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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash to Debt 0.06
IMH's Cash to Debt is ranked lower than
97% of the 1610 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.14 vs. IMH: 0.06 )
Ranked among companies with meaningful Cash to Debt only.
IMH' s Cash to Debt Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: 0.15
Current: 0.06
0
0.15
Equity to Asset 0.04
IMH's Equity to Asset is ranked lower than
97% of the 1614 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.10 vs. IMH: 0.04 )
Ranked among companies with meaningful Equity to Asset only.
IMH' s Equity to Asset Range Over the Past 10 Years
Min: -0.06  Med: 0.04 Max: 0.18
Current: 0.04
-0.06
0.18
Interest Coverage 0.16
IMH's Interest Coverage is ranked lower than
95% of the 1610 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.66 vs. IMH: 0.16 )
Ranked among companies with meaningful Interest Coverage only.
IMH' s Interest Coverage Range Over the Past 10 Years
Min: 0.01  Med: 0.02 Max: 0.21
Current: 0.16
0.01
0.21
F-Score: 2
M-Score: -1.65
WACC vs ROIC
66.55%
4.97%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) 16.79
IMH's Operating margin (%) is ranked lower than
80% of the 1627 Companies
in the Global Specialty Finance industry.

( Industry Median: 31.10 vs. IMH: 16.79 )
Ranked among companies with meaningful Operating margin (%) only.
IMH' s Operating margin (%) Range Over the Past 10 Years
Min: -9.59  Med: 13.45 Max: 732.46
Current: 16.79
-9.59
732.46
Net-margin (%) 16.11
IMH's Net-margin (%) is ranked lower than
70% of the 1625 Companies
in the Global Specialty Finance industry.

( Industry Median: 22.46 vs. IMH: 16.11 )
Ranked among companies with meaningful Net-margin (%) only.
IMH' s Net-margin (%) Range Over the Past 10 Years
Min: -125.65  Med: 0.36 Max: 914.91
Current: 16.11
-125.65
914.91
ROE (%) 27.98
IMH's ROE (%) is ranked higher than
96% of the 1623 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.50 vs. IMH: 27.98 )
Ranked among companies with meaningful ROE (%) only.
IMH' s ROE (%) Range Over the Past 10 Years
Min: -29.85  Med: 1.59 Max: 115.89
Current: 27.98
-29.85
115.89
ROA (%) 0.75
IMH's ROA (%) is ranked lower than
60% of the 1632 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.90 vs. IMH: 0.75 )
Ranked among companies with meaningful ROA (%) only.
IMH' s ROA (%) Range Over the Past 10 Years
Min: -9.99  Med: -0.09 Max: 1.5
Current: 0.75
-9.99
1.5
Revenue Growth (3Y)(%) 1.00
IMH's Revenue Growth (3Y)(%) is ranked lower than
65% of the 1366 Companies
in the Global Specialty Finance industry.

( Industry Median: 4.20 vs. IMH: 1.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
IMH' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -45.4  Med: 4.9 Max: 59.1
Current: 1
-45.4
59.1
EBITDA Growth (3Y)(%) 38.40
IMH's EBITDA Growth (3Y)(%) is ranked higher than
92% of the 1264 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.20 vs. IMH: 38.40 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
IMH' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -65.6  Med: 14.95 Max: 76
Current: 38.4
-65.6
76
EPS Growth (3Y)(%) 60.80
IMH's EPS Growth (3Y)(%) is ranked higher than
96% of the 1244 Companies
in the Global Specialty Finance industry.

( Industry Median: 7.50 vs. IMH: 60.80 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
IMH' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -16.8  Med: 39.7 Max: 122.4
Current: 60.8
-16.8
122.4
GuruFocus has detected 1 Warning Sign with Impac Mortgage Holdings Inc $IMH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» IMH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow
Oprt. Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

IMH Guru Trades in Q1 2016

Jim Simons Sold Out
Paul Tudor Jones 15,899 sh (-1.24%)
» More
Q2 2016

IMH Guru Trades in Q2 2016

Paul Tudor Jones 15,899 sh (unchged)
» More
Q3 2016

IMH Guru Trades in Q3 2016

Jim Simons 42,000 sh (New)
Paul Tudor Jones 15,899 sh (unchged)
» More
Q4 2016

IMH Guru Trades in Q4 2016

Jim Simons 281,600 sh (+570.48%)
Paul Tudor Jones 11,612 sh (-26.96%)
» More
» Details

Insider Trades

Latest Guru Trades with IMH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Preferred stocks of Impac Mortgage Holdings Inc

SymbolPriceYieldDescription
IMPHO4.700.009.125% Series C Cumulative Redeemable Preferred Stock
IMPHP8.500.009.375% Series B Cumulative Redeemable Preferred Stock

Business Description

Industry: Banks » Specialty Finance    NAICS: 522310    SIC: 6162
Compare:NYSE:SGM, NAS:MRCC, OTCPK:MAMTF, OTCPK:AMIVF, OTCPK:CXSNF, NAS:MRLN, OTCPK:FCBK, NAS:MMAC, NYSE:WAC, NAS:ATAX, NYSE:AI, NYSE:PFSI, OTCPK:BEVFF, OTCPK:GRVFF, OTCPK:EMGC, NAS:VRTB, OTCPK:VRTA, OTCPK:GFNL, NYSE:EFC, NYSE:OCN » details
Traded in other countries:IMQ1.Germany,
Impac Mortgage Holdings Inc, through its subsidiaries offers residential mortgage services in the United States. It provides Mortgage Lending, Real Estate Services and Long-Term Mortgage Portfolio.

Impac Mortgage Holdings Inc is a Maryland corporation incorporated in August 1995. The Company operates as an independent residential mortgage lender. Its business is organized into three segments: Mortgage Lending, Real Estate Services and Long-Term Mortgage Portfolio. The Mortgage Lending originates, sell and service conventional, conforming agency and government insured residential mortgage loans originated or acquired through its three channels: Correspondent, Wholesale and to a lesser extent, Retail. The Real Estate Services segment provides loss mitigation and real estate services on its long-term mortgage portfolio, including default surveillance, loan modification services, short sale services, real estate owned, surveillance and disposition services and monitoring, and reconciling and reporting services for residential and multifamily mortgage portfolios. The Long-Term Mortgage Portfolio segment manages the long-term mortgage portfolio, which consists of residual interests in the securitization trusts reflected as net trust assets and liabilities in the consolidated balance sheets to mitigate losses and maximize cash flows from residual interests. Its competitors include banks, thrifts, credit unions, real estate brokerage firms and mortgage brokers and mortgage banking companies. The Company's operations are subject to federal, state and local laws and regulations.

Top Ranked Articles about Impac Mortgage Holdings Inc

Insider and Guru Load Up on Impac Mortgage Holdings The 2 purchases total 277,000 shares
Richard H. Pickup, 10% owner of Impac Mortgage Holdings (IMH), purchased 235,000 shares in the company in six transactions from Nov. 10 to Nov. 16, according to the Securities and Exchange Commission. Read more...

Ratios

vs
industry
vs
history
P/E(ttm) 4.69
IMH's P/E(ttm) is ranked higher than
94% of the 1585 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.23 vs. IMH: 4.69 )
Ranked among companies with meaningful P/E(ttm) only.
IMH' s P/E(ttm) Range Over the Past 10 Years
Min: 1.21  Med: 4.86 Max: 160.14
Current: 4.69
1.21
160.14
PE(NRI) 4.69
IMH's PE(NRI) is ranked higher than
94% of the 1517 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.53 vs. IMH: 4.69 )
Ranked among companies with meaningful PE(NRI) only.
IMH' s PE(NRI) Range Over the Past 10 Years
Min: 0.12  Med: 4.84 Max: 995
Current: 4.69
0.12
995
Price/Owner Earnings (ttm) 3.79
IMH's Price/Owner Earnings (ttm) is ranked higher than
84% of the 868 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.84 vs. IMH: 3.79 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
IMH' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.01  Med: 1.12 Max: 26.81
Current: 3.79
0.01
26.81
P/B 1.04
IMH's P/B is ranked higher than
58% of the 1683 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.19 vs. IMH: 1.04 )
Ranked among companies with meaningful P/B only.
IMH' s P/B Range Over the Past 10 Years
Min: 0.01  Med: 1.02 Max: 4.88
Current: 1.04
0.01
4.88
P/S 0.75
IMH's P/S is ranked higher than
95% of the 1674 Companies
in the Global Specialty Finance industry.

( Industry Median: 3.44 vs. IMH: 0.75 )
Ranked among companies with meaningful P/S only.
IMH' s P/S Range Over the Past 10 Years
Min: 0.03  Med: 0.81 Max: 253.83
Current: 0.75
0.03
253.83
EV-to-EBIT 27.01
IMH's EV-to-EBIT is ranked lower than
83% of the 1281 Companies
in the Global Specialty Finance industry.

( Industry Median: 12.38 vs. IMH: 27.01 )
Ranked among companies with meaningful EV-to-EBIT only.
IMH' s EV-to-EBIT Range Over the Past 10 Years
Min: -943.5  Med: 29.7 Max: 4459.5
Current: 27.01
-943.5
4459.5
EV-to-EBITDA 24.28
IMH's EV-to-EBITDA is ranked lower than
83% of the 1295 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.35 vs. IMH: 24.28 )
Ranked among companies with meaningful EV-to-EBITDA only.
IMH' s EV-to-EBITDA Range Over the Past 10 Years
Min: -943.5  Med: 64.8 Max: 2764.8
Current: 24.28
-943.5
2764.8

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -6.80
IMH's 3-Year Average Share Buyback Ratio is ranked lower than
70% of the 1063 Companies
in the Global Specialty Finance industry.

( Industry Median: -2.10 vs. IMH: -6.80 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
IMH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -40.4  Med: -6.8 Max: 3.2
Current: -6.8
-40.4
3.2

Valuation & Return

vs
industry
vs
history
Price/Projected FCF 0.32
IMH's Price/Projected FCF is ranked higher than
89% of the 911 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.84 vs. IMH: 0.32 )
Ranked among companies with meaningful Price/Projected FCF only.
IMH' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.43 Max: 2.64
Current: 0.32
0.02
2.64
Price/Median PS Value 0.92
IMH's Price/Median PS Value is ranked higher than
76% of the 1545 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.16 vs. IMH: 0.92 )
Ranked among companies with meaningful Price/Median PS Value only.
IMH' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.03  Med: 3.03 Max: 292.81
Current: 0.92
0.03
292.81
Earnings Yield (Greenblatt) (%) 3.71
IMH's Earnings Yield (Greenblatt) (%) is ranked lower than
63% of the 1696 Companies
in the Global Specialty Finance industry.

( Industry Median: 5.70 vs. IMH: 3.71 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
IMH' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 0.1  Med: 0.5 Max: 10.3
Current: 3.71
0.1
10.3
Forward Rate of Return (Yacktman) (%) -3036.38
IMH's Forward Rate of Return (Yacktman) (%) is ranked lower than
100% of the 893 Companies
in the Global Specialty Finance industry.

( Industry Median: 11.05 vs. IMH: -3036.38 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
IMH' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -109360  Med: -1546.9 Max: 2498.1
Current: -3036.38
-109360
2498.1

More Statistics

Revenue (TTM) (Mil) $251.0
EPS (TTM) $ 2.97
Beta1.16
Short Percentage of Float14.82%
52-Week Range $12.46 - 18.50
Shares Outstanding (Mil)16.02
» More Articles for IMH

Headlines

Articles On GuruFocus.com
Insider and Guru Load Up on Impac Mortage Holdings Nov 17 2016 

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