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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Equity to Asset 0.01
IMH's Equity to Asset is ranked lower than
54% of the 1732 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.09 vs. IMH: 0.01 )
IMH' s 10-Year Equity to Asset Range
Min: -0.06   Max: 0.18
Current: 0.01

-0.06
0.18
F-Score: 3
Z-Score: 0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating margin (%) -13.73
IMH's Operating margin (%) is ranked lower than
51% of the 1755 Companies
in the Global Specialty Finance industry.

( Industry Median: 28.45 vs. IMH: -13.73 )
IMH' s 10-Year Operating margin (%) Range
Min: -212.71   Max: 732.46
Current: -13.73

-212.71
732.46
Net-margin (%) -19.30
IMH's Net-margin (%) is ranked lower than
51% of the 1762 Companies
in the Global Specialty Finance industry.

( Industry Median: 21.29 vs. IMH: -19.30 )
IMH' s 10-Year Net-margin (%) Range
Min: -212.71   Max: 914.91
Current: -19.3

-212.71
914.91
ROE (%) -44.80
IMH's ROE (%) is ranked lower than
53% of the 1768 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.01 vs. IMH: -44.80 )
IMH' s 10-Year ROE (%) Range
Min: -483.39   Max: 70.22
Current: -44.8

-483.39
70.22
ROA (%) -0.20
IMH's ROA (%) is ranked higher than
50% of the 1768 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.75 vs. IMH: -0.20 )
IMH' s 10-Year ROA (%) Range
Min: -11.77   Max: 1.33
Current: -0.2

-11.77
1.33
ROC (Joel Greenblatt) (%) -239.19
IMH's ROC (Joel Greenblatt) (%) is ranked lower than
53% of the 1726 Companies
in the Global Specialty Finance industry.

( Industry Median: 68.75 vs. IMH: -239.19 )
IMH' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -410.26   Max: 673.96
Current: -239.19

-410.26
673.96
Revenue Growth (%) 4.10
IMH's Revenue Growth (%) is ranked higher than
84% of the 1536 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.50 vs. IMH: 4.10 )
IMH' s 10-Year Revenue Growth (%) Range
Min: -45.4   Max: 159.7
Current: 4.1

-45.4
159.7
» IMH's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2013

IMH Guru Trades in Q1 2013

Jim Simons 15,900 sh (-74.68%)
» More
Q2 2013

IMH Guru Trades in Q2 2013

Jim Simons Sold Out
» More
Q4 2013

IMH Guru Trades in Q4 2013

Jim Simons 14,400 sh (New)
» More
Q1 2014

IMH Guru Trades in Q1 2014

Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with IMH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Impac Mortgage Holdings Inc

SymbolPriceYieldDescription
IMPHO3.1578.009.125% Series C Cumulative Redeemable Preferred Stock
IMPHP4.960.009.375% Series B Cumulative Redeemable Preferred Stock

Ratios

vs
industry
vs
history
P/B 2.42
IMH's P/B is ranked lower than
51% of the 1590 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.10 vs. IMH: 2.42 )
IMH' s 10-Year P/B Range
Min: 0.01   Max: 4.88
Current: 2.42

0.01
4.88
P/S 1.01
IMH's P/S is ranked higher than
96% of the 1711 Companies
in the Global Specialty Finance industry.

( Industry Median: 2.85 vs. IMH: 1.01 )
IMH' s 10-Year P/S Range
Min: 0.03   Max: 248.75
Current: 1.01

0.03
248.75
PFCF 0.25
IMH's PFCF is ranked higher than
100% of the 982 Companies
in the Global Specialty Finance industry.

( Industry Median: 8.80 vs. IMH: 0.25 )
IMH' s 10-Year PFCF Range
Min: 0.01   Max: 24.74
Current: 0.25

0.01
24.74
EV-to-EBIT -20.97
IMH's EV-to-EBIT is ranked lower than
54% of the 1906 Companies
in the Global Specialty Finance industry.

( Industry Median: 19.25 vs. IMH: -20.97 )
IMH' s 10-Year EV-to-EBIT Range
Min: 14.8   Max: 4459.5
Current: -20.97

14.8
4459.5

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 6.47
IMH's Price/Tangible Book is ranked higher than
56% of the 1906 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.44 vs. IMH: 6.47 )
IMH' s 10-Year Price/Tangible Book Range
Min: 0.15   Max: 190.4
Current: 6.47

0.15
190.4
Price/DCF (Projected) 0.03
IMH's Price/DCF (Projected) is ranked higher than
100% of the 1192 Companies
in the Global Specialty Finance industry.

( Industry Median: 0.60 vs. IMH: 0.03 )
IMH' s 10-Year Price/DCF (Projected) Range
Min: 0.02   Max: 2.06
Current: 0.03

0.02
2.06
Price/Median PS Value 1.14
IMH's Price/Median PS Value is ranked higher than
70% of the 1906 Companies
in the Global Specialty Finance industry.

( Industry Median: 1.16 vs. IMH: 1.14 )
IMH' s 10-Year Price/Median PS Value Range
Min: 0.03   Max: 267.71
Current: 1.14

0.03
267.71
Earnings Yield (Greenblatt) 3.50
IMH's Earnings Yield (Greenblatt) is ranked higher than
56% of the 1603 Companies
in the Global Specialty Finance industry.

( Industry Median: 6.90 vs. IMH: 3.50 )
IMH' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.1   Max: 6.7
Current: 3.5

0.1
6.7
Forward Rate of Return (Yacktman) 521.72
IMH's Forward Rate of Return (Yacktman) is ranked higher than
99% of the 1348 Companies
in the Global Specialty Finance industry.

( Industry Median: 14.46 vs. IMH: 521.72 )
IMH' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -223292.2   Max: 259.9
Current: 521.72

-223292.2
259.9

Business Description

Industry: Banks » Specialty Finance
Compare:HKXCY, WU, ASXFY, CIT, KFN » details
Traded in other countries:IMPHO.USA, IMPHP.USA, IMQ1.Germany
Impac Mortgage Holdings, Inc. is a Maryland corporation incorporated in August 1995. The Company operates as an independent residential mortgage lender. Its business is organized into three segments: Mortgage Lending, Real Estate Services and Long-Term Mortgage Portfolio. The Mortgage Lending segment originates, sells, and services residential mortgage loans eligible for sale to the government-sponsored enterprises or issuance of government securities through Ginnie Mae from retail, wholesale, and correspondent channels. The Real Estate Services segment provides loss mitigation and real estate services primarily on its long-term mortgage portfolio, including default surveillance, loan modification services, short sale services, real estate owned, surveillance and disposition services and monitoring, and reconciling and reporting services for residential and multifamily mortgage portfolios. The Long-Term Mortgage Portfolio segment manages the long-term mortgage portfolio, which consists of residual interests in the securitization trusts reflected as net trust assets and liabilities in the consolidated balance sheets to mitigate losses and maximize cash flows from residual interests. Its competitors include banks, thrifts, credit unions, real estate brokerage firms and mortgage brokers and mortgage banking companies.
» More Articles for IMH

Headlines

Articles On GuruFocus.com
comment on IMH Mar 06 2013 
Impac Mortgage Holdings, Inc. Provides Update of Previously Reported Reverse Stock Split Jan 09 2009 
Impac Mortgage Holdings, Inc. Announces Update on Preferred Stock Dividends and Payments on Trust Pr Dec 10 2008 

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3 Stocks Pushing The Real Estate Industry Lower Jul 24 2014
Impac Mortgage Holdings, Inc. Announces Live Webcast of its Annual Stockholders’ Meeting Jul 18 2014
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IMPAC MORTGAGE HOLDINGS INC Files SEC form 10-Q, Quarterly Report May 14 2014
Impac Mortgage Holdings' (IMH) CEO Joe Tomkinson on Q1 2014 Results - Earnings Call Transcript May 09 2014
IMPAC MORTGAGE HOLDINGS INC Files SEC form 8-K, Results of Operations and Financial Condition,... May 08 2014
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Impac Mortgage Holdings CEO Discusses Q4 2013 Results - Earnings Call Transcript Mar 20 2014
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Impac Mortgage Holdings, Inc. Announces Year End 2013 Results Mar 19 2014

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