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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.33
FULT's Cash to Debt is ranked higher than
61% of the 1570 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.48 vs. FULT: 0.33 )
FULT' s 10-Year Cash to Debt Range
Min: 0.1   Max: 9.15
Current: 0.33

0.1
9.15
Equity to Asset 0.12
FULT's Equity to Asset is ranked higher than
84% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FULT: 0.12 )
FULT' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.13
Current: 0.12

0.1
0.13
Interest Coverage 2.58
FULT's Interest Coverage is ranked higher than
80% of the 1845 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FULT: 2.58 )
FULT' s 10-Year Interest Coverage Range
Min: 0.06   Max: 2.58
Current: 2.58

0.06
2.58
F-Score: 4
Z-Score: 0.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 31.42
FULT's Operating margin (%) is ranked higher than
78% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.47 vs. FULT: 31.42 )
FULT' s 10-Year Operating margin (%) Range
Min: 2.98   Max: 44.75
Current: 31.42

2.98
44.75
Net-margin (%) 23.63
FULT's Net-margin (%) is ranked higher than
79% of the 2032 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.42 vs. FULT: 23.63 )
FULT' s 10-Year Net-margin (%) Range
Min: -0.88   Max: 31.43
Current: 23.63

-0.88
31.43
ROE (%) 7.84
FULT's ROE (%) is ranked higher than
73% of the 2042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. FULT: 7.84 )
FULT' s 10-Year ROE (%) Range
Min: -0.33   Max: 17.35
Current: 7.84

-0.33
17.35
ROA (%) 0.95
FULT's ROA (%) is ranked higher than
80% of the 2045 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. FULT: 0.95 )
FULT' s 10-Year ROA (%) Range
Min: -0.03   Max: 1.77
Current: 0.95

-0.03
1.77
ROC (Joel Greenblatt) (%) 52.44
FULT's ROC (Joel Greenblatt) (%) is ranked higher than
69% of the 2013 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.18 vs. FULT: 52.44 )
FULT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 2.37   Max: 332.41
Current: 52.44

2.37
332.41
Revenue Growth (3Y)(%) -1.70
FULT's Revenue Growth (3Y)(%) is ranked higher than
68% of the 1748 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. FULT: -1.70 )
FULT' s 10-Year Revenue Growth (3Y)(%) Range
Min: -1.7   Max: 8.8
Current: -1.7

-1.7
8.8
EBITDA Growth (3Y)(%) 6.00
FULT's EBITDA Growth (3Y)(%) is ranked higher than
73% of the 1569 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FULT: 6.00 )
FULT' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -45.3   Max: 62.2
Current: 6

-45.3
62.2
EPS Growth (3Y)(%) 12.00
FULT's EPS Growth (3Y)(%) is ranked higher than
79% of the 1550 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.90 vs. FULT: 12.00 )
FULT' s 10-Year EPS Growth (3Y)(%) Range
Min: -33.6   Max: 37.2
Current: 12

-33.6
37.2
» FULT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

FULT Guru Trades in Q4 2013

David Dreman 679,970 sh (+12.71%)
Tom Russo 80,298 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Joel Greenblatt 15,003 sh (-9.64%)
» More
Q1 2014

FULT Guru Trades in Q1 2014

Jim Simons 251,266 sh (New)
Paul Tudor Jones 43,974 sh (New)
Steven Cohen 12,771 sh (New)
David Dreman 701,171 sh (+3.12%)
Tom Russo 80,298 sh (unchged)
Joel Greenblatt 13,901 sh (-7.35%)
» More
Q2 2014

FULT Guru Trades in Q2 2014

Jim Simons 450,045 sh (+79.11%)
Paul Tudor Jones 65,448 sh (+48.83%)
Tom Russo 80,298 sh (unchged)
Joel Greenblatt Sold Out
David Dreman 685,268 sh (-2.27%)
» More
Q3 2014

FULT Guru Trades in Q3 2014

Joel Greenblatt 16,551 sh (New)
David Dreman 699,704 sh (+2.11%)
Tom Russo 64,688 sh (-19.44%)
Paul Tudor Jones 34,812 sh (-46.81%)
Jim Simons 141,666 sh (-68.52%)
» More
» Details

Insider Trades

Latest Guru Trades with FULT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-09-30 New Buy$11.07 - $12.56 $ 12.447%16551
Joel Greenblatt 2014-06-30 Sold Out $11.55 - $13.04 $ 12.442%0
David Dreman 2013-09-30 Reduce -80.59%0.81%$11.615 - $12.84 $ 12.442%603277
David Dreman 2013-06-30 Reduce -15.94%0.18%$10.47 - $11.83 $ 12.4410%3108143
Joel Greenblatt 2013-06-30 Add 22.82%$10.47 - $11.83 $ 12.4410%17021
Joel Greenblatt 2012-09-30 Add 48.16%$9.09 - $10.65 $ 12.4428%17101
Joel Greenblatt 2012-06-30 New Buy0.01%$9.43 - $10.55 $ 12.4423%11542
Ray Dalio 2011-12-31 Sold Out 0.0038%$7.44 - $10.1 $ 12.4436%0
Ray Dalio 2011-09-30 New Buy$7.69 - $11.11 $ 12.4435%32879
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 14.50
FULT's P/E(ttm) is ranked higher than
81% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.00 vs. FULT: 14.50 )
FULT' s 10-Year P/E(ttm) Range
Min: 10.81   Max: 31.03
Current: 14.5

10.81
31.03
P/B 1.10
FULT's P/B is ranked higher than
79% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.33 vs. FULT: 1.10 )
FULT' s 10-Year P/B Range
Min: 0.59   Max: 2.54
Current: 1.1

0.59
2.54
P/S 3.40
FULT's P/S is ranked higher than
74% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.59 vs. FULT: 3.40 )
FULT' s 10-Year P/S Range
Min: 1.35   Max: 6.55
Current: 3.4

1.35
6.55
PFCF 11.70
FULT's PFCF is ranked higher than
84% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FULT: 11.70 )
FULT' s 10-Year PFCF Range
Min: 4.62   Max: 74.17
Current: 11.7

4.62
74.17
EV-to-EBIT 15.56
FULT's EV-to-EBIT is ranked higher than
76% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.57 vs. FULT: 15.56 )
FULT' s 10-Year EV-to-EBIT Range
Min: -181.7   Max: 230
Current: 15.56

-181.7
230
PEG 0.94
FULT's PEG is ranked higher than
91% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FULT: 0.94 )
FULT' s 10-Year PEG Range
Min: 1.17   Max: 9.48
Current: 0.94

1.17
9.48
Shiller P/E 22.20
FULT's Shiller P/E is ranked higher than
83% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FULT: 22.20 )
FULT' s 10-Year Shiller P/E Range
Min: 6.29   Max: 24.13
Current: 22.2

6.29
24.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.60
FULT's Dividend Yield is ranked higher than
57% of the 1880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.31 vs. FULT: 2.60 )
FULT' s 10-Year Dividend Yield Range
Min: 1.03   Max: 10.38
Current: 2.6

1.03
10.38
Dividend Payout 0.37
FULT's Dividend Payout is ranked higher than
74% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.61 vs. FULT: 0.37 )
FULT' s 10-Year Dividend Payout Range
Min: 0.19   Max: 1
Current: 0.37

0.19
1
Dividend growth (3y) 38.70
FULT's Dividend growth (3y) is ranked higher than
95% of the 1131 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.50 vs. FULT: 38.70 )
FULT' s 10-Year Dividend growth (3y) Range
Min: -41.5   Max: 38.7
Current: 38.7

-41.5
38.7
Yield on cost (5-Year) 10.98
FULT's Yield on cost (5-Year) is ranked higher than
94% of the 1893 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.58 vs. FULT: 10.98 )
FULT' s 10-Year Yield on cost (5-Year) Range
Min: 4.35   Max: 43.85
Current: 10.98

4.35
43.85
Share Buyback Rate -0.50
FULT's Share Buyback Rate is ranked higher than
81% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. FULT: -0.50 )
FULT' s 10-Year Share Buyback Rate Range
Min: 0.2   Max: -13.2
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.48
FULT's Price/Tangible Book is ranked higher than
73% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.60 vs. FULT: 1.48 )
FULT' s 10-Year Price/Tangible Book Range
Min: 0.96   Max: 4.24
Current: 1.48

0.96
4.24
Price/DCF (Projected) 0.58
FULT's Price/DCF (Projected) is ranked higher than
88% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.17 vs. FULT: 0.58 )
FULT' s 10-Year Price/DCF (Projected) Range
Min: 0.32   Max: 1.35
Current: 0.58

0.32
1.35
Price/Median PS Value 1.07
FULT's Price/Median PS Value is ranked higher than
81% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. FULT: 1.07 )
FULT' s 10-Year Price/Median PS Value Range
Min: 0.44   Max: 2.01
Current: 1.07

0.44
2.01
Price/Peter Lynch Fair Value 1.35
FULT's Price/Peter Lynch Fair Value is ranked higher than
91% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FULT: 1.35 )
FULT' s 10-Year Price/Peter Lynch Fair Value Range
Min: 1.14   Max: 3.01
Current: 1.35

1.14
3.01
Price/Graham Number 0.96
FULT's Price/Graham Number is ranked higher than
79% of the 2646 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.18 vs. FULT: 0.96 )
FULT' s 10-Year Price/Graham Number Range
Min: 0.72   Max: 2.23
Current: 0.96

0.72
2.23
Earnings Yield (Greenblatt) 6.40
FULT's Earnings Yield (Greenblatt) is ranked higher than
73% of the 2006 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. FULT: 6.40 )
FULT' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 8.2
Current: 6.4

0.4
8.2
Forward Rate of Return (Yacktman) 20.96
FULT's Forward Rate of Return (Yacktman) is ranked higher than
79% of the 1250 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.90 vs. FULT: 20.96 )
FULT' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -18   Max: 22.5
Current: 20.96

-18
22.5

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Fulton Financial Corp was incorporated under the laws of Pennsylvania on February 8, 1982 and became a bank holding company through the acquisition of all of the outstanding stock of Fulton Bank on June 30, 1982. The Company is a multi-bank financial holding company which provides banking and financial services to businesses and consumers through its six wholly owned banking subsidiaries. The Company's subsidiary banks are located in areas that are home to various manufacturing, distribution, health care and other service companies. The Corporation and its banks are not dependent upon one or a few customers or any one industry, and the loss of any single customer or a few customers would not have a material adverse impact on any of the subsidiary banks. Each of the subsidiary banks offers a range of consumer and commercial banking products and services in its local market area. Personal banking services include various checking account and savings deposit products, certificates of deposit and individual retirement accounts. The subsidiary banks offer a variety of consumer lending products to creditworthy customers in their market areas. Secured consumer loan products include home equity loans and lines of credit, which are underwritten based on loan-to-value limits specified in the Corporation's lending policy. Subsidiary banks also offer a variety of fixed and variable-rate products, including construction loans and jumbo loans. Residential mortgages are offered through Fulton Mortgage Company, which operates as a division of each subsidiary bank. Consumer loan products also include automobile loans, automobile and equipment leases, personal lines of credit, credit cards and checking account overdraft protection. Commercial banking services are provided to small and medium sized businesses in the subsidiary banks' market areas. The Company also offers investment management, trust, brokerage, insurance and investment advisory services to consumer and commercial banking customers in the market areas serviced by the subsidiary banks. Its subsidiary banks deliver their products and services through traditional branch banking, with a network of full service branch offices. Electronic delivery channels include a network of automated teller machines, telephone banking and online banking. The variety of available delivery channels allows customers to access their account information and perform certain transactions, such as transferring funds and paying bills, at virtually any hour of the day. The Corporation operates in an industry that is subject to various laws and regulations that are enforced by a number of Federal and state agencies.
» More Articles for FULT

Headlines

Articles On GuruFocus.com
Shreiner to Retire From Fulton Financial Corporation After Nearly 40 Years of Service Oct 15 2014 
Weekly Top Insider Buys: BAC, SCHW, KEY, FULT, IDCC Jan 31 2012 
Weekly Top Insider Buys: VTR, INCY, FULT, HMA, CMC Jan 23 2012 
FINANCIAL lots of i Jul 06 2011 
Weekly Top Insider Buys: WFC, PM, MAR, FNFG, FULT May 01 2011 
Weekly Top Insider Buys: JPM, STT, FULT, WES, MMR Jan 30 2011 
Weekly Top Insider Buys: WMT, PM, LPS, MFA, FULT Nov 28 2010 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 7,534 Shares Dec 07 2009 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 12,378 Shares Sep 09 2009 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 12,604 Shares Sep 01 2009 

More From Other Websites
Fulton Financial Corporation Declares Quarterly Cash Dividend Dec 16 2014
Fulton Financial Corporation Declares Quarterly Cash Dividend Dec 16 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 21 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Creation of a Direct Financial Obligation or an Obligation... Nov 17 2014
FULTON FINANCIAL CORP Financials Nov 14 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 13 2014
Fulton Financial Announces Pricing of $100 Million Subordinated Notes Offering and Entry Into... Nov 12 2014
Fulton Financial Announces Pricing of $100 Million Subordinated Notes Offering and Entry Into... Nov 12 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Other Events Nov 12 2014
10-Q for Fulton Financial Corp. Nov 07 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Nov 05 2014
Fulton Financial Corporation Declares Special Cash Dividend Nov 05 2014
Fulton Financial Corporation Declares Special Cash Dividend Nov 05 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Oct 31 2014
Fulton Financial Reports Third Quarter Earnings of $0.21 per Share Oct 21 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Oct 21 2014
Fulton Financial Reports Third Quarter Earnings of $0.21 per Share Oct 21 2014
Q3 2014 Fulton Financial Corp Earnings Release - After Market Close Oct 21 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Oct 02 2014
Shreiner to Retire From Fulton Financial Corporation After Nearly 40 Years of Service Oct 02 2014

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