Business Description
Avanza Bank Holding AB
ISIN : SE0012454072
Share Class Description:
LTS:0NUK: Ordinary SharesCompare
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Traded in other countries / regions
AZA.Sweden0NUK.UK1JJA.Germany IPO Date
2017-03-29Description
Avanza Bank Holding AB is a digital bank that operates in Sweden and serves prdominantly private customers. The bank emphasizes its online strategy to drive lower costs for its deposit base based on the law of large numbers. Its cost base is centered on a high percentage of fixed costs, personnel costs. The bank does not charge its customers fixed fees or deposit fees. Income is generated when customers carry out transaction themselves, predominantly through brokerage fees from securities trading, net interest income from deposits and lending, fund commissions, foreign exchange income, and other income from suppliers of investment products. Over the long term, income growth depends on the bank's ability to grow savings capital.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 94.27 | |||||
| Equity-to-Asset | 0.02 | |||||
| Debt-to-Equity | 0.01 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.41 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.2 | |||||
| 3-Year EPS without NRI Growth Rate | 13.8 | |||||
| 3-Year FCF Growth Rate | 7.9 | |||||
| 3-Year Book Growth Rate | 21.9 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 42.22 | |||||
| 9-Day RSI | 44.82 | |||||
| 14-Day RSI | 47.6 | |||||
| 6-1 Month Momentum % | 20.9 | |||||
| 12-1 Month Momentum % | 2.83 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.02 | |||||
| 3-Year Dividend Growth Rate | 48.3 | |||||
| Forward Dividend Yield % | 5.02 | |||||
| 5-Year Yield-on-Cost % | 25.22 | |||||
| 3-Year Average Share Buyback Ratio | -0.5 | |||||
| Shareholder Yield % | 4.95 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 57.81 | |||||
| FCF Margin % | 277.2 | |||||
| ROE % | 36.73 | |||||
| ROA % | 0.73 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 17.79 | |||||
| PE Ratio without NRI | 17.79 | |||||
| Shiller PE Ratio | 31.94 | |||||
| Price-to-Owner-Earnings | 4.15 | |||||
| PEG Ratio | 0.58 | |||||
| PS Ratio | 10.28 | |||||
| PB Ratio | 5.66 | |||||
| Price-to-Tangible-Book | 5.76 | |||||
| Price-to-Free-Cash-Flow | 3.71 | |||||
| Price-to-Operating-Cash-Flow | 3.7 | |||||
| EV-to-Revenue | 7.85 | |||||
| EV-to-FCF | 2.87 | |||||
| Price-to-Projected-FCF | 0.43 | |||||
| Price-to-DCF (Earnings Based) | 0.47 | |||||
| Price-to-DCF (FCF Based) | 0.11 | |||||
| Price-to-Median-PS-Value | 0.86 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.71 | |||||
| Price-to-Graham-Number | 2.14 | |||||
| FCF Yield % | 27.24 | |||||
| Forward Rate of Return (Yacktman) % | 35.36 |
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