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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt No Debt
KINS's Cash to Debt is ranked higher than
99% of the 608 Companies
in the Global Insurance Brokers industry.

( Industry Median: 9999.00 vs. KINS: No Debt )
Ranked among companies with meaningful Cash to Debt only.
KINS' s Cash to Debt Range Over the Past 10 Years
Min: 0.03  Med: 0.71 Max: No Debt
Current: No Debt
Equity to Asset 0.30
KINS's Equity to Asset is ranked lower than
68% of the 612 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.58 vs. KINS: 0.30 )
Ranked among companies with meaningful Equity to Asset only.
KINS' s Equity to Asset Range Over the Past 10 Years
Min: -0.19  Med: 0.28 Max: 0.84
Current: 0.3
-0.19
0.84
Interest Coverage No Debt
KINS's Interest Coverage is ranked higher than
99% of the 456 Companies
in the Global Insurance Brokers industry.

( Industry Median: 18.34 vs. KINS: No Debt )
Ranked among companies with meaningful Interest Coverage only.
KINS' s Interest Coverage Range Over the Past 10 Years
Min: 7.14  Med: 33.12 Max: 9999.99
Current: No Debt
7.14
9999.99
F-Score: 6
Z-Score: 0.79
M-Score: -2.66
WACC vs ROIC
5.97%
33.84%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating margin (%) 27.07
KINS's Operating margin (%) is ranked higher than
63% of the 654 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.28 vs. KINS: 27.07 )
Ranked among companies with meaningful Operating margin (%) only.
KINS' s Operating margin (%) Range Over the Past 10 Years
Min: -263.72  Med: 5.64 Max: 16.06
Current: 27.07
-263.72
16.06
Net-margin (%) 10.84
KINS's Net-margin (%) is ranked lower than
51% of the 658 Companies
in the Global Insurance Brokers industry.

( Industry Median: 11.47 vs. KINS: 10.84 )
Ranked among companies with meaningful Net-margin (%) only.
KINS' s Net-margin (%) Range Over the Past 10 Years
Min: -227.21  Med: 6.32 Max: 57.45
Current: 10.84
-227.21
57.45
ROE (%) 16.36
KINS's ROE (%) is ranked higher than
77% of the 663 Companies
in the Global Insurance Brokers industry.

( Industry Median: 5.02 vs. KINS: 16.36 )
Ranked among companies with meaningful ROE (%) only.
KINS' s ROE (%) Range Over the Past 10 Years
Min: -17.12  Med: 8.75 Max: 61.65
Current: 16.36
-17.12
61.65
ROA (%) 4.91
KINS's ROA (%) is ranked higher than
74% of the 676 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.68 vs. KINS: 4.91 )
Ranked among companies with meaningful ROA (%) only.
KINS' s ROA (%) Range Over the Past 10 Years
Min: -5.98  Med: 2.02 Max: 15.53
Current: 4.91
-5.98
15.53
ROC (Joel Greenblatt) (%) 614.20
KINS's ROC (Joel Greenblatt) (%) is ranked higher than
90% of the 510 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.10 vs. KINS: 614.20 )
Ranked among companies with meaningful ROC (Joel Greenblatt) (%) only.
KINS' s ROC (Joel Greenblatt) (%) Range Over the Past 10 Years
Min: -2.3  Med: 14.72 Max: 368.18
Current: 614.2
-2.3
368.18
Revenue Growth (3Y)(%) 5.00
KINS's Revenue Growth (3Y)(%) is ranked higher than
51% of the 515 Companies
in the Global Insurance Brokers industry.

( Industry Median: 4.40 vs. KINS: 5.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
KINS' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -67.2  Med: 8.80 Max: 265.2
Current: 5
-67.2
265.2
EBITDA Growth (3Y)(%) 50.50
KINS's EBITDA Growth (3Y)(%) is ranked higher than
80% of the 394 Companies
in the Global Insurance Brokers industry.

( Industry Median: 9.60 vs. KINS: 50.50 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
KINS' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -86.7  Med: 30.30 Max: 719.3
Current: 50.5
-86.7
719.3
EPS Growth (3Y)(%) 68.20
KINS's EPS Growth (3Y)(%) is ranked higher than
82% of the 378 Companies
in the Global Insurance Brokers industry.

( Industry Median: 9.00 vs. KINS: 68.20 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
KINS' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -51.3  Med: 40.40 Max: 221.8
Current: 68.2
-51.3
221.8
» KINS's 10-Y Financials

Financials (Next Earnings Date: Est. 2016-05-14)


Revenue & Net Income
Cash & Debt
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2015

KINS Guru Trades in Q1 2015

Jim Simons 18,101 sh (+75.72%)
» More
Q2 2015

KINS Guru Trades in Q2 2015

Jim Simons 23,811 sh (+31.55%)
» More
Q3 2015

KINS Guru Trades in Q3 2015

Jim Simons 33,641 sh (+41.28%)
» More
Q4 2015

KINS Guru Trades in Q4 2015

Jim Simons 42,514 sh (+26.38%)
» More
» Details

Insider Trades

Latest Guru Trades with KINS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.69
KINS's P/E(ttm) is ranked higher than
72% of the 487 Companies
in the Global Insurance Brokers industry.

( Industry Median: 15.88 vs. KINS: 9.69 )
Ranked among companies with meaningful P/E(ttm) only.
KINS' s P/E(ttm) Range Over the Past 10 Years
Min: 1.38  Med: 10.98 Max: 118.75
Current: 9.69
1.38
118.75
Forward P/E 5.21
KINS's Forward P/E is ranked higher than
98% of the 58 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.39 vs. KINS: 5.21 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 9.69
KINS's PE(NRI) is ranked higher than
72% of the 488 Companies
in the Global Insurance Brokers industry.

( Industry Median: 16.30 vs. KINS: 9.69 )
Ranked among companies with meaningful PE(NRI) only.
KINS' s PE(NRI) Range Over the Past 10 Years
Min: 1.2  Med: 11.07 Max: 142.5
Current: 9.69
1.2
142.5
Price/Owner Earnings (ttm) 4.32
KINS's Price/Owner Earnings (ttm) is ranked higher than
81% of the 211 Companies
in the Global Insurance Brokers industry.

( Industry Median: 13.11 vs. KINS: 4.32 )
Ranked among companies with meaningful Price/Owner Earnings (ttm) only.
KINS' s Price/Owner Earnings (ttm) Range Over the Past 10 Years
Min: 0.78  Med: 2.96 Max: 392.86
Current: 4.32
0.78
392.86
P/B 1.46
KINS's P/B is ranked lower than
60% of the 637 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.11 vs. KINS: 1.46 )
Ranked among companies with meaningful P/B only.
KINS' s P/B Range Over the Past 10 Years
Min: 0.13  Med: 1.15 Max: 2.22
Current: 1.46
0.13
2.22
P/S 1.04
KINS's P/S is ranked higher than
78% of the 621 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.40 vs. KINS: 1.04 )
Ranked among companies with meaningful P/S only.
KINS' s P/S Range Over the Past 10 Years
Min: 0.19  Med: 0.76 Max: 12.83
Current: 1.04
0.19
12.83
POCF 3.31
KINS's POCF is ranked higher than
81% of the 231 Companies
in the Global Insurance Brokers industry.

( Industry Median: 12.23 vs. KINS: 3.31 )
Ranked among companies with meaningful POCF only.
KINS' s POCF Range Over the Past 10 Years
Min: 1.57  Med: 3.37 Max: 383.33
Current: 3.31
1.57
383.33
EV-to-EBIT 3.03
KINS's EV-to-EBIT is ranked higher than
88% of the 452 Companies
in the Global Insurance Brokers industry.

( Industry Median: 14.43 vs. KINS: 3.03 )
Ranked among companies with meaningful EV-to-EBIT only.
KINS' s EV-to-EBIT Range Over the Past 10 Years
Min: -267.6  Med: 3.80 Max: 68.8
Current: 3.03
-267.6
68.8
EV-to-EBITDA 2.88
KINS's EV-to-EBITDA is ranked higher than
89% of the 471 Companies
in the Global Insurance Brokers industry.

( Industry Median: 13.00 vs. KINS: 2.88 )
Ranked among companies with meaningful EV-to-EBITDA only.
KINS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -46.7  Med: 4.40 Max: 18931.4
Current: 2.88
-46.7
18931.4
PEG 0.78
KINS's PEG is ranked higher than
53% of the 134 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.87 vs. KINS: 0.78 )
Ranked among companies with meaningful PEG only.
KINS' s PEG Range Over the Past 10 Years
Min: 0.3  Med: 0.84 Max: 23.32
Current: 0.78
0.3
23.32
Shiller P/E 19.86
KINS's Shiller P/E is ranked higher than
57% of the 82 Companies
in the Global Insurance Brokers industry.

( Industry Median: 22.28 vs. KINS: 19.86 )
Ranked among companies with meaningful Shiller P/E only.
KINS' s Shiller P/E Range Over the Past 10 Years
Min: 7.76  Med: 18.05 Max: 43.75
Current: 19.86
7.76
43.75
Current Ratio 0.53
KINS's Current Ratio is ranked lower than
94% of the 323 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.96 vs. KINS: 0.53 )
Ranked among companies with meaningful Current Ratio only.
KINS' s Current Ratio Range Over the Past 10 Years
Min: 0.47  Med: 1.30 Max: 5.68
Current: 0.53
0.47
5.68
Quick Ratio 0.53
KINS's Quick Ratio is ranked lower than
94% of the 323 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.76 vs. KINS: 0.53 )
Ranked among companies with meaningful Quick Ratio only.
KINS' s Quick Ratio Range Over the Past 10 Years
Min: 0.47  Med: 1.30 Max: 5.68
Current: 0.53
0.47
5.68
Days Sales Outstanding 238.26
KINS's Days Sales Outstanding is ranked lower than
78% of the 356 Companies
in the Global Insurance Brokers industry.

( Industry Median: 54.49 vs. KINS: 238.26 )
Ranked among companies with meaningful Days Sales Outstanding only.
KINS' s Days Sales Outstanding Range Over the Past 10 Years
Min: 50.95  Med: 434.19 Max: 5038.7
Current: 238.26
50.95
5038.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.48
KINS's Dividend Yield is ranked lower than
64% of the 452 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.18 vs. KINS: 2.48 )
Ranked among companies with meaningful Dividend Yield only.
KINS' s Dividend Yield Range Over the Past 10 Years
Min: 0.85  Med: 2.41 Max: 3.15
Current: 2.48
0.85
3.15
Dividend Payout 0.23
KINS's Dividend Payout is ranked higher than
74% of the 272 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.57 vs. KINS: 0.23 )
Ranked among companies with meaningful Dividend Payout only.
KINS' s Dividend Payout Range Over the Past 10 Years
Min: 0.09  Med: 0.25 Max: 0.71
Current: 0.23
0.09
0.71
Dividend Growth (3y) 15.00
KINS's Dividend Growth (3y) is ranked higher than
63% of the 211 Companies
in the Global Insurance Brokers industry.

( Industry Median: 7.20 vs. KINS: 15.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
KINS' s Dividend Growth (3y) Range Over the Past 10 Years
Min: 0  Med: 0.00 Max: 44.2
Current: 15
0
44.2
Forward Dividend Yield 2.73
KINS's Forward Dividend Yield is ranked lower than
62% of the 401 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.26 vs. KINS: 2.73 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.48
KINS's Yield on cost (5-Year) is ranked lower than
61% of the 545 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.25 vs. KINS: 2.48 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
KINS' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 0.85  Med: 2.41 Max: 3.15
Current: 2.48
0.85
3.15
3-Year Average Share Buyback Ratio -24.00
KINS's 3-Year Average Share Buyback Ratio is ranked lower than
88% of the 325 Companies
in the Global Insurance Brokers industry.

( Industry Median: -1.80 vs. KINS: -24.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
KINS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -40.4  Med: -6.60 Max: 2.9
Current: -24
-40.4
2.9

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.53
KINS's Price/Tangible Book is ranked lower than
60% of the 604 Companies
in the Global Insurance Brokers industry.

( Industry Median: 1.11 vs. KINS: 1.53 )
Ranked among companies with meaningful Price/Tangible Book only.
KINS' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.27  Med: 1.60 Max: 17.9
Current: 1.53
0.27
17.9
Price/Projected FCF 1.85
KINS's Price/Projected FCF is ranked lower than
77% of the 191 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.99 vs. KINS: 1.85 )
Ranked among companies with meaningful Price/Projected FCF only.
KINS' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.12  Med: 1.45 Max: 1.87
Current: 1.85
0.12
1.87
Price/Median PS Value 1.37
KINS's Price/Median PS Value is ranked lower than
82% of the 547 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.92 vs. KINS: 1.37 )
Ranked among companies with meaningful Price/Median PS Value only.
KINS' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.66  Med: 1.28 Max: 2.42
Current: 1.37
0.66
2.42
Price/Peter Lynch Fair Value 0.39
KINS's Price/Peter Lynch Fair Value is ranked higher than
86% of the 83 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.76 vs. KINS: 0.39 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
KINS' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.06  Med: 0.54 Max: 0.71
Current: 0.39
0.06
0.71
Price/Graham Number 0.81
KINS's Price/Graham Number is ranked higher than
56% of the 321 Companies
in the Global Insurance Brokers industry.

( Industry Median: 0.92 vs. KINS: 0.81 )
Ranked among companies with meaningful Price/Graham Number only.
KINS' s Price/Graham Number Range Over the Past 10 Years
Min: 0.29  Med: 1.02 Max: 2.57
Current: 0.81
0.29
2.57
Earnings Yield (Greenblatt) (%) 32.75
KINS's Earnings Yield (Greenblatt) (%) is ranked higher than
91% of the 632 Companies
in the Global Insurance Brokers industry.

( Industry Median: 3.90 vs. KINS: 32.75 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
KINS' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1.5  Med: 19.10 Max: 126.1
Current: 32.75
1.5
126.1
Forward Rate of Return (Yacktman) (%) 26.37
KINS's Forward Rate of Return (Yacktman) (%) is ranked higher than
77% of the 175 Companies
in the Global Insurance Brokers industry.

( Industry Median: 9.49 vs. KINS: 26.37 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
KINS' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -80  Med: 0.20 Max: 216
Current: 26.37
-80
216

More Statistics

Revenue(Mil) $64
EPS $ 0.94
Beta0.55
Short Percentage of Float0.22%
52-Week Range $6.11 - 10.00
Shares Outstanding(Mil)7.32

Analyst Estimate

Dec16 Dec17
Revenue(Mil)
EPS($) 1.31 1.76
EPS without NRI($) 1.31 1.76

Business Description

Industry: Brokers & Exchanges » Insurance Brokers
Compare:ASX:AUB, NYSE:CRD.B, NYSE:PN, NAS:EHTH, XTER:VVV3, HKSE:01019 » details
Traded in other countries:DJ4A.Germany,
Kingstone Companies Inc was incorporated in 1961. On December 13, 2013, it completed an underwritten public offering. The Company offers property and casualty insurance products to small businesses and individuals in New York State through its wholly-owned subsidiary, Kingstone Insurance Company ('KICO'). KICO is a licensed property and casualty insurance company in the State of New York. KICO also has obtained a license to write property and casualty insurance in Pennsylvania; however, KICO has only nominally commenced writing business in Pennsylvania. Payments, Inc., its wholly-owned subsidiary, is a licensed premium finance company in the State of New York and receives fees for placing contracts with a third party licensed premium finance company. The Company generates revenues from earned premiums, ceding commissions from quota share reinsurance, net investment income generated from its investment portfolio, and net realized gains and losses on investment securities. It also receives installment fee income, fees charged to reinstate a policy after it has been cancelled for non-payment, and fees for placing premium finance contracts with a third party licensed premium finance company. Its product lines include: Personal lines, Commercial liability, Commercial automobile and Livery physical damage and other. Its main line of business is personal lines, consisting of homeowners, dwelling fire, 3-4 family dwelling package, condominium, renters, mechanical breakdown, service line and personal umbrella policies. The Company's primary market consists of New York City, Long Island and Westchester County. Through commercial liability, it offers business owners policies which consist mainly of small business retail risks without a residential exposure. It also writes artisan's liability policies and special multi-peril property and liability policies. Through commercial automobile, it provides physical damage and liability coverage for light vehicles owned by small contractors and artisans. Through livery physical damage and other, the Company writes for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs as well as canine legal liability policies. The Company generates business through its relationships with over 350 independent producers. It competes with large national carriers as well as regional and local carriers in the property and casualty marketplace in New York. The Company, as the parent of KICO, is subject to the insurance holding company laws of the state of New York.
» More Articles for KINS

Headlines

Articles On GuruFocus.com
Weekly CFO Buys Highlight: UNTK, PTEK, HTH, KINS, GFN Dec 31 2012 
Kingstone Companies Inc. Reports Operating Results (10-Q) Aug 16 2010 
Kingstone Companies Inc. Reports Operating Results (10-Q) May 19 2010 
Kingstone Companies Inc. (KINS) CEO Barry Goldstein buys 3,000 Shares Dec 07 2009 
Kingstone Companies Inc. (KINS) CEO Barry Goldstein buys 2,600 Shares Jul 07 2009 

More From Other Websites
Kingstone Schedules 2016 First Quarter Financial Results and Conference Call May 05 2016
Kingstone Announces the Hiring of David Delaney as Senior Vice President Apr 25 2016
KINGSTONE COMPANIES, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement,... Apr 19 2016
Kingstone Announces Private Placement of Common Stock to RenaissanceRe Apr 19 2016
Kingstone Announces Private Placement of Common Stock to RenaissanceRe Apr 18 2016
KINGSTONE COMPANIES, INC. Files SEC form 8-K, Other Events, Financial Statements and Exhibits Apr 15 2016
Kingstone Schedules 2016 First Quarter Financial Results and Conference Call Apr 14 2016
KINGSTONE COMPANIES, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Other... Mar 31 2016
KINGSTONE COMPANIES, INC. Financials Mar 30 2016
Kingstone Announces the Addition of William L. Yankus to its Board of Directors Mar 30 2016
Kingstone Announces the Addition of William L. Yankus to its Board of Directors Mar 30 2016
KINGSTONE COMPANIES, INC. Files SEC form 10-K, Annual Report Mar 24 2016
ICIEC -- GCC Insurance CFOs optimistic on increasing profitability despite being their key concern... Mar 21 2016
KINGSTONE COMPANIES, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and... Mar 21 2016
Kingstone Cos., Inc. :KINS-US: Earnings Analysis: 2015 By the Numbers Mar 21 2016
KINGSTONE COMPANIES, INC. Files SEC form 8-K, Results of Operations and Financial Condition,... Mar 18 2016
Kingstone Announces 2015 Fourth Quarter and Year-End Financial Results Mar 17 2016
Q4 2015 Kingstone Companies Inc Earnings Release - After Market Close Mar 17 2016
ICIEC -- Moody's: Softening rates continue to put pressure on reinsurers Mar 10 2016
Kingstone’s CEO Barry Goldstein to Present at the NYSSA 20th Annual Insurance Conference on March... Mar 07 2016

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