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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.43
NAS:EBSB's Cash to Debt is ranked lower than
75% of the 1560 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.13 vs. NAS:EBSB: 0.43 )
Ranked among companies with meaningful Cash to Debt only.
NAS:EBSB' s Cash to Debt Range Over the Past 10 Years
Min: 0.12  Med: 1.01 Max: N/A
Current: 0.43
Equity to Asset 0.15
NAS:EBSB's Equity to Asset is ranked higher than
85% of the 1610 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. NAS:EBSB: 0.15 )
Ranked among companies with meaningful Equity to Asset only.
NAS:EBSB' s Equity to Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.12 Max: 0.19
Current: 0.15
0.09
0.19
Interest Coverage 1.69
NAS:EBSB's Interest Coverage is ranked higher than
50% of the 1563 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.70 vs. NAS:EBSB: 1.69 )
Ranked among companies with meaningful Interest Coverage only.
NAS:EBSB' s Interest Coverage Range Over the Past 10 Years
Min: 0.09  Med: 0.99 Max: 1.69
Current: 1.69
0.09
1.69
F-Score: 6
M-Score: -2.66
WACC vs ROIC
3.27%
4.54%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 8/10

vs
industry
vs
history
Operating margin (%) 31.38
NAS:EBSB's Operating margin (%) is ranked higher than
52% of the 1653 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.84 vs. NAS:EBSB: 31.38 )
Ranked among companies with meaningful Operating margin (%) only.
NAS:EBSB' s Operating margin (%) Range Over the Past 10 Years
Min: -491.31  Med: 17.87 Max: 32.12
Current: 31.38
-491.31
32.12
Net-margin (%) 21.29
NAS:EBSB's Net-margin (%) is ranked lower than
54% of the 1652 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.27 vs. NAS:EBSB: 21.29 )
Ranked among companies with meaningful Net-margin (%) only.
NAS:EBSB' s Net-margin (%) Range Over the Past 10 Years
Min: -6.16  Med: 16.34 Max: 134.7
Current: 21.29
-6.16
134.7
ROE (%) 4.44
NAS:EBSB's ROE (%) is ranked lower than
77% of the 1648 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.34 vs. NAS:EBSB: 4.44 )
Ranked among companies with meaningful ROE (%) only.
NAS:EBSB' s ROE (%) Range Over the Past 10 Years
Min: -1.38  Med: 5.32 Max: 6.43
Current: 4.44
-1.38
6.43
ROA (%) 0.73
NAS:EBSB's ROA (%) is ranked lower than
61% of the 1659 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.88 vs. NAS:EBSB: 0.73 )
Ranked among companies with meaningful ROA (%) only.
NAS:EBSB' s ROA (%) Range Over the Past 10 Years
Min: -0.2  Med: 0.6 Max: 0.88
Current: 0.73
-0.2
0.88
Revenue Growth (3Y)(%) 12.60
NAS:EBSB's Revenue Growth (3Y)(%) is ranked higher than
81% of the 1350 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.20 vs. NAS:EBSB: 12.60 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
NAS:EBSB' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 4.65 Max: 43.1
Current: 12.6
0
43.1
EBITDA Growth (3Y)(%) 19.60
NAS:EBSB's EBITDA Growth (3Y)(%) is ranked higher than
80% of the 1237 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.00 vs. NAS:EBSB: 19.60 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
NAS:EBSB' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 81.4
Current: 19.6
0
81.4
EPS Growth (3Y)(%) 23.10
NAS:EBSB's EPS Growth (3Y)(%) is ranked higher than
81% of the 1213 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.40 vs. NAS:EBSB: 23.10 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
NAS:EBSB' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: 0  Med: 0 Max: 84
Current: 23.1
0
84
» NAS:EBSB's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q3 2015

EBSB Guru Trades in Q3 2015

Paul Tudor Jones 31,643 sh (+94.31%)
Chuck Royce 219,900 sh (+14.47%)
Jim Simons 1,363,808 sh (+5.53%)
Michael Price 100,000 sh (unchged)
» More
Q4 2015

EBSB Guru Trades in Q4 2015

Paul Tudor Jones 32,826 sh (+3.74%)
Michael Price 100,000 sh (unchged)
Chuck Royce 219,900 sh (unchged)
Jim Simons 1,252,427 sh (-8.17%)
» More
Q1 2016

EBSB Guru Trades in Q1 2016

Chuck Royce 336,900 sh (+53.21%)
Jim Simons 1,342,644 sh (+7.20%)
Michael Price 100,000 sh (unchged)
Paul Tudor Jones 31,430 sh (-4.25%)
» More
Q2 2016

EBSB Guru Trades in Q2 2016

Jim Simons 1,348,844 sh (+0.46%)
Michael Price 100,000 sh (unchged)
Chuck Royce 336,900 sh (unchged)
Paul Tudor Jones 29,549 sh (-5.98%)
» More
» Details

Insider Trades

Latest Guru Trades with EBSB

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Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:NYSE:BHLB, NAS:UBNK, NAS:FFIC, NAS:DCOM, NAS:HMST, NAS:CASH, NAS:HONE, NAS:OCFC, NAS:WSBF, NAS:LOB, NAS:KRNY, NAS:FDEF, NAS:CSBK, NAS:BKMU, NAS:BSF, NAS:UCFC, OTCPK:BFCFB, NAS:EBTC, NAS:TBNK, NYSE:PFS » details
Traded in other countries:3MR.Germany,
Meridian Bancorp Inc, formerly Meridian Interstate Bancorp Inc is a Massachusetts corporation & hloding company of East Boston Savings Bank. The Company offers deposit and loan products to individuals and businesses.

Meridian Bancorp, Inc was incorporated on March 6, 2014 is a Maryland corporation and established as the holding company of East Boston Savings Bank. The Company owns all of East Boston Savings Bank's stock and directs, plans and coordinates East Boston Savings Bank's business activities. East Boston Savings Bank is a Massachusetts-chartered stock savings bank that conducts its business from 27 full-service locations and three loan centers in the greater Boston metropolitan area. The Bank operates nine of its full-service locations and a loan center under the name Mt. Washington Bank, a Division of East Boston Savings Bank. It offers deposit and loan products to individuals and businesses located in its primary market, which consists of Suffolk, Middlesex and Essex Counties, Massachusetts. It attracts deposits from the general public and uses those funds to originate one- to four-family real estate, multi-family and commercial real estate, construction, commercial business and consumer loans. Its lending business also involves the purchase and sale of loan participation interests. It also offers non-deposit financial products through a third-party network arrangement. It face competition for the attraction of deposits and origination of loans from many financial institutions. The Company complies monetary and fiscal policies of various agencies of the United States Government, including the Federal Reserve Board.

Ratios

vs
industry
vs
history
P/E(ttm) 31.82
EBSB's P/E(ttm) is ranked lower than
90% of the 1513 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.26 vs. EBSB: 31.82 )
Ranked among companies with meaningful P/E(ttm) only.
EBSB' s P/E(ttm) Range Over the Past 10 Years
Min: 16.52  Med: 29.47 Max: 3870
Current: 31.82
16.52
3870
Forward P/E 24.51
EBSB's Forward P/E is ranked lower than
98% of the 369 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.63 vs. EBSB: 24.51 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 31.82
EBSB's PE(NRI) is ranked lower than
90% of the 1515 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 13.28 vs. EBSB: 31.82 )
Ranked among companies with meaningful PE(NRI) only.
EBSB' s PE(NRI) Range Over the Past 10 Years
Min: 16.52  Med: 29.39 Max: 99999999.99
Current: 31.82
16.52
99999999.99
Price/Owner Earnings (ttm) 37.22
EBSB's Price/Owner Earnings (ttm) is ranked lower than
91% of the 859 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.81 vs. EBSB: 37.22 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
EBSB' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 11.07  Med: 26.13 Max: 156.04
Current: 37.22
11.07
156.04
P/B 1.43
EBSB's P/B is ranked lower than
74% of the 1598 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.06 vs. EBSB: 1.43 )
Ranked among companies with meaningful P/B only.
EBSB' s P/B Range Over the Past 10 Years
Min: 0.83  Med: 1.27 Max: 2.42
Current: 1.43
0.83
2.42
P/S 6.75
EBSB's P/S is ranked lower than
89% of the 1606 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.98 vs. EBSB: 6.75 )
Ranked among companies with meaningful P/S only.
EBSB' s P/S Range Over the Past 10 Years
Min: 0.18  Med: 5.03 Max: 7.24
Current: 6.75
0.18
7.24
PFCF 28.49
EBSB's PFCF is ranked lower than
88% of the 817 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.68 vs. EBSB: 28.49 )
Ranked among companies with meaningful PFCF only.
EBSB' s PFCF Range Over the Past 10 Years
Min: 4.45  Med: 25.9 Max: 322.5
Current: 28.49
4.45
322.5
POCF 24.46
EBSB's POCF is ranked lower than
90% of the 920 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.22 vs. EBSB: 24.46 )
Ranked among companies with meaningful POCF only.
EBSB' s POCF Range Over the Past 10 Years
Min: 0.93  Med: 23.7 Max: 277.14
Current: 24.46
0.93
277.14
EV-to-EBIT 26.65
EBSB's EV-to-EBIT is ranked lower than
81% of the 1243 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.80 vs. EBSB: 26.65 )
Ranked among companies with meaningful EV-to-EBIT only.
EBSB' s EV-to-EBIT Range Over the Past 10 Years
Min: -3178.2  Med: 15.9 Max: 439.3
Current: 26.65
-3178.2
439.3
EV-to-EBITDA 24.78
EBSB's EV-to-EBITDA is ranked lower than
83% of the 1243 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.39 vs. EBSB: 24.78 )
Ranked among companies with meaningful EV-to-EBITDA only.
EBSB' s EV-to-EBITDA Range Over the Past 10 Years
Min: -129.2  Med: 17.5 Max: 2075.8
Current: 24.78
-129.2
2075.8
PEG 1.18
EBSB's PEG is ranked higher than
51% of the 740 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.19 vs. EBSB: 1.18 )
Ranked among companies with meaningful PEG only.
EBSB' s PEG Range Over the Past 10 Years
Min: 0.62  Med: 1.77 Max: 2.36
Current: 1.18
0.62
2.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.78
EBSB's Dividend Yield is ranked lower than
92% of the 2190 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.92 vs. EBSB: 0.78 )
Ranked among companies with meaningful Dividend Yield only.
EBSB' s Dividend Yield Range Over the Past 10 Years
Min: 0.2  Med: 0.62 Max: 0.83
Current: 0.78
0.2
0.83
Dividend Payout 0.24
EBSB's Dividend Payout is ranked higher than
68% of the 1337 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.33 vs. EBSB: 0.24 )
Ranked among companies with meaningful Dividend Payout only.
EBSB' s Dividend Payout Range Over the Past 10 Years
Min: 0.21  Med: 0.25 Max: 0.27
Current: 0.24
0.21
0.27
Forward Dividend Yield 0.78
EBSB's Forward Dividend Yield is ranked lower than
94% of the 2073 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.13 vs. EBSB: 0.78 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 0.78
EBSB's Yield on cost (5-Year) is ranked lower than
92% of the 2538 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.43 vs. EBSB: 0.78 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EBSB' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.2  Med: 0.62 Max: 0.83
Current: 0.78
0.2
0.83
3-Year Average Share Buyback Ratio 0.10
EBSB's 3-Year Average Share Buyback Ratio is ranked higher than
76% of the 1052 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -2.00 vs. EBSB: 0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EBSB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 0.1  Med: 0.45 Max: 0
Current: 0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.45
EBSB's Price/Tangible Book is ranked lower than
67% of the 1590 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. EBSB: 1.45 )
Ranked among companies with meaningful Price/Tangible Book only.
EBSB' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.86  Med: 1.32 Max: 2.36
Current: 1.45
0.86
2.36
Price/Projected FCF 1.10
EBSB's Price/Projected FCF is ranked lower than
81% of the 831 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.69 vs. EBSB: 1.10 )
Ranked among companies with meaningful Price/Projected FCF only.
EBSB' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.88  Med: 1.22 Max: 1.59
Current: 1.1
0.88
1.59
Price/Median PS Value 1.33
EBSB's Price/Median PS Value is ranked lower than
81% of the 1494 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.04 vs. EBSB: 1.33 )
Ranked among companies with meaningful Price/Median PS Value only.
EBSB' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.04  Med: 0.93 Max: 1.41
Current: 1.33
0.04
1.41
Price/Peter Lynch Fair Value 1.77
EBSB's Price/Peter Lynch Fair Value is ranked lower than
81% of the 385 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. EBSB: 1.77 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EBSB' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.48  Med: 1.62 Max: 2.21
Current: 1.77
0.48
2.21
Price/Graham Number 1.42
EBSB's Price/Graham Number is ranked lower than
87% of the 1398 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. EBSB: 1.42 )
Ranked among companies with meaningful Price/Graham Number only.
EBSB' s Price/Graham Number Range Over the Past 10 Years
Min: 0.94  Med: 1.29 Max: 1.85
Current: 1.42
0.94
1.85
Earnings Yield (Greenblatt) (%) 3.69
EBSB's Earnings Yield (Greenblatt) (%) is ranked lower than
62% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.70 vs. EBSB: 3.69 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EBSB' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.2  Med: 5.3 Max: 15.6
Current: 3.69
0.2
15.6
Forward Rate of Return (Yacktman) (%) 19.73
EBSB's Forward Rate of Return (Yacktman) (%) is ranked higher than
69% of the 853 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.66 vs. EBSB: 19.73 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EBSB' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 1.4  Med: 16.6 Max: 47.4
Current: 19.73
1.4
47.4

More Statistics

Revenue (TTM) (Mil) $122.1
EPS (TTM) $ 0.49
Beta0.09
Short Percentage of Float2.03%
52-Week Range $12.28 - 15.77
Shares Outstanding (Mil)53.73

Analyst Estimate

Dec16 Dec17
Revenue (Mil $)
EPS ($) 0.52 0.63
EPS w/o NRI ($) 0.52 0.63
EPS Growth Rate
(3Y to 5Y Estimate)
N/A
Dividends Per Share ($)
» More Articles for NAS:EBSB

Headlines

Articles On GuruFocus.com
No related article found.

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EBSB Warms Up for the 11th Annual 5K Bay Run/Walk Sep 19 2016
ETF’s with exposure to Meridian Bancorp, Inc. : September 15, 2016 Sep 15 2016
Meridian Bancorp, Inc. Announces Quarterly Dividend Sep 14 2016
MERIDIAN BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Sep 01 2016
Meridian Bancorp, Inc. Announces Quarterly Dividend Sep 01 2016
ETF’s with exposure to Meridian Bancorp, Inc. : August 23, 2016 Aug 23 2016
MERIDIAN BANCORP, INC. Financials Aug 17 2016
Meridian Bancorp, Inc. :EBSB-US: Earnings Analysis: Q2, 2016 By the Numbers : August 12, 2016 Aug 12 2016
ETF’s with exposure to Meridian Bancorp, Inc. : August 9, 2016 Aug 09 2016
MERIDIAN BANCORP, INC. Files SEC form 10-Q, Quarterly Report Aug 08 2016
Meridian Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : EBSB-US : August 8,... Aug 08 2016
Meridian Bancorp, Inc. Announces New Board of Directors Aug 02 2016
MERIDIAN BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Aug 01 2016
Meridian Bancorp, Inc. Reports Net Income for the Second Quarter And Six Months Ended June 30, 2016 Jul 27 2016
Meridian Bancorp posts 2Q profit Jul 26 2016
Meridian Bancorp posts 2Q profit Jul 26 2016
MERIDIAN BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 26 2016
Meridian Bancorp, Inc. Reports Net Income for the Second Quarter And Six Months Ended June 30, 2016 Jul 26 2016
Meridian Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : EBSB-US : June 27,... Jun 27 2016
Meridian Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : EBSB-US : June 16,... Jun 16 2016

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