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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash to Debt 0.17
HPY's Cash to Debt is ranked lower than
57% of the 965 Companies
in the Global Business Services industry.

( Industry Median: 1.05 vs. HPY: 0.17 )
HPY' s 10-Year Cash to Debt Range
Min: 0.17   Max: No Debt
Current: 0.17

Equity to Asset 0.20
HPY's Equity to Asset is ranked lower than
58% of the 937 Companies
in the Global Business Services industry.

( Industry Median: 0.46 vs. HPY: 0.20 )
HPY' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.56
Current: 0.2

0.05
0.56
Interest Coverage 23.23
HPY's Interest Coverage is ranked higher than
60% of the 664 Companies
in the Global Business Services industry.

( Industry Median: 25.87 vs. HPY: 23.23 )
HPY' s 10-Year Interest Coverage Range
Min: 5.53   Max: 76.14
Current: 23.23

5.53
76.14
F-Score: 5
Z-Score: 3.17
M-Score: -2.25
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 5.27
HPY's Operating margin (%) is ranked higher than
65% of the 960 Companies
in the Global Business Services industry.

( Industry Median: 6.51 vs. HPY: 5.27 )
HPY' s 10-Year Operating margin (%) Range
Min: -4.35   Max: 5.91
Current: 5.27

-4.35
5.91
Net-margin (%) 3.18
HPY's Net-margin (%) is ranked higher than
64% of the 960 Companies
in the Global Business Services industry.

( Industry Median: 4.08 vs. HPY: 3.18 )
HPY' s 10-Year Net-margin (%) Range
Min: -6.14   Max: 4.77
Current: 3.18

-6.14
4.77
ROE (%) 28.09
HPY's ROE (%) is ranked higher than
93% of the 920 Companies
in the Global Business Services industry.

( Industry Median: 8.95 vs. HPY: 28.09 )
HPY' s 10-Year ROE (%) Range
Min: -33.53   Max: 44.33
Current: 28.09

-33.53
44.33
ROA (%) 7.16
HPY's ROA (%) is ranked higher than
81% of the 972 Companies
in the Global Business Services industry.

( Industry Median: 4.02 vs. HPY: 7.16 )
HPY' s 10-Year ROA (%) Range
Min: -10.1   Max: 24.21
Current: 7.16

-10.1
24.21
ROC (Joel Greenblatt) (%) 77.84
HPY's ROC (Joel Greenblatt) (%) is ranked higher than
82% of the 964 Companies
in the Global Business Services industry.

( Industry Median: 28.81 vs. HPY: 77.84 )
HPY' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 37.27   Max: 92.58
Current: 77.84

37.27
92.58
Revenue Growth (3Y)(%) 5.90
HPY's Revenue Growth (3Y)(%) is ranked higher than
72% of the 810 Companies
in the Global Business Services industry.

( Industry Median: 4.60 vs. HPY: 5.90 )
HPY' s 10-Year Revenue Growth (3Y)(%) Range
Min: 0.4   Max: 28
Current: 5.9

0.4
28
EBITDA Growth (3Y)(%) 6.00
HPY's EBITDA Growth (3Y)(%) is ranked higher than
69% of the 687 Companies
in the Global Business Services industry.

( Industry Median: 6.20 vs. HPY: 6.00 )
HPY' s 10-Year EBITDA Growth (3Y)(%) Range
Min: 0.9   Max: 64.3
Current: 6

0.9
64.3
EPS Growth (3Y)(%) 31.10
HPY's EPS Growth (3Y)(%) is ranked higher than
88% of the 618 Companies
in the Global Business Services industry.

( Industry Median: 7.30 vs. HPY: 31.10 )
HPY' s 10-Year EPS Growth (3Y)(%) Range
Min: -1.1   Max: 85.9
Current: 31.1

-1.1
85.9
» HPY's 10-Y Financials

Financials


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2013

HPY Guru Trades in Q4 2013

Jim Simons 209,800 sh (-22.67%)
RS Investment Management 636,240 sh (-32.09%)
Joel Greenblatt 7,872 sh (-84.93%)
» More
Q1 2014

HPY Guru Trades in Q1 2014

Ken Fisher 1,748,920 sh (New)
Paul Tudor Jones 7,000 sh (New)
Joel Greenblatt 41,187 sh (+423.21%)
RS Investment Management 853,491 sh (+34.15%)
Jim Simons 132,819 sh (-36.69%)
» More
Q2 2014

HPY Guru Trades in Q2 2014

Joel Greenblatt 211,117 sh (+412.58%)
Ken Fisher 1,804,204 sh (+3.16%)
Paul Tudor Jones Sold Out
Jim Simons 25,900 sh (-80.5%)
RS Investment Management 58,022 sh (-93.2%)
» More
Q3 2014

HPY Guru Trades in Q3 2014

RS Investment Management 1,141,832 sh (+1867.93%)
Ken Fisher 1,862,181 sh (+3.21%)
Jim Simons Sold Out
Joel Greenblatt Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with HPY

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-09-30 Sold Out 0.11%$41.17 - $49.38 $ 55.5319%0
Joel Greenblatt 2014-06-30 Add 412.58%0.09%$37.49 - $43.34 $ 55.5336%211117
Ken Fisher 2014-03-31 New Buy0.16%$38.97 - $49.95 $ 55.5327%1748920
Joel Greenblatt 2014-03-31 Add 423.21%0.02%$38.97 - $49.95 $ 55.5327%41187
Joel Greenblatt 2013-12-31 Reduce -84.93%0.06%$38.03 - $49.87 $ 55.5328%7872
Joel Greenblatt 2013-06-30 Reduce -25.18%0.03%$30.49 - $37.25 $ 55.5371%50366
Joel Greenblatt 2012-12-31 Add 67.32%0.05%$26.08 - $32.8 $ 55.5396%70507
Meridian Funds 2012-09-30 Reduce -33.88%0.22%$29.31 - $33 $ 55.5380%436600
Joel Greenblatt 2012-09-30 Add 35.53%0.02%$29.31 - $33 $ 55.5380%42138
Joel Greenblatt 2012-03-31 New Buy0.07%$23.42 - $30.24 $ 55.53119%26926
HOTCHKIS & WILEY 2011-12-31 Sold Out 0.04%$18.67 - $24.48 $ 55.53158%0
Richard Pzena 2011-09-30 Sold Out 0.1008%$18.65 - $22.44 $ 55.53170%0
HOTCHKIS & WILEY 2011-09-30 Reduce -59.25%0.04%$18.65 - $22.44 $ 55.53170%254800
Premium More recent guru trades are included for Premium Members only!!
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Top Ranked Articles about Heartland Payment Systems Inc

Fisher Investments' Top New Stocks of the First Quarter
Ken Fisher (Trades, Portfolio) manages Fisher Investments, under the theory that supply and demand determine markets, and therefore to beat the market investors must find information others don’t know or have misinterpreted. Fisher Investments has $44 billion in assets under management. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 29.00
HPY's P/E(ttm) is ranked higher than
70% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 33.60 vs. HPY: 29.00 )
HPY' s 10-Year P/E(ttm) Range
Min: 5.07   Max: 65.83
Current: 29

5.07
65.83
P/B 7.40
HPY's P/B is ranked higher than
52% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 3.41 vs. HPY: 7.40 )
HPY' s 10-Year P/B Range
Min: 0.87   Max: 12.58
Current: 7.4

0.87
12.58
P/S 0.93
HPY's P/S is ranked higher than
76% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 1.78 vs. HPY: 0.93 )
HPY' s 10-Year P/S Range
Min: 0.1   Max: 1.26
Current: 0.93

0.1
1.26
PFCF 99.16
HPY's PFCF is ranked higher than
66% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 47.08 vs. HPY: 99.16 )
HPY' s 10-Year PFCF Range
Min: 4.08   Max: 366
Current: 99.16

4.08
366
EV-to-EBIT 21.09
HPY's EV-to-EBIT is ranked higher than
66% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 19.22 vs. HPY: 21.09 )
HPY' s 10-Year EV-to-EBIT Range
Min: 2.6   Max: 37.8
Current: 21.09

2.6
37.8
Shiller P/E 55.06
HPY's Shiller P/E is ranked higher than
77% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. HPY: 55.06 )
HPY' s 10-Year Shiller P/E Range
Min: 31.08   Max: 54.98
Current: 55.06

31.08
54.98
Current Ratio 1.13
HPY's Current Ratio is ranked higher than
52% of the 955 Companies
in the Global Business Services industry.

( Industry Median: 1.43 vs. HPY: 1.13 )
HPY' s 10-Year Current Ratio Range
Min: 0.76   Max: 1.86
Current: 1.13

0.76
1.86
Quick Ratio 1.11
HPY's Quick Ratio is ranked higher than
57% of the 955 Companies
in the Global Business Services industry.

( Industry Median: 1.31 vs. HPY: 1.11 )
HPY' s 10-Year Quick Ratio Range
Min: 0.74   Max: 1.83
Current: 1.11

0.74
1.83

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.61
HPY's Dividend Yield is ranked lower than
90% of the 639 Companies
in the Global Business Services industry.

( Industry Median: 2.08 vs. HPY: 0.61 )
HPY' s 10-Year Dividend Yield Range
Min: 0.09   Max: 7.32
Current: 0.61

0.09
7.32
Dividend Payout 0.17
HPY's Dividend Payout is ranked higher than
95% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 9999.00 vs. HPY: 0.17 )
HPY' s 10-Year Dividend Payout Range
Min: 0.03   Max: 0.44
Current: 0.17

0.03
0.44
Dividend growth (3y) 91.30
HPY's Dividend growth (3y) is ranked higher than
99% of the 404 Companies
in the Global Business Services industry.

( Industry Median: 9.30 vs. HPY: 91.30 )
HPY' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 91.3
Current: 91.3

0
91.3
Yield on cost (5-Year) 7.47
HPY's Yield on cost (5-Year) is ranked higher than
89% of the 658 Companies
in the Global Business Services industry.

( Industry Median: 2.52 vs. HPY: 7.47 )
HPY' s 10-Year Yield on cost (5-Year) Range
Min: 1.12   Max: 91.16
Current: 7.47

1.12
91.16
Share Buyback Rate 1.10
HPY's Share Buyback Rate is ranked higher than
90% of the 667 Companies
in the Global Business Services industry.

( Industry Median: -1.00 vs. HPY: 1.10 )
HPY' s 10-Year Share Buyback Rate Range
Min: 1.6   Max: -34.3
Current: 1.1

Valuation & Return

vs
industry
vs
history
Price/DCF (Projected) 3.26
HPY's Price/DCF (Projected) is ranked higher than
71% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 4.22 vs. HPY: 3.26 )
HPY' s 10-Year Price/DCF (Projected) Range
Min: 1.74   Max: 3.77
Current: 3.26

1.74
3.77
Price/Median PS Value 1.47
HPY's Price/Median PS Value is ranked higher than
60% of the 1123 Companies
in the Global Business Services industry.

( Industry Median: 1.22 vs. HPY: 1.47 )
HPY' s 10-Year Price/Median PS Value Range
Min: 0.26   Max: 1.82
Current: 1.47

0.26
1.82
Earnings Yield (Greenblatt) 4.70
HPY's Earnings Yield (Greenblatt) is ranked higher than
62% of the 960 Companies
in the Global Business Services industry.

( Industry Median: 6.00 vs. HPY: 4.70 )
HPY' s 10-Year Earnings Yield (Greenblatt) Range
Min: 2.6   Max: 38.5
Current: 4.7

2.6
38.5
Forward Rate of Return (Yacktman) 22.58
HPY's Forward Rate of Return (Yacktman) is ranked higher than
88% of the 565 Companies
in the Global Business Services industry.

( Industry Median: 11.19 vs. HPY: 22.58 )
HPY' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 0.4   Max: 34.4
Current: 22.58

0.4
34.4

Business Description

Industry: Business Services » Business Services
Compare:ADP, G, ENV, CMPGY, SGSOY » details
Traded in other countries:H5I.Germany,
Heartland Payment Systems, Inc. was incorporated in the state of Delaware on June 2000. The Company provides Card Payment Processing services to merchants in the United States which involves providing end-to-end electronic payment processing services to merchants. For this the Company undertakes merchant set-up and training, transaction authorization and electronic draft capture, clearing and settlement, merchant accounting, merchant assistance and support, and risk management. The Company sells and rents point-of-sale devices. The Company's customers fall into two categories: small and mid-sized merchants, or SME merchants and Network Services merchants, which are predominately petroleum industry merchants of all sizes. Further, the Company provides additional services such as Heartland School Solutions, Heartland Ovation Payroll, Campus Solutions, Micropayments, and Heartland Marketing Solutions. As of December 31, 2013, the Company provided card payment processing services to 166,697 active SME merchants located across the United States. In addition to settling card transactions, Network Services processes a wide range of payment transactions for its predominantly petroleum customer base, including providing 2.3 billion transaction authorizations through its front-end card processing systems in 2013. The Card Payment Processing revenue from SME merchants and Network Services merchants is recurring in nature. The Company enters into three year service contracts with its SME merchants and three to five year agreements with Network Services merchants. The Company's merchant base include restaurants, brick and mortar retailers, hotel and lodgings, automotive sales and repair shops, convenience and liquor stores, professional service providers and gas stations. As of December 31, 2013 the Company served 42,069 independent restaurants and had partner agreements with approximatley 250 trade associations. The Company has developed number of payment processing systems to increase the operating efficiencies such as HPS Exchange, VAPS and NWS and Passport. The Company undertakes procedures such as Merchant Monitoring, Investigation and Loss Prevention, Underwriting and Collateral to minimize the transaction fraud. The Company's marketing efforts are focused on industries in which its direct sales model is effective on merchants who are typically on location, interact with customers, value a local sales presence, and consult with trade associations and other civic groups to make purchasing decisions.
» More Articles for HPY

Headlines

Articles On GuruFocus.com
Fisher Investments' Top New Stocks of the First Quarter Apr 23 2014 
Weekly CEO Sells Highlight: CALL, TXRH, KNX, HPY May 22 2012 
Heartland Payment Systems Inc. Reports Operating Results (10-K) Mar 10 2011 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 08 2010 
David Nierenberg’s Top Holdings: MOVE, ESIO, BABY, RSYS, HPY, SPN Aug 27 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Aug 06 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) May 07 2010 
Heartland Payment Systems Inc. Reports Operating Results (10-Q) Nov 09 2009 
Heartland, Inc. Announces Year End Revenue Projections Sep 01 2009 
Heartland, Inc. Reports Second Quarter 2009 Results Aug 20 2009 

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