Hide

FocusBar

FeedbackFeedback
Subscribe to Premium Member
3.67 (1y: +129%)
Market Cap 65.14 B P/E(ttm) 300.40
Enterprise Value 117.22 B P/B 1.00
LYG- NYSE (USA)
Lloyds Banking Group PLC
  • Currently 1/5
Business Predictability Rank: 1-Star (On Watch)
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$3.67
Switch to:

GuruFocus Financial Strength Rank measures how strong a companyÂ’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

vs
industry		 vs
history
Cash to Debt 2.392
LYG's Cash to Debt is ranked lower than
141443% of the 707 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.34 vs. LYG: 2.392 )
LYG' s 10-Year Cash to Debt Range
Min: 0.03   Max: 2.39
Current: 2.39
0.03
2.39
Equity to Asset 0.042
LYG's Equity to Asset is ranked lower than
113379% of the 882 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.09 vs. LYG: 0.042 )
LYG' s 10-Year Equity to Asset Range
Min: 0.01   Max: 0.04
Current: 0.04
0.01
0.04
Interest Coverage No Debt
LYG's Interest Coverage is ranked lower than
113379% of the 882 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 10000.00 vs. LYG: No Debt )
LYG' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
Z-Score: 0.11
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyÂ’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

vs
industry		 vs
history
Operating margin (%) 11.30
LYG's Operating margin (%) is ranked lower than
139082% of the 719 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 28.90 vs. LYG: 11.30 )
LYG' s 10-Year Operating margin (%) Range
Min: -6.5   Max: 64.7
Current: 11.3
-6.5
64.7
Net-margin (%) -3.5
LYG's Net-margin (%) is ranked lower than
126103% of the 793 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 19.60 vs. LYG: -3.5 )
LYG' s 10-Year Net-margin (%) Range
Min: -5.9   Max: 32
Current: -3.5
-5.9
32
ROE (%) -3.2
LYG's ROE (%) is ranked lower than
129032% of the 775 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 7.20 vs. LYG: -3.2 )
LYG' s 10-Year ROE (%) Range
Min: -6.1   Max: 33.8
Current: -3.2
-6.1
33.8
ROA (%) -0.2
LYG's ROA (%) is ranked lower than
130208% of the 768 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.80 vs. LYG: -0.2 )
LYG' s 10-Year ROA (%) Range
Min: -0.3   Max: 1.3
Current: -0.2
-0.3
1.3
Revenue Growth (%) -16.4
LYG's Revenue Growth (%) is ranked lower than
290697% of the 344 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 5.40 vs. LYG: -16.4 )
LYG' s 10-Year Revenue Growth (%) Range
Min: -32.6   Max: 21.7
Current: -16.4
-32.6
21.7
EBITDA Growth (%) -40
LYG's EBITDA Growth (%) is ranked lower than
300300% of the 333 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 14.00 vs. LYG: -40 )
LYG' s 10-Year EBITDA Growth (%) Range
Min: -40   Max: 8.5
Current: -40
-40
8.5
» LYG's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

LYG Guru Trades in Q2 2012

Jim Simons 479,600 sh (+74.02%)
Steven Cohen 32,470 sh (-78.02%)
» More
Q3 2012

LYG Guru Trades in Q3 2012

Jim Simons 1,048,400 sh (+118.6%)
Steven Cohen Sold Out
» More
Q4 2012

LYG Guru Trades in Q4 2012

Steven Cohen 159,099 sh (New)
Jim Simons 1,127,500 sh (+7.54%)
» More
Q1 2013

LYG Guru Trades in Q1 2013

Sarah Ketterer 278,695 sh (New)
Jim Simons 704,500 sh (-37.52%)
Steven Cohen 67,117 sh (-57.81%)
» More
» Details

Insider Trades

Latest Guru Trades with LYG

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2010-03-31 Sold Out $2.92 - $3.88 $ 3.78%0
Premium More recent guru trades are included for Premium Members only!!

Preferred stocks of Lloyds Banking Group PLC

SymbolPriceYieldDescription
LLPG.UK0.837.49
LLPF.UK810.000.01
LLPD.UK1.267.73
LLPC.UK1.217.68
LLPL.UK0.757.91
LLPE.UK0.996.55
83VS.UK1.180.00
LLD8.UK745.000.04Pfd Shs Sponsored American Deposit Receipt Repr 1/1000 Pfd Sh 144A
LLD6.UK0.000.05Pref Shs Sponsored American Deposit Receipt Repr 1/1000th ADR -144A-
LLD7.UK0.000.00GDR
LLD1.UK31.700.07ADR
LLYDF101.500.007 7/8 % Non.Cum.Pref.Shs
LLYKZ21.410.00Pref Shs Sponsored American Deposit Receipt Repr 1/1000th ADR -144A-
LLYBZ21.410.00Pref Shs Sponsored Amer Dep Rcpt Repr 1/1000 Pfd Sh -144A- Fxd Fltg
LLYDZ21.410.00Pfd Shs Sponsored American Deposit Receipt Repr 1/1000 Pfd Sh 144A

Ratios

vs
industry		 vs
history
P/E(ttm) 302.80
LYG's P/E(ttm) is ranked lower than
126263% of the 792 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 13.70 vs. LYG: 302.80 )
LYG' s 10-Year P/E(ttm) Range
Min: 35   Max: 306.92
Current: 302.8
35
306.92
P/B 1.00
LYG's P/B is ranked lower than
114025% of the 877 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 0.94 vs. LYG: 1.00 )
LYG' s 10-Year P/B Range
Min: 0.34   Max: 8.01
Current: 1
0.34
8.01
P/S 0.93
LYG's P/S is ranked lower than
111607% of the 896 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 2.48 vs. LYG: 0.93 )
LYG' s 10-Year P/S Range
Min: 0.97   Max: 17.54
Current: 0.93
0.97
17.54
PFCF 20.90
LYG's PFCF is ranked lower than
143885% of the 695 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.90 vs. LYG: 20.90 )
LYG' s 10-Year PFCF Range
Min: 1.19   Max: 21
Current: 20.9
1.19
21
EV-to-EBIT 16.7
LYG's EV-to-EBIT is ranked lower than
134228% of the 745 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 15.89 vs. LYG: 16.7 )
LYG' s 10-Year EV-to-EBIT Range
Min: 0.2   Max: 128.1
Current: 16.7
0.2
128.1

Valuation & Return

vs
industry		 vs
history
Price/Net Current Asset Value 185
LYG's Price/Net Current Asset Value is ranked lower than
613496% of the 163 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 10.60 vs. LYG: 185 )
LYG' s 10-Year Price/Net Current Asset Value Range
Min: 42   Max: 65.7
Current: 185
42
65.7
Price/Tangible Book 1.1
LYG's Price/Tangible Book is ranked lower than
125313% of the 798 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.10 vs. LYG: 1.1 )
LYG' s 10-Year Price/Tangible Book Range
Min: 0.4   Max: 8.1
Current: 1.1
0.4
8.1
Price/Median PS Value 0.9
LYG's Price/Median PS Value is ranked lower than
117096% of the 854 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 1.00 vs. LYG: 0.9 )
LYG' s 10-Year Price/Median PS Value Range
Min: 0.3   Max: 1.1
Current: 0.9
0.3
1.1
Earnings Yield (Greenblatt) 6.00
LYG's Earnings Yield (Greenblatt) is ranked lower than
134228% of the 745 Companies
in the Global Banks - Regional - Europe industry.

( Industry Median: 6.50 vs. LYG: 6.00 )
LYG' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.8   Max: 472.7
Current: 6
0.8
472.7

Business Description

Lloyds Banking Group PLC provides a wide range of banking and financial services through branches and offices in the UK and overseas. Its main business activities are retail, corporate banking, general insurance, and life, pensions and investment provision. Its four reporting divisions are Retail, Wholesale Wealth and International, and Insurance. The group operates in Ireland, Australia, Latin America/Middle East and Netherlands.
Company Website
Industry: Banks - Regional - Europe
Compare:BNPQY, KBCSY, DB, NRBAY, AIBYY
Traded in other countries:LLPG.UK, LLPF.UK, LLPD.UK, LLPC.UK, LLPL.UK, LLPE.UK, 83VS.UK, LLD8.UK, LLOY.UK, LLD1.UK, LLYDF.USA, LLD2.Germany, LLD.Germany, LLYKZ.USA, LLYBZ.USA, LLYDZ.USA

Personalized Checklist





Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names
Free 7-day Trial