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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash to Debt 0.32
IBN's Cash to Debt is ranked higher than
57% of the 1612 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.46 vs. IBN: 0.32 )
IBN' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.32

Equity to Asset 0.13
IBN's Equity to Asset is ranked higher than
86% of the 2022 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.09 vs. IBN: 0.13 )
IBN' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.15
Current: 0.13

0.04
0.15
Interest Coverage 0.39
IBN's Interest Coverage is ranked higher than
53% of the 1874 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.35 vs. IBN: 0.39 )
IBN' s 10-Year Interest Coverage Range
Min: 0.12   Max: 0.39
Current: 0.39

0.12
0.39
F-Score: 5
Z-Score: 0.74
WACC vs ROIC
2.20%
4.27%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 24.64
IBN's Operating margin (%) is ranked higher than
68% of the 2058 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 29.81 vs. IBN: 24.64 )
IBN' s 10-Year Operating margin (%) Range
Min: -39.26   Max: 50
Current: 24.64

-39.26
50
Net-margin (%) 22.62
IBN's Net-margin (%) is ranked higher than
78% of the 2058 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 21.95 vs. IBN: 22.62 )
IBN' s 10-Year Net-margin (%) Range
Min: -28.43   Max: 40
Current: 22.62

-28.43
40
ROE (%) 15.57
IBN's ROE (%) is ranked higher than
94% of the 2060 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.74 vs. IBN: 15.57 )
IBN' s 10-Year ROE (%) Range
Min: -14.47   Max: 19.75
Current: 15.57

-14.47
19.75
ROA (%) 1.91
IBN's ROA (%) is ranked higher than
95% of the 2064 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.78 vs. IBN: 1.91 )
IBN' s 10-Year ROA (%) Range
Min: -1.01   Max: 1.55
Current: 1.91

-1.01
1.55
ROC (Joel Greenblatt) (%) 266.27
IBN's ROC (Joel Greenblatt) (%) is ranked higher than
92% of the 2021 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 78.79 vs. IBN: 266.27 )
IBN' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -84.7   Max: 212.69
Current: 266.27

-84.7
212.69
Revenue Growth (3Y)(%) 5.20
IBN's Revenue Growth (3Y)(%) is ranked higher than
85% of the 1734 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.50 vs. IBN: 5.20 )
IBN' s 10-Year Revenue Growth (3Y)(%) Range
Min: 2.2   Max: 64
Current: 5.2

2.2
64
EBITDA Growth (3Y)(%) 19.80
IBN's EBITDA Growth (3Y)(%) is ranked higher than
88% of the 1571 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.60 vs. IBN: 19.80 )
IBN' s 10-Year EBITDA Growth (3Y)(%) Range
Min: -8.5   Max: 62.5
Current: 19.8

-8.5
62.5
EPS Growth (3Y)(%) 21.40
IBN's EPS Growth (3Y)(%) is ranked higher than
88% of the 1572 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 8.40 vs. IBN: 21.40 )
IBN' s 10-Year EPS Growth (3Y)(%) Range
Min: 1.4   Max: 57
Current: 21.4

1.4
57
» IBN's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

IBN Guru Trades in Q1 2014

Steve Mandel 5,731,312 sh (New)
Charles Brandes 79,760 sh (New)
Steven Cohen 36,545 sh (New)
Ron Baron 4,094 sh (+93.39%)
Sarah Ketterer 12,400 sh (+72.22%)
Chris Davis 172,020 sh (unchged)
Manning & Napier Advisors, Inc 108,500 sh (unchged)
Louis Moore Bacon Sold Out
David Dreman Sold Out
RS Investment Management 327,280 sh (-0.06%)
Jeremy Grantham 494,700 sh (-28.08%)
» More
Q2 2014

IBN Guru Trades in Q2 2014

Louis Moore Bacon 350,000 sh (New)
Jim Simons 45,517 sh (New)
Pioneer Investments 60,812 sh (New)
Caxton Associates 4,900 sh (New)
Sarah Ketterer 300,100 sh (+2320.16%)
Jeremy Grantham 1,060,354 sh (+114.34%)
Charles Brandes Sold Out
Manning & Napier Advisors, Inc 86,000 sh (-20.74%)
Chris Davis 135,757 sh (-21.08%)
RS Investment Management 216,656 sh (-33.8%)
Ron Baron 2,699 sh (-34.07%)
Steve Mandel 659,729 sh (-88.49%)
» More
Q3 2014

IBN Guru Trades in Q3 2014

Howard Marks 511,615 sh (New)
Ken Fisher 212,900 sh (New)
Jim Simons 400,700 sh (+780.33%)
Jeremy Grantham 1,134,154 sh (+6.96%)
Sarah Ketterer 306,800 sh (+2.23%)
Ron Baron 2,699 sh (unchged)
Pioneer Investments 40,644 sh (unchged)
Chris Davis 135,757 sh (unchged)
Louis Moore Bacon Sold Out
Steve Mandel Sold Out
Caxton Associates Sold Out
Manning & Napier Advisors, Inc 80,800 sh (-6.05%)
RS Investment Management 185,870 sh (-14.21%)
» More
Q4 2014

IBN Guru Trades in Q4 2014

Louis Moore Bacon 1,150,000 sh (New)
Ken Fisher 6,665,050 sh (+526.12%)
Pioneer Investments 166,363 sh (+309.32%)
Sarah Ketterer 3,596,975 sh (+134.48%)
Howard Marks 4,031,168 sh (+57.59%)
Chris Davis 678,785 sh (unchged)
Ron Baron 13,495 sh (unchged)
Manning & Napier Advisors, Inc 404,000 sh (unchged)
Jim Simons Sold Out
RS Investment Management 524,688 sh (-43.54%)
Jeremy Grantham 2,068,300 sh (-63.53%)
» More
» Details

Insider Trades

Latest Guru Trades with IBN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Ken Fisher 2014-12-31 Add 526.12%0.13%$9.6 - $12.252 $ 11.775%6665050
Steve Mandel 2014-09-30 Sold Out 0.13%$9.4 - $10.99 $ 11.7714%0
Ken Fisher 2014-09-30 New Buy0.02%$9.4 - $10.99 $ 11.7714%1064500
Steve Mandel 2014-06-30 Reduce -88.49%0.97%$8.53 - $10.45 $ 11.7724%3298645
Charles Brandes 2014-06-30 Sold Out 0.04%$8.53 - $10.45 $ 11.7724%0
Ron Baron 2014-06-30 Reduce -34.07%$8.53 - $10.45 $ 11.7724%13495
Chris Davis 2014-06-30 Reduce -21.08%$8.53 - $10.45 $ 11.7724%678785
Steve Mandel 2014-03-31 New Buy1.1%$6.2 - $8.79 $ 11.7761%28656560
Charles Brandes 2014-03-31 New Buy0.04%$6.2 - $8.79 $ 11.7761%398800
David Dreman 2014-03-31 Sold Out $6.2 - $8.79 $ 11.7761%0
Ron Baron 2014-03-31 Add 93.39%$6.2 - $8.79 $ 11.7761%20470
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 17.00
IBN's P/E(ttm) is ranked higher than
79% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.80 vs. IBN: 17.00 )
IBN' s 10-Year P/E(ttm) Range
Min: 3.98   Max: 42.66
Current: 17

3.98
42.66
Forward P/E 13.04
IBN's Forward P/E is ranked higher than
82% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.42 vs. IBN: 13.04 )
N/A
PE(NRI) 17.20
IBN's PE(NRI) is ranked higher than
79% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 17.80 vs. IBN: 17.20 )
IBN' s 10-Year PE(NRI) Range
Min: 3.98   Max: 42.6
Current: 17.2

3.98
42.6
P/B 2.60
IBN's P/B is ranked higher than
62% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.32 vs. IBN: 2.60 )
IBN' s 10-Year P/B Range
Min: 0.64   Max: 2.72
Current: 2.6

0.64
2.72
P/S 3.90
IBN's P/S is ranked higher than
74% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 3.63 vs. IBN: 3.90 )
IBN' s 10-Year P/S Range
Min: 0.8   Max: 26.06
Current: 3.9

0.8
26.06
PFCF 33.70
IBN's PFCF is ranked higher than
76% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.00 vs. IBN: 33.70 )
IBN' s 10-Year PFCF Range
Min: 3.02   Max: 149.39
Current: 33.7

3.02
149.39
POCF 29.87
IBN's POCF is ranked higher than
73% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 77.89 vs. IBN: 29.87 )
IBN' s 10-Year POCF Range
Min: 2.94   Max: 54.4
Current: 29.87

2.94
54.4
EV-to-EBIT 24.32
IBN's EV-to-EBIT is ranked higher than
68% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 19.45 vs. IBN: 24.32 )
IBN' s 10-Year EV-to-EBIT Range
Min: 10.6   Max: 92
Current: 24.32

10.6
92
PEG 0.77
IBN's PEG is ranked higher than
95% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.00 vs. IBN: 0.77 )
IBN' s 10-Year PEG Range
Min: 0.38   Max: 0.92
Current: 0.77

0.38
0.92
Shiller P/E 24.40
IBN's Shiller P/E is ranked higher than
83% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.00 vs. IBN: 24.40 )
IBN' s 10-Year Shiller P/E Range
Min: 6.87   Max: 65.01
Current: 24.4

6.87
65.01

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 1.30
IBN's Dividend Yield is ranked lower than
72% of the 1919 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.37 vs. IBN: 1.30 )
IBN' s 10-Year Dividend Yield Range
Min: 0.95   Max: 4.08
Current: 1.3

0.95
4.08
Dividend Payout 0.22
IBN's Dividend Payout is ranked higher than
88% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.60 vs. IBN: 0.22 )
IBN' s 10-Year Dividend Payout Range
Min: 0.92   Max: 1.4
Current: 0.22

0.92
1.4
Dividend growth (3y) 18.60
IBN's Dividend growth (3y) is ranked higher than
89% of the 1149 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 5.90 vs. IBN: 18.60 )
IBN' s 10-Year Dividend growth (3y) Range
Min: 0   Max: 18.6
Current: 18.6

0
18.6
Yield on cost (5-Year) 2.43
IBN's Yield on cost (5-Year) is ranked higher than
59% of the 1931 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 2.66 vs. IBN: 2.43 )
IBN' s 10-Year Yield on cost (5-Year) Range
Min: 1.77   Max: 7.62
Current: 2.43

1.77
7.62
Share Buyback Rate -0.40
IBN's Share Buyback Rate is ranked higher than
81% of the 1464 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: -1.30 vs. IBN: -0.40 )
IBN' s 10-Year Share Buyback Rate Range
Min: -0.4   Max: -49.8
Current: -0.4

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 2.56
IBN's Price/Tangible Book is ranked higher than
65% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.51 vs. IBN: 2.56 )
IBN' s 10-Year Price/Tangible Book Range
Min: 0.79   Max: 4.5
Current: 2.56

0.79
4.5
Price/DCF (Projected) 2.58
IBN's Price/DCF (Projected) is ranked higher than
74% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 7.55 vs. IBN: 2.58 )
IBN' s 10-Year Price/DCF (Projected) Range
Min: 0.41   Max: 2.12
Current: 2.58

0.41
2.12
Price/Median PS Value 1.46
IBN's Price/Median PS Value is ranked higher than
69% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.24 vs. IBN: 1.46 )
IBN' s 10-Year Price/Median PS Value Range
Min: 0.37   Max: 9.54
Current: 1.46

0.37
9.54
Price/Peter Lynch Fair Value 0.86
IBN's Price/Peter Lynch Fair Value is ranked higher than
95% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 0.00 vs. IBN: 0.86 )
IBN' s 10-Year Price/Peter Lynch Fair Value Range
Min: 0.09   Max: 0.76
Current: 0.86

0.09
0.76
Price/Graham Number 1.36
IBN's Price/Graham Number is ranked higher than
72% of the 2695 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 1.17 vs. IBN: 1.36 )
IBN' s 10-Year Price/Graham Number Range
Min: 0.62   Max: 3.01
Current: 1.36

0.62
3.01
Earnings Yield (Greenblatt) 4.10
IBN's Earnings Yield (Greenblatt) is ranked higher than
64% of the 2048 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 6.50 vs. IBN: 4.10 )
IBN' s 10-Year Earnings Yield (Greenblatt) Range
Min: 1.1   Max: 9.4
Current: 4.1

1.1
9.4
Forward Rate of Return (Yacktman) 23.14
IBN's Forward Rate of Return (Yacktman) is ranked higher than
81% of the 1311 Companies
in the Global Banks - Regional - Asia industry.

( Industry Median: 14.44 vs. IBN: 23.14 )
IBN' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 16.4   Max: 114.7
Current: 23.14

16.4
114.7

Analyst Estimate

Mar15 Mar16
Revenue(Mil) 17,252 19,044
EPS($) 0.70 0.83
EPS without NRI($) 0.70 0.83

Business Description

Industry: Banks » Banks - Regional - Asia
Compare:IDCBY, CICHY, BACHY, BHKLY, CMAKY » details
Traded in other countries:ICBA.Germany, 532174.India, ICICIBANK.India, IBN.Argentina,
ICICI Bank Ltd was incorporated in Vadodara, India on January 5, 1994. The Company together with its subsidiaries, joint ventures and associates is a diversified financial services company. It provides a range of banking and financial services including commercial banking, retail banking, project and corporate finance, working capital finance, insurance, venture capital and private equity, investment banking, broking and treasury products and services. Its segments include Retail Banking; Wholesale Banking; Treasury; Other Banking; Life Insurance; General Insurance; Others. Retail Banking includes exposures of the Bank, which satisfy the four qualifying criteria of 'regulatory retail portfolio as stipulated by the Reserve Bank of India's Basel III guidelines. These criteria include: Orientation criterion, Product criterion, Low value of individual exposures and Granularity criterion. Wholesale Banking includes all advances to trusts, partnership firms, companies and statutory bodies, by the Bank which are not included in the Retail Banking segment, as per RBI guidelines for the Bank. Treasury includes the entire investment portfolio of the Bank. Other Banking includes leasing operations and other items not attributable to any particular business segment of the Bank. Life Insurance represents results of ICICI Prudential Life Insurance Company Ltd. General Insurance represents results of ICICI Lombard General Insurance Company Ltd. Others include ICICI Home Finance Company Ltd, ICICI Venture Funds Management Company Ltd, ICICI International Ltd, ICICI Securities Primary Dealership Ltd, ICICI Securities Ltd, ICICI Securities Holdings Inc., ICICI Securities Inc., ICICI Prudential Asset Management Company Ltd, ICICI Prudential Trust Ltd, ICICI Investment Management Company Ltd, ICICI Trusteeship Services Ltd, TCW/ICICI Investment Partners Ltd, ICICI Kinfra Ltd, I-Ven Biotech Ltd and ICICI Prudential Pension Funds Management Company Ltd. The Company's products offering include; Accounts & deposits including, savings account, salary account, child education plan, EEFC account, pension systems; Loans including, home loan, car loans, personal loans, commercial vehicle loans and gold loans; Insurance including, general, life, and card protection plan; Investments including, fixed deposits, bonds, senior citizen savings scheme, and provident fund; Demat accounts; Cards; and Agri & Rural including, Instant Gold Loan, Agri Corporates, Agri Traders & Processors, Tractor loans, farmer finance and Micro banking. The Company also provides online banking services. The Bank also has overseas branches in Bahrain, Dubai, Hong Kong, Qatar, Sri Lanka, Singapore, United States of America and Offshore Banking Unit. It faces competition in all its principal areas of business from Indian and foreign commercial banks, housing finance companies, mutual funds and investment banks.
» More Articles for IBN

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