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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.13
METR's Cash to Debt is ranked higher than
52% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.46 vs. METR: 0.13 )
METR' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.13

Equity to Asset 0.09
METR's Equity to Asset is ranked higher than
67% of the 2022 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. METR: 0.09 )
METR' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.1
Current: 0.09

0.04
0.1
Interest Coverage 3.00
METR's Interest Coverage is ranked higher than
83% of the 1874 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. METR: 3.00 )
METR' s 10-Year Interest Coverage Range
Min: 0.17   Max: 3
Current: 3

0.17
3
F-Score: 5
Z-Score: 0.21
WACC vs ROIC
7.25%
3.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 23.70
METR's Operating margin (%) is ranked higher than
66% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.81 vs. METR: 23.70 )
METR' s 10-Year Operating margin (%) Range
Min: -8.12   Max: 25.88
Current: 23.7

-8.12
25.88
Net-margin (%) 16.53
METR's Net-margin (%) is ranked higher than
66% of the 2058 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.95 vs. METR: 16.53 )
METR' s 10-Year Net-margin (%) Range
Min: -3.97   Max: 17.65
Current: 16.53

-3.97
17.65
ROE (%) 8.51
METR's ROE (%) is ranked higher than
75% of the 2060 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.74 vs. METR: 8.51 )
METR' s 10-Year ROE (%) Range
Min: -2.14   Max: 15.78
Current: 8.51

-2.14
15.78
ROA (%) 0.73
METR's ROA (%) is ranked higher than
71% of the 2064 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. METR: 0.73 )
METR' s 10-Year ROA (%) Range
Min: -0.2   Max: 0.89
Current: 0.73

-0.2
0.89
ROC (Joel Greenblatt) (%) 8.14
METR's ROC (Joel Greenblatt) (%) is ranked higher than
54% of the 2021 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 78.79 vs. METR: 8.14 )
METR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -5.91   Max: 57.83
Current: 8.14

-5.91
57.83
Revenue Growth (3Y)(%) 1.80
METR's Revenue Growth (3Y)(%) is ranked higher than
77% of the 1734 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.50 vs. METR: 1.80 )
METR' s 10-Year Revenue Growth (3Y)(%) Range
Min: -20.1   Max: 22.5
Current: 1.8

-20.1
22.5
» METR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q1 2014

METR Guru Trades in Q1 2014

Jim Simons 63,514 sh (+15.9%)
» More
Q2 2014

METR Guru Trades in Q2 2014

Joel Greenblatt 5,791 sh (New)
Jim Simons 83,327 sh (+31.19%)
» More
Q3 2014

METR Guru Trades in Q3 2014

Joel Greenblatt Sold Out
Jim Simons 77,200 sh (-7.35%)
» More
Q4 2014

METR Guru Trades in Q4 2014

Jim Simons 92,300 sh (+19.56%)
» More
» Details

Insider Trades

Latest Guru Trades with METR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Joel Greenblatt 2014-09-30 Sold Out $22.41 - $24.41 $ 25.599%0
Joel Greenblatt 2014-06-30 New Buy$20.15 - $23.37 $ 25.5920%5791
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.10
METR's P/E(ttm) is ranked higher than
74% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. METR: 18.10 )
METR' s 10-Year P/E(ttm) Range
Min: 7.43   Max: 728.12
Current: 18.1

7.43
728.12
Forward P/E 12.80
METR's Forward P/E is ranked higher than
83% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.42 vs. METR: 12.80 )
N/A
PE(NRI) 18.10
METR's PE(NRI) is ranked higher than
74% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 17.80 vs. METR: 18.10 )
METR' s 10-Year PE(NRI) Range
Min: 7.4   Max: 582.5
Current: 18.1

7.4
582.5
P/B 1.37
METR's P/B is ranked higher than
70% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.32 vs. METR: 1.37 )
METR' s 10-Year P/B Range
Min: 0.52   Max: 2.52
Current: 1.37

0.52
2.52
P/S 2.93
METR's P/S is ranked higher than
80% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.63 vs. METR: 2.93 )
METR' s 10-Year P/S Range
Min: 0.67   Max: 7.04
Current: 2.93

0.67
7.04
PFCF 12.54
METR's PFCF is ranked higher than
84% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: 12.54 )
METR' s 10-Year PFCF Range
Min: 2.12   Max: 243.46
Current: 12.54

2.12
243.46
POCF 11.37
METR's POCF is ranked higher than
81% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 77.89 vs. METR: 11.37 )
METR' s 10-Year POCF Range
Min: 2.01   Max: 44.64
Current: 11.37

2.01
44.64
EV-to-EBIT 23.38
METR's EV-to-EBIT is ranked higher than
68% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 19.45 vs. METR: 23.38 )
METR' s 10-Year EV-to-EBIT Range
Min: -200.5   Max: 444.4
Current: 23.38

-200.5
444.4
Shiller P/E 49.36
METR's Shiller P/E is ranked higher than
77% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: 49.36 )
METR' s 10-Year Shiller P/E Range
Min: 7.96   Max: 50.4
Current: 49.36

7.96
50.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield 0.27
METR's Dividend Yield is ranked lower than
95% of the 1919 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.37 vs. METR: 0.27 )
METR' s 10-Year Dividend Yield Range
Min: 0   Max: 0
Current: 0.27

Yield on cost (5-Year) 0.30
METR's Yield on cost (5-Year) is ranked lower than
92% of the 1931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. METR: 0.30 )
METR' s 10-Year Yield on cost (5-Year) Range
Min: 0   Max: 0
Current: 0.3

Share Buyback Rate -1.80
METR's Share Buyback Rate is ranked higher than
73% of the 1464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.30 vs. METR: -1.80 )
METR' s 10-Year Share Buyback Rate Range
Min: -1.1   Max: -28.8
Current: -1.8

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.37
METR's Price/Tangible Book is ranked higher than
75% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.51 vs. METR: 1.37 )
METR' s 10-Year Price/Tangible Book Range
Min: 0.54   Max: 3.26
Current: 1.37

0.54
3.26
Price/DCF (Projected) 0.74
METR's Price/DCF (Projected) is ranked higher than
84% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.55 vs. METR: 0.74 )
METR' s 10-Year Price/DCF (Projected) Range
Min: 0.36   Max: 2.59
Current: 0.74

0.36
2.59
Price/Median PS Value 1.32
METR's Price/Median PS Value is ranked higher than
71% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. METR: 1.32 )
METR' s 10-Year Price/Median PS Value Range
Min: 0.35   Max: 4.4
Current: 1.32

0.35
4.4
Price/Graham Number 1.07
METR's Price/Graham Number is ranked higher than
76% of the 2695 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. METR: 1.07 )
METR' s 10-Year Price/Graham Number Range
Min: 0.71   Max: 3.13
Current: 1.07

0.71
3.13
Earnings Yield (Greenblatt) 4.30
METR's Earnings Yield (Greenblatt) is ranked higher than
64% of the 2048 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.50 vs. METR: 4.30 )
METR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 17.6
Current: 4.3

0.2
17.6
Forward Rate of Return (Yacktman) -10.79
METR's Forward Rate of Return (Yacktman) is ranked higher than
52% of the 1311 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.44 vs. METR: -10.79 )
METR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: -12.2   Max: 24.4
Current: -10.79

-12.2
24.4

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Metro Bancorp Inc was incorporated as Pennsylvania Commerce Bancorp, Inc. on April 23, 1999 and became an active bank holding company on July 1, 1999. The Company provides full banking services through its subsidiary, Metro Bank. The Bank provides retail and commercial banking services for consumers, and small and mid-sized companies in Pennsylvania. The Bank's lending and investment activities are funded mainly by retail deposits gathered through its retail store office network. It offers lending and depository services from its main store in Lemoyne, Pennsylvania, and it's thirty-two other full-service stores located in Cumberland, Dauphin, York, Berks, Lancaster and Lebanon Counties, Pennsylvania. The Bank provides various retail banking services and products including free personal checking accounts and business checking accounts, regular savings accounts, money market accounts, interest checking accounts, fixed rate certificates of deposit (CDs), individual retirement accounts, club accounts, debit card services, online banking (including bill payment services, a peer to peer payment service via Popmoney, external Account to Account transfers and same day bill payment capabilities), mobile banking, gift cards, safe deposit facilities and automated teller facilities. Its services also include lending activities including commercial and industrial, owner occupied real estate, commercial construction and land development and commercial real estate loans, consumer loan programs, home equity lines of credit, overdraft checking protection, consumer and business credit cards. The Bank also offers construction loans and permanent mortgages for homes. The Bank is a participant in the Small Business Administration (SBA) Loan Program and is an approved lender for qualified applicants. The Bank competes with local commercial banks as well as various regionally based commercial banks. The Bank competes with respect to its lending activities as well as in attracting demand, savings and time deposits with other commercial banks, savings banks, insurance companies, regulated small loan companies, credit unions and with issuers of commercial paper and other securities such as shares in money market funds. The Company is subject to the jurisdiction of the SEC and of state securities commissions for matters relating to the offering and sale of its securities and is subject to the SEC's rules and regulations relating to periodic reporting, reporting to shareholders, proxy solicitation and insider trading.
» More Articles for METR

Headlines

Articles On GuruFocus.com
Metro Bancorp Inc Reports Operating Results (10-K) Mar 16 2011 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 2,500 Shares Sep 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Aug 09 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) May 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Nov 09 2009 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 14,385 Shares Sep 28 2009 
Metro Bancorp Inc (METR) CFO Mark A Zody buys 1,500 Shares Sep 28 2009 
Metro Bancorp and Republic First Bancorp Announce Extension of Merger Closing Deadline Jul 31 2009 

More From Other Websites
METRO BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers Feb 24 2015
METRO BANCORP, INC. Files SEC form 8-K, Entry into a Material Definitive Agreement, Financial... Feb 17 2015
Metro Bancorp Adopts Shareholder Rights Agreement Feb 17 2015
METRO BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibits Feb 09 2015
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 26 2015
Metro Bancorp Reports Fourth Quarter and Full Year 2014 Financial Results: Net Income up 14%, Loans... Jan 26 2015
Metro Bancorp Reports Fourth Quarter and Full Year 2014 Financial Results: Net Income up 14%, Loans... Jan 26 2015
METRO BANCORP, INC. Financials Nov 22 2014
METRO BANCORP, INC. Files SEC form 10-Q, Quarterly Report Nov 10 2014
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 23 2014
Metro Bancorp Reports Seventh Straight Quarter of Record Net Income; Net Income Up 18%; EPS... Oct 23 2014
Metro Bancorp Reports Seventh Straight Quarter of Record Net Income; Net Income Up 18%; EPS... Oct 23 2014
METRO BANCORP, INC. Files SEC form 8-K, Financial Statements and Exhibits Oct 21 2014
Metro Bancorp Issues Statement Regarding Director Nominations Oct 20 2014
Metro Bancorp Issues Statement Regarding Director Nominations Oct 20 2014
PL Capital Nominates Richard Lashley and William Houlihan for Election to Metro Bancorp's Board of... Oct 20 2014
PL Capital Notifies Metro Bancorp of its Intent to Nominate One or More Directors Oct 14 2014
METRO BANCORP, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal... Oct 14 2014
Metro Bancorp Announces Plan to Enhance Shareholder Returns and Earnings Oct 14 2014
METRO BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial... Sep 24 2014

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