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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt No Debt
HOME's Cash to Debt is ranked higher than
98% of the 1274 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. HOME: No Debt )
HOME' s 10-Year Cash to Debt Range
Min: 0.09   Max: No Debt
Current: No Debt

Equity to Asset 0.17
HOME's Equity to Asset is ranked higher than
90% of the 1589 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. HOME: 0.17 )
HOME' s 10-Year Equity to Asset Range
Min: 0.06   Max: 0.28
Current: 0.17

0.06
0.28
Interest Coverage 0.45
HOME's Interest Coverage is ranked higher than
51% of the 1350 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. HOME: 0.45 )
HOME' s 10-Year Interest Coverage Range
Min: 0.33   Max: 0.91
Current: 0.45

0.33
0.91
F-Score: 4
Z-Score: 0.26
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 3.08
HOME's Operating margin (%) is ranked lower than
53% of the 1455 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 30.05 vs. HOME: 3.08 )
HOME' s 10-Year Operating margin (%) Range
Min: -35.95   Max: 31.29
Current: 3.08

-35.95
31.29
Net-margin (%) -0.59
HOME's Net-margin (%) is ranked lower than
55% of the 1563 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.45 vs. HOME: -0.59 )
HOME' s 10-Year Net-margin (%) Range
Min: -9.33   Max: 24.53
Current: -0.59

-9.33
24.53
ROE (%) -0.15
HOME's ROE (%) is ranked lower than
55% of the 1547 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.96 vs. HOME: -0.15 )
HOME' s 10-Year ROE (%) Range
Min: -2.38   Max: 13.95
Current: -0.15

-2.38
13.95
ROA (%) -0.03
HOME's ROA (%) is ranked lower than
54% of the 1556 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.74 vs. HOME: -0.03 )
HOME' s 10-Year ROA (%) Range
Min: -0.39   Max: 1.33
Current: -0.03

-0.39
1.33
ROC (Joel Greenblatt) (%) 5.13
HOME's ROC (Joel Greenblatt) (%) is ranked lower than
51% of the 1430 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 78.30 vs. HOME: 5.13 )
HOME' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -58.23   Max: 90.99
Current: 5.13

-58.23
90.99
Revenue Growth (%) 3.30
HOME's Revenue Growth (%) is ranked higher than
79% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. HOME: 3.30 )
HOME' s 10-Year Revenue Growth (%) Range
Min: 0   Max: 21.5
Current: 3.3

0
21.5
EPS Growth (%) -58.50
HOME's EPS Growth (%) is ranked lower than
51% of the 1105 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 9.50 vs. HOME: -58.50 )
HOME' s 10-Year EPS Growth (%) Range
Min: 0   Max: -4
Current: -58.5

» HOME's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

HOME Guru Trades in Q1 2013

HOTCHKIS & WILEY 171,000 sh (unchged)
First Pacific Advisors 151,290 sh (unchged)
Jim Simons 159,511 sh (-0.87%)
John Keeley 1,390,025 sh (-1.63%)
» More
Q2 2013

HOME Guru Trades in Q2 2013

First Pacific Advisors 151,290 sh (unchged)
HOTCHKIS & WILEY 171,000 sh (unchged)
Jim Simons 156,411 sh (-1.94%)
John Keeley 1,359,871 sh (-2.17%)
» More
Q3 2013

HOME Guru Trades in Q3 2013

HOTCHKIS & WILEY 171,000 sh (unchged)
First Pacific Advisors 151,290 sh (unchged)
Jim Simons 146,511 sh (-6.33%)
John Keeley 887,812 sh (-34.71%)
» More
Q4 2013

HOME Guru Trades in Q4 2013

HOTCHKIS & WILEY 563,900 sh (+229.77%)
Jim Simons 172,711 sh (+17.88%)
First Pacific Advisors 151,290 sh (unchged)
John Keeley 55,303 sh (-93.77%)
» More
» Details

Insider Trades

Latest Guru Trades with HOME

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
John Keeley 2013-12-31 Reduce -93.77%0.2%$12.2 - $15.59 $ 15.386%55303
John Keeley 2013-09-30 Reduce -34.71%0.12%$11.97 - $14.55 $ 15.3814%887812
Martin Whitman 2012-04-30 Add 110.75%$9.43 - $11.18 $ 15.3851%526368
Premium More recent guru trades are included for Premium Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Top Ranked Articles about Home Federal Bancorp, Inc.

Weekly CFO Sells Highlight: LPS, HOME, WMB, FNF, PRLB
According to GuruFocus Insider Data, the largest CFO sells during the past week were: Lender Processing Services Inc, Home Federal Bancorp Inc, Williams Companies Inc, Fidelity National Financial Inc, and Proto Labs Inc. Read more...

Ratios

vs
industry
vs
history
P/B 1.32
HOME's P/B is ranked higher than
54% of the 1477 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.10 vs. HOME: 1.32 )
HOME' s 10-Year P/B Range
Min: 0.62   Max: 2.52
Current: 1.32

0.62
2.52
P/S 4.95
HOME's P/S is ranked lower than
71% of the 1640 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. HOME: 4.95 )
HOME' s 10-Year P/S Range
Min: 2.03   Max: 7.8
Current: 4.95

2.03
7.8
PFCF 16.90
HOME's PFCF is ranked lower than
68% of the 940 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.90 vs. HOME: 16.90 )
HOME' s 10-Year PFCF Range
Min: 4.8   Max: 1341
Current: 16.9

4.8
1341
EV-to-EBIT 171.48
HOME's EV-to-EBIT is ranked lower than
77% of the 1410 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 15.82 vs. HOME: 171.48 )
HOME' s 10-Year EV-to-EBIT Range
Min: 14   Max: 136.9
Current: 171.48

14
136.9
PEG 21.30
HOME's PEG is ranked lower than
67% of the 849 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.02 vs. HOME: 21.30 )
HOME' s 10-Year PEG Range
Min: 6.25   Max: 71.04
Current: 21.3

6.25
71.04
Shiller P/E 234.50
HOME's Shiller P/E is ranked lower than
74% of the 841 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 17.04 vs. HOME: 234.50 )
HOME' s 10-Year Shiller P/E Range
Min: 26.3   Max: 222.86
Current: 234.5

26.3
222.86

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.60
HOME's Dividend Yield is ranked lower than
69% of the 1315 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.40 vs. HOME: 1.60 )
HOME' s 10-Year Dividend Yield Range
Min: 0.37   Max: 2.99
Current: 1.6

0.37
2.99
Dividend growth (3y) 2.90
HOME's Dividend growth (3y) is ranked higher than
73% of the 810 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. HOME: 2.90 )
HOME' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 34.3
Current: 2.9

0
34.3
Yield on cost (5-Year) 1.78
HOME's Yield on cost (5-Year) is ranked lower than
64% of the 1328 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.62 vs. HOME: 1.78 )
HOME' s 10-Year Yield on cost (5-Year) Range
Min: 0.41   Max: 3.33
Current: 1.78

0.41
3.33
Share Buyback Rate 3.80
HOME's Share Buyback Rate is ranked higher than
96% of the 1172 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -2.60 vs. HOME: 3.80 )
HOME' s 10-Year Share Buyback Rate Range
Min: 0   Max: -46.9
Current: 3.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.34
HOME's Price/Tangible Book is ranked higher than
65% of the 1362 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.24 vs. HOME: 1.34 )
HOME' s 10-Year Price/Tangible Book Range
Min: 0.66   Max: 2.24
Current: 1.34

0.66
2.24
Price/DCF (Projected) 1.08
HOME's Price/DCF (Projected) is ranked lower than
59% of the 904 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.60 vs. HOME: 1.08 )
HOME' s 10-Year Price/DCF (Projected) Range
Min: 0.58   Max: 1.05
Current: 1.08

0.58
1.05
Price/Median PS Value 1.04
HOME's Price/Median PS Value is ranked higher than
64% of the 1478 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.00 vs. HOME: 1.04 )
HOME' s 10-Year Price/Median PS Value Range
Min: 0.45   Max: 1.4
Current: 1.04

0.45
1.4
Earnings Yield (Greenblatt) 0.60
HOME's Earnings Yield (Greenblatt) is ranked lower than
66% of the 1411 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.40 vs. HOME: 0.60 )
HOME' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.7   Max: 7.2
Current: 0.6

0.7
7.2
Forward Rate of Return (Yacktman) 1.73
HOME's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 1095 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.48 vs. HOME: 1.73 )
HOME' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -15.6   Max: 4.9
Current: 1.73

-15.6
4.9

Business Description

Industry: Banks » Savings & Cooperative Banks
Compare:OCN, PBCT, HCBK, FNFG, ISBC » details
Home Federal Bancorp, Inc. provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The Company's business activity is the ownership of the outstanding capital stock of Home Federal Bank. The Company is engaged in the business of attracting deposits from consumers and businesses in its market areas and utilizing those deposits to originate loans. It offers a range of loan products to meet the credit needs of its clients. The Company's main lending activity has consisted of the origination of loans secured by first mortgages on owner-occupied, one-to-four family residences and loans for the construction of one-to-four family residences. The Company also originates consumer loans, with an emphasis on home equity loans and lines of credit. The bank's main market area is the Boise, Idaho, metropolitan statistical area and surrounding communities, together known as the Treasure Valley region of southwestern Idaho, including Ada, Canyon, Elmore and Gem counties. The Company faces intense competition in originating loans and in attracting deposits within its targeted geographic markets. Its competition for loans comes principally from mortgage bankers, commercial banks, credit unions and finance companies. As a state-chartered, federally insured commercial bank. The bank is subject to federal regulation and oversight by the Office of the Comptroller of the Currency extending to all aspects of its operations.

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