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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.28
EFSC's Cash to Debt is ranked lower than
84% of the 1162 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.79 vs. EFSC: 0.28 )
Ranked among companies with meaningful Cash to Debt only.
EFSC' s Cash to Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.56 Max: No Debt
Current: 0.28
Equity to Asset 0.10
EFSC's Equity to Asset is ranked higher than
51% of the 1660 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. EFSC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
EFSC' s Equity to Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.1
Current: 0.1
0.07
0.1
Interest Coverage 4.96
EFSC's Interest Coverage is ranked higher than
79% of the 1543 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.64 vs. EFSC: 4.96 )
Ranked among companies with meaningful Interest Coverage only.
EFSC' s Interest Coverage Range Over the Past 10 Years
Min: 0.12  Med: 1.24 Max: 4.72
Current: 4.96
0.12
4.72
F-Score: 5
M-Score: -3.04
WACC vs ROIC
6.08%
6.93%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 41.49
EFSC's Operating margin (%) is ranked higher than
72% of the 1677 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.23 vs. EFSC: 41.49 )
Ranked among companies with meaningful Operating margin (%) only.
EFSC' s Operating margin (%) Range Over the Past 10 Years
Min: -55.1  Med: 29.56 Max: 41.39
Current: 41.49
-55.1
41.39
Net-margin (%) 27.32
EFSC's Net-margin (%) is ranked higher than
63% of the 1680 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.64 vs. EFSC: 27.32 )
Ranked among companies with meaningful Net-margin (%) only.
EFSC' s Net-margin (%) Range Over the Past 10 Years
Min: -53.57  Med: 19.83 Max: 27.25
Current: 27.32
-53.57
27.25
ROE (%) 11.72
EFSC's ROE (%) is ranked higher than
70% of the 1675 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.42 vs. EFSC: 11.72 )
Ranked among companies with meaningful ROE (%) only.
EFSC' s ROE (%) Range Over the Past 10 Years
Min: -26.62  Med: 10.70 Max: 13.72
Current: 11.72
-26.62
13.72
ROA (%) 1.15
EFSC's ROA (%) is ranked higher than
66% of the 1684 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.89 vs. EFSC: 1.15 )
Ranked among companies with meaningful ROA (%) only.
EFSC' s ROA (%) Range Over the Past 10 Years
Min: -1.97  Med: 0.84 Max: 1.12
Current: 1.15
-1.97
1.12
Revenue Growth (3Y)(%) -3.90
EFSC's Revenue Growth (3Y)(%) is ranked lower than
79% of the 1369 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. EFSC: -3.90 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EFSC' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -11.5  Med: 8.80 Max: 82.6
Current: -3.9
-11.5
82.6
EBITDA Growth (3Y)(%) 8.10
EFSC's EBITDA Growth (3Y)(%) is ranked higher than
56% of the 1263 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. EFSC: 8.10 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EFSC' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -25.6  Med: 13.35 Max: 217.4
Current: 8.1
-25.6
217.4
EPS Growth (3Y)(%) 11.20
EFSC's EPS Growth (3Y)(%) is ranked higher than
61% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. EFSC: 11.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EFSC' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -46.8  Med: 11.00 Max: 101.5
Current: 11.2
-46.8
101.5
» EFSC's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-07-23)


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

EFSC Guru Trades in Q1 2015

Jim Simons 71,800 sh (+238.06%)
Chuck Royce 441,500 sh (unchged)
» More
Q2 2015

EFSC Guru Trades in Q2 2015

Jim Simons 85,656 sh (+19.30%)
Chuck Royce 441,500 sh (unchged)
» More
Q3 2015

EFSC Guru Trades in Q3 2015

Jim Simons 114,200 sh (+33.32%)
Chuck Royce 388,500 sh (-12.00%)
» More
Q4 2015

EFSC Guru Trades in Q4 2015

Jim Simons 183,700 sh (+60.86%)
Chuck Royce 388,500 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with EFSC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.74
EFSC's P/E(ttm) is ranked lower than
59% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. EFSC: 13.74 )
Ranked among companies with meaningful P/E(ttm) only.
EFSC' s P/E(ttm) Range Over the Past 10 Years
Min: 7.45  Med: 14.57 Max: 113.92
Current: 13.74
7.45
113.92
Forward P/E 12.45
EFSC's Forward P/E is ranked lower than
66% of the 368 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.76 vs. EFSC: 12.45 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 13.74
EFSC's PE(NRI) is ranked lower than
59% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.56 vs. EFSC: 13.74 )
Ranked among companies with meaningful PE(NRI) only.
EFSC' s PE(NRI) Range Over the Past 10 Years
Min: 7.8  Med: 14.63 Max: 265.5
Current: 13.74
7.8
265.5
Price/Owner Earnings (ttm) 9.87
EFSC's Price/Owner Earnings (ttm) is ranked higher than
61% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.31 vs. EFSC: 9.87 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
EFSC' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 5.88  Med: 12.47 Max: 41.03
Current: 9.87
5.88
41.03
P/B 1.52
EFSC's P/B is ranked lower than
80% of the 1642 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.04 vs. EFSC: 1.52 )
Ranked among companies with meaningful P/B only.
EFSC' s P/B Range Over the Past 10 Years
Min: 0.64  Med: 1.26 Max: 3.13
Current: 1.52
0.64
3.13
P/S 3.72
EFSC's P/S is ranked lower than
70% of the 1637 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.93 vs. EFSC: 3.72 )
Ranked among companies with meaningful P/S only.
EFSC' s P/S Range Over the Past 10 Years
Min: 1.08  Med: 2.54 Max: 11.14
Current: 3.72
1.08
11.14
PFCF 10.75
EFSC's PFCF is ranked lower than
59% of the 858 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.68 vs. EFSC: 10.75 )
Ranked among companies with meaningful PFCF only.
EFSC' s PFCF Range Over the Past 10 Years
Min: 2.69  Med: 11.97 Max: 502.41
Current: 10.75
2.69
502.41
POCF 10.34
EFSC's POCF is ranked lower than
65% of the 975 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.20 vs. EFSC: 10.34 )
Ranked among companies with meaningful POCF only.
EFSC' s POCF Range Over the Past 10 Years
Min: 2.59  Med: 10.44 Max: 62.94
Current: 10.34
2.59
62.94
EV-to-EBIT 13.42
EFSC's EV-to-EBIT is ranked lower than
58% of the 1503 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.40 vs. EFSC: 13.42 )
Ranked among companies with meaningful EV-to-EBIT only.
EFSC' s EV-to-EBIT Range Over the Past 10 Years
Min: -1434.2  Med: 15.30 Max: 997.4
Current: 13.42
-1434.2
997.4
EV-to-EBITDA 12.77
EFSC's EV-to-EBITDA is ranked lower than
61% of the 1507 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.24 vs. EFSC: 12.77 )
Ranked among companies with meaningful EV-to-EBITDA only.
EFSC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -5.6  Med: 14.00 Max: 118.6
Current: 12.77
-5.6
118.6
PEG 0.79
EFSC's PEG is ranked higher than
59% of the 724 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.03 vs. EFSC: 0.79 )
Ranked among companies with meaningful PEG only.
EFSC' s PEG Range Over the Past 10 Years
Min: 0.27  Med: 0.72 Max: 9.36
Current: 0.79
0.27
9.36
Shiller P/E 36.06
EFSC's Shiller P/E is ranked lower than
88% of the 504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.22 vs. EFSC: 36.06 )
Ranked among companies with meaningful Shiller P/E only.
EFSC' s Shiller P/E Range Over the Past 10 Years
Min: 13.82  Med: 30.64 Max: 67.73
Current: 36.06
13.82
67.73

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.13
EFSC's Dividend Yield is ranked lower than
88% of the 2098 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. EFSC: 1.13 )
Ranked among companies with meaningful Dividend Yield only.
EFSC' s Dividend Yield Range Over the Past 10 Years
Min: 0.28  Med: 1.18 Max: 2.69
Current: 1.13
0.28
2.69
Dividend Payout 0.15
EFSC's Dividend Payout is ranked higher than
88% of the 1273 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. EFSC: 0.15 )
Ranked among companies with meaningful Dividend Payout only.
EFSC' s Dividend Payout Range Over the Past 10 Years
Min: 0.1  Med: 0.15 Max: 0.53
Current: 0.15
0.1
0.53
Dividend Growth (3y) 7.80
EFSC's Dividend Growth (3y) is ranked higher than
50% of the 742 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.80 vs. EFSC: 7.80 )
Ranked among companies with meaningful Dividend Growth (3y) only.
EFSC' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 14.5
Current: 7.8
0
14.5
Forward Dividend Yield 1.48
EFSC's Forward Dividend Yield is ranked lower than
85% of the 1965 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.74 vs. EFSC: 1.48 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 1.33
EFSC's Yield on cost (5-Year) is ranked lower than
83% of the 2495 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. EFSC: 1.33 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EFSC' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.33  Med: 1.39 Max: 3.16
Current: 1.33
0.33
3.16
3-Year Average Share Buyback Ratio -1.70
EFSC's 3-Year Average Share Buyback Ratio is ranked higher than
53% of the 1112 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. EFSC: -1.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EFSC' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -77  Med: -5.40 Max: -0.1
Current: -1.7
-77
-0.1

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.66
EFSC's Price/Tangible Book is ranked lower than
78% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. EFSC: 1.66 )
Ranked among companies with meaningful Price/Tangible Book only.
EFSC' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.77  Med: 1.89 Max: 3.87
Current: 1.66
0.77
3.87
Price/Projected FCF 0.88
EFSC's Price/Projected FCF is ranked lower than
74% of the 885 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.65 vs. EFSC: 0.88 )
Ranked among companies with meaningful Price/Projected FCF only.
EFSC' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.36  Med: 0.74 Max: 2.11
Current: 0.88
0.36
2.11
Price/Median PS Value 1.47
EFSC's Price/Median PS Value is ranked lower than
90% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.01 vs. EFSC: 1.47 )
Ranked among companies with meaningful Price/Median PS Value only.
EFSC' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.45  Med: 1.25 Max: 85.71
Current: 1.47
0.45
85.71
Price/Peter Lynch Fair Value 2.15
EFSC's Price/Peter Lynch Fair Value is ranked lower than
67% of the 438 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.83 vs. EFSC: 2.15 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EFSC' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.54  Med: 0.88 Max: 9.65
Current: 2.15
0.54
9.65
Price/Graham Number 1.01
EFSC's Price/Graham Number is ranked lower than
69% of the 1461 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.82 vs. EFSC: 1.01 )
Ranked among companies with meaningful Price/Graham Number only.
EFSC' s Price/Graham Number Range Over the Past 10 Years
Min: 0.63  Med: 1.33 Max: 3.29
Current: 1.01
0.63
3.29
Earnings Yield (Greenblatt) (%) 7.41
EFSC's Earnings Yield (Greenblatt) (%) is ranked lower than
53% of the 1644 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. EFSC: 7.41 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
EFSC' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.1  Med: 6.20 Max: 11.9
Current: 7.41
0.1
11.9
Forward Rate of Return (Yacktman) (%) 12.40
EFSC's Forward Rate of Return (Yacktman) (%) is ranked higher than
65% of the 843 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.13 vs. EFSC: 12.40 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
EFSC' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: 3.2  Med: 15.40 Max: 71.5
Current: 12.4
3.2
71.5

More Statistics

Revenue(Mil) $141
EPS $ 1.89
Beta1.01
Short Percentage of Float1.93%
52-Week Range $20.40 - 30.73
Shares Outstanding(Mil)20.02

Analyst Estimate

Dec16 Dec17
Revenue(Mil) 155 159
EPS($) 2.10 2.18
EPS without NRI($) 2.10 2.18

Business Description

Industry: Banks » Banks - Regional - US
Compare:NAS:LKFN, OTCPK:FMBL, NYSE:BANC, NAS:STBZ, NAS:ORIT, NAS:NFBK » details
Enterprise Financial Services Corporation, formerly known as Enterbank Holdings Inc., was incorporated under the laws of the State of Delaware on December 30, 1994. It is a financial holding company. The Company offers banking and wealth management services to individuals and business customers located in the St. Louis, Kansas City and Phoenix metropolitan markets. The Company operates in two segments; Banking and Wealth Management. Its Banking segment offers a range of business and personal banking services. Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate, and consumer loans. The Wealth Management segment includes the Company's trust operations and Federal and Missouri State tax credit brokerage activities. Enterprise Trust, a division of the Company provides financial planning, estate planning, investment management and trust services to businesses, individuals, institutions, retirement plans and non-profit organizations. Enterprise Trust offers a range of fiduciary, investment management and financial advisory services. It also offers a range of Treasury Management products and services that benefit businesses ranging from large national clients to the smallest local merchants. It has six banking facilities in the St. Louis metropolitan area, eight banking facilities in the Kansas City market, and two banking facilities in the Phoenix metropolitan area. The Company competes with credit unions, thrifts, investment managers, brokerage firms, and other providers of financial services and products. The Company's operations is subject to extensive regulation by federal, state and local governmental authorities and are subject to various laws and judicial and administrative decisions imposing requirements and restrictions on part or all of its operations.
» More Articles for NAS:EFSC

Headlines

Articles On GuruFocus.com
Enterprise Financial Services Corp. Reports Operating Results (10-K) Mar 11 2011 
Enterprise Financial Services Corp. (EFSC) EVP & CFO Frank H Sanfilippo sells 7,500 Shares Feb 03 2011 
Enterprise Financial Services Corp. (EFSC) EVP & CFO Frank H Sanfilippo sells 6,000 Shares Jan 27 2011 
Enterprise Financial Services Corp. Reports Operating Results (10-Q) May 07 2010 
Enterprise Financial Services Corp. (EFSC) COO Richard C Leuck sells 4,969 Shares Apr 26 2010 
Weekly CFO Buys Highlight: Enterprise Financial Services Corp., Competitive Technologies Inc, Schulm Jan 23 2010 
Weekly CFO Buys Highlight: Enterprise Financial Services Corp., Schulman Inc., Southcoast Financial Jan 17 2010 
Enterprise Financial Services Corp. (EFSC) CEO Peter Benoist buys 19,060 Shares Jan 14 2010 
Enterprise Financial Services Corp. (EFSC) CFO Frank H Sanfilippo buys 12,360 Shares Jan 14 2010 
Enterprise Financial Services Corp. Reports Operating Results (10-Q) Nov 06 2009 

More From Other Websites
John Eulich Named Chairman of Enterprise Financial May 05 2016
John Eulich Named Chairman of Enterprise Financial May 05 2016
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Regulation FD Disclosure, Financial... May 05 2016
ENTERPRISE FINANCIAL SERVICES CORP Financials May 05 2016
Enterprise Financial Services Corp. :EFSC-US: Earnings Analysis: Q1, 2016 By the Numbers May 02 2016
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 10-Q, Quarterly Report Apr 29 2016
ETF’s with exposure to Enterprise Financial Services Corp. : April 29, 2016 Apr 29 2016
Edited Transcript of EFSC earnings conference call or presentation 28-Apr-16 7:30pm GMT Apr 28 2016
Enterprise Financial Services posts 1Q profit Apr 28 2016
Enterprise Financial Services posts 1Q profit Apr 28 2016
Enterprise Bank profits increase 18% on strong loan growth Apr 28 2016
Enterprise Financial Services Corp. breached its 50 day moving average in a Bullish Manner : EFSC-US... Apr 28 2016
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Results of Operations and Financial... Apr 28 2016
Enterprise Financial Reports First Quarter 2016 Results Apr 28 2016
Q1 2016 Enterprise Financial Services Corp Earnings Release - Before Market Open Apr 28 2016
Enterprise Financial Reports First Quarter 2016 Results Apr 28 2016
Enterprise Financial Services Corp Announces First Quarter 2016 Earnings Release and Conference Call Apr 13 2016
Enterprise Financial Services Corp Announces First Quarter 2016 Earnings Release and Conference Call Apr 13 2016
Enterprise Financial Services Corp. breached its 50 day moving average in a Bullish Manner : EFSC-US... Apr 04 2016
Enterprise Financial Services Corp. breached its 50 day moving average in a Bearish Manner : EFSC-US... Mar 24 2016

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