Business Description
National Credit and Commerce Bank PLC
ISIN : BD0119NCCBL3
Description
National Credit and Commerce Bank PLC is a commercial bank in Bangladesh. The principal activities of the company are loans and deposit services, personal and commercial banking, trade services, and others to the customers. The company offers a range of services such as Retail Banking, Corporate Banking, NRB banking, and E-banking, among others.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.54 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.77 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.48 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.4 | |||||
| 3-Year EPS without NRI Growth Rate | 6.6 | |||||
| 3-Year FCF Growth Rate | -26.7 | |||||
| 3-Year Book Growth Rate | 5.9 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 32.04 | |||||
| 9-Day RSI | 32.98 | |||||
| 14-Day RSI | 35.69 | |||||
| 6-1 Month Momentum % | -9.16 | |||||
| 12-1 Month Momentum % | -9.46 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.35 | |||||
| Dividend Payout Ratio | 0.21 | |||||
| 3-Year Dividend Growth Rate | 39.8 | |||||
| Forward Dividend Yield % | 4.35 | |||||
| 5-Year Yield-on-Cost % | 3.85 | |||||
| Shareholder Yield % | -55.16 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 19.97 | |||||
| FCF Margin % | 45.42 | |||||
| ROE % | 11.12 | |||||
| ROA % | 0.87 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 4.59 | |||||
| PE Ratio without NRI | 4.66 | |||||
| Price-to-Owner-Earnings | 2.05 | |||||
| PEG Ratio | 0.71 | |||||
| PS Ratio | 0.92 | |||||
| PB Ratio | 0.49 | |||||
| Price-to-Tangible-Book | 0.5 | |||||
| Price-to-Free-Cash-Flow | 2.09 | |||||
| Price-to-Operating-Cash-Flow | 2.03 | |||||
| EV-to-Revenue | 2.42 | |||||
| EV-to-FCF | 5.4 | |||||
| Price-to-Projected-FCF | 0.27 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.63 | |||||
| Price-to-Graham-Number | 0.32 | |||||
| FCF Yield % | 49.57 | |||||
| Forward Rate of Return (Yacktman) % | 14.05 |
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