - $12.05 $ 11.994%14600
John Keeley 2011-03-31 New Buy0.4%$11.2 - $12.64 $ 11.990%2317040
Charles Brandes 2011-03-31 New Buy0.03%$11.2 - $12.64 $ 11.990%358700
George Soros 2011-03-31 New Buy$11.2 - $12.64 $ 11.990%22700
Mario Gabelli 2011-03-31 New Buy$11.2 - $12.64 $ 11.990%12500
Michael Price 2010-12-31 New Buy0.6%$23.09 - $26.44 $ 11.99-50%300000
Daniel Loeb 2010-12-31 New Buy0.48%$23.09 - $26.44 $ 11.99-50%750225
Premium More recent guru trades are included for Premium Members only!!

Ratios

vs
industry		 vs
history
P/E(ttm) 25.10
CFFN's P/E(ttm) is ranked lower than
64% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.43 vs. CFFN: 25.10 )
CFFN' s 10-Year P/E(ttm) Range
Min: 15.58   Max: 108.04
Current: 25.1
15.58
108.04
P/S 8.76
CFFN's P/S is ranked lower than
97% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. CFFN: 8.76 )
CFFN' s 10-Year P/S Range
Min: 6.47   Max: 23.28
Current: 8.76
6.47
23.28
PFCF 27.20
CFFN's PFCF is ranked lower than
86% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. CFFN: 27.20 )
CFFN' s 10-Year PFCF Range
Min: 5.19   Max: 64.09
Current: 27.2
5.19
64.09
EV-to-EBIT 40
CFFN's EV-to-EBIT is ranked lower than
61% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.90 vs. CFFN: 40 )
CFFN' s 10-Year EV-to-EBIT Range
Min: 11   Max: 144.1
Current: 40
11
144.1
PEG 5.7
CFFN's PEG is ranked higher than
85% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. CFFN: 5.7 )
CFFN' s 10-Year PEG Range
Min: 3.57   Max: 17.48
Current: 5.7
3.57
17.48
Shiller P/E 31.7
CFFN's Shiller P/E is ranked higher than
54% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.60 vs. CFFN: 31.7 )
CFFN' s 10-Year Shiller P/E Range
Min: 29.39   Max: 155.19
Current: 31.7
29.39
155.19

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.50
CFFN's Dividend Yield is ranked higher than
73% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.20 vs. CFFN: 2.50 )
CFFN' s 10-Year Dividend Yield Range
Min: 1.95   Max: 8.59
Current: 2.5
1.95
8.59
Dividend Payout 0.6301
CFFN's Dividend Payout is ranked higher than
53% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.42 vs. CFFN: 0.6301 )
CFFN' s 10-Year Dividend Payout Range
Min: 0.49   Max: 4.55
Current: 0.63
0.49
4.55
Dividend growth (3y) -23.7
CFFN's Dividend growth (3y) is ranked higher than
74% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -21.50 vs. CFFN: -23.7 )
CFFN' s 10-Year Dividend growth (3y) Range
Min: -23.7   Max: 36.9
Current: -23.7
-23.7
36.9
Yield on cost (5-Year) 0.49
CFFN's Yield on cost (5-Year) is ranked lower than
53% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.92 vs. CFFN: 0.49 )
CFFN' s 10-Year Yield on cost (5-Year) Range
Min: 0.39   Max: 1.7
Current: 0.49
0.39
1.7
Share Buyback Rate 1.8
CFFN's Share Buyback Rate is ranked higher than
93% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.75 vs. CFFN: 1.8 )
CFFN' s 10-Year Share Buyback Rate Range
Min: 3.9   Max: -0.6
Current: 1.8

Valuation & Return

vs
industry		 vs
history
Price/DCF (Projected) 0.8
CFFN's Price/DCF (Projected) is ranked lower than
78% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.50 vs. CFFN: 0.8 )
CFFN' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 1.6
Current: 0.8
0.5
1.6
Price/Median PS Value 0.8
CFFN's Price/Median PS Value is ranked lower than
89% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.80 vs. CFFN: 0.8 )
CFFN' s 10-Year Price/Median PS Value Range
Min: 0.6   Max: 1.8
Current: 0.8
0.6
1.8
Earnings Yield (Greenblatt) 2.50
CFFN's Earnings Yield (Greenblatt) is ranked higher than
51% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.80 vs. CFFN: 2.50 )
CFFN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 9.1
Current: 2.5
0.7
9.1
Forward Rate of Return (Yacktman) 7.81
CFFN's Forward Rate of Return (Yacktman) is ranked higher than
58% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.01 vs. CFFN: 7.81 )
CFFN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.4   Max: 16.8
Current: 7.81
3.4
16.8

Business Description

Capitol Federal Financial, Inc. is a Maryland corporation that was incorporated in April 2010 to be the successor corporation upon completion of the mutual-to-stock conversion of Capitol Federal Savings Bank MHC. The bank is the only operating subsidiary of the Company. The Company's revenues are derived from interest on loans and mortgage-related securities and interest and dividends on investment securities. Its main sources of funds are customer deposits, borrowings, scheduled amortization and prepayments of mortgage loan principal and mortgage-backed securities and calls and maturities of investment securities and funds provided by operations. The company offers a variety of deposit accounts having a wide range of interest rates and terms, which generally include passbook and statement savings accounts, money market accounts, interest bearing and non-interest bearing checking accounts and certificates of deposit with terms ranging from 91 days to 96 months. Its main lending activity is the origination of loans secured by first mortgages on one- to four-family residential properties. The Company also makes consumer loans, construction loans secured by residential properties, commercial properties and multi-family real estate and loans secured by multi-family dwellings or commercial properties. Its mortgage loans carry either a fixed or an adjustable-rate of interest. The Bank is subject to regulation and oversight by the OCC extending to all aspects of its operations.
Company Website
SEC Reports
Industry: Savings & Cooperative Banks
Compare:OCN, HOME, NYCB, PBCT, HCBK
ยป More Articles for CFFN

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Capitol Federal Financial Reports Operating Results (10-K/A) Mar 02 2011 
Capitol Federal Financial Reports Operating Results (10-K) Nov 29 2010 
Weekly Guru Bargains Highlights: PPC, ESI, JCG, JOE, CFFN Oct 17 2010 
Weekly Guru Bargains Highlights: Capitol Federal Financial, CRH Plc., Bally Technologies Inc, Petroh Sep 25 2010 

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