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Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.19
LARK's Cash to Debt is ranked lower than
85% of the 1088 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. LARK: 0.19 )
Ranked among companies with meaningful Cash to Debt only.
LARK' s Cash to Debt Range Over the Past 10 Years
Min: 0.03  Med: 0.16 Max: N/A
Current: 0.19
Equity to Asset 0.09
LARK's Equity to Asset is ranked lower than
59% of the 1578 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. LARK: 0.09 )
Ranked among companies with meaningful Equity to Asset only.
LARK' s Equity to Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.10 Max: 0.15
Current: 0.09
0.08
0.15
Interest Coverage 4.68
LARK's Interest Coverage is ranked higher than
78% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.82 vs. LARK: 4.68 )
Ranked among companies with meaningful Interest Coverage only.
LARK' s Interest Coverage Range Over the Past 10 Years
Min: 0.23  Med: 1.07 Max: 9999.99
Current: 4.68
0.23
9999.99
F-Score: 5
WACC vs ROIC
6.46%
7.64%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 33.59
LARK's Operating margin (%) is ranked higher than
57% of the 1590 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 30.86 vs. LARK: 33.59 )
Ranked among companies with meaningful Operating margin (%) only.
LARK' s Operating margin (%) Range Over the Past 10 Years
Min: -145.93  Med: 18.51 Max: 28.41
Current: 33.59
-145.93
28.41
Net-margin (%) 24.47
LARK's Net-margin (%) is ranked higher than
58% of the 1593 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.37 vs. LARK: 24.47 )
Ranked among companies with meaningful Net-margin (%) only.
LARK' s Net-margin (%) Range Over the Past 10 Years
Min: 7.51  Med: 17.80 Max: 84.08
Current: 24.47
7.51
84.08
ROE (%) 13.76
LARK's ROE (%) is ranked higher than
81% of the 1589 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.01 vs. LARK: 13.76 )
Ranked among companies with meaningful ROE (%) only.
LARK' s ROE (%) Range Over the Past 10 Years
Min: 3.79  Med: 8.78 Max: 12.88
Current: 13.76
3.79
12.88
ROA (%) 1.20
LARK's ROA (%) is ranked higher than
73% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. LARK: 1.20 )
Ranked among companies with meaningful ROA (%) only.
LARK' s ROA (%) Range Over the Past 10 Years
Min: 0.36  Med: 0.77 Max: 1.14
Current: 1.2
0.36
1.14
Revenue Growth (3Y)(%) -100.00
LARK's Revenue Growth (3Y)(%) is ranked lower than
94% of the 1284 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. LARK: -100.00 )
Ranked among companies with meaningful Revenue Growth (3Y)(%) only.
LARK' s Revenue Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: 9.30 Max: 62.1
Current: -100
-100
62.1
EBITDA Growth (3Y)(%) -100.00
LARK's EBITDA Growth (3Y)(%) is ranked lower than
93% of the 1167 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. LARK: -100.00 )
Ranked among companies with meaningful EBITDA Growth (3Y)(%) only.
LARK' s EBITDA Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: 7.20 Max: 35.3
Current: -100
-100
35.3
EPS Growth (3Y)(%) -100.00
LARK's EPS Growth (3Y)(%) is ranked lower than
94% of the 1165 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.60 vs. LARK: -100.00 )
Ranked among companies with meaningful EPS Growth (3Y)(%) only.
LARK' s EPS Growth (3Y)(%) Range Over the Past 10 Years
Min: -100  Med: 7.90 Max: 36.2
Current: -100
-100
36.2
» LARK's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q4 2014

LARK Guru Trades in Q4 2014

Jim Simons 11,680 sh (+10.94%)
Kahn Brothers 50,502 sh (-29.89%)
» More
Q1 2015

LARK Guru Trades in Q1 2015

Jim Simons 22,680 sh (+94.18%)
Kahn Brothers 33,624 sh (-33.42%)
» More
Q2 2015

LARK Guru Trades in Q2 2015

Jim Simons 24,080 sh (+6.17%)
Kahn Brothers 33,826 sh (+0.60%)
» More
Q3 2015

LARK Guru Trades in Q3 2015

Jim Simons 22,080 sh (-8.31%)
Kahn Brothers 28,361 sh (-16.16%)
» More
» Details

Insider Trades

Latest Guru Trades with LARK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 9.00
LARK's P/E(ttm) is ranked higher than
71% of the 1403 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. LARK: 9.00 )
Ranked among companies with meaningful P/E(ttm) only.
LARK' s P/E(ttm) Range Over the Past 10 Years
Min: 7.18  Med: 11.36 Max: 32.37
Current: 9
7.18
32.37
Forward P/E 8.38
LARK's Forward P/E is ranked higher than
71% of the 703 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.52 vs. LARK: 8.38 )
Ranked among companies with meaningful Forward P/E only.
N/A
PE(NRI) 9.00
LARK's PE(NRI) is ranked higher than
71% of the 1401 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.40 vs. LARK: 9.00 )
Ranked among companies with meaningful PE(NRI) only.
LARK' s PE(NRI) Range Over the Past 10 Years
Min: 7.21  Med: 11.39 Max: 33.1
Current: 9
7.21
33.1
P/B 1.09
LARK's P/B is ranked lower than
59% of the 1542 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.99 vs. LARK: 1.09 )
Ranked among companies with meaningful P/B only.
LARK' s P/B Range Over the Past 10 Years
Min: 0.62  Med: 0.95 Max: 1.48
Current: 1.09
0.62
1.48
P/S 2.13
LARK's P/S is ranked higher than
65% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.81 vs. LARK: 2.13 )
Ranked among companies with meaningful P/S only.
LARK' s P/S Range Over the Past 10 Years
Min: 1.26  Med: 2.00 Max: 24.47
Current: 2.13
1.26
24.47
PFCF 6.52
LARK's PFCF is ranked higher than
62% of the 937 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 9.36 vs. LARK: 6.52 )
Ranked among companies with meaningful PFCF only.
LARK' s PFCF Range Over the Past 10 Years
Min: 3.55  Med: 10.54 Max: 894.5
Current: 6.52
3.55
894.5
POCF 6.04
LARK's POCF is ranked higher than
60% of the 1036 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.10 vs. LARK: 6.04 )
Ranked among companies with meaningful POCF only.
LARK' s POCF Range Over the Past 10 Years
Min: 2.08  Med: 8.74 Max: 73.29
Current: 6.04
2.08
73.29
EV-to-EBIT 6.24
LARK's EV-to-EBIT is ranked higher than
85% of the 1384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.68 vs. LARK: 6.24 )
Ranked among companies with meaningful EV-to-EBIT only.
LARK' s EV-to-EBIT Range Over the Past 10 Years
Min: -12.6  Med: 19.40 Max: 104.4
Current: 6.24
-12.6
104.4
EV-to-EBITDA 5.29
LARK's EV-to-EBITDA is ranked higher than
87% of the 1383 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.31 vs. LARK: 5.29 )
Ranked among companies with meaningful EV-to-EBITDA only.
LARK' s EV-to-EBITDA Range Over the Past 10 Years
Min: -12.6  Med: 14.50 Max: 104.4
Current: 5.29
-12.6
104.4
Shiller P/E 15.43
LARK's Shiller P/E is ranked higher than
53% of the 520 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.90 vs. LARK: 15.43 )
Ranked among companies with meaningful Shiller P/E only.
LARK' s Shiller P/E Range Over the Past 10 Years
Min: 7.49  Med: 12.44 Max: 17.52
Current: 15.43
7.49
17.52

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 2.90
LARK's Dividend Yield is ranked lower than
53% of the 2412 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.03 vs. LARK: 2.90 )
Ranked among companies with meaningful Dividend Yield only.
LARK' s Dividend Yield Range Over the Past 10 Years
Min: 2  Med: 3.44 Max: 5.16
Current: 2.9
2
5.16
Dividend Payout 0.26
LARK's Dividend Payout is ranked higher than
91% of the 1441 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.34 vs. LARK: 0.26 )
Ranked among companies with meaningful Dividend Payout only.
LARK' s Dividend Payout Range Over the Past 10 Years
Min: 0.25  Med: 0.32 Max: 0.94
Current: 0.26
0.25
0.94
Dividend Growth (3y) -100.00
LARK's Dividend Growth (3y) is ranked lower than
87% of the 730 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.00 vs. LARK: -100.00 )
Ranked among companies with meaningful Dividend Growth (3y) only.
LARK' s Dividend Growth (3y) Range Over the Past 10 Years
Min: -100  Med: 7.10 Max: 17.5
Current: -100
-100
17.5
Forward Dividend Yield 2.90
LARK's Forward Dividend Yield is ranked lower than
56% of the 2191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.26 vs. LARK: 2.90 )
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield on cost (5-Year) 2.90
LARK's Yield on cost (5-Year) is ranked lower than
57% of the 2446 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. LARK: 2.90 )
Ranked among companies with meaningful Yield on cost (5-Year) only.
LARK' s Yield on cost (5-Year) Range Over the Past 10 Years
Min: 2  Med: 3.44 Max: 5.16
Current: 2.9
2
5.16
3-Year Average Share Buyback Ratio -0.90
LARK's 3-Year Average Share Buyback Ratio is ranked higher than
58% of the 1061 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.70 vs. LARK: -0.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
LARK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -15.5  Med: 0.00 Max: 12.6
Current: -0.9
-15.5
12.6

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.49
LARK's Price/Tangible Book is ranked lower than
75% of the 1534 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.07 vs. LARK: 1.49 )
Ranked among companies with meaningful Price/Tangible Book only.
LARK' s Price/Tangible Book Range Over the Past 10 Years
Min: 0.78  Med: 1.26 Max: 1.98
Current: 1.49
0.78
1.98
Price/Projected FCF 0.68
LARK's Price/Projected FCF is ranked lower than
57% of the 850 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. LARK: 0.68 )
Ranked among companies with meaningful Price/Projected FCF only.
LARK' s Price/Projected FCF Range Over the Past 10 Years
Min: 0.41  Med: 0.87 Max: 1.55
Current: 0.68
0.41
1.55
Price/Median PS Value 1.07
LARK's Price/Median PS Value is ranked lower than
64% of the 1425 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.98 vs. LARK: 1.07 )
Ranked among companies with meaningful Price/Median PS Value only.
LARK' s Price/Median PS Value Range Over the Past 10 Years
Min: 0.7  Med: 1.35 Max: 11.56
Current: 1.07
0.7
11.56
Price/Peter Lynch Fair Value 0.36
LARK's Price/Peter Lynch Fair Value is ranked higher than
90% of the 429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. LARK: 0.36 )
Ranked among companies with meaningful Price/Peter Lynch Fair Value only.
LARK' s Price/Peter Lynch Fair Value Range Over the Past 10 Years
Min: 0.31  Med: 0.60 Max: 2.31
Current: 0.36
0.31
2.31
Earnings Yield (Greenblatt) (%) 16.00
LARK's Earnings Yield (Greenblatt) (%) is ranked higher than
86% of the 1519 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. LARK: 16.00 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) (%) only.
LARK' s Earnings Yield (Greenblatt) (%) Range Over the Past 10 Years
Min: 1  Med: 4.95 Max: 10.6
Current: 16
1
10.6
Forward Rate of Return (Yacktman) (%) 34.24
LARK's Forward Rate of Return (Yacktman) (%) is ranked higher than
79% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. LARK: 34.24 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) (%) only.
LARK' s Forward Rate of Return (Yacktman) (%) Range Over the Past 10 Years
Min: -22.1  Med: 6.10 Max: 34.7
Current: 34.24
-22.1
34.7

More Statistics

Revenue(Mil) $43
EPS $ 2.90
Beta0.57
Short Percentage of Float0.10%
52-Week Range $20.02 - 27.50
Shares Outstanding(Mil)3.51

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Traded in other countries:LDKB.USA,
Landmark Bancorp Inc a Delaware corporation was incorporated in 2001. It is a bank holding for Landmark National Bank. The Bank is into the business of attracting deposits from the general public and using such deposits, together with borrowings and other funds, to originate one-to-four family residential real estate, construction and land, commercial real estate, commercial, agriculture, municipal and consumer loans. It also invests in certain investment and mortgage-related securities using deposits and other borrowings as funding sources. The Banks primary deposit gathering and lending markets are geographically diversified with locations in eastern, central, and western Kansas. The Bank targets owner-operated businesses and utilizes Small Business Administration lending as a part of its product mix. The Banks lending activities include One-to-Four Family Residential Real Estate Lending, Construction and Land Lending, Commercial Real Estate Lending, Commercial Lending, Municipal Lending, Agriculture Lending and Consumer and Other Lending. The Bank originates one-to-four family residential real estate loans with both fixed and variable rates. Loans in the category of Construction and Land Lending include loans to facilitate the development of both residential and commercial real estate. Commercial real estate loans, including multi-family loans, represent the largest class of loans of the Bank. Commercial and multi-family real estate loans generally have amortization periods of 15 or 20 years. Loans in the category of Commercial Lending include loans to service, retail, wholesale and light manufacturing businesses. Loans to municipalities are generally related to equipment leasing or general fund loans. Terms are generally limited to 5 years. Agricultural real estate loans generally have amortization periods of 20 years or less, during which time the Bank generally retains a security interest in the borrowers real estate. The Bank also provides short-term credit for operating loans and intermediate-term loans for farm product, livestock and machinery purchases and other agricultural improvements. Loans classified as consumer and other loans include automobile, boat, home improvement and home equity loans. As a bank holding company, the Company is subject to regulation by the Board of Governors of the Federal Reserve System (the Federal Reserve).
» More Articles for LARK

Headlines

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More From Other Websites
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LANDMARK BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Feb 03 2016
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LANDMARK BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Jan 22 2016
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Landmark Bancorp posts 3Q profit Nov 13 2015
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LANDMARK BANCORP INC Files SEC form 10-Q, Quarterly Report Nov 13 2015
Landmark Bancorp, Inc. Announces Results for the Third Quarter of 2015 Oct 29 2015
LANDMARK BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Oct 29 2015
Landmark Bancorp, Inc. Announces Conference Call to Discuss Third Quarter 2015 Earnings Oct 15 2015
LANDMARK BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Oct 15 2015
Landmark Bancorp, Inc. /Kansas/ Earnings Q2, 2015 Sep 14 2015
LANDMARK BANCORP INC Files SEC form 10-Q, Quarterly Report Aug 07 2015
Landmark Bancorp, Inc. Announces Results for the Second Quarter of 2015 Jul 27 2015
LANDMARK BANCORP INC Files SEC form 8-K, Results of Operations and Financial Condition, Other Events Jul 27 2015
Landmark Bancorp, Inc. Announces Conference Call to Discuss Second Quarter 2015 Earnings Jul 16 2015
LANDMARK BANCORP INC Files SEC form 8-K, Regulation FD Disclosure Jul 16 2015
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