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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash to Debt 0.20
METR's Cash to Debt is ranked higher than
53% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.36 vs. METR: 0.20 )
METR' s 10-Year Cash to Debt Range
Min: 0.13   Max: No Debt
Current: 0.2

Equity to Asset 0.08
METR's Equity to Asset is ranked higher than
63% of the 1643 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.09 vs. METR: 0.08 )
METR' s 10-Year Equity to Asset Range
Min: 0.04   Max: 0.1
Current: 0.08

0.04
0.1
Interest Coverage 3.00
METR's Interest Coverage is ranked higher than
83% of the 1455 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.21 vs. METR: 3.00 )
METR' s 10-Year Interest Coverage Range
Min: 0.17   Max: 3
Current: 3

0.17
3
F-Score: 5
Z-Score: 0.18
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating margin (%) 20.26
METR's Operating margin (%) is ranked higher than
62% of the 1599 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 29.41 vs. METR: 20.26 )
METR' s 10-Year Operating margin (%) Range
Min: -8.12   Max: 25.88
Current: 20.26

-8.12
25.88
Net-margin (%) 14.23
METR's Net-margin (%) is ranked higher than
61% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 21.45 vs. METR: 14.23 )
METR' s 10-Year Net-margin (%) Range
Min: -3.97   Max: 17.65
Current: 14.23

-3.97
17.65
ROE (%) 7.50
METR's ROE (%) is ranked higher than
72% of the 1620 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.17 vs. METR: 7.50 )
METR' s 10-Year ROE (%) Range
Min: -2.11   Max: 15.2
Current: 7.5

-2.11
15.2
ROA (%) 0.62
METR's ROA (%) is ranked higher than
67% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.75 vs. METR: 0.62 )
METR' s 10-Year ROA (%) Range
Min: -0.19   Max: 0.94
Current: 0.62

-0.19
0.94
ROC (Joel Greenblatt) (%) 7.97
METR's ROC (Joel Greenblatt) (%) is ranked higher than
52% of the 1574 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 73.99 vs. METR: 7.97 )
METR' s 10-Year ROC (Joel Greenblatt) (%) Range
Min: -4.53   Max: 44
Current: 7.97

-4.53
44
Revenue Growth (%) 1.80
METR's Revenue Growth (%) is ranked higher than
77% of the 1437 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.00 vs. METR: 1.80 )
METR' s 10-Year Revenue Growth (%) Range
Min: -20.1   Max: 22.5
Current: 1.8

-20.1
22.5
» METR's 10-Y Financials

Financials


Revenue & Net Income
Equity & Asset
Oprt. Cash Flow & Free Cash Flow

» Details

Guru Trades

Q2 2013

METR Guru Trades in Q2 2013

Jim Simons 23,702 sh (+18.51%)
» More
Q3 2013

METR Guru Trades in Q3 2013

Jim Simons 37,400 sh (+57.79%)
» More
Q4 2013

METR Guru Trades in Q4 2013

Jim Simons 54,800 sh (+46.52%)
» More
Q1 2014

METR Guru Trades in Q1 2014

Jim Simons 63,514 sh (+15.9%)
» More
» Details

Insider Trades

Latest Guru Trades with METR



No Insider Trades Found!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Ratios

vs
industry
vs
history
P/E(ttm) 18.80
METR's P/E(ttm) is ranked higher than
66% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.40 vs. METR: 18.80 )
METR' s 10-Year P/E(ttm) Range
Min: 7.43   Max: 728.12
Current: 18.8

7.43
728.12
P/B 1.40
METR's P/B is ranked higher than
64% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. METR: 1.40 )
METR' s 10-Year P/B Range
Min: 0.52   Max: 3.33
Current: 1.4

0.52
3.33
P/S 2.81
METR's P/S is ranked higher than
75% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.10 vs. METR: 2.81 )
METR' s 10-Year P/S Range
Min: 0.67   Max: 7.04
Current: 2.81

0.67
7.04
PFCF 9.80
METR's PFCF is ranked higher than
77% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 28.86 vs. METR: 9.80 )
METR' s 10-Year PFCF Range
Min: 2.12   Max: 111.04
Current: 9.8

2.12
111.04
EV-to-EBIT 25.09
METR's EV-to-EBIT is ranked higher than
65% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 18.41 vs. METR: 25.09 )
METR' s 10-Year EV-to-EBIT Range
Min: 5.7   Max: 444.4
Current: 25.09

5.7
444.4
Shiller P/E 40.60
METR's Shiller P/E is ranked higher than
76% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 140.07 vs. METR: 40.60 )
METR' s 10-Year Shiller P/E Range
Min: 8.02   Max: 41.36
Current: 40.6

8.02
41.36

Valuation & Return

vs
industry
vs
history
Price/Tangible Book 1.40
METR's Price/Tangible Book is ranked higher than
69% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.35 vs. METR: 1.40 )
METR' s 10-Year Price/Tangible Book Range
Min: 0.54   Max: 3.26
Current: 1.4

0.54
3.26
Price/DCF (Projected) 0.70
METR's Price/DCF (Projected) is ranked higher than
81% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.56 vs. METR: 0.70 )
METR' s 10-Year Price/DCF (Projected) Range
Min: 0.31   Max: 1.49
Current: 0.7

0.31
1.49
Price/Median PS Value 1.30
METR's Price/Median PS Value is ranked higher than
61% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.11 vs. METR: 1.30 )
METR' s 10-Year Price/Median PS Value Range
Min: 0.36   Max: 2.98
Current: 1.3

0.36
2.98
Price/Graham Number 1.10
METR's Price/Graham Number is ranked higher than
70% of the 1834 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.06 vs. METR: 1.10 )
METR' s 10-Year Price/Graham Number Range
Min: 0.46   Max: 3.13
Current: 1.1

0.46
3.13
Earnings Yield (Greenblatt) 4.00
METR's Earnings Yield (Greenblatt) is ranked higher than
56% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.90 vs. METR: 4.00 )
METR' s 10-Year Earnings Yield (Greenblatt) Range
Min: 0.2   Max: 17.6
Current: 4

0.2
17.6
Forward Rate of Return (Yacktman) 5.81
METR's Forward Rate of Return (Yacktman) is ranked higher than
60% of the 1259 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.45 vs. METR: 5.81 )
METR' s 10-Year Forward Rate of Return (Yacktman) Range
Min: 6.8   Max: 30.3
Current: 5.81

6.8
30.3

Business Description

Industry: Banks » Banks - Regional - US
Compare:MTB, USB, PNC, PB, CFR » details
Metro Bancorp, Inc. was incorporated as Pennsylvania Commerce Bancorp, Inc. on April 23, 1999 and became an active bank holding company on July 1, 1999. The Company provides full banking services through its subsidiary, Metro Bank. The Bank provides retail and commercial banking services for consumers, and small and mid-sized companies in Pennsylvania. It offers lending and depository services from its main store in Lemoyne, Pennsylvania, and it's thirty-two other full-service stores located in Cumberland, Dauphin, York, Berks, Lancaster and Lebanon Counties, Pennsylvania. Its retail banking services including free personal checking accounts and business checking accounts, regular savings accounts, money market accounts, interest checking accounts, fixed rate certificates of deposit, individual retirement accounts, club accounts, debit card services, online banking, credit cards, gift cards, safe deposit facilities and automated teller facilities. It also provides a range of lending products including commercial and industrial, owner occupied real estate, commercial construction and land development and commercial real estate loans, consumer loan programs, home equity, overdraft checking protection, consumer and business credit cards. The Bank also offers construction loans and permanent mortgages for homes. The Company is subject to the jurisdiction of the SEC and of state securities commissions for matters relating to the offering and sale of its securities and is subject to the SEC's rules and regulations relating to periodic reporting, reporting to shareholders, proxy solicitation and insider trading.
» More Articles for METR

Headlines

Articles On GuruFocus.com
Metro Bancorp Inc Reports Operating Results (10-K) Mar 16 2011 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 2,500 Shares Sep 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Aug 09 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) May 10 2010 
Metro Bancorp Inc Reports Operating Results (10-Q) Nov 09 2009 
Metro Bancorp Inc (METR) Chairman of the Board Gary L Nalbandian buys 14,385 Shares Sep 28 2009 
Metro Bancorp Inc (METR) CFO Mark A Zody buys 1,500 Shares Sep 28 2009 
Metro Bancorp and Republic First Bancorp Announce Extension of Merger Closing Deadline Jul 31 2009 

More From Other Websites
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jul 23 2014
Metro Bancorp Reports Record Quarterly Net Income of $5.1 Million; EPS up 25% and Loans Grow 14% Jul 23 2014
Metro Bancorp Reports Record Quarterly Net Income of $5.1 Million; EPS up 25% and Loans Grow 14% Jul 23 2014
Clover Partners says Metro should seek partner, worth $29-$30 per share Jun 13 2014
PL Capital raises stake in Metro Bancorp to 8.2% from 6.8% May 28 2014
METRO BANCORP, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders,... May 22 2014
METRO BANCORP, INC. Financials May 20 2014
METRO BANCORP, INC. Files SEC form 10-Q, Quarterly Report May 09 2014
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Apr 24 2014
Metro Bancorp Reports Net Income of $4.9 Million; EPS up 31% and Loans Grow 15% Apr 24 2014
Metro Bancorp Reports Net Income of $4.9 Million; EPS up 31% and Loans Grow 15% Apr 24 2014
PL Capital reports 5.2% stake in Metro Bancorp Mar 24 2014
METRO BANCORP, INC. Files SEC form 10-K, Annual Report Mar 17 2014
METRO BANCORP, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Amendments to... Feb 27 2014
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Jan 27 2014
Metro Bancorp Reports Record Quarterly Net Income of $4.9 Million; EPS Up 42% and Loans Grow 15% Jan 27 2014
Sterne Agee Selects Bank Stocks for 2014: A Wall Street Transcript Interview with Matthew Kelley,... Jan 07 2014
METRO BANCORP, INC. Files SEC form 8-K, Regulation FD Disclosure, Other Events, Financial Statements... Nov 13 2013
METRO BANCORP, INC. Files SEC form 10-Q, Quarterly Report Nov 12 2013
METRO BANCORP, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial... Oct 21 2013

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