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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.22
IBN's Cash to Debt is ranked lower than
82% of the 973 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.46 vs. IBN: 0.22 )
Ranked among companies with meaningful Cash to Debt only.
IBN' s 10-Year Cash to Debt Range
Min: 0.13   Max: N/A
Current: 0.22

Equity to Asset 0.13
IBN's Equity to Asset is ranked higher than
74% of the 1283 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.10 vs. IBN: 0.13 )
Ranked among companies with meaningful Equity to Asset only.
IBN' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.15
Current: 0.13

0.04
0.15
Interest Coverage 0.39
IBN's Interest Coverage is ranked lower than
85% of the 1196 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.68 vs. IBN: 0.39 )
Ranked among companies with meaningful Interest Coverage only.
IBN' s 10-Year Interest Coverage Range
Min: 0.12   Max: 0.39
Current: 0.39

0.12
0.39
F-Score: 5
Z-Score: 0.71
WACC vs ROIC
0.89%
5.60%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 41.53
IBN's Operating margin (%) is ranked higher than
76% of the 1347 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 29.16 vs. IBN: 41.53 )
Ranked among companies with meaningful Operating margin (%) only.
IBN' s 10-Year Operating margin (%) Range
Min: -39.26   Max: 50
Current: 41.53

-39.26
50
Net-margin (%) 28.84
IBN's Net-margin (%) is ranked higher than
72% of the 1347 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 21.21 vs. IBN: 28.84 )
Ranked among companies with meaningful Net-margin (%) only.
IBN' s 10-Year Net-margin (%) Range
Min: -28.43   Max: 40
Current: 28.84

-28.43
40
ROE (%) 14.25
IBN's ROE (%) is ranked higher than
82% of the 1344 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.17 vs. IBN: 14.25 )
Ranked among companies with meaningful ROE (%) only.
IBN' s 10-Year ROE (%) Range
Min: -14.47   Max: 19.75
Current: 14.25

-14.47
19.75
ROA (%) 1.67
IBN's ROA (%) is ranked higher than
86% of the 1351 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.81 vs. IBN: 1.67 )
Ranked among companies with meaningful ROA (%) only.
IBN' s 10-Year ROA (%) Range
Min: -1.01   Max: 1.55
Current: 1.67

-1.01
1.55
ROC (Joel Greenblatt) (%) 321.66
IBN's ROC (Joel Greenblatt) (%) is ranked higher than
87% of the 1333 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 75.43 vs. IBN: 321.66 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
IBN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -84.7   Max: 212.69
Current: 321.66

-84.7
212.69
Revenue Growth (3Y)(%) 5.20
IBN's Revenue Growth (3Y)(%) is ranked higher than
67% of the 1133 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.70 vs. IBN: 5.20 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
IBN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 2.2   Max: 64
Current: 5.2

2.2
64
EBITDA Growth (3Y)(%) 19.80
IBN's EBITDA Growth (3Y)(%) is ranked higher than
80% of the 986 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.40 vs. IBN: 19.80 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
IBN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -8.5   Max: 62.5
Current: 19.8

-8.5
62.5
EPS Growth (3Y)(%) 21.40
IBN's EPS Growth (3Y)(%) is ranked higher than
74% of the 1002 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9.10 vs. IBN: 21.40 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
IBN' s 10-Year EPS Growth (3Y)(%) Range
Min: 1.4   Max: 57
Current: 21.4

1.4
57
» IBN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2014

IBN Guru Trades in Q2 2014

Louis Moore Bacon 350,000 sh (New)
Jim Simons 45,517 sh (New)
Caxton Associates 4,900 sh (New)
Pioneer Investments 60,812 sh (New)
Sarah Ketterer 300,100 sh (+2320.16%)
Jeremy Grantham 1,060,354 sh (+114.34%)
Charles Brandes Sold Out
Manning & Napier Advisors, Inc 86,000 sh (-20.74%)
Chris Davis 135,757 sh (-21.08%)
RS Investment Management 216,656 sh (-33.80%)
Ron Baron 2,699 sh (-34.07%)
Steve Mandel 659,729 sh (-88.49%)
» More
Q3 2014

IBN Guru Trades in Q3 2014

Ken Fisher 212,900 sh (New)
Howard Marks 511,615 sh (New)
Jim Simons 400,700 sh (+780.33%)
Jeremy Grantham 1,134,154 sh (+6.96%)
Sarah Ketterer 306,800 sh (+2.23%)
Chris Davis 135,757 sh (unchged)
Pioneer Investments 40,644 sh (unchged)
Ron Baron 2,699 sh (unchged)
Louis Moore Bacon Sold Out
Caxton Associates Sold Out
Steve Mandel Sold Out
Manning & Napier Advisors, Inc 80,800 sh (-6.05%)
RS Investment Management 185,870 sh (-14.21%)
» More
Q4 2014

IBN Guru Trades in Q4 2014

Louis Moore Bacon 1,150,000 sh (New)
Ken Fisher 6,665,050 sh (+526.12%)
Pioneer Investments 166,363 sh (+309.32%)
Sarah Ketterer 3,596,975 sh (+134.48%)
Howard Marks 4,031,168 sh (+57.59%)
Manning & Napier Advisors, Inc 404,000 sh (unchged)
Chris Davis 678,785 sh (unchged)
Ron Baron 13,495 sh (unchged)
Jim Simons Sold Out
RS Investment Management 524,688 sh (-43.54%)
Jeremy Grantham 2,068,300 sh (-63.53%)
» More
Q1 2015

IBN Guru Trades in Q1 2015

Richard Pzena 592,750 sh (New)
Jim Simons 38,700 sh (New)
First Eagle Investment 100,000 sh (New)
Jeremy Grantham 3,818,500 sh (+84.62%)
Howard Marks 5,051,643 sh (+25.31%)
Ken Fisher 8,021,180 sh (+20.35%)
Sarah Ketterer 3,679,875 sh (+2.30%)
Manning & Napier Advisors, Inc 404,000 sh (unchged)
Ron Baron 13,495 sh (unchged)
RS Investment Management Sold Out
Pioneer Investments Sold Out
Chris Davis 670,875 sh (-1.17%)
Louis Moore Bacon 600,000 sh (-47.83%)
» More
» Details

Insider Trades

Latest Guru Trades with IBN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Ratios

vs
industry
vs
history
P/E(ttm) 15.20
IBN's P/E(ttm) is ranked lower than
56% of the 1418 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.10 vs. IBN: 15.20 )
Ranked among companies with meaningful P/E(ttm) only.
IBN' s 10-Year P/E(ttm) Range
Min: 3.98   Max: 42.66
Current: 15.2

3.98
42.66
Forward P/E 27.62
IBN's Forward P/E is ranked lower than
60% of the 1312 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 12.14 vs. IBN: 27.62 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 15.00
IBN's PE(NRI) is ranked lower than
57% of the 1209 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.10 vs. IBN: 15.00 )
Ranked among companies with meaningful PE(NRI) only.
IBN' s 10-Year PE(NRI) Range
Min: 3.98   Max: 42.6
Current: 15

3.98
42.6
P/B 2.10
IBN's P/B is ranked lower than
88% of the 1629 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.13 vs. IBN: 2.10 )
Ranked among companies with meaningful P/B only.
IBN' s 10-Year P/B Range
Min: 0.64   Max: 2.7
Current: 2.1

0.64
2.7
P/S 3.68
IBN's P/S is ranked lower than
62% of the 2101 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.90 vs. IBN: 3.68 )
Ranked among companies with meaningful P/S only.
IBN' s 10-Year P/S Range
Min: 0.8   Max: 26.06
Current: 3.68

0.8
26.06
PFCF 31.10
IBN's PFCF is ranked lower than
86% of the 1116 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 10.70 vs. IBN: 31.10 )
Ranked among companies with meaningful PFCF only.
IBN' s 10-Year PFCF Range
Min: 3.02   Max: 149.39
Current: 31.1

3.02
149.39
POCF 26.73
IBN's POCF is ranked lower than
89% of the 960 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 9.38 vs. IBN: 26.73 )
Ranked among companies with meaningful POCF only.
IBN' s 10-Year POCF Range
Min: 2.94   Max: 54.4
Current: 26.73

2.94
54.4
EV-to-EBIT 22.90
IBN's EV-to-EBIT is ranked lower than
75% of the 1370 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.35 vs. IBN: 22.90 )
Ranked among companies with meaningful EV-to-EBIT only.
IBN' s 10-Year EV-to-EBIT Range
Min: 10.6   Max: 92
Current: 22.9

10.6
92
PEG 0.67
IBN's PEG is ranked higher than
72% of the 513 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.11 vs. IBN: 0.67 )
Ranked among companies with meaningful PEG only.
IBN' s 10-Year PEG Range
Min: 0.38   Max: 0.89
Current: 0.67

0.38
0.89
Shiller P/E 22.10
IBN's Shiller P/E is ranked lower than
69% of the 1028 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.00 vs. IBN: 22.10 )
Ranked among companies with meaningful Shiller P/E only.
IBN' s 10-Year Shiller P/E Range
Min: 6.9   Max: 65.15
Current: 22.1

6.9
65.15

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.46
IBN's Dividend Yield is ranked lower than
76% of the 2096 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.60 vs. IBN: 1.46 )
Ranked among companies with meaningful Dividend Yield only.
IBN' s 10-Year Dividend Yield Range
Min: 0.95   Max: 4.08
Current: 1.46

0.95
4.08
Dividend Payout 0.22
IBN's Dividend Payout is ranked higher than
69% of the 1297 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.32 vs. IBN: 0.22 )
Ranked among companies with meaningful Dividend Payout only.
IBN' s 10-Year Dividend Payout Range
Min: 0.92   Max: 1.4
Current: 0.22

0.92
1.4
Dividend growth (3y) 18.60
IBN's Dividend growth (3y) is ranked higher than
73% of the 622 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.20 vs. IBN: 18.60 )
Ranked among companies with meaningful Dividend growth (3y) only.
IBN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 18.6
Current: 18.6

0
18.6
Yield on cost (5-Year) 2.80
IBN's Yield on cost (5-Year) is ranked lower than
55% of the 2101 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.00 vs. IBN: 2.80 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
IBN' s 10-Year Yield on cost (5-Year) Range
Min: 1.77   Max: 7.62
Current: 2.8

1.77
7.62
Share Buyback Rate -0.40
IBN's Share Buyback Rate is ranked higher than
63% of the 917 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -1.40 vs. IBN: -0.40 )
Ranked among companies with meaningful Share Buyback Rate only.
IBN' s 10-Year Share Buyback Rate Range
Min: -0.4   Max: -49.8
Current: -0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.20
IBN's Price/Tangible Book is ranked lower than
82% of the 1632 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.30 vs. IBN: 2.20 )
Ranked among companies with meaningful Price/Tangible Book only.
IBN' s 10-Year Price/Tangible Book Range
Min: 0.79   Max: 4.5
Current: 2.2

0.79
4.5
Price/DCF (Projected) 2.30
IBN's Price/DCF (Projected) is ranked lower than
90% of the 954 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.70 vs. IBN: 2.30 )
Ranked among companies with meaningful Price/DCF (Projected) only.
IBN' s 10-Year Price/DCF (Projected) Range
Min: 0.41   Max: 2.57
Current: 2.3

0.41
2.57
Price/Median PS Value 1.20
IBN's Price/Median PS Value is ranked lower than
60% of the 1605 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.10 vs. IBN: 1.20 )
Ranked among companies with meaningful Price/Median PS Value only.
IBN' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 9.39
Current: 1.2

0.37
9.39
Price/Peter Lynch Fair Value 0.70
IBN's Price/Peter Lynch Fair Value is ranked higher than
71% of the 467 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.10 vs. IBN: 0.70 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
IBN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.09   Max: 0.85
Current: 0.7

0.09
0.85
Price/Graham Number 1.20
IBN's Price/Graham Number is ranked lower than
69% of the 1422 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.90 vs. IBN: 1.20 )
Ranked among companies with meaningful Price/Graham Number only.
IBN' s 10-Year Price/Graham Number Range
Min: 0.62   Max: 3.01
Current: 1.2

0.62
3.01
Earnings Yield (Greenblatt) 4.40
IBN's Earnings Yield (Greenblatt) is ranked lower than
68% of the 1502 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.70 vs. IBN: 4.40 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
IBN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.1   Max: 9.4
Current: 4.4

1.1
9.4
Forward Rate of Return (Yacktman) 23.68
IBN's Forward Rate of Return (Yacktman) is ranked higher than
66% of the 761 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.69 vs. IBN: 23.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) only.
IBN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 16.4   Max: 114.7
Current: 23.68

16.4
114.7

Analyst Estimate

Mar16 Mar17
Revenue(Mil) 16,001 18,059
EPS($) 0.78 0.90
EPS without NRI($) 0.78 0.90

Business Description

Industry: Banks » Banks - Regional - Asia
Compare:IDCBY, CICHY, BACHY, BHKLY, CMAKY » details
Traded in other countries:ICBA.Germany, 532174.India, ICICIBANK.India, IBN.Argentina,
ICICI Bank Ltd was incorporated in Vadodara, India on January 5, 1994. The Company together with its subsidiaries, joint ventures and associates is a diversified financial services company. It provides a range of banking and financial services including commercial banking, retail banking, project and corporate finance, working capital finance, insurance, venture capital and private equity, investment banking, broking and treasury products and services. Its segments include Retail Banking; Wholesale Banking; Treasury; Other Banking; Life Insurance; General Insurance; Others. Retail Banking includes exposures of the Bank, which satisfy the four qualifying criteria of 'regulatory retail portfolio as stipulated by the Reserve Bank of India's Basel III guidelines. These criteria include: Orientation criterion, Product criterion, Low value of individual exposures and Granularity criterion. Wholesale Banking includes all advances to trusts, partnership firms, companies and statutory bodies, by the Bank which are not included in the Retail Banking segment, as per RBI guidelines for the Bank. Treasury includes the entire investment portfolio of the Bank. Other Banking includes leasing operations and other items not attributable to any particular business segment of the Bank. Life Insurance represents results of ICICI Prudential Life Insurance Company Ltd. General Insurance represents results of ICICI Lombard General Insurance Company Ltd. Others include ICICI Home Finance Company Ltd, ICICI Venture Funds Management Company Ltd, ICICI International Ltd, ICICI Securities Primary Dealership Ltd, ICICI Securities Ltd, ICICI Securities Holdings Inc., ICICI Securities Inc., ICICI Prudential Asset Management Company Ltd, ICICI Prudential Trust Ltd, ICICI Investment Management Company Ltd, ICICI Trusteeship Services Ltd, TCW/ICICI Investment Partners Ltd, ICICI Kinfra Ltd, I-Ven Biotech Ltd and ICICI Prudential Pension Funds Management Company Ltd. The Company's products offering include; Accounts & deposits including, savings account, salary account, child education plan, EEFC account, pension systems; Loans including, home loan, car loans, personal loans, commercial vehicle loans and gold loans; Insurance including, general, life, and card protection plan; Investments including, fixed deposits, bonds, senior citizen savings scheme, and provident fund; Demat accounts; Cards; and Agri & Rural including, Instant Gold Loan, Agri Corporates, Agri Traders & Processors, Tractor loans, farmer finance and Micro banking. The Company also provides online banking services. The Bank also has overseas branches in Bahrain, Dubai, Hong Kong, Qatar, Sri Lanka, Singapore, United States of America and Offshore Banking Unit. It faces competition in all its principal areas of business from Indian and foreign commercial banks, housing finance companies, mutual funds and investment banks.
» More Articles for IBN

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