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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.29
DLX's Cash to Debt is ranked lower than
52% of the 974 Companies
in the Global Business Services industry.

( Industry Median: 1.01 vs. DLX: 0.29 )
DLX' s 10-Year Cash to Debt Range
Min: 0.01   Max: 2.73
Current: 0.29

0.01
2.73
Equity to Asset 0.36
DLX's Equity to Asset is ranked higher than
53% of the 944 Companies
in the Global Business Services industry.

( Industry Median: 0.46 vs. DLX: 0.36 )
DLX' s 10-Year Equity to Asset Range
Min: -0.53   Max: 0.65
Current: 0.36

-0.53
0.65
Interest Coverage 8.30
DLX's Interest Coverage is ranked lower than
52% of the 666 Companies
in the Global Business Services industry.

( Industry Median: 25.65 vs. DLX: 8.30 )
DLX' s 10-Year Interest Coverage Range
Min: 3.5   Max: 67.91
Current: 8.3

3.5
67.91
F-Score: 6
Z-Score: 3.75
M-Score: -2.62
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 19.50
DLX's Operating margin (%) is ranked higher than
90% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 6.26 vs. DLX: 19.50 )
DLX' s 10-Year Operating margin (%) Range
Min: 9.89   Max: 26.86
Current: 19.5

9.89
26.86
Net-margin (%) 11.41
DLX's Net-margin (%) is ranked higher than
86% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 4.08 vs. DLX: 11.41 )
DLX' s 10-Year Net-margin (%) Range
Min: 2.33   Max: 16.69
Current: 11.41

2.33
16.69
ROE (%) 33.30
DLX's ROE (%) is ranked higher than
96% of the 928 Companies
in the Global Business Services industry.

( Industry Median: 9.05 vs. DLX: 33.30 )
DLX' s 10-Year ROE (%) Range
Min: 6.76   Max: 299.85
Current: 33.3

6.76
299.85
ROA (%) 11.79
DLX's ROA (%) is ranked higher than
92% of the 980 Companies
in the Global Business Services industry.

( Industry Median: 3.98 vs. DLX: 11.79 )
DLX' s 10-Year ROA (%) Range
Min: 3.85   Max: 35.51
Current: 11.79

3.85
35.51
ROC (Joel Greenblatt) (%) 325.17
DLX's ROC (Joel Greenblatt) (%) is ranked higher than
93% of the 972 Companies
in the Global Business Services industry.

( Industry Median: 28.23 vs. DLX: 325.17 )
DLX' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 39.91   Max: 309.36
Current: 325.17

39.91
309.36
Revenue Growth (3Y)(%) 4.40
DLX's Revenue Growth (3Y)(%) is ranked higher than
69% of the 817 Companies
in the Global Business Services industry.

( Industry Median: 4.50 vs. DLX: 4.40 )
DLX' s 10-Year Revenue Growth (3Y)(%) Range
Min: -9.6   Max: 18.8
Current: 4.4

-9.6
18.8
EBITDA Growth (3Y)(%) 2.90
DLX's EBITDA Growth (3Y)(%) is ranked higher than
64% of the 691 Companies
in the Global Business Services industry.

( Industry Median: 6.30 vs. DLX: 2.90 )
DLX' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -15.2   Max: 23.8
Current: 2.9

-15.2
23.8
EPS Growth (3Y)(%) 7.20
DLX's EPS Growth (3Y)(%) is ranked higher than
68% of the 620 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. DLX: 7.20 )
DLX' s 10-Year EPS Growth (3Y)(%) Range
Min: -31.5   Max: 62
Current: 7.2

-31.5
62
» DLX's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

DLX Guru Trades in Q4 2013

Mario Gabelli 4,600 sh (New)
Scott Black 54,385 sh (New)
David Dreman 925 sh (New)
Bill Frels 485,878 sh (+1.4%)
Steven Cohen Sold Out
John Keeley 45,600 sh (-4.2%)
Murray Stahl 19,800 sh (-6.38%)
Jeremy Grantham 11,188 sh (-16.24%)
Jim Simons 600,000 sh (-21.73%)
Joel Greenblatt 336,632 sh (-35.72%)
» More
Q1 2014

DLX Guru Trades in Q1 2014

Bill Frels 809,297 sh (+66.56%)
Scott Black 65,017 sh (+19.55%)
Jim Simons 690,700 sh (+15.12%)
Mario Gabelli 4,600 sh (unchged)
John Keeley 45,600 sh (unchged)
David Dreman Sold Out
Jeremy Grantham Sold Out
Joel Greenblatt 328,152 sh (-2.52%)
Murray Stahl 18,850 sh (-4.8%)
» More
Q2 2014

DLX Guru Trades in Q2 2014

David Dreman 1,097 sh (New)
Jim Simons 713,300 sh (+3.27%)
Mario Gabelli 4,600 sh (unchged)
Scott Black 64,667 sh (-0.54%)
Bill Frels 795,327 sh (-1.73%)
Murray Stahl 18,250 sh (-3.18%)
John Keeley 42,600 sh (-6.58%)
Joel Greenblatt 189,552 sh (-42.24%)
» More
Q3 2014

DLX Guru Trades in Q3 2014

Ray Dalio 4,200 sh (New)
Scott Black 146,125 sh (+125.97%)
Bill Frels 796,364 sh (+0.13%)
Mario Gabelli 4,600 sh (unchged)
John Keeley 42,600 sh (unchged)
David Dreman Sold Out
Murray Stahl 17,150 sh (-6.03%)
Jim Simons 615,800 sh (-13.67%)
Joel Greenblatt 70,022 sh (-63.06%)
» More
» Details

Insider Trades

Latest Guru Trades with DLX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Scott Black 2014-09-30 Add 125.97%0.61%$54.62 - $60.22 $ 61.467%146125
Joel Greenblatt 2014-09-30 Reduce -63.06%0.09%$54.62 - $60.22 $ 61.467%70022
David Dreman 2014-09-30 Sold Out $54.62 - $60.22 $ 61.467%0
Ray Dalio 2014-09-30 New Buy$54.62 - $60.22 $ 61.467%4200
Joel Greenblatt 2014-06-30 Reduce -42.24%0.11%$49.23 - $57.94 $ 61.4613%189552
David Dreman 2014-06-30 New Buy$49.23 - $57.94 $ 61.4613%1097
David Dreman 2014-03-31 Sold Out $45.52 - $53.65 $ 61.4622%0
Scott Black 2013-12-31 New Buy0.31%$42.34 - $52.11 $ 61.4629%54385
Joel Greenblatt 2013-12-31 Reduce -35.72%0.25%$42.34 - $52.11 $ 61.4629%336632
David Dreman 2013-12-31 New Buy$42.34 - $52.11 $ 61.4629%925
Mario Gabelli 2013-12-31 New Buy$42.34 - $52.11 $ 61.4629%4600
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 16.60
DLX's P/E(ttm) is ranked higher than
83% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 32.60 vs. DLX: 16.60 )
DLX' s 10-Year P/E(ttm) Range
Min: 3.77   Max: 19.64
Current: 16.6

3.77
19.64
P/B 5.05
DLX's P/B is ranked higher than
56% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 3.32 vs. DLX: 5.05 )
DLX' s 10-Year P/B Range
Min: 3.11   Max: 85.3
Current: 5.05

3.11
85.3
P/S 1.89
DLX's P/S is ranked higher than
64% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.76 vs. DLX: 1.89 )
DLX' s 10-Year P/S Range
Min: 0.23   Max: 1.89
Current: 1.89

0.23
1.89
PFCF 12.91
DLX's PFCF is ranked higher than
85% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 45.58 vs. DLX: 12.91 )
DLX' s 10-Year PFCF Range
Min: 1.72   Max: 14.2
Current: 12.91

1.72
14.2
EV-to-EBIT 10.95
DLX's EV-to-EBIT is ranked higher than
83% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 19.22 vs. DLX: 10.95 )
DLX' s 10-Year EV-to-EBIT Range
Min: 5.9   Max: 14.6
Current: 10.95

5.9
14.6
PEG 2.17
DLX's PEG is ranked higher than
88% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. DLX: 2.17 )
DLX' s 10-Year PEG Range
Min: 0.24   Max: 61
Current: 2.17

0.24
61
Shiller P/E 19.67
DLX's Shiller P/E is ranked higher than
89% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. DLX: 19.67 )
DLX' s 10-Year Shiller P/E Range
Min: 2.17   Max: 19.7
Current: 19.67

2.17
19.7
Current Ratio 0.78
DLX's Current Ratio is ranked lower than
59% of the 963 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. DLX: 0.78 )
DLX' s 10-Year Current Ratio Range
Min: 0.2   Max: 1.45
Current: 0.78

0.2
1.45
Quick Ratio 0.71
DLX's Quick Ratio is ranked lower than
58% of the 963 Companies
in the Global Business Services industry.

( Industry Median: 1.31 vs. DLX: 0.71 )
DLX' s 10-Year Quick Ratio Range
Min: 0.16   Max: 1.35
Current: 0.71

0.16
1.35

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.87
DLX's Dividend Yield is ranked lower than
56% of the 639 Companies
in the Global Business Services industry.

( Industry Median: 2.08 vs. DLX: 1.87 )
DLX' s 10-Year Dividend Yield Range
Min: 1.76   Max: 15.46
Current: 1.87

1.76
15.46
Dividend Payout 0.30
DLX's Dividend Payout is ranked higher than
88% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. DLX: 0.30 )
DLX' s 10-Year Dividend Payout Range
Min: 0.26   Max: 9.25
Current: 0.3

0.26
9.25
Yield on cost (5-Year) 1.90
DLX's Yield on cost (5-Year) is ranked lower than
63% of the 658 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. DLX: 1.90 )
DLX' s 10-Year Yield on cost (5-Year) Range
Min: 1.76   Max: 15.46
Current: 1.9

1.76
15.46
Share Buyback Rate 0.20
DLX's Share Buyback Rate is ranked higher than
85% of the 671 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. DLX: 0.20 )
DLX' s 10-Year Share Buyback Rate Range
Min: 9.9   Max: -0.9
Current: 0.2

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 1.23
DLX's Price/DCF (Projected) is ranked higher than
83% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 4.16 vs. DLX: 1.23 )
DLX' s 10-Year Price/DCF (Projected) Range
Min: 0.25   Max: 1.64
Current: 1.23

0.25
1.64
Price/Median PS Value 2.00
DLX's Price/Median PS Value is ranked higher than
52% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 1.20 vs. DLX: 2.00 )
DLX' s 10-Year Price/Median PS Value Range
Min: 0.36   Max: 2.55
Current: 2

0.36
2.55
Price/Peter Lynch Fair Value 2.80
DLX's Price/Peter Lynch Fair Value is ranked higher than
89% of the 1121 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. DLX: 2.80 )
DLX' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.38   Max: 2.55
Current: 2.8

0.38
2.55
Earnings Yield (Greenblatt) 9.10
DLX's Earnings Yield (Greenblatt) is ranked higher than
81% of the 968 Companies
in the Global Business Services industry.

( Industry Median: 5.90 vs. DLX: 9.10 )
DLX' s 10-Year Earnings Yield (Greenblatt) Range
Min: 6.8   Max: 17
Current: 9.1

6.8
17
Forward Rate of Return (Yacktman) 12.41
DLX's Forward Rate of Return (Yacktman) is ranked higher than
72% of the 567 Companies
in the Global Business Services industry.

( Industry Median: 11.31 vs. DLX: 12.41 )
DLX' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -1   Max: 48
Current: 12.41

-1
48

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:DL8.Germany,
Deluxe Corp was incorporated under the laws of the State of Minnesota in 1920. From 1920 until 1988 the Company was named Deluxe Check Printers, Incorporated. Through its businesses and brands and subsidiaries, the Company helps small businesses and financial institutions to manage, promote, and grow their businesses. The Company uses direct marketing, a North American sales force, financial institution referrals, independent distributors and the Internet to provide its customers products and services; personalized printed items, promotional products and merchandising materials, fraud prevention services and financial institution customer retention programs. The Company also sells personalized checks and accessories directly to consumers. The Company's business segments consist of Small Business Services, Financial Services and Direct Checks. Small Business Services operates under various brands including Deluxe, NEBS, Safeguard, PsPrint, Hostopia, Logo Mojo, Aplus.netSM, OrangeSodaSM and VerticalResponse. This segment sells personalized printed products, which include business checks, printed forms, promotional products, marketing materials and related services, as well as retail packaging supplies and a suite of business services, including web design and hosting, fraud protection, payroll, logo design, search engine marketing and business networking, to over four million small business customers in the United States, Canada and Europe. Financial Services sells personal and business checks, check-related products and services, customer loyalty and retention programs, fraud monitoring and protection services, and stored value gift cards to banks and other financial institutions primarily through a direct sales force. As part of its check programs, the Company also offers enhanced services such as customized reporting file management and expedited account conversion support. Direct Checks is direct-to-consumer check supplier, selling under the Checks Unlimited, Designer Checks and Checks.com brand names. Through these brands, the Company sells personal and business checks and related products and services directly to consumers using direct response marketing and the Internet. The Company is a provider of printed forms to small businesses. Printed forms include billing forms, work orders, job proposals, purchase orders, invoices and personnel forms. The Company's stationery, letterhead, envelopes and business cards are produced in a variety of formats and ink colors. These items are designed to provide small business owners with the documents necessary to manage their business. The Company also provides promotional printed items and digital printing services designed to fulfill selling and marketing needs of the small businesses. The principal raw materials used in producing its main products are paper, plastics, ink, cartons and printing plate material, which the Company purchases from various sources. Its competitors include off
» More Articles for DLX

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