Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.40
EFSC's Cash to Debt is ranked lower than
72% of the 972 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.45 vs. EFSC: 0.40 )
Ranked among companies with meaningful Cash to Debt only.
EFSC' s 10-Year Cash to Debt Range
Min: 0.08   Max: No Debt
Current: 0.4

Equity to Asset 0.10
EFSC's Equity to Asset is ranked higher than
52% of the 1285 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. EFSC: 0.10 )
Ranked among companies with meaningful Equity to Asset only.
EFSC' s 10-Year Equity to Asset Range
Min: 0.07   Max: 0.1
Current: 0.1

0.07
0.1
Interest Coverage 2.85
EFSC's Interest Coverage is ranked higher than
66% of the 1197 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.68 vs. EFSC: 2.85 )
Ranked among companies with meaningful Interest Coverage only.
EFSC' s 10-Year Interest Coverage Range
Min: 0.19   Max: 2.85
Current: 2.85

0.19
2.85
F-Score: 5
Z-Score: 0.24
WACC vs ROIC
7.74%
5.57%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 35.18
EFSC's Operating margin (%) is ranked higher than
66% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.14 vs. EFSC: 35.18 )
Ranked among companies with meaningful Operating margin (%) only.
EFSC' s 10-Year Operating margin (%) Range
Min: -468.67   Max: 36.18
Current: 35.18

-468.67
36.18
Net-margin (%) 23.18
EFSC's Net-margin (%) is ranked higher than
58% of the 1348 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.21 vs. EFSC: 23.18 )
Ranked among companies with meaningful Net-margin (%) only.
EFSC' s 10-Year Net-margin (%) Range
Min: -53.57   Max: 177.7
Current: 23.18

-53.57
177.7
ROE (%) 9.93
EFSC's ROE (%) is ranked higher than
62% of the 1345 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.23 vs. EFSC: 9.93 )
Ranked among companies with meaningful ROE (%) only.
EFSC' s 10-Year ROE (%) Range
Min: -25.34   Max: 13.72
Current: 9.93

-25.34
13.72
ROA (%) 0.95
EFSC's ROA (%) is ranked higher than
61% of the 1352 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.81 vs. EFSC: 0.95 )
Ranked among companies with meaningful ROA (%) only.
EFSC' s 10-Year ROA (%) Range
Min: -1.97   Max: 1.1
Current: 0.95

-1.97
1.1
ROC (Joel Greenblatt) (%) 278.20
EFSC's ROC (Joel Greenblatt) (%) is ranked higher than
84% of the 1334 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 75.42 vs. EFSC: 278.20 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
EFSC' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -374.04   Max: 254.85
Current: 278.2

-374.04
254.85
Revenue Growth (3Y)(%) -2.70
EFSC's Revenue Growth (3Y)(%) is ranked lower than
70% of the 1133 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. EFSC: -2.70 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
EFSC' s 10-Year Revenue Growth (3Y)(%) Range
Min: -11.9   Max: 83.1
Current: -2.7

-11.9
83.1
EBITDA Growth (3Y)(%) -0.90
EFSC's EBITDA Growth (3Y)(%) is ranked lower than
70% of the 986 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. EFSC: -0.90 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
EFSC' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -35.2   Max: 210.7
Current: -0.9

-35.2
210.7
EPS Growth (3Y)(%) 2.30
EFSC's EPS Growth (3Y)(%) is ranked lower than
65% of the 1002 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. EFSC: 2.30 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
EFSC' s 10-Year EPS Growth (3Y)(%) Range
Min: -46.9   Max: 102
Current: 2.3

-46.9
102
» EFSC's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

EFSC Guru Trades in Q2 2014

Chuck Royce 561,500 sh (-5.60%)
Jim Simons 33,470 sh (-29.10%)
» More
Q3 2014

EFSC Guru Trades in Q3 2014

Jim Simons 37,328 sh (+11.53%)
Chuck Royce 496,838 sh (-11.52%)
» More
Q4 2014

EFSC Guru Trades in Q4 2014

Chuck Royce 441,500 sh (-11.14%)
Jim Simons 21,239 sh (-43.10%)
» More
Q1 2015

EFSC Guru Trades in Q1 2015

Jim Simons 71,800 sh (+238.06%)
Chuck Royce 441,500 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with EFSC

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.60
EFSC's P/E(ttm) is ranked higher than
54% of the 1436 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. EFSC: 13.60 )
Ranked among companies with meaningful P/E(ttm) only.
EFSC' s 10-Year P/E(ttm) Range
Min: 7.45   Max: 113.92
Current: 13.6

7.45
113.92
Forward P/E 12.53
EFSC's Forward P/E is ranked lower than
56% of the 1316 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.14 vs. EFSC: 12.53 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 14.10
EFSC's PE(NRI) is ranked higher than
50% of the 1210 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.10 vs. EFSC: 14.10 )
Ranked among companies with meaningful PE(NRI) only.
EFSC' s 10-Year PE(NRI) Range
Min: 7.8   Max: 265.5
Current: 14.1

7.8
265.5
P/B 1.30
EFSC's P/B is ranked lower than
62% of the 1634 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EFSC: 1.30 )
Ranked among companies with meaningful P/B only.
EFSC' s 10-Year P/B Range
Min: 0.64   Max: 3.12
Current: 1.3

0.64
3.12
P/S 3.30
EFSC's P/S is ranked lower than
58% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.90 vs. EFSC: 3.30 )
Ranked among companies with meaningful P/S only.
EFSC' s 10-Year P/S Range
Min: 1.08   Max: 11.16
Current: 3.3

1.08
11.16
PFCF 11.70
EFSC's PFCF is ranked lower than
54% of the 1116 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.80 vs. EFSC: 11.70 )
Ranked among companies with meaningful PFCF only.
EFSC' s 10-Year PFCF Range
Min: 2.7   Max: 43.85
Current: 11.7

2.7
43.85
POCF 11.48
EFSC's POCF is ranked lower than
61% of the 961 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.38 vs. EFSC: 11.48 )
Ranked among companies with meaningful POCF only.
EFSC' s 10-Year POCF Range
Min: 2.6   Max: 34.32
Current: 11.48

2.6
34.32
EV-to-EBIT 12.40
EFSC's EV-to-EBIT is ranked higher than
59% of the 1371 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.34 vs. EFSC: 12.40 )
Ranked among companies with meaningful EV-to-EBIT only.
EFSC' s 10-Year EV-to-EBIT Range
Min: -1434.2   Max: 997.4
Current: 12.4

-1434.2
997.4
Shiller P/E 18.10
EFSC's Shiller P/E is ranked lower than
55% of the 1029 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.00 vs. EFSC: 18.10 )
Ranked among companies with meaningful Shiller P/E only.
EFSC' s 10-Year Shiller P/E Range
Min: 9.56   Max: 281
Current: 18.1

9.56
281
Days Sales Outstanding 54.35
EFSC's Days Sales Outstanding is ranked lower than
65% of the 771 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 34.67 vs. EFSC: 54.35 )
Ranked among companies with meaningful Days Sales Outstanding only.
EFSC' s 10-Year Days Sales Outstanding Range
Min: 27.97   Max: 539.04
Current: 54.35

27.97
539.04

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.00
EFSC's Dividend Yield is ranked lower than
90% of the 2101 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.50 vs. EFSC: 1.00 )
Ranked among companies with meaningful Dividend Yield only.
EFSC' s 10-Year Dividend Yield Range
Min: 0.18   Max: 2.69
Current: 1

0.18
2.69
Dividend Payout 0.14
EFSC's Dividend Payout is ranked higher than
87% of the 1297 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. EFSC: 0.14 )
Ranked among companies with meaningful Dividend Payout only.
EFSC' s 10-Year Dividend Payout Range
Min: 0.09   Max: 0.53
Current: 0.14

0.09
0.53
Yield on cost (5-Year) 1.23
EFSC's Yield on cost (5-Year) is ranked lower than
85% of the 2099 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.00 vs. EFSC: 1.23 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
EFSC' s 10-Year Yield on cost (5-Year) Range
Min: 0.22   Max: 3.3
Current: 1.23

0.22
3.3
Share Buyback Rate -3.50
EFSC's Share Buyback Rate is ranked lower than
61% of the 917 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.40 vs. EFSC: -3.50 )
Ranked among companies with meaningful Share Buyback Rate only.
EFSC' s 10-Year Share Buyback Rate Range
Min: -0.1   Max: -77
Current: -3.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
EFSC's Price/Tangible Book is ranked lower than
61% of the 1633 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. EFSC: 1.40 )
Ranked among companies with meaningful Price/Tangible Book only.
EFSC' s 10-Year Price/Tangible Book Range
Min: 0.77   Max: 3.91
Current: 1.4

0.77
3.91
Price/DCF (Projected) 0.80
EFSC's Price/DCF (Projected) is ranked lower than
54% of the 956 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.70 vs. EFSC: 0.80 )
Ranked among companies with meaningful Price/DCF (Projected) only.
EFSC' s 10-Year Price/DCF (Projected) Range
Min: 0.34   Max: 1.93
Current: 0.8

0.34
1.93
Price/Median PS Value 1.30
EFSC's Price/Median PS Value is ranked lower than
65% of the 1616 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. EFSC: 1.30 )
Ranked among companies with meaningful Price/Median PS Value only.
EFSC' s 10-Year Price/Median PS Value Range
Min: 0.45   Max: 90
Current: 1.3

0.45
90
Price/Peter Lynch Fair Value 0.60
EFSC's Price/Peter Lynch Fair Value is ranked higher than
81% of the 472 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. EFSC: 0.60 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
EFSC' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.54   Max: 9.53
Current: 0.6

0.54
9.53
Price/Graham Number 0.90
EFSC's Price/Graham Number is ranked lower than
55% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. EFSC: 0.90 )
Ranked among companies with meaningful Price/Graham Number only.
EFSC' s 10-Year Price/Graham Number Range
Min: 0.53   Max: 2.36
Current: 0.9

0.53
2.36
Earnings Yield (Greenblatt) 8.30
EFSC's Earnings Yield (Greenblatt) is ranked higher than
64% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.80 vs. EFSC: 8.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
EFSC' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 11.6
Current: 8.3

0.1
11.6
Forward Rate of Return (Yacktman) 42.31
EFSC's Forward Rate of Return (Yacktman) is ranked higher than
83% of the 761 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.69 vs. EFSC: 42.31 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
EFSC' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 3.2   Max: 71.3
Current: 42.31

3.2
71.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Enterprise Financial Services Corporation, formerly known as Enterbank Holdings Inc., was incorporated under the laws of the State of Delaware on December 30, 1994. It is a financial holding company. The Company offers banking and wealth management services to individuals and business customers located in the St. Louis, Kansas City and Phoenix metropolitan markets. The Company operates in two segments; Banking and Wealth Management. Its Banking segment offers a range of business and personal banking services. Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate, and consumer loans. The Wealth Management segment includes the Company's trust operations and Federal and Missouri State tax credit brokerage activities. Enterprise Trust, a division of the Company provides financial planning, estate planning, investment management and trust services to businesses, individuals, institutions, retirement plans and non-profit organizations. Enterprise Trust offers a range of fiduciary, investment management and financial advisory services. It also offers a range of Treasury Management products and services that benefit businesses ranging from large national clients to the smallest local merchants. It has six banking facilities in the St. Louis metropolitan area, eight banking facilities in the Kansas City market, and two banking facilities in the Phoenix metropolitan area. The Company competes with credit unions, thrifts, investment managers, brokerage firms, and other providers of financial services and products. The Company's operations is subject to extensive regulation by federal, state and local governmental authorities and are subject to various laws and judicial and administrative decisions imposing requirements and restrictions on part or all of its operations.
» More Articles for EFSC

Headlines

Articles On GuruFocus.com
comment on EFSC Apr 03 2012 
Enterprise Financial Services Corp. Reports Operating Results (10-K) Mar 11 2011 
Enterprise Financial Services Corp. (EFSC) EVP & CFO Frank H Sanfilippo sells 7,500 Shares Feb 03 2011 
Enterprise Financial Services Corp. (EFSC) EVP & CFO Frank H Sanfilippo sells 6,000 Shares Jan 27 2011 
Enterprise Financial Services Corp. Reports Operating Results (10-Q) May 07 2010 
Enterprise Financial Services Corp. (EFSC) COO Richard C Leuck sells 4,969 Shares Apr 26 2010 
Weekly CFO Buys Highlight: Enterprise Financial Services Corp., Competitive Technologies Inc, Schulm Jan 23 2010 
Weekly CFO Buys Highlight: Enterprise Financial Services Corp., Schulman Inc., Southcoast Financial Jan 17 2010 
Enterprise Financial Services Corp. (EFSC) CEO Peter Benoist buys 19,060 Shares Jan 14 2010 
Enterprise Financial Services Corp. (EFSC) CFO Frank H Sanfilippo buys 12,360 Shares Jan 14 2010 

More From Other Websites
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Regulation FD Disclosure, Financial... May 12 2015
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Submission of Matters to a Vote of Security... May 05 2015
10-Q for Enterprise Financial Services Corp. May 04 2015
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Other Events, Financial Statements and... May 04 2015
Enterprise Financial Increases Dividend 14% and Authorizes Share Repurchase Program May 04 2015
Enterprise Financial Increases Dividend 14% and Authorizes Share Repurchase Program May 04 2015
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Regulation FD Disclosure, Financial... Apr 30 2015
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 10-Q, Quarterly Report Apr 30 2015
2015 CFOs of the Year are instrumental to success of their companies Apr 24 2015
ENTERPRISE FINANCIAL SERVICES CORP Files SEC form 8-K, Results of Operations and Financial... Apr 23 2015
Enterprise Financial Services posts 1Q profit Apr 23 2015
Enterprise Financial Services posts 1Q profit Apr 23 2015
Enterprise Financial Reports First Quarter 2015 Results Apr 23 2015
Q1 2015 Enterprise Financial Services Corp Earnings Release - Before Market Open Apr 23 2015
Enterprise Financial Reports First Quarter 2015 Results Apr 23 2015
Associated Banc-Corp Q1 Earnings Beat on Revenue Growth - Analyst Blog Apr 17 2015
Enterprise Financial Services Corp Announces First Quarter 2015 Earnings Release and Conference Call Apr 08 2015
Enterprise Financial Services Corp Announces First Quarter 2015 Earnings Release and Conference Call Apr 08 2015
Want to buy a bank? Beware of this common oversight Mar 23 2015
John Arnold Nominated to Join Enterprise Financial Board Mar 12 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
FEEDBACK