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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry
vs
history
Cash-to-Debt No Debt
KCLI's Cash-to-Debt is ranked higher than
98% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.67 vs. KCLI: No Debt )
Ranked among companies with meaningful Cash-to-Debt only.
KCLI' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: N/A Max: No Debt
Current: No Debt
Equity-to-Asset 0.16
KCLI's Equity-to-Asset is ranked higher than
71% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.09 vs. KCLI: 0.16 )
Ranked among companies with meaningful Equity-to-Asset only.
KCLI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13  Med: 0.15 Max: 0.17
Current: 0.16
0.13
0.17
Interest Coverage No Debt
KCLI's Interest Coverage is ranked higher than
98% of the 87 Companies
in the Global Insurance - Life industry.

( Industry Median: 250.28 vs. KCLI: No Debt )
Ranked among companies with meaningful Interest Coverage only.
KCLI' s Interest Coverage Range Over the Past 10 Years
Min: N/A  Med: No Debt Max: No Debt
Current: No Debt
N/A
No Debt
Piotroski F-Score: 4
WACC vs ROIC
8.98%
3.27%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 7.20
KCLI's Operating Margin % is ranked higher than
51% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.20 vs. KCLI: 7.20 )
Ranked among companies with meaningful Operating Margin % only.
KCLI' s Operating Margin % Range Over the Past 10 Years
Min: -7  Med: 9.36 Max: 13.52
Current: 7.2
-7
13.52
Net Margin % 4.97
KCLI's Net Margin % is ranked lower than
51% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.03 vs. KCLI: 4.97 )
Ranked among companies with meaningful Net Margin % only.
KCLI' s Net Margin % Range Over the Past 10 Years
Min: -4.55  Med: 6.35 Max: 9.35
Current: 4.97
-4.55
9.35
ROE % 3.09
KCLI's ROE % is ranked lower than
80% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.80 vs. KCLI: 3.09 )
Ranked among companies with meaningful ROE % only.
KCLI' s ROE % Range Over the Past 10 Years
Min: -2.81  Med: 4.09 Max: 5.63
Current: 3.09
-2.81
5.63
ROA % 0.49
KCLI's ROA % is ranked lower than
57% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.59 vs. KCLI: 0.49 )
Ranked among companies with meaningful ROA % only.
KCLI' s ROA % Range Over the Past 10 Years
Min: -0.41  Med: 0.67 Max: 0.92
Current: 0.49
-0.41
0.92
3-Year Revenue Growth Rate 5.10
KCLI's 3-Year Revenue Growth Rate is ranked higher than
53% of the 79 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.00 vs. KCLI: 5.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
KCLI' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -4.9  Med: 0.9 Max: 5.7
Current: 5.1
-4.9
5.7
3-Year EBITDA Growth Rate 5.10
KCLI's 3-Year EBITDA Growth Rate is ranked higher than
58% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.00 vs. KCLI: 5.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
KCLI' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -34.5  Med: 3.6 Max: 53.1
Current: 5.1
-34.5
53.1
3-Year EPS without NRI Growth Rate 6.20
KCLI's 3-Year EPS without NRI Growth Rate is ranked higher than
57% of the 68 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.00 vs. KCLI: 6.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
KCLI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -33.1  Med: 4 Max: 58.6
Current: 6.2
-33.1
58.6
GuruFocus has detected 2 Warning Signs with Kansas City Life Insurance Co $KCLI.
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» KCLI's 10-Y Financials

Financials (Next Earnings Date: 2017-03-10)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q1 2016

KCLI Guru Trades in Q1 2016

Donald Smith 73,734 sh (unchged)
Jim Simons Sold Out
» More
Q2 2016

KCLI Guru Trades in Q2 2016

Donald Smith 69,952 sh (-5.13%)
» More
Q3 2016

KCLI Guru Trades in Q3 2016

Donald Smith 36,408 sh (-47.95%)
» More
Q4 2016

KCLI Guru Trades in Q4 2016

Donald Smith Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with KCLI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6311
Compare:NYSE:CIA, NYSE:IHC, NAS:TIPT, NAS:AAME, OTCPK:UTGN, OTCPK:IHRC, NAS:NWLI, NYSE:FFG, NYSE:AEL, OTCPK:MMHDF, NYSE:CNO, NYSE:PRI, OTCPK:STJPF, NYSE:TMK, OTCPK:SLFPF, OTCPK:TDHOY, OTCPK:SLLDY, OTCPK:AMLTF, NYSE:UNM, NYSE:LNC » details
Kansas City Life Insurance through its subsidiaries offers individual life insurance, group life insurance, annuity policies and also offers investment products and broker-dealer services.

Kansas City Life Insurance was incorporated under the assessment laws of Missouri in 1895 as the Bankers Life Association. In 1900, its present corporate title was adopted and it was reorganized as a stock life insurance company in 1903. The Company is a financial services company that offers underwriting, sales, and administration of life insurance and annuity products. The Company offers investment and broker-dealer services through its subsidiary Sunset Financial Services "SFS" for both proprietary and non-proprietary variable insurance products, mutual funds and other securities. Its three reportable business segments are Individual Insurance, Group Insurance and Old American. The Individual Insurance segment is comprised of sales of non-group products from the Company and the closed blocks of Sunset Life, GuideOne Life, and the reinsurance transaction originated in 1997. Sunset Life is included in the Individual Insurance segment and its individual insurance products include traditional and interest sensitive products. Sunset Life operates in 43 states and the District of Columbia. This segment also includes sales from third-party marketing arrangements, including American Republic and GuideOne Mutual. This segment offers traditional whole life, term life and universal life products, along with fixed deferred and immediate annuity products and variable universal life and annuity products. It also markets group insurance products, which include life, dental, vision, and disability products through its sales force of general agents, group brokers and third-party marketing arrangements. It operates in 48 states and the District of Columbia. Old American focuses on selling final expense life insurance products to the senior market. Old American markets its products nationwide through a general agency system, with exclusive territories, using direct response marketing to supply agents with leads. Old American operates in 47 states and the District of Columbia. The Company is subject to state regulations in its states of domicile and in the states in which it does business.

Ratios

vs
industry
vs
history
PE Ratio 21.21
KCLI's PE Ratio is ranked lower than
73% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.30 vs. KCLI: 21.21 )
Ranked among companies with meaningful PE Ratio only.
KCLI' s PE Ratio Range Over the Past 10 Years
Min: 8.72  Med: 16.06 Max: 242.38
Current: 21.21
8.72
242.38
PE Ratio without NRI 21.21
KCLI's PE Ratio without NRI is ranked lower than
70% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 15.62 vs. KCLI: 21.21 )
Ranked among companies with meaningful PE Ratio without NRI only.
KCLI' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.72  Med: 16.06 Max: 242.38
Current: 21.21
8.72
242.38
Price-to-Owner-Earnings 23.91
KCLI's Price-to-Owner-Earnings is ranked lower than
93% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.38 vs. KCLI: 23.91 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
KCLI' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 9.41  Med: 17.5 Max: 56.04
Current: 23.91
9.41
56.04
PB Ratio 0.64
KCLI's PB Ratio is ranked higher than
82% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.10 vs. KCLI: 0.64 )
Ranked among companies with meaningful PB Ratio only.
KCLI' s PB Ratio Range Over the Past 10 Years
Min: 0.36  Med: 0.63 Max: 1.06
Current: 0.64
0.36
1.06
PS Ratio 1.38
KCLI's PS Ratio is ranked lower than
65% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.03 vs. KCLI: 1.38 )
Ranked among companies with meaningful PS Ratio only.
KCLI' s PS Ratio Range Over the Past 10 Years
Min: 0.51  Med: 1.08 Max: 1.59
Current: 1.38
0.51
1.59
Price-to-Free-Cash-Flow 60.51
KCLI's Price-to-Free-Cash-Flow is ranked lower than
90% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.07 vs. KCLI: 60.51 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
KCLI' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 6.22  Med: 18.31 Max: 78.65
Current: 60.51
6.22
78.65
Price-to-Operating-Cash-Flow 55.82
KCLI's Price-to-Operating-Cash-Flow is ranked lower than
86% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.21 vs. KCLI: 55.82 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
KCLI' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 6.22  Med: 18.01 Max: 89.03
Current: 55.82
6.22
89.03
EV-to-EBIT 17.50
KCLI's EV-to-EBIT is ranked lower than
84% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.39 vs. KCLI: 17.50 )
Ranked among companies with meaningful EV-to-EBIT only.
KCLI' s EV-to-EBIT Range Over the Past 10 Years
Min: -134.4  Med: 9.6 Max: 175.7
Current: 17.5
-134.4
175.7
EV-to-EBITDA 15.00
KCLI's EV-to-EBITDA is ranked lower than
82% of the 61 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.64 vs. KCLI: 15.00 )
Ranked among companies with meaningful EV-to-EBITDA only.
KCLI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -134.4  Med: 9.2 Max: 175.7
Current: 15
-134.4
175.7
PEG Ratio 1.43
KCLI's PEG Ratio is ranked lower than
57% of the 46 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. KCLI: 1.43 )
Ranked among companies with meaningful PEG Ratio only.
KCLI' s PEG Ratio Range Over the Past 10 Years
Min: 0.47  Med: 1.73 Max: 13.15
Current: 1.43
0.47
13.15
Shiller PE Ratio 20.74
KCLI's Shiller PE Ratio is ranked lower than
59% of the 41 Companies
in the Global Insurance - Life industry.

( Industry Median: 9999.00 vs. KCLI: 20.74 )
Ranked among companies with meaningful Shiller PE Ratio only.
KCLI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.58  Med: 13.7 Max: 21.57
Current: 20.74
5.58
21.57

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.27
KCLI's Dividend Yield % is ranked lower than
75% of the 125 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.97 vs. KCLI: 2.27 )
Ranked among companies with meaningful Dividend Yield % only.
KCLI' s Dividend Yield % Range Over the Past 10 Years
Min: 1.09  Med: 2.45 Max: 6.67
Current: 2.27
1.09
6.67
Dividend Payout Ratio 0.38
KCLI's Dividend Payout Ratio is ranked lower than
52% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.36 vs. KCLI: 0.38 )
Ranked among companies with meaningful Dividend Payout Ratio only.
KCLI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.29  Med: 0.39 Max: 1.16
Current: 0.38
0.29
1.16
Forward Dividend Yield % 2.27
KCLI's Forward Dividend Yield % is ranked lower than
78% of the 125 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.28 vs. KCLI: 2.27 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.27
KCLI's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 124 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.63 vs. KCLI: 2.27 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
KCLI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.09  Med: 2.45 Max: 6.67
Current: 2.27
1.09
6.67
3-Year Average Share Buyback Ratio 1.40
KCLI's 3-Year Average Share Buyback Ratio is ranked higher than
80% of the 65 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. KCLI: 1.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
KCLI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.1  Med: 0.8 Max: 1.6
Current: 1.4
-0.1
1.6

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.64
KCLI's Price-to-Tangible-Book is ranked higher than
88% of the 83 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.29 vs. KCLI: 0.64 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
KCLI' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.48  Med: 0.78 Max: 1.16
Current: 0.64
0.48
1.16
Price-to-Intrinsic-Value-Projected-FCF 0.57
KCLI's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
61% of the 44 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.54 vs. KCLI: 0.57 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
KCLI' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.34  Med: 0.53 Max: 1.13
Current: 0.57
0.34
1.13
Price-to-Median-PS-Value 1.27
KCLI's Price-to-Median-PS-Value is ranked lower than
74% of the 66 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.05 vs. KCLI: 1.27 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
KCLI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.57  Med: 0.99 Max: 1.27
Current: 1.27
0.57
1.27
Price-to-Graham-Number 0.78
KCLI's Price-to-Graham-Number is ranked higher than
77% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.12 vs. KCLI: 0.78 )
Ranked among companies with meaningful Price-to-Graham-Number only.
KCLI' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.41  Med: 0.68 Max: 2.48
Current: 0.78
0.41
2.48
Earnings Yield (Greenblatt) % 5.70
KCLI's Earnings Yield (Greenblatt) % is ranked lower than
69% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.40 vs. KCLI: 5.70 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
KCLI' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 10.1 Max: 20.9
Current: 5.7
0.6
20.9
Forward Rate of Return (Yacktman) % -0.38
KCLI's Forward Rate of Return (Yacktman) % is ranked lower than
90% of the 58 Companies
in the Global Insurance - Life industry.

( Industry Median: 24.11 vs. KCLI: -0.38 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
KCLI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -15.1  Med: 5.2 Max: 41.4
Current: -0.38
-15.1
41.4

More Statistics

Revenue (TTM) (Mil) $445.5
EPS (TTM) $ 2.24
Beta0.88
Short Percentage of Float2.04%
52-Week Range $38.00 - 49.40
Shares Outstanding (Mil)9.68
» More Articles for KCLI

Headlines

Articles On GuruFocus.com
Insurance Agaisnt a Market with Little Value Aug 08 2014 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Oct 29 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Jul 30 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Apr 30 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Oct 30 2009 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Jul 30 2009 
Kansas City Life Insurance Company Reports Operating Results (10-Q) May 01 2009 

More From Other Websites
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Kansas City Life Announces Third Quarter 2016 Results Oct 27 2016
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/C O R R E C T I O N -- Kansas City Life Insurance Company/ Jul 29 2016
Kansas City Life Announces Second Quarter 2016 Results Jul 28 2016
Kansas City Life Announces Second Quarter 2016 Results Jul 28 2016
Kansas City Life Declares Quarterly Dividend Jul 25 2016
Kansas City Life Declares Quarterly Dividend Jul 25 2016
A.M. Best affirms ratings for Kansas City Life Insurance Company and its subsidiaries Jul 22 2016
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Kansas City Life Announces First Quarter 2016 Results Apr 28 2016
Kansas City Life Declares Quarterly Dividend Apr 25 2016

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