Hide

FocusBar

FeedbackFeedback
Subscribe to Premium Member
20.6 (1y: +73%)
Market Cap 289.93 M P/E(ttm) 24.70
Enterprise Value 455.06 M P/B 1.20
METR- NAS (USA)
Metro Bancorp, Inc.
  • Currently 1/5
Business Predictability Rank: 1-Star
Back Testing Results:
Average gain of all 1-Star stocks: 1.1% per year.
% of Stocks that are in still loss if held for 10yrs: 45%.
Read more:
What is Predictability Rank?
Performances of real portfolio
Top Ranked Predictable Companies
$20.60
Switch to:

GuruFocus Financial Strength Rank measures how strong a companyÂ’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry		 vs
history
Cash to Debt 0.367
METR's Cash to Debt is ranked higher than
65% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.42 vs. METR: 0.367 )
METR' s 10-Year Cash to Debt Range
Min: 0.13   Max: 3.37
Current: 0.37
0.13
3.37
Equity to Asset 0.089
METR's Equity to Asset is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. METR: 0.089 )
METR' s 10-Year Equity to Asset Range
Min: 0.05   Max: 0.09
Current: 0.09
0.05
0.09
Interest Coverage No Debt
METR's Interest Coverage is ranked higher than
51% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10000.00 vs. METR: No Debt )
METR' s 10-Year Interest Coverage Range
Min: No Debt   Max: No Debt
Current: No Debt
F-Score: 5
Z-Score: 0.28
GuruFocus Profitability Rank ranks how profitable a company is and how likely the companyÂ’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry		 vs
history
Operating margin (%) 13.50
METR's Operating margin (%) is ranked higher than
59% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.80 vs. METR: 13.50 )
METR' s 10-Year Operating margin (%) Range
Min: -8.1   Max: 24.5
Current: 13.5
-8.1
24.5
Net-margin (%) 9.3
METR's Net-margin (%) is ranked higher than
55% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.70 vs. METR: 9.3 )
METR' s 10-Year Net-margin (%) Range
Min: -4   Max: 16.3
Current: 9.3
-4
16.3
ROE (%) 4.6
METR's ROE (%) is ranked higher than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.20 vs. METR: 4.6 )
METR' s 10-Year ROE (%) Range
Min: -2.1   Max: 14.9
Current: 4.6
-2.1
14.9
ROA (%) 0.4
METR's ROA (%) is ranked higher than
61% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.50 vs. METR: 0.4 )
METR' s 10-Year ROA (%) Range
Min: -0.2   Max: 0.8
Current: 0.4
-0.2
0.8
ROC (Joel Greenblatt) (%) 11.70
METR's ROC (Joel Greenblatt) (%) is ranked higher than
78% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: 11.70 )
METR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -4.5   Max: 20875
Current: 11.7
-4.5
20875
Revenue Growth (%) -9.1
METR's Revenue Growth (%) is ranked lower than
62% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: -9.1 )
METR' s 10-Year Revenue Growth (%) Range
Min: -15.5   Max: 16.8
Current: -9.1
-15.5
16.8
EBITDA Growth (%) 70.7
METR's EBITDA Growth (%) is ranked higher than
99% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: 70.7 )
METR' s 10-Year EBITDA Growth (%) Range
Min: -47.7   Max: 70.7
Current: 70.7
-47.7
70.7
» METR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades
Q2 2012

METR Guru Trades in Q2 2012

Jim Simons 23,400 sh (-25.24%)
» More
Q3 2012

METR Guru Trades in Q3 2012

Jim Simons 20,300 sh (-13.25%)
» More
Q4 2012

METR Guru Trades in Q4 2012

Jim Simons 17,100 sh (-15.76%)
» More
Q1 2013

METR Guru Trades in Q1 2013

Jim Simons 20,000 sh (+16.96%)
» More
» Details

Insider Trades

Latest Guru Trades with METR



No Insider Trades Found!
» Financial Charts

Peter Lynch Chart

Ratios

vs
industry		 vs
history
P/E(ttm) 24.70
METR's P/E(ttm) is ranked lower than
59% of the 1248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.60 vs. METR: 24.70 )
METR' s 10-Year P/E(ttm) Range
Min: 7.44   Max: 728.12
Current: 24.7
7.44
728.12
P/B 1.20
METR's P/B is ranked higher than
52% of the 1347 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.97 vs. METR: 1.20 )
METR' s 10-Year P/B Range
Min: 0.35   Max: 3.39
Current: 1.2
0.35
3.39
P/S 2.47
METR's P/S is ranked higher than
65% of the 1433 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.33 vs. METR: 2.47 )
METR' s 10-Year P/S Range
Min: 0.67   Max: 3.88
Current: 2.47
0.67
3.88
PFCF 6.90
METR's PFCF is ranked higher than
63% of the 1087 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.38 vs. METR: 6.90 )
METR' s 10-Year PFCF Range
Min: 2.52   Max: 104.53
Current: 6.9
2.52
104.53
EV-to-EBIT 28.6
METR's EV-to-EBIT is ranked lower than
54% of the 1102 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.26 vs. METR: 28.6 )
METR' s 10-Year EV-to-EBIT Range
Min: 4.5   Max: 444.4
Current: 28.6
4.5
444.4
Shiller P/E 33.3
METR's Shiller P/E is ranked lower than
100% of the Companies
in the Global Banks - Regional - US industry.

( Industry Median: vs. METR: 33.3 )
METR' s 10-Year Shiller P/E Range
Min: 7.9   Max: 33.3
Current: 33.3
7.9
33.3

Valuation & Return

vs
industry		 vs
history
Price/Tangible Book 1.2
METR's Price/Tangible Book is ranked higher than
62% of the 1191 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.10 vs. METR: 1.2 )
METR' s 10-Year Price/Tangible Book Range
Min: 0.5   Max: 2.4
Current: 1.2
0.5
2.4
Price/DCF (Projected) 0.7
METR's Price/DCF (Projected) is ranked higher than
68% of the 679 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.60 vs. METR: 0.7 )
METR' s 10-Year Price/DCF (Projected) Range
Min: 0.3   Max: 1.1
Current: 0.7
0.3
1.1
Price/Median PS Value 1.1
METR's Price/Median PS Value is ranked higher than
63% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. METR: 1.1 )
METR' s 10-Year Price/Median PS Value Range
Min: 0.4   Max: 1.3
Current: 1.1
0.4
1.3
Price/Graham Number 1.2
METR's Price/Graham Number is ranked lower than
60% of the 1094 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.80 vs. METR: 1.2 )
METR' s 10-Year Price/Graham Number Range
Min: 0.8   Max: 3.1
Current: 1.2
0.8
3.1
Earnings Yield (Greenblatt) 3.50
METR's Earnings Yield (Greenblatt) is ranked higher than
65% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.10 vs. METR: 3.50 )
METR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 22
Current: 3.5
0.2
22
Forward Rate of Return (Yacktman) 6.76
METR's Forward Rate of Return (Yacktman) is ranked higher than
74% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.00 vs. METR: 6.76 )
METR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 4.9   Max: 31
Current: 6.76
4.9
31

Business Description

Metro Bancorp Inc. was incorporated as Pennsylvania Commerce Bancorp, Inc. on April 23, 1999 and became an active bank holding Company on July 1, 1999 through the acquisition of 100% of the outstanding shares of Commerce Bank/Harrisburg, N.A. The Company is a one-bank holding Company head¬quartered in Harrisburg, Pennsylvania and provides full banking services through its subsidiary, Metro Bank (the Bank). The Bank offers its lending and depository services from its main store in Lemoyne, Pennsylvania, and it's thirty-two other full-service stores located in Cumberland, Dauphin, York, Berks, Lancaster and Lebanon Counties, Pennsylvania. The Bank provides a range of retail banking services and products including free personal checking accounts and business checking accounts, regular savings accounts, money market accounts, interest checking accounts, fixed rate certificates of deposit (CDs), individual retirement accounts, club accounts, debit card services, online banking including Pay Anyone, safe deposit facilities and automated teller facilities. Its services also include a full range of lending activities including commercial and industrial, owner occupied real estate, commercial construction and land development and commercial real estate loans, consumer loan programs, home equity, overdraft checking protection, consumer and business credit cards. The Bank also offers construction loans and permanent mortgages for homes. The Bank is a participant in the Small Business Administration (SBA) Loan Program and is an approved lender for qualified applicants. The Bank directs its commercial lending mainly toward businesses that require funds within the Bank's legal lending limit, as determined from time to time and that otherwise do business and/or are depositors with the Bank. The Bank competes with respect to its lending activities as well as in attracting demand, savings and time deposits with other commercial banks, savings banks, insurance companies, regulated small loan companies, credit unions and with issuers of commercial paper and other securities such as shares in money market funds. The Company is subject to the jurisdiction of the SEC and of state securities commissions for matters relating to the offering and sale of its securities and is subject to the SEC's rules and regulations relating to periodic reporting, reporting to shareholders, proxy solicitation and insider trading.
Company Website
SEC Reports
Industry: Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR
» More Articles for METR

Headlines

Articles On GuruFocus.com
Metro Bancorp Inc Reports Operating Results (10-K) Mar 16 2011 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 2,500 Shares Sep 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Aug 09 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) May 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Nov 09 2009 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 14,385 Shares Sep 28 2009 
Metro Bancorp Inc (METR) CFO Mark A Zody buys 1,500 Shares Sep 28 2009 
Metro Bancorp and Republic First Bancorp Announce Extension of Merger Closing Deadline Jul 31 2009 

More From Our Partners
Umpqua Holdings Upped to Strong Buy - Analyst Blog Jun 19 2013 - ZACKS

Personalized Checklist





Within your circle of competence?
Macro economic environment favorable?
High quality business?
Enough margin of safety with stocks?
Gurus are buying?
Insiders are buying?
Management capable and shareholder friendly?
Catalyst for stock price to appreciate?
Your level of confidence with the research?

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)
Free 7-day Trial
FEEDBACK