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37.95 (1y: +13%)
Market Cap 422.74 M P/E(ttm) 16.00
Enterprise Value 422.74 M P/B 0.60
KCLI- NAS (USA)
Kansas City Life Insurance
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$37.95
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GuruFocus Financial Strength Rank measures how strong a companyย’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 8/10

vs
industry		 vs
history
Cash to Debt No Debt
KCLI's Cash to Debt is ranked higher than
89% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.54 vs. KCLI: No Debt )
KCLI' s 10-Year Cash to Debt Range
Min: 0.03   Max: No Debt
Current: No Debt
Equity to Asset 0.166
KCLI's Equity to Asset is ranked higher than
89% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.07 vs. KCLI: 0.166 )
KCLI' s 10-Year Equity to Asset Range
Min: 0.13   Max: 0.17
Current: 0.17
0.13
0.17
Interest Coverage No Debt
KCLI's Interest Coverage is ranked higher than
97% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.20 vs. KCLI: No Debt )
KCLI' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 3
Z-Score: 0.44
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyย’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
ย•ย•3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rankย•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry		 vs
history
Operating margin (%) 13.50
KCLI's Operating margin (%) is ranked higher than
91% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 5.70 vs. KCLI: 13.50 )
KCLI' s 10-Year Operating margin (%) Range
Min: -7   Max: 16.3
Current: 13.5
-7
16.3
Net-margin (%) 9.1
KCLI's Net-margin (%) is ranked higher than
89% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.60 vs. KCLI: 9.1 )
KCLI' s 10-Year Net-margin (%) Range
Min: -4.6   Max: 11.5
Current: 9.1
-4.6
11.5
ROE (%) 5.3
KCLI's ROE (%) is ranked higher than
68% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.20 vs. KCLI: 5.3 )
KCLI' s 10-Year ROE (%) Range
Min: -3.2   Max: 9.2
Current: 5.3
-3.2
9.2
ROA (%) 0.9
KCLI's ROA (%) is ranked higher than
86% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.60 vs. KCLI: 0.9 )
KCLI' s 10-Year ROA (%) Range
Min: -0.4   Max: 1.3
Current: 0.9
-0.4
1.3
ROC (Joel Greenblatt) (%) 525.70
KCLI's ROC (Joel Greenblatt) (%) is ranked higher than
97% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.00 vs. KCLI: 525.70 )
KCLI' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -161.8   Max: 937.1
Current: 525.7
-161.8
937.1
Revenue Growth (%) 2.2
KCLI's Revenue Growth (%) is ranked higher than
79% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. KCLI: 2.2 )
KCLI' s 10-Year Revenue Growth (%) Range
Min: -3.7   Max: 3.2
Current: 2.2
-3.7
3.2
EBITDA Growth (%) 37.5
KCLI's EBITDA Growth (%) is ranked higher than
95% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.50 vs. KCLI: 37.5 )
KCLI' s 10-Year EBITDA Growth (%) Range
Min: -35.3   Max: 37.5
Current: 37.5
-35.3
37.5
EPS Growth (%) 40.2
KCLI's EPS Growth (%) is ranked higher than
98% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.80 vs. KCLI: 40.2 )
KCLI' s 10-Year EPS Growth (%) Range
Min: -26.1   Max: 40.2
Current: 40.2
-26.1
40.2
ยป KCLI's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

KCLI Guru Trades in Q2 2012

Donald Smith 108,712 sh (unchged)
Richard Snow Sold Out
Chuck Royce 3,299 sh (-17.5%)
» More
Q3 2012

KCLI Guru Trades in Q3 2012

Donald Smith 108,712 sh (unchged)
Chuck Royce 2,247 sh (-31.89%)
» More
Q4 2012

KCLI Guru Trades in Q4 2012

Donald Smith 108,712 sh (unchged)
Chuck Royce 2,247 sh (unchged)
» More
Q1 2013

KCLI Guru Trades in Q1 2013

Donald Smith 108,712 sh (unchged)
Chuck Royce 2,247 sh (unchged)
» More
» Details

Insider Trades

Latest Guru Trades with KCLI

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Donald Smith 2011-12-31 Add 20.76%0.02%$30.16 - $36.07 $ 37.9518%109542
Charles Brandes 2011-12-31 Sold Out 0.0024%$30.16 - $36.07 $ 37.9518%0
Charles Brandes 2011-06-30 New Buy$28.48 - $32.35 $ 37.9525%8080
Premium More recent guru trades are included for Premium Members only!!
ยป Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 16.00
KCLI's P/E(ttm) is ranked higher than
70% of the 123 Companies
in the Global Insurance - Life industry.

( Industry Median: 13.70 vs. KCLI: 16.00 )
KCLI' s 10-Year P/E(ttm) Range
Min: 6.07   Max: 242.38
Current: 16
6.07
242.38
P/B 0.60
KCLI's P/B is ranked higher than
94% of the 127 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.26 vs. KCLI: 0.60 )
KCLI' s 10-Year P/B Range
Min: 0.36   Max: 1.06
Current: 0.6
0.36
1.06
P/S 0.98
KCLI's P/S is ranked higher than
64% of the 132 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.73 vs. KCLI: 0.98 )
KCLI' s 10-Year P/S Range
Min: 0.51   Max: 1.58
Current: 0.98
0.51
1.58
PFCF 18.00
KCLI's PFCF is ranked higher than
53% of the 116 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.90 vs. KCLI: 18.00 )
KCLI' s 10-Year PFCF Range
Min: 4.36   Max: 372.36
Current: 18
4.36
372.36
EV-to-EBIT 11
KCLI's EV-to-EBIT is ranked higher than
71% of the 111 Companies
in the Global Insurance - Life industry.

( Industry Median: 10.32 vs. KCLI: 11 )
KCLI' s 10-Year EV-to-EBIT Range
Min: 4.7   Max: 211.8
Current: 11
4.7
211.8
Shiller P/E 21.6
KCLI's Shiller P/E is ranked lower than
100% of the Companies
in the Global Insurance - Life industry.

( Industry Median: vs. KCLI: 21.6 )
KCLI' s 10-Year Shiller P/E Range
Min: 6.32   Max: 22.47
Current: 21.6
6.32
22.47

Dividend & Buy Back

vs
industry		 vs
history
Dividend Yield 2.85
KCLI's Dividend Yield is ranked higher than
65% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.04 vs. KCLI: 2.85 )
KCLI' s 10-Year Dividend Yield Range
Min: 1.52   Max: 6.67
Current: 2.85
1.52
6.67
Dividend Payout 0.4649
KCLI's Dividend Payout is ranked higher than
76% of the 106 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. KCLI: 0.4649 )
KCLI' s 10-Year Dividend Payout Range
Min: 0.22   Max: 1.16
Current: 0.46
0.22
1.16
Yield on cost (5-Year) 3.73
KCLI's Yield on cost (5-Year) is ranked higher than
65% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.01 vs. KCLI: 3.73 )
KCLI' s 10-Year Yield on cost (5-Year) Range
Min: 2.02   Max: 8.88
Current: 3.73
2.02
8.88
Share Buyback Rate 1
KCLI's Share Buyback Rate is ranked higher than
93% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.40 vs. KCLI: 1 )
KCLI' s 10-Year Share Buyback Rate Range
Min: 1   Max: 0.1
Current: 1

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 0.6
KCLI's Price/Tangible Book is ranked higher than
93% of the 122 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.60 vs. KCLI: 0.6 )
KCLI' s 10-Year Price/Tangible Book Range
Min: 0.5   Max: 1
Current: 0.6
0.5
1
Price/DCF (Projected) 0.6
KCLI's Price/DCF (Projected) is ranked higher than
59% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.40 vs. KCLI: 0.6 )
KCLI' s 10-Year Price/DCF (Projected) Range
Min: 0.5   Max: 0.7
Current: 0.6
0.5
0.7
Price/Median PS Value 1
KCLI's Price/Median PS Value is ranked higher than
60% of the 125 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. KCLI: 1 )
KCLI' s 10-Year Price/Median PS Value Range
Min: 0.8   Max: 1.3
Current: 1
0.8
1.3
Price/Graham Number 0.5
KCLI's Price/Graham Number is ranked higher than
89% of the 114 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. KCLI: 0.5 )
KCLI' s 10-Year Price/Graham Number Range
Min: 0.5   Max: 1.2
Current: 0.5
0.5
1.2
Earnings Yield (Greenblatt) 9.10
KCLI's Earnings Yield (Greenblatt) is ranked higher than
75% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 7.70 vs. KCLI: 9.10 )
KCLI' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.5   Max: 21.1
Current: 9.1
0.5
21.1
Forward Rate of Return (Yacktman) 2.06
KCLI's Forward Rate of Return (Yacktman) is ranked higher than
75% of the 133 Companies
in the Global Insurance - Life industry.

( Industry Median: 11.76 vs. KCLI: 2.06 )
KCLI' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 2.4   Max: 56.3
Current: 2.06
2.4
56.3

Business Description

Kansas City Life Insurance was incorporated under the assessment laws of Missouri in 1895 as the Bankers Life Association. Kansas City Life is a financial services company that is predominantly focused on the underwriting, sales, and administration of life insurance and annuity products. It's wholly owned insurance subsidiaries are Sunset Life Insurance Company of America (Sunset Life) and Old American Insurance Company (Old American). The Company offers investment and broker-dealer services through its subsidiary Sunset Financial Services (SFS) for both proprietary and non-proprietary variable insurance products, mutual funds and other securities. Its three reportable business segments are Individual Insurance, Group Insurance and Old American. Sunset Life is included in the Individual Insurance segment and its individual insurance products include traditional and interest sensitive products. Sunset Life operates in 43 states and the District of Columbia. The Individual Insurance segment is comprised of sales of non-group products from Kansas City Life and the closed blocks of Sunset Life, GuideOne Life, and the reinsurance transaction originated in 1997. This segment also includes sales from third-party marketing arrangements, including American Republic and GuideOne Mutual. This segment offers an array of traditional whole life, term life and universal life products, along with fixed deferred and immediate annuity products and variable universal life and annuity products. The Group Insurance segment is operated as part of Kansas City Life. Kansas City Life markets individual insurance products, including traditional, interest sensitive and variable products through a nationwide sales force of independent general agents and third-party marketing arrangements. Kansas City Life also markets group insurance products, which include life, dental, vision, and disability products through its sales force of independent general agents, group brokers and third-party marketing arrangements. Kansas City Life operates in 48 states and the District of Columbia. Old American focuses on selling final expense life insurance products to the senior market. Old American markets its products nationwide through a general agency system, with exclusive territories, using direct response marketing to supply agents with leads. Old American operates in 47 states and the District of Columbia. The Company's insurance products compete with a wide variety of other products, including products from other insurance companies, financial intermediaries and other institutions. The Company is subject to state regulations in its states of domicile and in the states in which it does business.
Company Website
SEC Reports
Industry: Insurance - Life
Compare:LFC, PIAIF, AAGIY, CNPAY, CHPXF
ยป More Articles for KCLI

Headlines

Articles On GuruFocus.com
Kansas City Life Insurance Company Reports Operating Results (10-Q) Oct 29 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Jul 30 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Apr 30 2010 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Oct 30 2009 
Kansas City Life Insurance Company Reports Operating Results (10-Q) Jul 30 2009 
Kansas City Life Insurance Company Reports Operating Results (10-Q) May 01 2009 

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