Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.30
FULT's Cash to Debt is ranked higher than
58% of the 1266 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. FULT: 0.30 )
FULT' s 10-Year Cash to Debt Range
Min: 0.1   Max: 19.21
Current: 0.3

0.1
19.21
Equity to Asset 0.12
FULT's Equity to Asset is ranked higher than
83% of the 1651 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. FULT: 0.12 )
FULT' s 10-Year Equity to Asset Range
Min: 0.1   Max: 0.13
Current: 0.12

0.1
0.13
Interest Coverage 2.58
FULT's Interest Coverage is ranked higher than
80% of the 1508 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.25 vs. FULT: 2.58 )
FULT' s 10-Year Interest Coverage Range
Min: 0.06   Max: 2.58
Current: 2.58

0.06
2.58
F-Score: 4
Z-Score: 0.20
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 29.79
FULT's Operating margin (%) is ranked higher than
75% of the 1652 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.46 vs. FULT: 29.79 )
FULT' s 10-Year Operating margin (%) Range
Min: 2.98   Max: 46.02
Current: 29.79

2.98
46.02
Net-margin (%) 22.64
FULT's Net-margin (%) is ranked higher than
77% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.71 vs. FULT: 22.64 )
FULT' s 10-Year Net-margin (%) Range
Min: -0.88   Max: 32.27
Current: 22.64

-0.88
32.27
ROE (%) 7.84
FULT's ROE (%) is ranked higher than
73% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. FULT: 7.84 )
FULT' s 10-Year ROE (%) Range
Min: -0.3   Max: 15.82
Current: 7.84

-0.3
15.82
ROA (%) 0.96
FULT's ROA (%) is ranked higher than
81% of the 1674 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. FULT: 0.96 )
FULT' s 10-Year ROA (%) Range
Min: -0.03   Max: 1.6
Current: 0.96

-0.03
1.6
ROC (Joel Greenblatt) (%) 40.97
FULT's ROC (Joel Greenblatt) (%) is ranked higher than
64% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.28 vs. FULT: 40.97 )
FULT' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 4.03   Max: 173.86
Current: 40.97

4.03
173.86
Revenue Growth (%) -1.80
FULT's Revenue Growth (%) is ranked higher than
67% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. FULT: -1.80 )
FULT' s 10-Year Revenue Growth (%) Range
Min: -1.8   Max: 14.8
Current: -1.8

-1.8
14.8
EBITDA Growth (%) 6.00
FULT's EBITDA Growth (%) is ranked higher than
72% of the 1307 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. FULT: 6.00 )
FULT' s 10-Year EBITDA Growth (%) Range
Min: -45.2   Max: 62.2
Current: 6

-45.2
62.2
EPS Growth (%) 12.00
FULT's EPS Growth (%) is ranked higher than
78% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.10 vs. FULT: 12.00 )
FULT' s 10-Year EPS Growth (%) Range
Min: -33.6   Max: 37.2
Current: 12

-33.6
37.2
» FULT's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

FULT Guru Trades in Q3 2013

Paul Tudor Jones 50,500 sh (New)
Jim Simons 287,545 sh (New)
Tom Russo 80,298 sh (-1%)
Joel Greenblatt 16,604 sh (-2.45%)
David Dreman 603,277 sh (-80.59%)
» More
Q4 2013

FULT Guru Trades in Q4 2013

David Dreman 679,970 sh (+12.71%)
Tom Russo 80,298 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Joel Greenblatt 15,003 sh (-9.64%)
» More
Q1 2014

FULT Guru Trades in Q1 2014

Jim Simons 251,266 sh (New)
Paul Tudor Jones 43,974 sh (New)
Steven Cohen 12,771 sh (New)
David Dreman 701,171 sh (+3.12%)
Tom Russo 80,298 sh (unchged)
Joel Greenblatt 13,901 sh (-7.35%)
» More
Q2 2014

FULT Guru Trades in Q2 2014

Jim Simons 450,045 sh (+79.11%)
Paul Tudor Jones 65,448 sh (+48.83%)
Tom Russo 80,298 sh (unchged)
Joel Greenblatt Sold Out
David Dreman 685,268 sh (-2.27%)
» More
» Details

Insider Trades

Latest Guru Trades with FULT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-06-30 Sold Out $11.55 - $13.04 $ 11.54-6%0
David Dreman 2013-09-30 Reduce -80.59%0.81%$11.615 - $12.84 $ 11.54-6%603277
David Dreman 2013-06-30 Reduce -15.94%0.18%$10.47 - $11.83 $ 11.542%3108143
Joel Greenblatt 2013-06-30 Add 22.82%$10.47 - $11.83 $ 11.542%17021
Joel Greenblatt 2012-09-30 Add 48.16%$9.09 - $10.65 $ 11.5418%17101
Joel Greenblatt 2012-06-30 New Buy0.01%$9.43 - $10.55 $ 11.5414%11542
Ray Dalio 2011-12-31 Sold Out 0.0038%$7.44 - $10.1 $ 11.5426%0
Ray Dalio 2011-09-30 New Buy$7.69 - $11.11 $ 11.5425%32879
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 13.40
FULT's P/E(ttm) is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. FULT: 13.40 )
FULT' s 10-Year P/E(ttm) Range
Min: 10.81   Max: 31.03
Current: 13.4

10.81
31.03
P/B 1.00
FULT's P/B is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. FULT: 1.00 )
FULT' s 10-Year P/B Range
Min: 0.59   Max: 2.54
Current: 1

0.59
2.54
P/S 3.20
FULT's P/S is ranked higher than
62% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.11 vs. FULT: 3.20 )
FULT' s 10-Year P/S Range
Min: 1.35   Max: 5.73
Current: 3.2

1.35
5.73
PFCF 9.00
FULT's PFCF is ranked higher than
82% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 109.09 vs. FULT: 9.00 )
FULT' s 10-Year PFCF Range
Min: 4.62   Max: 27.81
Current: 9

4.62
27.81
EV-to-EBIT 15.12
FULT's EV-to-EBIT is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.74 vs. FULT: 15.12 )
FULT' s 10-Year EV-to-EBIT Range
Min: 12.2   Max: 230
Current: 15.12

12.2
230
PEG 0.88
FULT's PEG is ranked higher than
90% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9999.00 vs. FULT: 0.88 )
FULT' s 10-Year PEG Range
Min: 1.44   Max: 15.91
Current: 0.88

1.44
15.91
Shiller P/E 20.30
FULT's Shiller P/E is ranked higher than
73% of the 1833 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.55 vs. FULT: 20.30 )
FULT' s 10-Year Shiller P/E Range
Min: 6.29   Max: 24.13
Current: 20.3

6.29
24.13

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.80
FULT's Dividend Yield is ranked higher than
59% of the 1413 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.42 vs. FULT: 2.80 )
FULT' s 10-Year Dividend Yield Range
Min: 1.03   Max: 10.38
Current: 2.8

1.03
10.38
Dividend Payout 0.37
FULT's Dividend Payout is ranked higher than
71% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.48 vs. FULT: 0.37 )
FULT' s 10-Year Dividend Payout Range
Min: 0.19   Max: 1
Current: 0.37

0.19
1
Dividend growth (3y) 38.70
FULT's Dividend growth (3y) is ranked higher than
94% of the 979 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.40 vs. FULT: 38.70 )
FULT' s 10-Year Dividend growth (3y) Range
Min: -41.5   Max: 38.7
Current: 38.7

-41.5
38.7
Yield on cost (5-Year) 11.83
FULT's Yield on cost (5-Year) is ranked higher than
95% of the 1426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.64 vs. FULT: 11.83 )
FULT' s 10-Year Yield on cost (5-Year) Range
Min: 4.35   Max: 43.85
Current: 11.83

4.35
43.85
Share Buyback Rate -0.50
FULT's Share Buyback Rate is ranked higher than
81% of the 1240 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.00 vs. FULT: -0.50 )
FULT' s 10-Year Share Buyback Rate Range
Min: 0.2   Max: -8.2
Current: -0.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.39
FULT's Price/Tangible Book is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. FULT: 1.39 )
FULT' s 10-Year Price/Tangible Book Range
Min: 0.96   Max: 4.6
Current: 1.39

0.96
4.6
Price/DCF (Projected) 0.53
FULT's Price/DCF (Projected) is ranked higher than
86% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.09 vs. FULT: 0.53 )
FULT' s 10-Year Price/DCF (Projected) Range
Min: 0.29   Max: 1.15
Current: 0.53

0.29
1.15
Price/Median PS Value 0.99
FULT's Price/Median PS Value is ranked higher than
85% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. FULT: 0.99 )
FULT' s 10-Year Price/Median PS Value Range
Min: 0.43   Max: 2.47
Current: 0.99

0.43
2.47
Price/Graham Number 0.90
FULT's Price/Graham Number is ranked higher than
78% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. FULT: 0.90 )
FULT' s 10-Year Price/Graham Number Range
Min: 0.72   Max: 2.64
Current: 0.9

0.72
2.64
Earnings Yield (Greenblatt) 6.60
FULT's Earnings Yield (Greenblatt) is ranked higher than
67% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. FULT: 6.60 )
FULT' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.4   Max: 8.2
Current: 6.6

0.4
8.2
Forward Rate of Return (Yacktman) 9.56
FULT's Forward Rate of Return (Yacktman) is ranked higher than
65% of the 1309 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.11 vs. FULT: 9.56 )
FULT' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -0.8   Max: 16.6
Current: 9.56

-0.8
16.6

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Fulton Financial Corp was incorporated under the laws of Pennsylvania on February 8, 1982 and became a bank holding company through the acquisition of all of the outstanding stock of Fulton Bank on June 30, 1982. The Company is a multi-bank financial holding company which provides a range of banking and financial services to businesses and consumers through its six wholly owned banking subsidiaries: Fulton Bank, N.A., Fulton Bank of New Jersey, The Columbia Bank, Lafayette Ambassador Bank, FNB Bank, N.A. and Swineford National Bank. In addition, the Parent Company owns the following non-bank subsidiaries: Fulton Reinsurance Company, LTD, Fulton Financial Realty Company, Central Pennsylvania Financial Corp., FFC Management, Inc., FFC Penn Square, Inc. and Fulton Insurance Services Group, Inc. The Company's subsidiary banks are located in areas that are home to a range of manufacturing, distribution, health care and other service companies. The Corporation and its banks are not dependent upon one or a few customers or any one industry, and the loss of any single customer or a few customers would not have a material adverse impact on any of the subsidiary banks. Each of the subsidiary banks offers a range of consumer and commercial banking products and services in its local market area. Personal banking services include various checking account and savings deposit products, certificates of deposit and individual retirement accounts. The subsidiary banks offer a variety of consumer lending products to creditworthy customers in their market areas. Secured consumer loan products include home equity loans and lines of credit, which are underwritten based on loan-to-value limits specified in the Corporation's lending policy. Subsidiary banks also offer a variety of fixed and variable-rate products, including construction loans and jumbo loans. Residential mortgages are offered through Fulton Mortgage Company, which operates as a division of each subsidiary bank. Consumer loan products also include automobile loans, automobile and equipment leases, personal lines of credit, credit cards and checking account overdraft protection. Commercial banking services are provided to small and medium sized businesses (generally with sales of less than $100 million) in the subsidiary banks' market areas. The Company also offers investment management, trust, brokerage, insurance and investment advisory services to consumer and commercial banking customers in the market areas serviced by the subsidiary banks. Its subsidiary banks deliver their products and services through traditional branch banking, with a network of full service branch offices. Electronic delivery channels include a network of automated teller machines, telephone banking and online banking. The variety of available delivery channels allows customers to access their account information and perform certain transactions, such as transferring funds and paying bills, at virtually any hour
» More Articles for FULT

Headlines

Articles On GuruFocus.com
Weekly Top Insider Buys: BAC, SCHW, KEY, FULT, IDCC Jan 31 2012 
Weekly Top Insider Buys: VTR, INCY, FULT, HMA, CMC Jan 23 2012 
FINANCIAL lots of i Jul 06 2011 
Weekly Top Insider Buys: WFC, PM, MAR, FNFG, FULT May 01 2011 
Weekly Top Insider Buys: JPM, STT, FULT, WES, MMR Jan 30 2011 
Weekly Top Insider Buys: WMT, PM, LPS, MFA, FULT Nov 28 2010 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 7,534 Shares Dec 07 2009 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 12,378 Shares Sep 09 2009 
Fulton Financial Corp. (FULT) President & COO E Philip Wenger buys 12,604 Shares Sep 01 2009 
Weekly Top Insider Buys: Bristol Myers Squibb Company, Stryker Corp, Marriott International, AMR Cor May 03 2009 

More From Other Websites
Fulton Financial Corporation to Present at Barclays Conference Aug 29 2014
FULTON FINANCIAL CORP Financials Aug 15 2014
FULTON FINANCIAL CORP Files SEC form 10-Q, Quarterly Report Aug 08 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Aug 04 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Results of Operations and Financial Condition Jul 22 2014
Fulton Financial Reports Second Quarter Earnings of $0.21 per Share Jul 22 2014
Q2 2014 Fulton Financial Corp Earnings Release - After Market Close Jul 22 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits Jul 18 2014
Wall Street Transcript Interview with David Darst, Managing Director at Guggenheim Securities, LLC:... Jul 11 2014
Wall Street Transcript Interview with Kevin Lynch, the President and CEO of Oritani Financial Corp.... Jul 07 2014
Fulton Financial Corporation Announces Dates for Second Quarter 2014 Earnings Release and Webcast Jul 02 2014
Fulton Financial Corporation Declares Quarterly Cash Dividend Jun 17 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Jun 17 2014
Crutchfield Appointed to Fulton Financial Corporation Board of Directors Jun 17 2014
Fulton Financial to Reward Shareholders May 30 2014
Fulton Financial approves share repurchase program of up to 4M shares May 28 2014
Fulton Financial Approves Share Repurchase Program May 28 2014
FULTON FINANCIAL CORP Files SEC form 8-K, Regulation FD Disclosure May 28 2014

Personalized Checklist








Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Add Notes, Comments or Ask Questions

User Comments

No comment yet

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK