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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.50
LYG's Cash to Debt is ranked higher than
67% of the 1347 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.20 vs. LYG: 0.50 )
LYG' s 10-Year Cash to Debt Range
Min: 0.02   Max: No Debt
Current: 0.5

Equity to Asset 0.05
LYG's Equity to Asset is ranked lower than
51% of the 1742 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.09 vs. LYG: 0.05 )
LYG' s 10-Year Equity to Asset Range
Min: 0.03   Max: 0.05
Current: 0.05

0.03
0.05
Interest Coverage 0.13
LYG's Interest Coverage is ranked lower than
52% of the 1602 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.27 vs. LYG: 0.13 )
LYG' s 10-Year Interest Coverage Range
Min: 0.09   Max: 0.89
Current: 0.13

0.09
0.89
F-Score: 1
Z-Score: 0.12
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating margin (%) -1.35
LYG's Operating margin (%) is ranked higher than
50% of the 1762 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 28.47 vs. LYG: -1.35 )
LYG' s 10-Year Operating margin (%) Range
Min: 3.09   Max: 47.45
Current: -1.35

3.09
47.45
Net-margin (%) -5.55
LYG's Net-margin (%) is ranked lower than
51% of the 1769 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 21.29 vs. LYG: -5.55 )
LYG' s 10-Year Net-margin (%) Range
Min: -5.82   Max: 32.01
Current: -5.55

-5.82
32.01
ROE (%) -4.14
LYG's ROE (%) is ranked higher than
50% of the 1776 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.43 vs. LYG: -4.14 )
LYG' s 10-Year ROE (%) Range
Min: -6.11   Max: 37.02
Current: -4.14

-6.11
37.02
ROA (%) -0.20
LYG's ROA (%) is ranked higher than
50% of the 1776 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.78 vs. LYG: -0.20 )
LYG' s 10-Year ROA (%) Range
Min: -0.26   Max: 1.29
Current: -0.2

-0.26
1.29
ROC (Joel Greenblatt) (%) -9.17
LYG's ROC (Joel Greenblatt) (%) is ranked higher than
50% of the 1745 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 72.56 vs. LYG: -9.17 )
LYG' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: 8.59   Max: 447.84
Current: -9.17

8.59
447.84
Revenue Growth (%) -6.80
LYG's Revenue Growth (%) is ranked higher than
59% of the 1534 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.20 vs. LYG: -6.80 )
LYG' s 10-Year Revenue Growth (%) Range
Min: -33.9   Max: 32.9
Current: -6.8

-33.9
32.9
EBITDA Growth (%) -29.10
LYG's EBITDA Growth (%) is ranked higher than
54% of the 1378 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.50 vs. LYG: -29.10 )
LYG' s 10-Year EBITDA Growth (%) Range
Min: -49.2   Max: 7.7
Current: -29.1

-49.2
7.7
EPS Growth (%) -37.00
LYG's EPS Growth (%) is ranked higher than
54% of the 1361 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 8.90 vs. LYG: -37.00 )
LYG' s 10-Year EPS Growth (%) Range
Min: -47.4   Max: 11.5
Current: -37

-47.4
11.5
» LYG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q3 2013

LYG Guru Trades in Q3 2013

Jim Simons 844,400 sh (+809.91%)
Steven Cohen 95,077 sh (+376.39%)
Sarah Ketterer 841,085 sh (+28.77%)
» More
Q4 2013

LYG Guru Trades in Q4 2013

Ken Fisher 74,082,071 sh (New)
Sarah Ketterer 2,875,540 sh (+241.88%)
Jim Simons 1,429,000 sh (+69.23%)
Steven Cohen Sold Out
» More
Q1 2014

LYG Guru Trades in Q1 2014

Steven Cohen 27,437 sh (New)
Sarah Ketterer 3,566,494 sh (+24.03%)
Ken Fisher 81,469,628 sh (+9.97%)
Jim Simons 823,900 sh (-42.34%)
» More
Q2 2014

LYG Guru Trades in Q2 2014

Ken Fisher 134,527,730 sh (+65.13%)
Sarah Ketterer 3,933,885 sh (+10.3%)
Jim Simons Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with LYG

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Lloyds Banking Group PLC

SymbolPriceYieldDescription
LLPG.UK0.996846.566.3673% Non.Cum.Pref.Shs
LLPF.UK950.000.006.0884% Non.Cum.Pref.Shs
LLPD.UK1.476.669.75% Non.Cum.Irrd.Pref.Shs
LLPC.UK1.396.659 1/4 % Non.Cum.Irrd.Pref.Shs
LLPL.UK0.883.676.0884% Non.Cum.Pref.Shs
LLPE.UK1.095.976.475% Non.Cum.Pref.Shs
83VS.UK1.180.007.875% Non.Cum.Pref.Shs
LLD8.UK102.380.06Pfd Shs Sponsored American Deposit Receipt Repr 1/1000 Pfd Sh 144A
LLD6.UK112.500.06Pref Shs Sponsored American Deposit Receipt Repr 1/1000th ADR -144A-
LLD7.UK0.000.04GDR
LLD1.UK108.250.03ADR
LLYDF1000.000.007 7/8 % Non.Cum.Pref.Shs
LLYKY1110.000.00ADR
LLOBF2.197.009 1/4 % Non.Cum.Irrd.Pref.Shs
LLD5.UK112.250.06ADR
LLPJ.UK0.000.006.657% Non.Cum.Pref.Shs
LLD3.UK0.000.00GDR
LLD4.UK99.500.06GDR
LLPH.UK0.000.006.413% Non.Cum.Pref.Shs
LLD2.UK108.250.06Pref Shs Sponsored Amer Dep Rcpt Repr 1/1000 Pfd Sh -144A- Fxd Fltg
LLPI.UK0.000.005.92% Non.Cum.Pref.Shs
LLYKZ0.000.00Pref Shs Sponsored American Deposit Receipt Repr 1/1000th ADR -144A-
LYGPRA0.000.00
LLYBZ0.000.00Pref Shs Sponsored Amer Dep Rcpt Repr 1/1000 Pfd Sh -144A- Fxd Fltg
LLYDZ0.000.00Pfd Shs Sponsored American Deposit Receipt Repr 1/1000 Pfd Sh 144A

Ratios

vs
industry
vs
history
P/B 1.20
LYG's P/B is ranked higher than
67% of the 1698 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.09 vs. LYG: 1.20 )
LYG' s 10-Year P/B Range
Min: 0.35   Max: 5.2
Current: 1.2

0.35
5.2
P/S 1.80
LYG's P/S is ranked higher than
88% of the 1715 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 2.89 vs. LYG: 1.80 )
LYG' s 10-Year P/S Range
Min: 0.43   Max: 11.39
Current: 1.8

0.43
11.39
EV-to-EBIT -248.20
LYG's EV-to-EBIT is ranked lower than
58% of the 1465 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 14.59 vs. LYG: -248.20 )
LYG' s 10-Year EV-to-EBIT Range
Min: 2   Max: 4279.8
Current: -248.2

2
4279.8
Shiller P/E 7.70
LYG's Shiller P/E is ranked higher than
95% of the 1097 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 16.30 vs. LYG: 7.70 )
LYG' s 10-Year Shiller P/E Range
Min: 0.58   Max: 8.38
Current: 7.7

0.58
8.38

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.30
LYG's Price/Tangible Book is ranked higher than
67% of the 1612 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.23 vs. LYG: 1.30 )
LYG' s 10-Year Price/Tangible Book Range
Min: 0.29   Max: 5.77
Current: 1.3

0.29
5.77
Price/DCF (Projected) 1.00
LYG's Price/DCF (Projected) is ranked higher than
57% of the 1179 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.59 vs. LYG: 1.00 )
LYG' s 10-Year Price/DCF (Projected) Range
Min: 0.07   Max: 2.99
Current: 1

0.07
2.99
Price/Median PS Value 0.70
LYG's Price/Median PS Value is ranked higher than
94% of the 1580 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.10 vs. LYG: 0.70 )
LYG' s 10-Year Price/Median PS Value Range
Min: 0.27   Max: 4.12
Current: 0.7

0.27
4.12
Earnings Yield (Greenblatt) 0.70
LYG's Earnings Yield (Greenblatt) is ranked lower than
54% of the 1609 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.80 vs. LYG: 0.70 )
LYG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 50.8
Current: 0.7

0.2
50.8
Forward Rate of Return (Yacktman) 78.86
LYG's Forward Rate of Return (Yacktman) is ranked higher than
95% of the 1378 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 13.45 vs. LYG: 78.86 )
LYG' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 22.8   Max: 381.1
Current: 78.86

22.8
381.1

Business Description

Industry: Banks » Banks - Regional - Europe
Compare:BNPQY, KBCSY, DB, NRBAY, AIBYY » details
Traded in other countries:LLPG.UK, LLPF.UK, LLPD.UK, LLPC.UK, LLPL.UK, LLPE.UK, 83VS.UK, LLD8.UK, LLD6.UK, LLOY.UK, LLD1.UK, LLYDF.USA, LLD2.Germany, LLD.Germany, LLYKY.USA, LLOBF.USA, LLD5.UK, LLD4.UK, LLD2.UK
Lloyds Banking Group PLC provides a wide range of banking and financial services through branches and offices in the UK and overseas. Its main business activities are retail, corporate banking, general insurance, and life, pensions and investment provision. Its four reporting divisions are Retail, Wholesale Wealth and International, and Insurance. The group operates in Ireland, Australia, Latin America/Middle East and Netherlands.
» More Articles for NYSE:LYG

Headlines

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Fox Business Network’s Charlie Gasparino Reports Appaloosa Founder David Tepper Put Out for Bid $4 Feb 01 2013 
comment on LYG Jan 27 2013 
Weekly Guru Bargains Highlights: MWW, HL, CTRP, LYG, CREE Dec 24 2011 
analysis of LYG for long position Aug 18 2011 
Lloyds Banking Group (LYG) - Conviction Buy Oct 22 2010 
LYG: valued at $12 by smartguru Mar 14 2010 

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